John Todaro

Mortgage Loan Officer AmeriFirst Financial, Inc.
Disabled Veteran
John Todaro or JT as I know him did an amazing job helping me through the stressful process of purchasing my new home. As a disabled veteran with PTSD who has been living in care homes for quite some time, I was hesitant about thinking to buy a home and reclaim some independence until I was introduced to JT. Him and his team were there for me every step of the way, helping me when I needed it, explaining to me when I didn’t understand, and keeping me informed throughout the loan process. The communication between me, JT, and his staff was excellent. No matter day or night they always made themselves available to me. This is only the second home I’ve ever purchased in my lifetime but it was by far the easiest and best experience I’ve ever had.

I just want to thank JT and his amazing staff for making me feel welcome and a part of their family. For me this is a new chapter in my life and I can’t wait for the new memories this house will bring.
Jun 11, 2021
John Todaro (JT) and his team went above and beyond our expectations. JT excels at communicating and was active throughout the buying/selling process. It seemed like JT had our backs the entire time, rooting for us while pitching great tips and suggestions to make a speedy and successful offer, much appreciated in today’s crazy real estate market. Honestly, this was an amazing experience, something I would never imagine saying when it comes to working with a mortgage company. Thank you, JT for your outstanding service, and thank you to your AmeriFirst Financial team.
Jun 7, 2021
Product Line Manager
I am a first time home buyer. John Todaro and his team helped guide me through the entire process. From making sure my file was as clean as possible to answering every goofy question I threw his way. I truly feel I got a VIP experience with JT and AmeriFirst. I also completely believe that I wouldn’t have got the house of my dreams if it weren’t for their support, guidance, dedication and diligence.
I highly recommend using John and his team. I’m not planning on leaving my beautiful home anytime soon, but if I were John would be one of the first people I call.
May 14, 2021
I had a complex refinance situation. Plenty of equity and income but with some twists and I am not an Arizona resident. John was super diligent in researching the laws in my state and the work around to my unique situation. He most likely worked harder per hour on my mortgage than his normal client. I have been through home purchases and refinances enough time in my life to know John Todaro went above and beyond compared to your average home loan representative.....he was a pro! Use his energy to work for you! He's relentless!!
Phillippe Freeman
Bend, Oregon
May 6, 2021
John Todaro, or JT as we called him, was a great help in the purchase of our new home. From the very first contact, JT was knowledgeable, friendly and most of all honest. He made us aware of what was happening with each step and was available to answer any question through the process till the end. I would recommend JT to anyone that is considering buy a new home.
May 4, 2021
We've secured many mortgages thru the years and John Todaro and staff were one of the very best to work sorting through the maze of documentation to get to final approval. I believe it was the first time ever we got final approval with over a week left prior to closing.
John was Friendly and Professional, attentive, diligent with responses/requests and answers. Definitely a true Professional to work with.

