Working with Gilbert and his team was AWESOME for a FIRST TIME HOME BUYER!! I started the process with another lender. The process started great. But after a few weeks they started ignoring my calls and emails. Gilbert and his team picked up the process and I closed within 20 DAYS!! Yep, within 20 days!!
Gilbert was clear and thorough about the real estate terminology and process. “I even called Gilbert after hours (he was at a family event) I left him a message. Within a few minutes he called me back and solved my problem “!!

The previous lender is STILL sending me “generic emails about the home buying process and Gilbert and his team have closed escrow “!!!
I will not use any other lender for future purchases!! And let’s not forget Jamie!!!! She either called, emailed or texted me with instructions, information or words of encouragement 😇.
★ ★ ★ ★ ★

Jeanette Rawlings

Legal Administrative Specialist
Oct 24, 2017

Gilbert Castillo

Branch Manager/ Sr Loan Originator AmeriFirst Financial, Inc. NMLS 306847 AZ-0915393
Aug 3, 2020
Homeowner
★ ★ ★ ★ ★
Gilbert, and his team, did an awesome job for us. He kept us well informed at each step of our refinance process. His communications were prompt and always seem to be one step ahead of the process. Would my wife and I recommend Gilbert, in a heartbeat!
Jul 28, 2020
Support Manager
★ ★ ★ ★ ★
Gilbert was absolutely wonderful to work with. His communication was always timely and clear so we knew exactly what to expect. He also went above and beyond to contact the seller to notify them of the status of our loan which helped in the seller choosing to sell to us.
Jul 27, 2020
VP of Engineering
★ ★ ★ ★ ★
Gilbert did an amazing job in pulling all my information together and completing the refinance process.
Jul 17, 2020
★ ★ ★ ★ ★
Gilbert was amazing! He was urgent in moving forward in the process as well as answering any questions we may have had. He was always easy to reach and made us comfortable every step of the way.
Jul 14, 2020
Client
★ ★ ★ ★ ★
I was pleased how smooth the process was. I was updated frequently and encouraged to call anytime. Staff is courteous and professional
Jun 11, 2020
I am a Junior High Science teacher who just retired after 48 years on the job! Will continue to sub
Gilbert Castillo did a great job in not only helping us work through the process of refinancing our home, but also in answering all of our questions in a timely manner. We were very happy with the expediency of the process! He always got back to us quickly if we were not able to contact him directly by phone.
He was always friendly and had a great disposition when dealing with us. We would highly recommend him to anyone looking to refinance their home.
James Myers
Jun 9, 2020
Retired
★ ★ ★ ★ ★
Want a worry free experience financing or refinancing ? Use Gilbert Castillo & his team. 2nd time using Gilbert, and would definitely use him again.
Jun 5, 2020
Attorney
★ ★ ★ ★ ★
Gilbert and his team were amazing. We were able to close on my home purchase within three weeks. They were such a blessing!
May 5, 2020
My wife and I originally used Gilbert Castillo and his staff at Amerifirst Financial when we purchased our home in 2015. They were pleasant to work with and very professional and courteous. In 2020 we decided to refinance our home. There was no question that Gilbert and his staff at Amerifirst was who we wanted to use. Our experience was just as good or better than it was the first time.
Gerald and Becky Culbertson
May 4, 2020
★ ★ ★ ★ ★
Gilbert did a good job overall. He explained things well, helped secure a very low interest rate and was pleasant to work with.
Mar 20, 2020
Cigna - Client Account Support Analyst
★ ★ ★ ★ ★
Working with Gilbert and his team was a very pleasurable experience. They were very attentive and kept in constant contact to make sure they had the proper documents to get my home mortgage approved. They worked endlessly day in and day out, even on the weekends and thanks to them, my wife and I were able to get our home that we've been wanting for so long. I would work with Gilbert again in the future and would recommend Gilbert and his team to my friends and family when that time comes. Thank you again Gilbert!
Mar 19, 2020
★ ★ ★ ★ ★
We were more than happy with the service Gilbert provided us. He's friendly and knowledgeable , and he and his staff worked quickly and diligently on our refinance, We were treated as though we were the most important clients, and we would certainly recommend him to anyone. Thank you very much, Gilbert and Company!
