I own a number of properties and have also refinanced my personal home a few times over the years. Joe Crist was by far the best and easiest person to work with, helping me refinance my home. He is thorough and clear in his presentations. He is also the most patient person I know in this business. It is always a tough time working with escrows but Joe was wonderful, kind and prompt. I would certainly recommend Joe Crist as your Mortgage Loan Officer.
★ ★ ★ ★ ★

Peggy Long

client
Feb 3, 2020

Joe Crist

Branch Manager AmeriFirst Financial, Inc. California, Idaho, Washington, Georgia
I have been a Mortgage Loan Officer for the past 30 years. I align myself with Amerfirst Financial as we are the quickest in the industry for loan closings. While banks can take 2-3 months to close your loan, I average just 3.5 weeks! This is very important as when you go under contract, normally you are given 30 days to close and if your lender cannot accommodate this time frame, you may lose the home you are trying to purchase.

I take great pride in my job and am available weekends and nights to better serve my clients and real estate professionals. My favorite part of my job is seeing the joy of someone attaining “their American dream”. I look forward to working with you and together achieving your goals.
Apr 30, 2021
★ ★ ★ ★ ★
I would definitely recommend Joe and his service. His work speaks for itself! And let me tell you, he really worked his magic when it came to closing on our first home. When it seemed like the doors were shut on us, Joe guaranteed that he could make it happen on a tight deadline. He is a man of his word, and that speaks volumes! Joe's 30 year experience and knowledge gave us the extra comfort when it came to getting us approved. If anybody knows, its Joe!
Apr 29, 2021
owner
★ ★ ★ ★ ★
great customer service! very good listening. very easy to follow his instructions.
Apr 2, 2021
Educator
★ ★ ★ ★ ★
Couldn’t ask for a better experience! Worked with Joe on multiple home loans / Refis now. He is professional, timely and very easy to communicate with. I always feel like he has our best interest in mind. Would use him again or recommend him to others in a heartbeat
Thanks Joe and your team!
Mar 26, 2021
Sole Proprietor
Joe has not only provided us excellent guidance but has educated us for making
some very intelligent decisions re veteran financing! He’s also becoming a trusted friend who was our marriage sponsor recently!!
Thank you from both Kimberley & myself,
Master Joe.
Mar 21, 2021
★ ★ ★ ★ ★
The services that Joe provided went beyond any lender I have worked with. I’m a loan processor and I have never witnessed such an awesome display of dedication and integrity! Joe showed me that no matter what, I could trust him to get the job done. He gave me a range of possibilities that I could work with. He answers his phone and returns my calls. He kept me up to date on the status of my loan and he let me know to reach out to him if I had the slightest questions. I highly recommend Joe Crist for all your lending needs. He is a great guy that cares.
Mar 15, 2021
★ ★ ★ ★ ★
Joe was professional and knowledgeable. Our refinance last year as easy and seamless, we are now using Joe for our new home purchase.
Mar 15, 2021
Safety Director
★ ★ ★ ★ ★
It was a pleasure working with Joe Crist. Joe was very quick to respond to all my questions and was always extremely knowledgeable in all aspects of our process. Joe was able to help us close the deal in a relatively short amount of time and helped us feel less stressed by communicating with us every step of they way. I would definitely recommend Joe Crist and his team.
Mar 15, 2021
★ ★ ★ ★ ★
Joe Crist was beyond helpful, knowledgeable and professional with my home refinance. Communication was great and his follow up was fabulous.
I would highly recommend Joe and I look forward to working with him in the future.
Mar 15, 2021
★ ★ ★ ★ ★
Excellent nice person will recommend him
Mar 15, 2021
Retired College Professor
I met Joe Crist when I was purchasing a home in Sun City Shadow Hills last year in March. From the moment I met Joe, he was very professional, and had a very polite and friendly personality in assisting me with my mortgage loan. Joe took the time to discuss all the facts and figures with me so that I had a good understanding of the finances involved in the home purchase. Joe guaranteed me a low interest rate for the loan and took a genuine interest in the entire home-buying process. When it came to the long process of signing all the loan documents with the notary, Joe drove over 100 miles to meet with me to ensure the process was completed correctly and that I had signed all the necessary paperwork.
Another professional aspect of Joe was that he kept me apprised of the home value after purchasing the home in Sun City Shadow Hills. It was always nice to see that the home value was increasing and that Joe continued to take a personal interest in his "clients."
I would highly recommend Mr. Joe Crist when purchasing a home. This was not the first home I had purchased, but the very first time anyone took the time to explain the details of the home-buying process in a very professional manner.
Mar 12, 2021
★ ★ ★ ★ ★
Joe helped me with my home refinance. He was so helpful and the process was very easy and I am very pleased with the outcome.