I will recommend John/staff and Amerifirst to everyone I know looking for a loan.
Apr 5, 2021
John was a pleasure to work with from start to finish. He was always more than happy to answer any questions I had at any hour of the day. It can be overwhelming with all of the documentation and John was there every step of the way making sure everything was done properly. He also secured us a great rate and gave great advice on when to lock it in! I give John my highest recommendation.
Mar 19, 2021
John and his team where great. They took care of all my needs and questions. The process with John was quick and easy. I have recommended John and his team to some coworkers already..
Jan 25, 2021
If I could give John 10 stars I would in a heart beat. This man is on top of all his accounts. He treated me like I was his only customer. He is the most honest, caring, professional I have met. He & my Realtor (Debbie Newton) make a rock star TEAM! I never had to ask for an update- he always checked in with me. He is the best loan officer I have had the pleasure of working with. He was fair and made sure he took care of us during the stressful time of buying and selling a home. If you are buying or refinancing CALL JOHN!! I have found my forever loan officer. Cannot recommend him enough. Thank you JT!!!
Jan 12, 2021
We have used John in the past when we first purchased our home. He was spectacular, fast working and answered any questions we had. Then when rates dropped we thought it would be great to refinance. We have had others reach out to us but when calling John he new exactly what we were coming from, he treated us like family unlike the others and got started as soon as we put down the phone. With his fast work he made things happen, and now we are saving tons. We will always highly recommend John and use him in the future.
Jan 1, 2021
JT was awesome!!! Kept us very Informed. Walked us through the whole process step by step and made it very easy to understand each stage. Wouldn’t have trusted anyone else!
Dec 14, 2020
First off I want thank John Todaro for working so hard to get my loan done. I am self employed and it took a lot of work to get all the info for my loan done. Other people would have passed on it but John did not. He pushed thru the obstacles and got it done. Thank you very much. I wouldn’t recommend anyone else!!
Oct 26, 2020
Power Plant Manager
John helped with my move from CA to AZ and made the finances easy! He was always on top of the documents we needed as well as staying on top of our CA realtors and escrow company. We had two escrows gong on at once and he made sure to be involved with both to make sure we closed on time and without issues. Thanks for making our move a little easier and less stressful.
Oct 23, 2020
C.E.O. The Zeldini Collective
J.T. Is The Man! Completely knowledgeable, enthusiastic, and made my life so much easier. So glad he was referred to me, he made the loan process totally understandable. I’ll be working with him again I’m certain.
Aug 10, 2020
Always a pleasure working with with John and his team. This is the 2nd time I have worked with him and won't be the last. I always recommend everyone to him and tell them my great experiences. John and his team make everything painless and leave no details out. I love working with him and his team!!
Aug 7, 2020
Owner at HighTower Communications
Simply Put.... John Todaro is one of the best in his line of work. Ive had a chance to work with a few loan officers, but John will be the last one I'll be working with if I have anything to say about it. Thank you John. Thank you Luc for hanging in there with us. We are all thrilled to have been able to move on to our ranch and that was a direct result of your efforts so thank you again. JMDF
Jul 29, 2020
I was introduced to John through our realtor. What a lucky break! We did not think there would be a way to finance our home purchase as we had recently retired. John worked hard to find a way to make it happen. He worked 24 x7 and made the improbable happen, facilitating everything from loan to title company. It was great working with a real professional that knows his business and proactively communicates every step of the way. Job well done John!!! You made our transition a seamless one.
Jul 10, 2020
Physical Therapist
As first time home buyers, John provided clear communication and assistance throughout the entire process. He was always available to answer questions in a timely manner and make this process as smooth as possible. Definitely recommend working with John!
Jul 6, 2020
John is extremely knowledgeable, helpful and Professional. He is also always available and ready to deliver whatever is needed
Jun 30, 2020
New Homeowner
John made my homebuying experience a joy. I was worried I would not be able to purchase my home. John got me through all of the red tape and I am now a new homeowner...I am very pleased and would work with John again in the future should I need to purchase a new house. Thanks, John
Jun 22, 2020
Probate Registrar
I could not have asked for a better experience when purchasing my house. John was recommended to me by a friend when I was wanting to purchase a home. John was always in touch with me and kept me up to date regularly with the progress in obtaining my mortgage loan. He worked late hours if he needed to just to make sure everything was progressing as it should. I would highly recommend John for any of your financial needs. It was an absolute pleasure to work with John and I can't thank him enough.
Jun 16, 2020
Director of Sales
John worked very closely with my wife and I on our refinance. He did a terrific job managing the process, with a number of factors happening along the way. Unfortunately with Covid I lost my employment but with other income John was able to help us qualify for a very good interest rate.
John throughout the process was always accessible and very supportive. I would highly recommend John to anyone looking for a mortgage and or refinance.
Jun 6, 2021
John was very attentive and took care of my refinance in a timely manner and had no surprises
Jun 9, 2020
Client of John
Working with John was a pleasure. He was so helpful with bringing my credit score up and preparing me to purchase a home. He was very easy to contact and quick to respond if left a message. He was easy to talk to and answered any questions I had. Whether big or small he made sure to explain them in a way I could understand. I would highly recommend John Todaro for any financial needs.
Jun 8, 2020
Office Manager/Human Resoruces
I cannot begin to explain how awesome and enjoyable it has been working John Todaro for a second time! John and his team are very responsive, knowledgeable, and efficient in everything they do. It definitely is nice having a peace of mind knowing that your are in good hands and don't have to worry about the ball being dropped in any aspect of your loan process. I HIGHLY recommend working with John and his team for your mortgage needs; you won't be disappointed!

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