A Santa Barbara native with 24 years of experience in real estate finance. He has made his mark in the Santa Barbara community with providing mortgage lending at its best. This is mostly due to his wide range of knowledge of the lending industry and understanding his client’s needs, specializing in complex self-employed borrowers, purchase and refinance transactions. He is consistently a top producer and has been named top 1% loan originators in the country.
Equal Housing Opportunity
NMLS #57662 / 12007
About Me
Sr. Loan Consultant/Branch Manager - Santa Barbara
Guy Rivera - Loan Guy in SB
NMLS #57662 / 12007
M
I highly recommend Direct Mortgage Funding Santa Barbara. Guy Rivera and his team went above and beyond to help me with my loan. He walked me through the entire process with great success. Changed my life!
MD
I highly recommend Direct Mortgage Funding Santa Barbara. Guy Rivera and his team went above and behind to help me with my loan. He walked me through the entire process with great success. I am very happy with this business. Changed my life!
M
Guy and his Staff did an Outstanding job getting me the loan and Property I wanted. I am extremely happy. Made it easy and very helpful every step of the way.
ZW
Guy and his team made buying my first home a breeze. They helped with everything, but I was especially impressed with their great communication. We closed quickly and they were on top of it the whole time. Thank you Guy, Vittoria, Selina and Katie.
KM
It was a pleasure working with Guy and his team. They were super responsive, everything was done with professionalism and on a timely manner and they helped the transaction feel seamless. Great working with you!
C
We recently closed on a transaction with Guy Rivera he is by far the very best mortgage banker we have ever dealt with we bought a second home on the West Coast it was the smoothest easiest transaction we have ever had, guy rivera and his team kept us informed every step of the way we closed in under 21 days and got the very best rate and I am a rate shopper you cannot go wrong with guy Rivera and his team at direct mortgage funding I recommend direct mortgage funding Santa Barbara 100% you cannot go wrong.
ES
Guy and his team were wonderful to work with— Thank you so much!
SM
Guy & his team were a pleasure to deal with. The transaction couldn’t have gone any smoother. Communication was stellar and outcome was a 10+ !
JS
Guy and his wife found the financial answer we needed. Went the extra mile to secure the bridge loan we wanted, and made our retirement future secure by his diligence and good service.
D
Great personal service and knowledgeable
GS
These guys get it done. Guy Rivera and team processed our two loans expeditiously with no surprises, miscommunications or snafus. Direct Mortgage is extremely professional and proactive, and I highly recommend Guy and his team.
AE
As first time home buyers, my husband and I were naturally intimidated by the loan process. Guy Rivera removed our anxieties from the equation and guided us through a seamless and enjoyable experience. He got us a great rate and tailored the loan structure to fit our needs. From the pre-approval, to the loan application, to the closing process - Guy and his stellar team kept in constant contact with us and answered any questions or uncertainties we had along the way. We appreciated that almost everything could be signed, sent and received digitally - which made the process even easier. We are so pleased with the results, I highly recommend Guy if you are looking for a trustworthy and reliable lender.
MF
Guy is a pleasure to work with! He makes the entire process easy, great customer service from him and his entire staff.
EC
I only go to Guy and his team for my Mortgage Loans! Guy has helped us with every one our mortgage loans for over 10 years. I would never even consider looking for a mortgage somewhere else. When ever my family or friends ask me for a mortgage referral I only give Guy's name. Guy and his team are very diligent, responsive, and professional. I highly recommend Guy and his team!
CB
Guy did a fantastic job getting me the loan I wanted. We are extremely happy. Great staff as well and he made it painless.
LT
Guy's our go to guy for anything finance related. We started the process for a refinance before things really got strange in the world with the pandemic and Guy, Vittoria and team saw it through until we closed as though everything was running as smooth as normal. Very professional, fast, and helpful throughout the process. This wasn't the first time we've exercised his expertise, as he helped us in the purchase of our first home. We highly recommend Guy. Always a pleasure to work with him.
JA
Guy and Guarantee Mortgage guided us through the complex application and re-financing process during the recent economic meltdown of the early virus quarantine. This period became a very difficult and fluid economic situation. Guy dealt with different lenders changing financial requirements and uncertain markets, and brought the new financing to a successful close. The rate locked in was the best to be found anywhere and he and his wife Vittoria patiently made sure our application was thorough, documented, and viable. Our package was accepted and approved by multiple institutions without a lot of confusion.
We are most grateful and recommend him highly .
We are most grateful and recommend him highly .
LA
I strongly recommend Guy (along with Laurie and Vittoria) as a mortgage lender. Through working with the team I came to believe that Guy and his team had a lot of integrity and that they were on my side. There was one time when I asked Guy to lock down my rate and he recommended that I wait. Sure enough, the rate dropped and I ended up with a fantastic rate for my dream home. This was my first time getting a loan, and they patiently worked with me to get what was needed. They are a group you can trust.
CB
Guy did an excellent job helping us refinance our home loan. The process was quick and easy. We appreciate Guys professionalism and would recommend him to anyone looking for a efficient and trustworthy mortgage broker.
JR
Guy has helped so many people I know. He really help my wife and I keep my family house in the family, for the next generation to grow up in. He made it as painless as possible, and his team really works for you.
EJ
Guy really helped my wife and I get out of a bind that Wells Fargo put us in. I am a shopper by nature and was shopping for the best rate, which was Wells Fargo. I was warned by peers of mine that the big banks can over-promise and under-deliver and that is exactly what happened. Wells Fargo missed our close date by over two weeks and tried to increase the required % down. I called Guy and he jumped on it. Within one business day we were back on track. The rate happened to improve and the % down stayed the same. Within 21 days he closed on time and helped my wife and I save our future home from escaping us. Honestly we would have lost our future home if it wasn't for Guy and his amazing team. Thank you so much Guy! I highly recommend you and your team.
SB
Guy helped my wife and I purchase our first home. I chose Guy after hearing his radio show because I liked the way he explained aspects of the lending process. He is very knowledgeable and professional, has a great sense of humor and is a very nice guy. (no pun intended). I also want to thank his wonderful staff, Laurie and Hugo and everyone else involved in assisting me with the loan application process.
I recommend Guy to anyone who is thinking about buying a home and look forward to working with him again in the future. Thanks!
I recommend Guy to anyone who is thinking about buying a home and look forward to working with him again in the future. Thanks!
RW
Just closed escrow and want to thank Guy and his team for doing a great job securing the loan we wanted, in the time frame we were hoping for. Excellent advice and service.
PH
I've used Guy and his team for about four or five purchases and refinances over the years and honestly would not use anyone else.
JB
Guy and his team have helped us with financing for three loans and been amazing to work with every time. He also found us great loan terms that really met our financial and home owning needs. We will use him again and highly recommend him to everyone!