Mar 13, 2020
Security
★ ★ ★ ★ ★
Very satisfied with Gilbert's performance, a job well done...
Mar 3, 2020
Retired
We were extremely happy with the loan we got with Gilbert Castillo. The whole process went smoothly and quickly. He made things very easy and he is a great person to work with. We would recommend him to everyone.
Feb 19, 2020
Home Mortgage Customer
★ ★ ★ ★ ★
Gilbert works with people to find loans that work best for them. It’s not the cookie-cutter approach used by other lenders. Sure appreciated his approach
Feb 7, 2020
Outside sales loan officer
★ ★ ★ ★ ★
Gilbert was absolutely amazing in helping us to get the loan fast! He was very professional, knowledgeable, friendly, helpful, informative. It was a very fast and smooth transaction. Would recommend Gilbert to anyone anytime!
Dec 26, 2019
Home Buyer
★ ★ ★ ★ ★
As I first time home buyer, the process can be stressful and confusing at times. Gilbert provided excellent service throughout the entire loan process! He was always available whenever I needed assistance, provided excellent service and recommendations, and provided great guidance when issues arose. I would highly recommend Gilbert's expertise for anyone looking for a home loan!
Dec 19, 2019
I want to thank Gilbert and Janet for the great job that you both did in helping me purchase a house! The service I received will keep me coming back for all of my future needs! I always felt that I was kept informed, educated and treated with personal care. Your integrity and honest communication quickly established a trusting and professional relationship and I new that I was in good hands! I will recommend you to my friends and coworkers! Thank you, again, for your help in reaching my goals!
Nov 20, 2019
★ ★ ★ ★ ★
Gilbert Castillo and the team AmeriFirst Financial were fantastic. I would highly recommend them to anyone in need of loan or refinance. The staff was completely professional, the turn around was quick and the closing was a breeze. Best of all I have a loan rate that is unbelievable. Thank you for all you do!!!
Nov 4, 2019
Analyst
★ ★ ★ ★ ★
Working with Gilbert and his team was very easy and they were accommodating with all of my questions along the way. I would definitely recommend Gilbert and his team to friends.
Aug 21, 2019
★ ★ ★ ★ ★
We can’t express how happy we were in our home loan process! Gilbert is the master of getting it done on time, simply, to the point, no fuss/no muss. We will highly recommend him!
Jul 31, 2019
Home CEO/CFO
★ ★ ★ ★ ★
Highly recommended is the Amerifirst Office under the guidance of Gilbert Castillo. I was most impressed with his insite in what might be better in the refinanacing of our loans and his presentation for approval. The professionalism of his staff resulted in quick turn around, less hassle and prompt funding. Even after the closing he made himself available to respond to questions. It is so important to deal with someone you can trust and rely on for consumer needs and Gilbert Castillo is that person. He made our real estate needs attainablel and our experience a 'piece of cake'.
Barbara McCarthy
Jul 30, 2019
Design Manager
★ ★ ★ ★ ★
Gilbert made everything easy and seamless. He and his team were always pleasant and accommodating.
Jul 29, 2019
Austin Wunder
Gilbert did great!! Helped me with all questions I had very quickly.
Jun 29, 2019
Media Director
★ ★ ★ ★ ★
If you’re in need of a highly professional loan officer who shows complete command and control of the process Gilbert is the guy to see. I appreciate the way Gilbert handled my refinance business.
Yes, he was pleasant.
Yes, had a can-do attitude.
Yes, got me a great rate.
His positive, professional, courteous and knowledgeable attitude during the process in turn gave me the confidence my business was in the best hands possible. I’m very satisfied with the outcome. I would definitely use him again..thank you Gilbert for everything, you took very good care of us.
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My Associations

AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1-877-276-1974. © 2020. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. Visit https://amerifirstloan.com/pages/state-licensing for all state licenses information. Visit NMLS Consumer Access at https://www.nmlsconsumeraccess.org/.