Larry Clinton

Mortgage Loan Officer/ Branch Manager AmeriFirst Financial, Inc. CA. NMLS # 869020
My Name is Larry Clinton, I have been in the lending business for over 25 years. I am married with 3 adult children and 8 Grand Kids. I am truly blessed and have a home in San Clemente Ca .
My goals are to help you become a home owner, or refinance your current properties and decrease your debt. At the least amount of costs.
I like Water Sports, Football, and Tennis and spending time with Family.

Most importantly I like good quality life, Family, Church, and Fun!!!
Apr 27, 2021
I highly recommend Larry Clinton for all of your lending business needs. In an extremely busy home selling/buying market, Larry made me feel as I was his only client and walked me through every step of getting me approved for my successful home purchase. Larry got me a great interest rate, with low closing costs. He answered all of my many questions, worked with my real estate agent, escrow staff and explained things in layman's terms. He also was always available at short notice to my emails/phone calls. He's a very personable and easy person to do business with. I will continue to use Larry for all of my lending needs.
Apr 22, 2021
Coordinator of Athletics-Redlands USD
Larry Clinton and his TEAM worked extremely hard in making our three refis take place at one time! Two investment properties and also a 3rd, our primary residence-incredible rates and minimal costs to us! There were definitely some hurdles to overcome throughout the processes but......... they were highly motivated and remained focused in order to make the deals happen as they kept our best interests as their top priority! Special THANKS to Larry, Sydney and Dave! :) THANK YOU VERY MUCH!!!
Apr 12, 2021
Larry was an absolute pleasure to work with. I closed on my home on 4/5/21, in a very volatile market, and without Larrys help and guidance, I don't know if I would have my home today. Larry made himself available to me, day and night, for questions and concerns. I was a first time home buyer and Larry made sure I understood the process and was comfortable every step of the way. I would recommend Larry to anyone and everyone who is in need of a lender.
Mar 19, 2021
Larry delivered as promised and was professional and easy to work with. Highly recommended.
Mar 15, 2021
Larry is awesome and his team is professional. I have done a number of transactions with Larry and am always pleased with the outcome.
Mar 9, 2021
Larry has always been great to work with is the reason I keep coming back when I buy a new house or refinance to take advantage of lower rates
Mar 9, 2021
Larry has always been great to work with is the reason I keep coming back when I buy a new house or refinance to take advantage of lower rates
Mar 5, 2021
Larry Clinton and his team are fantastic-they explained everything right up front and were quick with the details and answering questions the entire process.

Highly recommended!
Mar 5, 2021

Larry was truly one of the best lenders I have ever dealt with for a loan, and this loan was for us. It was a great experience and I believe he is an ASSET to the company !

Michelle Whitman
Jan 27, 2021
Larry worked with me every step of the way to getting my home refinanced. He got me a great interest rate, with low closing costs. He answered all of my many questions and explained things in layman's terms to help me feel at ease. He responded to my emails/phone calls promptly. He's a very personable and easy person to do business with. I highly recommend Larry to anyone looking to finance or refinance a mortgage.
Jan 10, 2021
Technical Director
Larry and his team (David S.) are a very detailed oriented, concerned with every aspect of your mortgage needs and while working very hard on solutions to get you the best rate. I have used him for 3+ loans and he is always available to discuss the best options while understanding your individual needs/constraints. He keeps you informed throughout the entire process and even works on weekends to keep the things moving. I highly recommend Larry and his team of expert mortgage specialists.
Jan 8, 2021
Senior GIS Analyst (Government/Utilities)
Working with Larry was a pleasure. He is extremely easy to reach, friendly, and his staff was always knowledgeable.

