Ricky Khamis

National Business Development Manager AmeriFirst Financial, Inc. NMLS 17314 | AZ Lic 0911814
A veteran loan officer and an innovator in the real estate industry, Ricky Khamis is the branch manager in the corporate office of AmeriFirst Financial, Inc. where he oversees an annual loan volume of $200 million. His in-depth understanding of bond markets and ability to accurately gauge the direction of interest rates has helped him consistently rank within the top 1 percent of lenders for the past 10 years.

Ricky is also a subject matter expert who assists real estate professionals and executives with growing their businesses. He is an instructor at the Arizona Academy of Real Estate where he has taught hundreds of realtors and loan officers how to develop high-yielding internet marketing campaigns. His innovative system allows them to create a prominent presence on the World Wide Web using proven tactics. He has taught classes in Arizona, California, Colorado, Texas, and Utah. Additionally, he coaches and consults with business executives through his company, Barrier Breaker Coaching, LLC (est. 2014). He also conducts presentations and publishes articles about internet marketing development and sales tactics.

Ricky attributes his success to discipline, dedication, and drive; commitment to continuous education and growth; and an exceptional ability to open doors others cannot. These traits coupled with technological, web site building, and social media expertise allow him to provide high-level advice, tools, and resources for his clients.

Ricky received training from The CORE Training, Inc., a premier real estate and mortgage coaching company that serves top producing loan originators and real estate agents throughout the country.

Earlier in his career, Ricky served in the US Army as an infantryman with the 3-505th 82nd Airborne Division at Fort Bragg North Carolina. He was awarded the Army Achievement Medal and four Army Commendation Medals, and he was named Soldier of the Month.
Jan 5, 2021
The team was very helpful and the process was super easy. Ricky is a great guy to work with,
Jan 5, 2021
Ricky put together a package of 2 loans as he had promised to allow us to close on our new home. Despite some barriers from the second lender and some computer failures, we got it done, but a day delayed. Special shout out to Jordan for positive attitude and excellent service.
Dec 7, 2020
The Ricky Khamis team was wonderful. Throughout the refinance process, the communication was excellent. I was immediately locked into a very low interest rate as promised. I had a great experience and highly recommend Mr. Khamis for your financial needs.
Nov 30, 2020
Just a dude
We had a unique situation in where it took us longer than normal to sell and purchase a new home. Ricky and his team were great from the start and stayed engaged the entire time. When it was time to close Ricky and his team stepped up and wrapped things up in a timely manner. Thanks Ricky...
Nov 30, 2020
Ricky and his team killed it and made my wife and I’s first home buying experience a memorable one. He even warned us saying there’s gonna be some bumps along the way but I promise you, that everything will be ok and I will get you into your house! He was right! COVID hit and him and his team didn’t let anything in the way of us getting our house. November 3rd we got our closing date of November 20th and him and his team got everything done within 18 days and got us funded and closed that Friday! I can’t tell you how hard they work to ensure they make their customers happy. I highly recommend Ricky and I have referred everyone I know to him because of how truly amazing he is! He knows his stuff and tells you how it is and is extremely up front about everything!
-TJ Perez
Nov 24, 2020
We put off refinancing our home for months because we didn’t want to deal with the headache... if we would have known that working with the Khamis team would be this easy we would have done it much sooner! Thank you Ricky and team for making the refi process easy and headache free.
Nov 11, 2020
We highly recommend this company. We have worked with them before. They provide excellent service, are very helpful, and make the usual frustrating and time consuming job of arranging a home loan a more pleasant experience.
Nov 2, 2020
Owner Sonny's Roofing Company
Excellent communication and very efficient. We we're glad we went with Ricky. Couldn't have had a better experience.
Thanks Ricky
Earl Howard Jr.
Nov 2, 2020
The rates are good. The process was detailed. Reliable company, I recommend.
Nov 2, 2020
First home buyer
Ricky Khamis and his team were great!!! This was my first home purchase and they took care of everything and any questions I had got answered. There were a couple hiccups down the road that delayed the closing date but all and all they did a fantastic job!!!
Oct 31, 2020
Ricky and Jordan went above and beyond. You will not find a better rate, trust me. They are truly there to help and are NOT all about making money off of you like the competition. They are true to their word and now have a faithful customer for life.

