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Ramon Espinoza

Home Loans NMLS 151617, AZ Lic. 0911895
Sep 19, 2022
Field Electronics Installer
Ramon was very professional through out the whole process. I always had the impression that purchasing a home can be very stressful. Ramon’s guidance, simplified the process which greatly minimized the stress. He kept in constant contact with me with regular updates on the home loan.

As a first time home buyer, I have to say that my experience because of Ramon and his team, was very positive from the start - all the way to the close of escrow. I highly recommend Ramon and his team for home financing.
Jun 1, 2022
Client
Ramon and his staff are true professionals in every sense of the word. The communication, dedication and personal care are top notch. I would recommend Ramon to anyone seeking a mortgage.
May 20, 2022
OWNER & INVESTOR
I give Ramon and his entire team all thumbs up... When I was 22 years old with no chance at getting a home, I met Ramon and he gave me hope and I bought my first home with his help. I was able to work my way up to purchasing 5 investment property's. now I am 40 and Ramon helped me buy my forever home.. Thank you so much for walking me step by step through the process and not letting me have a doubt for a second. Ramon at Amerifirst Financial is the best team to work with.. I will deff be sending all my peps his way!
Apr 22, 2022
Working with Ramon and his team with AmeriFirst has been fantastic! I appreciate the candor and friendliness of everyone I interacted with. Usually purchasing a home is stressful and complicated, but Ramon is thorough and takes any guess work out of the equation. Should I ever purchase another home I will definitely utilize Ramon’s knowledge and team again. Thank you so much Ramon and Clemente!!
Apr 8, 2022
Ramon and his team were wonderful at getting us into our home and kept us informed every step of the way in the loan process. I highly recommend him and his team!
Feb 1, 2022
VERY PERSONABLE, EFFICIENT, ALWAYS AVAILABLE BY PHONE, PROFESSIONAL
Jan 14, 2022
Provider Network Manager
Ramon, did an amazing job on my loan. He provided great information surrounding my mortgage loan and very concise on explaining the various elements. I'm beyond satisfied with the service he provided.
Jan 7, 2022
Excelente trabajo y muy profesional
Dec 17, 2021
I can only say I am very grateful With Ramon. He helped me from the very start, giving me every option available and always explaining every step of the way. He made the process very easy, which makes working him a great experience. Thank you Ramon for helping me achieve a dream!
Dec 13, 2021
Ramon was professional and prompt. I was very satisfied with my experience. I would recommend
Nov 9, 2021
Ramon Espinoza is truly the best! He made our experience feel seamless and stress free. He always advocates for his clients!
Nov 1, 2021
Ramon Espinoza, is an outstanding individual to work with ,working with him on my Refi was so easy he made everything happen hassle free. You will not regret choosing him and his team .
Oct 28, 2021
Chief Appraiser
In a market it is becoming more and more difficult to get an offer accepted. Time is money and when you use a lender like Ramon Espinoza and AmeriFirst Fin. He got me qualified and out of UW ready to close in about 17 days. The Real Estate Agents were amazed.
Oct 27, 2021
Homebuyer
Ramon Espinoza's team is very professional, knowledgeable and courteous. They were very quick to get me my pre-approval, so that my agent could put an offer in for the house I liked. Throughout the process, they were very communicative with myself, the title company and the realtors, which made things easier for me. And most importantly, they enabled me to close on my house successfully and on time! Thank you, Ramon!
Oct 27, 2021
Restaurant managers
He did a amazing job
Oct 25, 2021
Chief Appraiser
In a market it is becoming more and more difficult to get an offer accepted. Time is money and when you use a lender like Ramon Espinoza and AmeriFirst Fin. He got me qualified and out of UW ready to close in about 17 days. The Real Estate Agents were amazed.
Oct 12, 2021
Ramon was absolutely amazing from the start! He stuck by our side for 18 months; working with us to raise our scores, acknowledging every concern we had in mind, and educating us on all of our options. He was an honest and competitive lender and actually saved us from wasting a lot of money. When push came to shove right before closing, he fought for us to get the best deal possible and never gave up! We'd recommend him to any friend or family of ours and definitely plan to return for future opportunities. Thank you, Ramon!
Sep 15, 2021
I highly recommend Ramon and his business. Ramon was honest and helpful with every step of obtaining a loan. He went above and beyond to make our dreams of owning a home a reality. Thank you Ramon for everything and I would refer all friends and family.
Aug 30, 2021
Ramon is amazing. He has been working with me for 2 years to get a house. My journey has been a journey but he stuck by my side and now I am finally in a house.
Aug 30, 2021
Ramon was exactly the type of person we were looking to work with as first time home buyers. He provided clear and concise information, was very knowledgeable, and compassionate as we asked many questions at every step of the home buying process. Could not have asked for a better experience
Aug 27, 2021
Ramon was great in many ways he took the time to explain and answer every question I had to include he was kind enough to look out in my best interest. Which was very beneficial being a first time home buyer. He was by my side through the whole process from beginning to now . I would recommend him to anyone needing to be taken care of when it comes to buying a home.
Aug 13, 2021
Patient Financial Services Supervisor
Ramon Espinoza and his team made the process of purchasing a home a very pleasant experience. Ramon was very professional and transparent, all my questions were answered promptly as he made sure I thoroughly understood each question I had. I highly recommend Ramon Espinoza and his team!
Aug 7, 2021
Engineering
Ramon and his son are a great team. They're fast and best of all take care of your needs. I have done two loans with him, and every time it has gone flawless and fast. In this time, were EVERYONE is getting loans, I never felt like I was second in line. He responded all of my questions promptly.

Thank you for helping me and my family with this transaction.

Saludos!
Aug 2, 2021
He and his team did am awesome job. His patience with me was above and beyond
Aug 2, 2021
Ramon is the man who will get it done for you. No frills. He’ll give you the run down and let you know what needs to happen. As long as you get your stuff done, he’ll make sure everything else falls in place. Definitely recommend him if you want to make sure you get your house!