I would highly recommend Larry to anyone, as he always puts his clients first.
Nov 24, 2020
HR Director
Larry had been nothing short of amazing to work with! I was referred by a very dear co-worker and from the first call till the end he treated us like VIP's. He was with us every step of the way on a refi, incredibly knowledgeable and always available to answer our questions. He is fun to talk to as well, great sense of humor! I have already sent him a referral and will without hesitation send anyone I know to him. No doubt he would be our 'go to guy" in the future. Thanks Larry and Team for making this daunting process seamless.
Nov 10, 2020
Larry helped me buy my first home 3 1/2 years ago. When it came time to refinance , he was the guy (and his team) I wanted to work with. When rates started dropping at the start of COVID, I reached out and was informed it wasn’t time and they’d keep an eye out. Well they did, and they made it happen for me. They could have easily told me yes the first time and make money off of me, but they didn’t.
Larry is in some sense family! We text, we call, he knows my family, and my dearest friends who are also part of my family. There is no one else I’d go to, where Larry goes, I go.
Nov 8, 2020
We have now for the second time refinanced through Larry - which a second time is nothing short of a perfect experience.
Larry is a top notch professional and makes this complicated (to us) process a walk in the park, constantly updating us with status all the way to completion and all in all makes us totally relaxed and comfortable every time.
We have already recommended Larry to friends who are in the process of refinancing through him and indeed they are indicating same level of positive, friendly and professional treatment as we keep having.
In a scale of 1 to 10 Larry is at least a 10.

Nov 2, 2020
Larry was responsive, kind and helpful. His staff was the same. During COVID he was able to resolve everything without any issues. It was a pleasure working with Larry and his team!!Thank you Larry.
Oct 30, 2020
Larry went above and beyond helping us with or loan. I'll recommend him to anyone.
Oct 28, 2020
Larry listened to our every concern while refinancing our home. He was extremely detailed to every aspect of the loan and the process. He answered any and all questions and did so in a timely manner. I also have to commend Sydney in Larry's office. Our experience was Top Notch ! I would recommend Larry Clinton to all family and friends looking to refinance.
Sep 7, 2020
I trust Larry. He is very professional and knows his job well. I appreciate the excellent customer service he provides.

He is the best!

Thank you Larry.
Sep 4, 2020
Ops engineer
Larry did a phenomenal job for us in an extremely packed market. He was able to get everything wrapped up even with a long backlog at the VA. He worked to get our package to the top of the stack!!! Highly recommend Larry for anyone purchasing a home and the rate was the best on the market!!!!!!! Larry is the man!!
Jul 27, 2020
This is my third refi with Larry.
He has been an awesome partner on each one over the past five years.

Thank you Larry for having the experience and caring attitude.
Jul 13, 2020
Operations Manager
Where do I begin? This process was nothing that I ever imagined to have been. I didn’t think it would happen after another lender denied my loan due to new Covid-19 loan requirements and restrictions. However, Larry saved my mortgage and my sanity! He was able to find me a loan program fit for me with an even better rate. I don’t think I would have come out of this with my home if it wasn’t for Larry and his team bending over backward for me. Needless to say, I will be using Larry for future refinancing and purchase needs here to come. Thanks for all that you do, Larry; you really do work miracles. :)
Jun 26, 2020
Senior Vice President-Real Estate
I found myself in the middle of a very difficult situation when my mortgage loan officer and his processing assistant both left the firm in the middle of my mortgage refinance transaction. With COVID-19 already making documentation and closing challenging, Larry stepped in and took charge. He managed to cut through layers of bureaucracy, saved me from being charged additional fees caused by the delays in closing and brought the transaction to fruition. Thank you Larry. You saved the day!
Jun 22, 2020
Operations Manager
Larry has helped me through the original purchase and refi of my first house. He walked me through all of the options to find the financing plan that would work best. He suggested that I wait on finalizing paperwork until the market balanced out so that I could get the best rate available. It was great working with him and have recommended him to my peers.
Jun 17, 2020
This was my first home and didn’t realize how many hoops I had to jump through for escrow to close. Not only did Larry help with the loan side of things, but he helped in so many other ways outside of his responsibilities. He made this process so much easier(especially during a pandemic.) Buying a home doesn’t have to be hard, you just need friends to help you along the way. Larry is a man you need on your side!

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