Randall S. Mills

Sr. Mortgage Loan Officer AmeriFirst Financial, Inc. NMLS #993155, AZ Lic. 0922185
With an extensive background in finance, Randall brings over 20 years of expertise in the residential / commercial finance and development realm.

Randall started in the Residential Finance in 1997 and then in 2001 opened his own mortgage brokerage under the NovaStar Home Mortgage flag which he owned until he sold the company in 2007 to Countrywide Home Loans.

Currently, he is a Branch Manager and Senior Loan Officer with the AmeriFirst Financial office in Gilbert, AZ.

Areas of expertise Commercial and Residential Finance, Leasing, Development, and Private Capital experience. Randall studied Political Science and Finance at the University of Kansas.

Specialties: Residential Finance | Commercial Development & Leasing | Commercial Lending in Retail, Industrial, and Office.
Jun 11, 2021
★ ★ ★ ★ ★
Great communication and always working hard to get you where you need to ve
Jun 7, 2021
Art Director for Title Company
★ ★ ★ ★ ★
Randall is knowledgable and sweet as pie and his team is very efficient! I just completed my second refi with them and plan to use them again in the future.
Jun 7, 2021
New Homeowner
★ ★ ★ ★ ★
Randall and his team were an amazing asset during the home buying process. Everyone was efficient, punctual and knowledgeable. I was surprised but how fast and accurate my requests and questions were handled. They ask for alot of information but that is only to make sure the loan process goes smoothly. I would definitely recommend Randall and his team to anyone looking to buy a home.
May 17, 2021
★ ★ ★ ★ ★
After dealing with several other loan officers, I was told one thing and then would find another when it came down to the dotted line. Randall and his team came highly recommended by two friends of mine. He was straight to the point! He wasn't beating around the bush telling me numbers that sounded to good to be true. His team had incredibly fast response times and a wide range of knowledge.
May 7, 2021
★ ★ ★ ★ ★
Easiest loan process I've ever experienced. They kept me up to date called and checked in periodically and provided a "concierge" service. Highly recommended.
May 1, 2021
Mortgage customer
★ ★ ★ ★ ★
My wife and I were having a great deal of difficulty with a
traditional bank getting our loan closed. We contacted Randall Mills and
his team with not much time left prior to our closing date and yet
the Mills Team got us an excellent fixed rate and managed to get
the loan closed just in time.
Apr 29, 2021
★ ★ ★ ★ ★
I used Randall and his team for a refinance and the process was painless, I really appreciate the attention to detail they have when it comes to explaining things to you, Thanks again Randall
Apr 16, 2021
Retired
★ ★ ★ ★ ★
Randall and his team lead us through the entire process of refinancing. They made everything understandable as well as easy. A great experience.
Apr 11, 2021
RE Broker
★ ★ ★ ★ ★
Working in the Real Estate Business over 30 years, I was elated to be able to work with Randall and his staff in helping me refinance many properties in the last few years. He and his staff worked tirelessly and kept me informed the whole
way through, as I expect in working with my own clients, so it was a great pleasure.
I would highly recommend them!
Apr 9, 2021
★ ★ ★ ★ ★
Great team. Very professional and helpful. As a retiree, I had more roadblocks than most, but the Mills Team worked hard to solve my need for getting the paperwork correctly prepared. In the end things worked out the way I wanted. I have had three closings with the Mills Team in the last two years. I expect to use them again and would recommend them to anyone.
Apr 7, 2021
Executive Account Manager
★ ★ ★ ★ ★
Randall 's team is as professional as they come. This was my first home purchase, and my financial circumstances were not the most ideal for this hyper competitive 2021 housing market. Randall's communication with me and the seller was impeccable, which alleviated a great deal of my stress and served to instilled confidence in the seller that I was the right buyer. I'm sure I owe more of my successful home purchase to him than I realize. If you want the best, look no further.
Apr 6, 2021
★ ★ ★ ★ ★
Highly recommend Randall and his team. Knowledgeable in the ins and outs of what was needed to handle our refinance. Kept me informed every step of the way.
Apr 5, 2021
Change Management Coordinator
★ ★ ★ ★ ★
I have used Randall and his team 3 times and can honestly say, they have provided me with the best mortgage experiences of my life. Everyone on the Mills team has the perfect combination of professionalism and personality and they are an absolute pleasure to work with! Very highly recommended!
Mar 31, 2021
Recommended by my realtor. Have had excellent experience. Fast, friendly and very personal. Kept me updated.
Just did refinance with them. Went smoothly.

