Larry did a phenomenal job for us in an extremely packed market. He was able to get everything wrapped up even with a long backlog at the VA. He worked to get our package to the top of the stack!!! Highly recommend Larry for anyone purchasing a home and the rate was the best on the market!!!!!!! Larry is the man!!

Taylor Williams

Ops engineer
Sep 4, 2020

Larry Clinton

Mortgage Loan Officer/ Branch Manager AmeriFirst Financial, Inc. CA. NMLS # 869020
My Name is Larry Clinton, I have been in the lending business for over 25 years. I am married with 3 adult children and 8 Grand Kids. I am truly blessed and have a home in San Clemente Ca .
My goals are to help you become a home owner, or refinance your current properties and decrease your debt. At the least amount of costs.
I like Water Sports, Football, and Tennis and spending time with Family.

Most importantly I like good quality life, Family, Church, and Fun!!!
2 days ago
Larry Clinton and his team are fantastic-they explained everything right up front and were quick with the details and answering questions the entire process.

Highly recommended!
2 days ago

Larry was truly one of the best lenders I have ever dealt with for a loan, and this loan was for us. It was a great experience and I believe he is an ASSET to the company !

Michelle Whitman
Jan 27, 2021
Larry worked with me every step of the way to getting my home refinanced. He got me a great interest rate, with low closing costs. He answered all of my many questions and explained things in layman's terms to help me feel at ease. He responded to my emails/phone calls promptly. He's a very personable and easy person to do business with. I highly recommend Larry to anyone looking to finance or refinance a mortgage.
Jan 10, 2021
Technical Director
Larry and his team (David S.) are a very detailed oriented, concerned with every aspect of your mortgage needs and while working very hard on solutions to get you the best rate. I have used him for 3+ loans and he is always available to discuss the best options while understanding your individual needs/constraints. He keeps you informed throughout the entire process and even works on weekends to keep the things moving. I highly recommend Larry and his team of expert mortgage specialists.
Jan 8, 2021
Senior GIS Analyst (Government/Utilities)
Working with Larry was a pleasure. He is extremely easy to reach, friendly, and his staff was always knowledgeable.

I would highly recommend Larry to anyone, as he always puts his clients first.
Nov 24, 2020
HR Director
Larry had been nothing short of amazing to work with! I was referred by a very dear co-worker and from the first call till the end he treated us like VIP's. He was with us every step of the way on a refi, incredibly knowledgeable and always available to answer our questions. He is fun to talk to as well, great sense of humor! I have already sent him a referral and will without hesitation send anyone I know to him. No doubt he would be our 'go to guy" in the future. Thanks Larry and Team for making this daunting process seamless.
Nov 10, 2020
Larry helped me buy my first home 3 1/2 years ago. When it came time to refinance , he was the guy (and his team) I wanted to work with. When rates started dropping at the start of COVID, I reached out and was informed it wasn’t time and they’d keep an eye out. Well they did, and they made it happen for me. They could have easily told me yes the first time and make money off of me, but they didn’t.
Larry is in some sense family! We text, we call, he knows my family, and my dearest friends who are also part of my family. There is no one else I’d go to, where Larry goes, I go.
Nov 8, 2020
We have now for the second time refinanced through Larry - which a second time is nothing short of a perfect experience.
Larry is a top notch professional and makes this complicated (to us) process a walk in the park, constantly updating us with status all the way to completion and all in all makes us totally relaxed and comfortable every time.
We have already recommended Larry to friends who are in the process of refinancing through him and indeed they are indicating same level of positive, friendly and professional treatment as we keep having.
In a scale of 1 to 10 Larry is at least a 10.

Nov 2, 2020
Larry was responsive, kind and helpful. His staff was the same. During COVID he was able to resolve everything without any issues. It was a pleasure working with Larry and his team!!Thank you Larry.
Oct 30, 2020
Larry went above and beyond helping us with or loan. I'll recommend him to anyone.
Oct 28, 2020
Larry listened to our every concern while refinancing our home. He was extremely detailed to every aspect of the loan and the process. He answered any and all questions and did so in a timely manner. I also have to commend Sydney in Larry's office. Our experience was Top Notch ! I would recommend Larry Clinton to all family and friends looking to refinance.
Sep 7, 2020
I trust Larry. He is very professional and knows his job well. I appreciate the excellent customer service he provides.