Thank you Ricky, and Jordan!
Oct 29, 2020
Ricky Khamis was super helpful in getting our mortgage funded in record time. It would not have been possible without the "rush" work he and his team did. Thank you Ricky.
Oct 26, 2020
Ricky and his team did a great job on my loan to buy a new home. They exceeded my expectations on every level and I have worked with a lot of lenders as I have been in real estate for over 20 years! I would highly recommend Ricky, and do, and consider him a very important part of my team.
Oct 21, 2020
Ricky was the most efficient loan officer we have ever dealt with!
Oct 15, 2020
I think the Khamis group did everything possible to make the loan. They were accommodating.
Oct 8, 2020
RN, Realtor
Simply put, I love working with Ricky! I love his background and his service to our country, I love his passion to connect with and keep informed real estate professionals like myself, and he always gets myself or my clients the best deal! He’s got a fantastic, responsive team too. 5 ⭐️ Service!!
Oct 7, 2020
This is not the first time I have contacted Ricky Khamis for my refinancing needs. The service I receive is top notch. If I ever was to refi again, Ricky will be my choice for the service.
Oct 2, 2020
Mission Assurance Manager
Ricky and his team did an outstanding job of processing my loan and providing superior service. Special thanks to Michael Penka who was faithful with always staying in touch and answering many questions. He was always patient and provided assurance that the loan would be funded to meet contract deadlines. Again, thanks much to Ricky and his team.
Sep 28, 2020
Director of Operations
The professionalism is what blew me away. Ricky and his team were spot on when it came to handling my mortgage application. Whatever they said they were going to do, they did. Error free. I've never had a better experience with other lenders. I highly recommend Ricky. If you need a mortgage, do yourself a favor and call him now!
Sep 7, 2020
Very easy process for a refi, every interaction with the team was professional. I would highly recommend for any mortgage needs.

Thank you
Sep 7, 2020
★ ★ ★ ★ ★
Mr. Ricky Khamis is a great manager in Amerifirst Financial Inst. if you’re looking for a home mortgage lender, please, contact him, Ricky is very professional, helpful, organized & knowledgeable. Ricky, Thank you very much for a job VERY WELL DONE! We’re appreciate your overall concern, professionalism, and everything that went into. Also, thank you for the rest of best teams who made our dream come true ! We love our new home! We look forward to recommending you, and doing business with you again in the future!!

Samuel and Veronica
Sep 7, 2020
Mr. Ricky Khamis is a great mortgage lender, very professional, helpful, organized & knowledgeable.
Ricky, Thank you very much for a job VERY WELL DONE! We’re appreciate your overall concern, professionalism, and everything that went into. We love our new home! We look forward to recommending you, and doing business with you again in the future!!

Samuel and Veronica
Aug 17, 2020
If you are looking for a lender to make purchasing a home a breeze, look no further. Ricky and his team were always available to answer any and all of my questions either by phone or email. I was never left feeling like I didn't know where I was in the process, or if there was anything further needed. They were very clear on the process and with things to be expected. They couldn't have made it easier!
Aug 14, 2020
Twice in two years The Khamis Group has enabled me to do two things that I was not sure could be done in my circumstance. Friendly, competent and trustworthy all the way.

Thank You Ricky Khamis Group!!!!!!!!!
Jul 17, 2020
I highly recommend Ricky and his team at AmeriFirst Financial. Ricky is extremely knowledgeable on what my clients need to qualify them for purchasing a home. I had the pleasure to work with Ricky on the purchase of my own home and I couldn't be happier with the service he provided. He went above and beyond to make sure I closed successfully. Ricky is a very dedicated individual who works for his clients and follows through on every part of the process. He closely follows the transaction and will call all parties involved promptly with information that may require immediate attention for an on-time closing. Thanks Ricky, Jordon & the entire Khamis Team. ~Ericka Lassiter

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