Scott did everything that I wanted from him and made the process of doing a cash out refinance incredibly easy. He simply would ask for certain documents and he handled all the rest. I just needed to sign and it was all done. From the day I called him we were done within 30 days. I would recommend him to anyone.

Jared Lizano

Dec 7, 2020

Scott Fenner

Senior Mortgage Loan Officer AmeriFirst Financial, Inc. NMLS: 217662, AZ Lic. 0911441 NMLS145368 AZBK0013635
Ahwatukee Resident since 1997. Arizona Residential Lending since 1994.

Specializing in:

On time closings
VA, FHA, Conventional, Jumbo, and USDA home loans
First time home buyer loan programs, including down payment assistance.
vacation home loans
investment home loans
Fixer upper/rehabilitation loans
Down Payment Assistance
Sep 14, 2021
Scott was wonderful! He made the refinancing of our home as seamless as possible! I would recommend him to my family and friends for their home financing needs for sure!
Aug 24, 2021
I find out that I need a new air conditioner but where do I find that kind of money. I remember Scott Fenner and called him. He started my mortgage application right away. From start to finish Scott was there anytime for anything his customer service was excellent, above and beyond. Everyone that I came in contact with that work with him were kind and professional. My closing paid my bills and gave me cash out for that new air conditioner. Wow....5 Stars. I will be recommending Scott to all my friends and family. Thank you Scott ?? ??
Aug 24, 2021
I had just find out that I needed a new air conditioner. Where do I find the money. I remember Scott Fenner and called him for help. He got my mortgage paperwork going right away some of which need actual signatures but he came over himself and got those signed. The appraiser came next and then closing with the cash I need for a new air conditioner. From start to finish anytime I needed to talk he was there, anything that needed to be done he was there and anything extra that needed to be done he took care of it. Everyone that worked with him like the appraiser and title officer were all very kind and professional. Wow....5 stars. I will be referring all my friends and family to Scott. Thank you so much Scott. ?
Aug 10, 2021
Scott is very a very knowledgeable and ethical loan agent. He got the job done and we are happy with the result.
Aug 2, 2021
I have known & worked with Scott Fenner for over 25 years. I have lived in the same house for 23 years & have only worked with Scott when refinancing my house. He makes everything so easy, always quick to answer my questions & gets it done fast! He is such an expert in his field, would never go with anyone else!
Jul 30, 2021
Icu nurse
This is the second time I was able to work with Scott. Both times he was patient and kind. Very easy to work with and has a great sense of humor. He was able to work through some difficult obstacles and got us a great loan. I would highly recommend him and would definitely work with him again in my future endeavors.
Jul 16, 2021
Scott has been our “go-to-guy” when it comes to financing needs and questions. He helped us get in our current home when we first landed in Arizona 10 years ago, and couple years later he reached out to us to get us in even lower rate mortgage. 8 years later, we didn’t hesitate to reach out again to Scott to refinance to 15 year lower rate mortgage. We are now in route to own our forever home sooner in beautiful Arizona. Thank you Scott.
Jun 18, 2021
Scott is very professional and has answered all of our questions in a timely and professional manner. We have been clients of Scott for 5 years.
Len Tulipano
Vickie Bernardi
Jun 11, 2021
Scott was extremely helpful! As a first time home buyer, I felt completely lost and overwhelmed by many of the mortgage steps.
Then I found Scott, he was able to quickly answer my questions, and help us find the BEST options for our mortgage. He was available to answer all of my questions throughout the buying process.
Great guy to work with, I was confident he would help us get the job done.
May 21, 2021
Owner , Desert Fox pool and spa services
Being self employed can make qualifying for a home loan tough! Scott and his team did a fantastic job leading us through the process. I would recommend them to anyone looking for a home loan or refinance!
Apr 26, 2021
Scott made the entire process of refinancing my home so easy and in the middle of a pandemic! That says alot!
Apr 9, 2021
Project Supervisor