He is the best!

Thank you Larry.
Sep 4, 2020
Ops engineer
Larry did a phenomenal job for us in an extremely packed market. He was able to get everything wrapped up even with a long backlog at the VA. He worked to get our package to the top of the stack!!! Highly recommend Larry for anyone purchasing a home and the rate was the best on the market!!!!!!! Larry is the man!!
Jul 27, 2020
This is my third refi with Larry.
He has been an awesome partner on each one over the past five years.

Thank you Larry for having the experience and caring attitude.
Jul 13, 2020
Operations Manager
Where do I begin? This process was nothing that I ever imagined to have been. I didn’t think it would happen after another lender denied my loan due to new Covid-19 loan requirements and restrictions. However, Larry saved my mortgage and my sanity! He was able to find me a loan program fit for me with an even better rate. I don’t think I would have come out of this with my home if it wasn’t for Larry and his team bending over backward for me. Needless to say, I will be using Larry for future refinancing and purchase needs here to come. Thanks for all that you do, Larry; you really do work miracles. :)
Jun 26, 2020
Senior Vice President-Real Estate
I found myself in the middle of a very difficult situation when my mortgage loan officer and his processing assistant both left the firm in the middle of my mortgage refinance transaction. With COVID-19 already making documentation and closing challenging, Larry stepped in and took charge. He managed to cut through layers of bureaucracy, saved me from being charged additional fees caused by the delays in closing and brought the transaction to fruition. Thank you Larry. You saved the day!
Jun 22, 2020
Operations Manager
Larry has helped me through the original purchase and refi of my first house. He walked me through all of the options to find the financing plan that would work best. He suggested that I wait on finalizing paperwork until the market balanced out so that I could get the best rate available. It was great working with him and have recommended him to my peers.
Jun 17, 2020
This was my first home and didn’t realize how many hoops I had to jump through for escrow to close. Not only did Larry help with the loan side of things, but he helped in so many other ways outside of his responsibilities. He made this process so much easier(especially during a pandemic.) Buying a home doesn’t have to be hard, you just need friends to help you along the way. Larry is a man you need on your side!
Jun 9, 2020
Larry was very helpful during my loan process. He was able to get me a great rate and close it quickly. Thanks Larry!
May 8, 2020
Larry shepherded a very difficult loan process and stuck with it to a successful conclusion. There were some end-of-process issues with the title company and Larry went to bat for me and was a bulldog in getting things accomplished.
May 8, 2020
QA Release Manager
Mr. Clinton, did an excellent job of providing updates and answering any questions or concerns. The process was seamless for the most part, greatly appreciated. He and his staff were friendly and helpful! I would highly reccommend he and his team to friends and family.

Thank you
Apr 21, 2020
Happy Customer
Larry has been my friend in 5 transactions. I would not come back to him time after time if he was not a true professional with outstanding customer service. If you are looking for an honest, trustworthy pipe hitter, Larry is the guy you want fighting for you.
Apr 16, 2020
President, The Code Corp
Larry is a knowledgeable professional, and has been of great help to my family over many years. One of his best attributes in a profession filled with so much anxiety is responsiveness. Whether we like the answers or not, having someone to talk to about the lending process or loan status is very important. We recommend Larry!
Apr 3, 2020
Larry has worked very hard to not only process our refinance. Not only has he worked hard to get our loan done, but he also strategized with me on how to get the best rate at a time where the market is extremely volatile.

Larry kept me informed every step of the way, he was proactive in his communication and answered my emails, calls and questions very fast.

I would recommend Larry to anyone looking for a new or refinance loan.


Mike Pavick
Mar 27, 2020
Larry was there every step of the way and got me the best rate possible. Always available, always working for you.

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