I highly recommend working with Joe.
Mar 9, 2021
★ ★ ★ ★ ★
Joe Crist was truly wonderful to work with!
He kept us updated throughout the process.
He was very knowledgeable and friendly!
He completed our loan in a timely manner!
I would highly recommend him!
Mar 9, 2021
President, MSLMC
★ ★ ★ ★ ★
Step by step assisted me in purchasing our second home which was unsuccessful
From the first person who handled our application.
Mar 9, 2021
Supervisor
Joe Crist do an awesome job helping me and my family get the loan we needed to buy our home. He walked through every step from beginning to end and made our experience painless. I highly recommend Joe if you are interested in purchasing a home, he's got your best interest at heart. Thanks again Joe, we love our new home
Mar 9, 2021
Director of Global Audit
★ ★ ★ ★ ★
Joe helped us obtain financing and then a re-finance of the same home within the last 12 months. From start to finish, Joe made the process super easy. He was always available for a call to answer questions. For the re-finance, we were traveling in NY and he arranged to have a notary meet us to complete the paperwork (from 3,000 miles away). Joe went above and beyond and I would never use anyone else.
Mar 7, 2021
New Home Sales Agent
★ ★ ★ ★ ★
Joe is great to work with and has helped me with not only my new home clients but also did the refinance on my personal home!
Mar 5, 2021
★ ★ ★ ★ ★
Joe does an excellent job. He is extremely knowledgeable and professional. He is kind and easy to get along with. Joe is a gentleman Polite and very kind. He is a good listener and finds ways to help you through the process.
Mar 5, 2021
Sr Managerl
★ ★ ★ ★ ★
I was impressed by the updates on my refi from Joe. I knew when to pay my last mortgage payment to the old lender and when my new mortgage payments would begin which was two months later! The rate was the best and the customer servce was 5 star!
Mar 5, 2021
Sales Manager
★ ★ ★ ★ ★
Joe is honest, responsive, and professional. I couldn’t be happier with the service that I received from Joe and his team.
Mar 5, 2021
★ ★ ★ ★ ★
Joe has now helped us finance 2 houses! He is very helpful and knowledgeable in answering questions through out the stressful home buying process. Our first house was in a very rural area and he was able to find us a loan that fit our needs. I would absolutely recommend Joe Crist!
Mar 5, 2021
★ ★ ★ ★ ★
My Name is Cesar Cruz and just recently had the privilege to work with Joe Crist, after receiving a recommendation from Escrow Connection in Palm Springs Ca.
Joe made the refinancing process go very smoothly and hassle free. The timeline is also very accurate, he closed the loan very fast. Overall I am happy with the results and would recommend AmeriFirst Financial, Inc. and Joe Crist to everyone I know that would be looking to buy, refinance and/or a get mortgage loan.

Regards,

Cesar Cruz
Mar 5, 2021
Mr
★ ★ ★ ★ ★
I want to thank Joe for lowering my mortgage payment. I'm able to save almost $100.00 a month. Being retired that helps money go a little further. Thanks for being so patient with me, I appreciate all your help.
Mar 5, 2021
borrower
Joe and his team did a wonderful job on my purchase. They always communicated with me and kept me informed throughout the process and closed right on time!
Mar 5, 2021
Navy Master Chief (Retired)
★ ★ ★ ★ ★
If you’re looking for a top notch, professional mortgage service experience... look no further, Joe’s your guy! He got us a great rate, processed quickly and really went the extra mile. I highly recommend Joe and will definitely use him again in the future!
Mar 5, 2021
Retired District Labor Relations Manager UPS
★ ★ ★ ★ ★
Joe Crist was referred to us by our sales agent at Shea Homes. I had consulted other lending agencies looking for the right group to handle my new home purchase. When I called Joe I did t get an answer machine or a receptionist taking messages I got Joe. From the very beginning it felt like I was talking with an old friend. Joe asked what my needs were, what I was looking for in a lender, if I was interested in getting the best rate with my new mortgage? Well obviously he hit all the right buttons. We received first class treatment and step by step service from application to closing. Things couldn’t have been easier or more convenient especially during the Covid outbreak. I have already recommended Joe to a number of my friends and would highly recommend to anyone looking for any type of lending that this is a man you can trust. Joe and his staff are professional, friendly, knowledgeable and most of all they care about you and your situation and will make sure all your expectations are met. Simply put, once you call Joe you won’t need to call anyone else.
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AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1-877-276-1974. © 2021. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Visit https://amerifirstloan.com/pages/state-licensing for all state licenses information. Visit NMLS Consumer Access at https://www.nmlsconsumeraccess.org/