Highly recommend!!!
Mar 31, 2021
Every time I've dealt with these guys they come through big.
Can't thank the Mills team enough.
Mar 29, 2021
★ ★ ★ ★ ★
I would absolutely recommend Randall Mills to Family and Friends. During the process Randall called to let me know everything was going well It was a relief to know that he was there to answer any questions and concerns. Buying a home The biggest purchase of your life not to mention very stressful I was very pleased and Happy with the Mills Team! Thank you Randall for a great experience Very Professional and knowledgeable. This is the second time I went with AmeriFirst Financial to purchase a home.
Thank You
Madonna Bayham
Mar 17, 2021
★ ★ ★ ★ ★
Randall and his team are the only people I trust to help with all matters related to home lending. I’ve referred family members, colleagues, and business clients alike as I know they will be unequivocally taken care of and can benefit from the exceptional service and industry knowledge that can only be found with The Mills Team.
Mar 16, 2021
Randall had become a trusted friend over the last three years that I have lived here. He always will take the time to answer my questions and concerns and will let me know what to do during the process of buying or refinancing a home. I know that he will continue to support me in the future which I have trusted him to do in the past.
Mar 15, 2021
★ ★ ★ ★ ★
Randall has worked with us on our last 2 home purchases as well as refinancing. Him and his team, make the process quick and painless. I have also referred him to friends and family, who had nothing but good things to say about their experience. If my wife and I were to buy another house, it would definitely be financed through Randall's team.
Mar 15, 2021
Randall was amazing. He obviously loves what he does because he exceeded all of our expectations. He was on top of everything, he was in constant contact with us to make sure we had everything we needed to get approved for our loan. We have our dream house because of his quick action. We are forever grateful!!
Mar 15, 2021
★ ★ ★ ★ ★
From start to finish, Randall and his team did an amazing job on our refi. When the initial appraisal came in lower than what we expected, the Mills Team fought for the higher appraisal value and got it! Our refi took only a few months, much faster than many of our friends who went with other companies. Overall, we are very happy with the process. I wish I could give the Mills Team 6 stars!
Mar 15, 2021
★ ★ ★ ★ ★
Randal Mills handled our initial mortgage and seven years later we trusted him to get us into a 15 year refi. The team is professional and quick to respond. If we’re ever in the home market again this will be my first and only stop.
Mar 15, 2021
★ ★ ★ ★ ★
Randall and his team were very helpful and knowledgeable. They were very prompt anytime that I had questions or needed something. The process was easy and would recommend him and team!
Mar 15, 2021
★ ★ ★ ★ ★
The Randall Mills team did an OUTSTANDING job with my first Home loan and my first refinance! I would recommend them to anyone!
Mar 10, 2021
★ ★ ★ ★ ★
I refinanced my home in September of 2020, I was referred to AmeriFirst Financial by a coworker and it was the best referral I could have received. In contacting Shannon to start she was so professional, knowledgeable and super efficient! Given the fact that everyone was working from home at that time due to the pandemic, you never would have known it given the customer service that I received! In todays world, where customer service seems to have diminished, the people at AmeriFirst Financial exceeded my expectations! Shannon and Randall were quick to answer questions and efficient with any paperwork. They were swamped with many people refinancing at the same time and when I needed something or more questions answered, they always made me feel important! I was out of state when it came time to close on my loan and their team worked hard to find a notary in the state I was in and had them come to me! I can't express enough how impressive that was! They made the entire process seamless! These folks are simply the BEST out there and I would highly recommend them. THANK YOU, Randall & Shannon and the rest of your team for an OUTSTANDING experience. Thank you for who you are and all that you do! Keep up the great work!
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My Associations

AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1-877-276-1974. © 2021. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Visit https://amerifirstloan.com/pages/state-licensing for all state licenses information. Visit NMLS Consumer Access at https://www.nmlsconsumeraccess.org/