Scott Fenner with AmeriFirst is an amazing loan officer who we would refer with confidence to anyone who looking to refinance our secure a mortgage. Scott went above and beyond in guiding us through the entire loan process We found him to be not only knowledgeable, thorough and prompt but very personable and patient as well. We put bids on 5 different houses over the period of a year and each time Scott was available to answer our questions and update our prequalification documentation. Once we finally had a contract on a house Scott was able to get it closed in less than 30 days. We honestly have only nice things to say about our experience with Scott. Cipi & Tracy Cardenas
Mar 21, 2021
Scott did an excellent job for us. He communicated in laymen’s terms what he needed. Everything went very smoothly and it was a pleasure working with him
Mar 15, 2021
I really feel fortunate to have had Scott handle my mortgage loan. He is very personable and easy to work with, but most importantly, he knows what he's doing. I have circumstances that made getting the loan challenging, but Scott went to bat for me and made it happen. All my other options were difficult, time consuming, and expensive, so I would have missed out on the beautiful home I now proudly call my own. Thanks, Scott! It was a pleasure doing business with you.
Mar 15, 2021
Realtor
We used Scott to refinance our home loan and he did a spectacular job! I refer him to my own clients because he is efficient and gets you the best possible rates. I tried him out because I wanted to make sure I am referring an awesome lender, and I was very happy to find that he did even better than I imagined. I will keep recommending him and am proud of his work.
Mar 15, 2021
Client
Need a refinance? Rates were low, sent a message to Scott Fenner - only to find out we would get a great interest rate and of course great service! This is our second refi with Scott, I recommend Scott for anything related to house, he is knowledgeable in his refi expertise as well has a hard charger in wanting to get the process rolling. Reach out to Scott in any needs, he will not disappoint!!
Mar 15, 2021
If you're ready to buy a home or refinance, Scott's your guy. He made our first time home buying experience a breeze! Don't delay, he's got you covered!
Mar 10, 2021
Our real estate agent referred us to Scott. Good communication was immediately established and he made us feel at ease. Our interaction was always professional and efficient. Through Scott’s guidance, we were able to close on time despite a Federal Reserve glitch. We highly recommend him!
Mar 9, 2021
We were scared as first time homebuyers ,but having Scott there with us at every turn and helping us understanding the loan process made us feel comfortable. Not only did he help us with a loan but treated us like family and was even with us when we signed on the line. Highly recommend Scott.
Mar 9, 2021
Scott was referred to us by our realtor for our interstate move. From the first phone conversation to the end, we found that he is very personable, responsive, and informative. Scott helped us navigate through all steps of the loan process with ease and made this stressful time easier. He stayed on top of everything and was quick to respond to all of our questions. Would definitely recommend his services for your home mortgage needs.
Mar 9, 2021
Scott helped us all through out the buying process.
He was always available if there’s any question. He’s approachable and easy to reach out.
I will definitely recommend him to my friends and colleagues.
Mar 5, 2021
It was a pleasure working with Scott to refinance our mortgage. Scott offered us the best rate right from the start and provided specific details about the related fees. Scott was also readily available to answer any questions we had during the processing of our loan application. At the end, we got a great rate on our new mortgage with no surprises! I highly recommend Scott to anyone!
Mar 5, 2021
Management
I would recommend Scott to anyone for a refinance. He was recommended to me by a friend.
It was a very smooth process and timely. Scott and his team were very professional with great communication.
Thank you for everything Scott!
Feb 2, 2021
scott diid a fabulous job in helping us refinance our home. He provided us with the information and assistance we needed to complete the forms required to obtain a reduced rate on our mortgage. thanks Scott
Jan 29, 2021
Scott Fenner was wonderful to work with on the refinance of my house. He was able to secure a great rate for me which will save me a lot of money each month. Not only was he knowledgeable and professional, but he was also very patient with me and promptly answered all my questions and concerns. Additionally, he maintained contact with me throughout the entire process and kept me updated on the status of the loan. I appreciate his assistance and would recommend him to others. Thank you Scott!

My Associations