Ricky Khamis, a proud Veteran of the 82nd Airborne Division, has dedicated his life to serving others. After an accomplished career as an Infantry Soldier, Ricky transitioned to managing Bally Total Fitness in Mesa, Arizona, where he became the top General Manager out of 330 clubs. Although he thrived in business management, Ricky sought a career that allowed him to give back to his community while prioritizing his family. On the recommendation of a close friend, he explored the mortgage industry in November 1991.
After a year as an Assistant, mastering the nuances of the business, Ricky ventured out on his own, developing a robust book of business. His exceptional relationship-building skills propelled him into the top 1% of loan officers nationally. To serve his clients and referral partners at the highest level, Ricky earned certifications as a Certified Mortgage Planning Specialist, Certified Mortgage Advisor, and Certified Veteran Lending Specialist. He can even train Certified Financial Planners to renew their licenses.
Ricky and his team bring a disciplined, military-inspired approach to assisting clients. He extends meticulous attention to detail to his borrowers and partners, ensuring smooth transactions. "Everything I do has its place and order," Ricky says. "I coach my team rigorously and hold them accountable to our metrics. This ensures our partners know exactly what to expect and how long it will take to get things done."
About Me
President
EPiQ Lending
NMLS 17314 | AZ Lic 0911814
Pinned Recommendation
JC
I’ve known Ricky Khamis for years, and if you’re in the real estate world and haven’t had a chance to work with him yet, you’re missing out. He’s sharp, reliable, and genuinely one of the best in the lending business.
As President of EPIQ Lending, Ricky leads from the front. He’s the kind of guy who picks up the phone, finds solutions fast, and actually cares about helping agents grow their business—not just closing deals. You always know where you stand with Ricky, and he makes the process smooth for everyone involved.
If you’re looking for a true lending partner—not just a lender—Ricky’s your guy. I can’t recommend him highly enough.
As President of EPIQ Lending, Ricky leads from the front. He’s the kind of guy who picks up the phone, finds solutions fast, and actually cares about helping agents grow their business—not just closing deals. You always know where you stand with Ricky, and he makes the process smooth for everyone involved.
If you’re looking for a true lending partner—not just a lender—Ricky’s your guy. I can’t recommend him highly enough.
MJ
Working with Ricky Khamis on my 9-unit deal was nothing short of exceptional. From start to finish, he was on it—responsive, knowledgeable, and locked in on getting things done right. This was a big transaction for me, and Ricky made it feel smooth and dialed-in the entire way. I appreciated the communication, the backup options he had ready, and the way he navigated everything with confidence. I highly recommend him if you’re doing any kind of real estate financing—especially complex deals. Five stars all the way.
I had the privilege of working with Ricky Khamis and Austin Khamis for my mortgage needs, and the experience exceeded all my expectations. Ricky's extensive knowledge and expertise in the mortgage field were immediately evident, as he guided me through each step of the process with ease and clarity. His effective communication and prompt responses to my questions made the typically complex process smooth and easy to understand.
What truly distinguishes Ricky and Austin is their dedication to securing the best financial outcome for their clients. They went above and beyond to ensure I received a favorable mortgage rate, showcasing not only their professional skill but also a genuine concern for my financial well-being. Their integrity and commitment were clear in every interaction, making them an excellent choice for anyone seeking mortgage services.
What truly distinguishes Ricky and Austin is their dedication to securing the best financial outcome for their clients. They went above and beyond to ensure I received a favorable mortgage rate, showcasing not only their professional skill but also a genuine concern for my financial well-being. Their integrity and commitment were clear in every interaction, making them an excellent choice for anyone seeking mortgage services.
KM
Ricky was fantastic to work with and made the home buying process as easy as anyone could ask for. He was clear and concise on where we were in our home buying process every step of the way! He provided an attentiveness and care for our needs that would not have been met anywhere else! It was truly a pleasure to work with him through our first home purchase. He explored many avenues to help us get the best deal possible which was very comforting! I was never once overwhelmed or stressed from prequal to close, and could not see myself working with anyone else in the future!
AN
Ricky Khamis and his team were absolutely phenomenal to work with!! He was wonderful at keeping in contact with me and letting me know where we were in the process. He answered my plethora of questions at all hours of the day and never made me feel like a bother (and trust me, I had A LOT of questions). He truly is the best in the business and feel so lucky to have had him in my corner for my home mortgage loan.
MM
Amazing!!! I am a first time home buyer and I worked with Ricky Khamis and his group to get my mortgage loan. They are very professional, extremely helpful, and made the process very easy. I highly recommend using them!
