John Todaro

Mortgage Loan Officer AmeriFirst Financial, Inc.
Nov 10, 2021
SkiShop Tech
Outstanding! The best of the best. Thanks again JT.
Nov 9, 2021
Field Service Engineer
As a first time home buyer there was a lot of information and knowledge that I was lacking. Starting the process I felt very unsure. However after working with John I feel much more confident with the entire home buying process. He took the time to answer all of my questions. I don’t think there was a single time that I called John and he didn’t answer his phone or get back to me within a few minutes, no matter what day or time it was he always made time to prioritize my calls. I would highly recommend his service and I definitely look forward to working with him again on my next purchase.
Nov 5, 2021
Hussein Haider
Thank you for make the process so easy
Oct 12, 2021
Special events manager
This was my second time using John and his team to purchase a home. Very professional, speedy, smart, and always has your best interest in mind. Highly recommended!
Sep 28, 2021
John and his team are professional, efficient and trustworthy! John works to get you the best rate for a new loan, rental loan or for a refinance. He and his team keep you updated through the whole process. I would recommend him to a first time home buyer, investors or a seasoned homebuyer.
Jul 19, 2021
Systems Engr.
JT is very prompt and was able to process my pre approval on a weekend! JT is very helpful and patient in discussing and walking me through the process as a first time home buyer. He was also on top of things in terms of the financials for the property I was pursuing.

Jul 9, 2021
Water treatment operator
John is very professional and goes above and beyond to help his clients. He helped me get a loan to buy my first house. He also helped me with the refinance and walked me through everything as I am not really a paperwork kinda of person. I would recommend him to everyone looking to buy a home. He'll help get you there
Jul 6, 2021
I moved to Arizona in January to relocate closer to family. My daughter gave John's name and number to call.
I was very happy with the ease of getting prequalified. The availability to issue a prequalified letter to submit with my offer on a weekend!
Once my offer was accepted, I received a weekly update on the status of my loan.
When there was a clich with the title company, John stepped up and made it happen.
John and staff are professional, knowledgeable and highly customer service oriented. They have the lending process down to a tee.
For future consumers, have all your paperwork ready to submit so your transaction will go through quickly and smoothly.
Thank you John!
Jun 21, 2021
Disabled Veteran
John Todaro or JT as I know him did an amazing job helping me through the stressful process of purchasing my new home. As a disabled veteran with PTSD who has been living in care homes for quite some time, I was hesitant about thinking to buy a home and reclaim some independence until I was introduced to JT. Him and his team were there for me every step of the way, helping me when I needed it, explaining to me when I didn’t understand, and keeping me informed throughout the loan process. The communication between me, JT, and his staff was excellent. No matter day or night they always made themselves available to me. This is only the second home I’ve ever purchased in my lifetime but it was by far the easiest and best experience I’ve ever had.

I just want to thank JT and his amazing staff for making me feel welcome and a part of their family. For me this is a new chapter in my life and I can’t wait for the new memories this house will bring.
Jun 11, 2021
John Todaro (JT) and his team went above and beyond our expectations. JT excels at communicating and was active throughout the buying/selling process. It seemed like JT had our backs the entire time, rooting for us while pitching great tips and suggestions to make a speedy and successful offer, much appreciated in today’s crazy real estate market. Honestly, this was an amazing experience, something I would never imagine saying when it comes to working with a mortgage company. Thank you, JT for your outstanding service, and thank you to your AmeriFirst Financial team.
Jun 7, 2021
Product Line Manager
I am a first time home buyer. John Todaro and his team helped guide me through the entire process. From making sure my file was as clean as possible to answering every goofy question I threw his way. I truly feel I got a VIP experience with JT and AmeriFirst. I also completely believe that I wouldn’t have got the house of my dreams if it weren’t for their support, guidance, dedication and diligence.
I highly recommend using John and his team. I’m not planning on leaving my beautiful home anytime soon, but if I were John would be one of the first people I call.
May 14, 2021
I had a complex refinance situation. Plenty of equity and income but with some twists and I am not an Arizona resident. John was super diligent in researching the laws in my state and the work around to my unique situation. He most likely worked harder per hour on my mortgage than his normal client. I have been through home purchases and refinances enough time in my life to know John Todaro went above and beyond compared to your average home loan representative.....he was a pro! Use his energy to work for you! He's relentless!!
Phillippe Freeman
Bend, Oregon
May 6, 2021
John Todaro, or JT as we called him, was a great help in the purchase of our new home. From the very first contact, JT was knowledgeable, friendly and most of all honest. He made us aware of what was happening with each step and was available to answer any question through the process till the end. I would recommend JT to anyone that is considering buy a new home.
May 4, 2021
Owner/President
We've secured many mortgages thru the years and John Todaro and staff were one of the very best to work sorting through the maze of documentation to get to final approval. I believe it was the first time ever we got final approval with over a week left prior to closing.
John was Friendly and Professional, attentive, diligent with responses/requests and answers. Definitely a true Professional to work with.

I will recommend John/staff and Amerifirst to everyone I know looking for a loan.
Apr 5, 2021
John was a pleasure to work with from start to finish. He was always more than happy to answer any questions I had at any hour of the day. It can be overwhelming with all of the documentation and John was there every step of the way making sure everything was done properly. He also secured us a great rate and gave great advice on when to lock it in! I give John my highest recommendation.
Mar 19, 2021
John and his team where great. They took care of all my needs and questions. The process with John was quick and easy. I have recommended John and his team to some coworkers already..
Jan 25, 2021
If I could give John 10 stars I would in a heart beat. This man is on top of all his accounts. He treated me like I was his only customer. He is the most honest, caring, professional I have met. He & my Realtor (Debbie Newton) make a rock star TEAM! I never had to ask for an update- he always checked in with me. He is the best loan officer I have had the pleasure of working with. He was fair and made sure he took care of us during the stressful time of buying and selling a home. If you are buying or refinancing CALL JOHN!! I have found my forever loan officer. Cannot recommend him enough. Thank you JT!!!
Jan 12, 2021
We have used John in the past when we first purchased our home. He was spectacular, fast working and answered any questions we had. Then when rates dropped we thought it would be great to refinance. We have had others reach out to us but when calling John he new exactly what we were coming from, he treated us like family unlike the others and got started as soon as we put down the phone. With his fast work he made things happen, and now we are saving tons. We will always highly recommend John and use him in the future.
Jan 1, 2021
JT was awesome!!! Kept us very Informed. Walked us through the whole process step by step and made it very easy to understand each stage. Wouldn’t have trusted anyone else!
Dec 14, 2020
First off I want thank John Todaro for working so hard to get my loan done. I am self employed and it took a lot of work to get all the info for my loan done. Other people would have passed on it but John did not. He pushed thru the obstacles and got it done. Thank you very much. I wouldn’t recommend anyone else!!
Oct 26, 2020
Power Plant Manager
John helped with my move from CA to AZ and made the finances easy! He was always on top of the documents we needed as well as staying on top of our CA realtors and escrow company. We had two escrows gong on at once and he made sure to be involved with both to make sure we closed on time and without issues. Thanks for making our move a little easier and less stressful.
Oct 23, 2020
C.E.O. The Zeldini Collective
J.T. Is The Man! Completely knowledgeable, enthusiastic, and made my life so much easier. So glad he was referred to me, he made the loan process totally understandable. I’ll be working with him again I’m certain.
Aug 10, 2020
Always a pleasure working with with John and his team. This is the 2nd time I have worked with him and won't be the last. I always recommend everyone to him and tell them my great experiences. John and his team make everything painless and leave no details out. I love working with him and his team!!
Aug 7, 2020
Owner at HighTower Communications
Simply Put.... John Todaro is one of the best in his line of work. Ive had a chance to work with a few loan officers, but John will be the last one I'll be working with if I have anything to say about it. Thank you John. Thank you Luc for hanging in there with us. We are all thrilled to have been able to move on to our ranch and that was a direct result of your efforts so thank you again. JMDF
Jul 29, 2020
I was introduced to John through our realtor. What a lucky break! We did not think there would be a way to finance our home purchase as we had recently retired. John worked hard to find a way to make it happen. He worked 24 x7 and made the improbable happen, facilitating everything from loan to title company. It was great working with a real professional that knows his business and proactively communicates every step of the way. Job well done John!!! You made our transition a seamless one.

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