I want to start off by saying how grateful my husband and I are of Karen. Not only did owning our own home become a reality, we also learned so much throughout the process.

My husband and I put off attempting to buy a home due to fear of being rejected. I was sure due to a messy divorce several years ago and what it did to my credit, it would not be something that we would accomplish for many years. For my husband, he had some debt from school loans. But, we thought we would give it a shot. At least this would give us an idea of when we could accomplish this goal. In our minds, it would be 20 years down the road. When we met Karen, I instantly felt a sense of warmth. She is very kind and has a positive attitude that is almost infectious (I walked in very negative).

When we started the process, Karen did not once talk to us as if we didn't matter, or make us feel ashamed about our past situations. Let's be real, there are folks out there that would see our situation on paper and not give us the time of day. I have actually experienced this many times in my life. Although it did take some work, she was extremely patient with us. I got overwhelmed, anxious, but every time I started to feel like giving up, there would be Karen, sending us an email, or making a phone call. I can tell you that it is ONLY because of Karen that we did not give up, and ONLY because of Karen (and her great team) that we now own a beautiful home, a home that we have dreamed of for most of our lives.

I have never experienced working with a professional like Karen. She took us under her wing, and honestly, made us feel so unique and special, as if we were the only ones that mattered in those moments. I know this is Karen's job, however, it at not one time felt like she was doing this because she had to. Karen will always hold a special place in our hearts, and we know without a doubt, it is her we will go to for any future needs. I'm willing to bet, that if anything comes up such as better interest rates, Karen will contact us before we contact her, not because she has to, but because she wants to.

If you are someone that doesn't think owning a home for you is a reality, I encourage you to talk to Karen. If it can happen, she is the one that will make it happen. If you need your hand held through the process, she will hold your hand.

Karen Jones, we are so thankful you came into our lives, and we are forever in your debt!!

Kelly Gunter

Underwriting Trainer
Jul 28, 2017

Karen Jones

Senior Mortgage Loan Officer AmeriFirst Financial, Inc. NMLS #307015, AZ Lic. 0914383 AZ BK # 0013635
As a seasoned professional, Karen takes pride in educating both the consumer as well as her Real Estate partners, she offers a wealth of information pertaining to the mortgage industry. She assists in creating buying strategies that meet home buyers' family goals. As a first-time home loan specialist she takes the extra time to ensure that the entire process is understood. Her clients are empowered with knowledge and they have an advocate throughout the entire loan process....from start to finish. Serving consumers in all stages of home ownership, Karen is ranked as a World-Class provider.

Karen Jones is the founder of Strategy4SuccessNow and is a Marketing Coach for REALTORS®. She coaches real estate professionals which allows them to grow their business and brand. She is a Certified CE Instructor and offers CE Classes for real estate professionals. These classes are interactive and enlightening and the classes have been rated as an excellent resource of information.

Karen Jones is dedicated to her field and is there to confidently serve you. She has proudly been serving Arizona families for over 40 years.
Jun 24, 2020
Karen was excellent very knowledge and a pleasure to work with! Our VA loan experience was very professional our questions were always answered and we were always kept well informed! Also to talk to a real person who is always available instead of voice mail is wonderful and a real plus!!!!
Jun 5, 2020
Karen did a wonderful job for her client and worked well with my team throughout the process. Great job Karen.
Jun 5, 2020
Karen Jones is on my short list of highly recommended lenders! She is highly reliable and communicative. And a wealth of knowledge across many lending products.
Jun 2, 2020
Courtroom Clerk
Working with Karen was a wonderful experience. Her knowledge and abilities are outstanding. If you are ready or considering buying a home, Karen is your gal! She will guide you through every fine detail, easy to talk too and she is 100% dedicated to making your home owning dreams a reality! Karen's entire team was great! Having the comfort knowing that I was in good hands, made my house buying process less stressful. Thank you, Karen. 💙😊
May 22, 2020
Real Estate Agent
Karen's great to work with, would recommend to anyone.
May 6, 2020
I never have given a 5 except in this case. Karen and her team were a pleasure to work with. They were all on top of their game!!!
Apr 24, 2020
This is the 2nd time we used Karen's mortgage super power. The first was to buy a home,and most recently to refinance the home we purchased 6 years ago. Karen and Ginger are the dynamic duo that secured our refinancing within 35 days. We have a lower interest rate, cut 5 years off our mortgage, and credit cards paid off. Wow!! All we were looking for was a lower rate. We're both retired and our income is lower middle class. We're not looking for a 200 thousand home. She worked real hard for us. We both are more than pleased with results. Also my bank still has not gotten back to me about the refinance.
Mar 4, 2020
Karen and Ginger were AWESOME!!

Enjoyed the process!

Feb 25, 2020
Karen went above and beyond to help us afford our dream home. She was quick and responsive and we are so grateful for her and all her help

Thank you Karen!!
Feb 5, 2020
I can't say enough wonderful things about Karen and her team! I was first introduced to Karen 4 years ago when I bought my home and she worked my loan... we recently reconnected for my re-fi and made the experience incredibly pleasant. "Highly Recommend" is an absolute understatement!!!
Jan 31, 2020
Karen and Ginger did an amazing job! They were always on top of everything and always available. My family members recommended them to me and I will definitely do the same !!
Jan 4, 2020
She is always available.
She knows what she is doing.
Quick respond to any questions.
Dec 18, 2019
Karen and Ginger are an amazing team. They kept everything rolling and sent emails everyday to help me stay informed of loan process.
Today I am a home owner Sara
Nov 30, 2019
Karen was so easy to deal with and always had my back. Very professional. She and Ginger are a great team and I will highly recommend them to anyone who needs home buying services. She explained every issue I had in detail so I understood and felt comfortable. Thank you as I write this from my new home!
Oct 26, 2019
Karen jones helped my wife and i buy our first home she is very helpful and anything you need she is there for you... She explains everything very clearly and makes sure you understand the whole buying process and makes it as smooth as possible... If your trying to get a home Karen jones and her team at Amerifirst Financial is the way to go you wont go wrong with them... Ginger is also super helpful!!! Thanks for everything now we are homeowners!!!🔑🙏🏼
Oct 17, 2019
Karen has helped my fiancé and I for quite sometime now . She has been very patient and super informative from the start . We are first time homeowners and didn’t fully understand to much but Karen made it priority to help us every step of the way . I definitely recommend Karen Jones and her team ! Oh and also Ginger too ! She was just as great 🤗
Oct 1, 2019
Karen was very informative and was an absolute pleasure to work with. She explained every detail which was very comforting to me especially when buying my first home. I’ve already recommended her great services to my coworkers, family and friends.
Sep 23, 2019
Karen and her team were great to work with. Good communication and we closed as scheduled. Let's do it again soon!
Sep 18, 2019
Excellent communication skills with caring for the best results for her clients. She take extra care with first time buyers and those who need credit repair. Karen also has a great scope of knowledge in the mortgage industry.
Aug 23, 2019
Realtor with Urban House Realty
Karen was the lender for the lovely buyers who purchased one of my listings. She was easy to work with; super with all communications. Funded in mock speed and a joy to work with.
Aug 15, 2019
Karen was amazing! She explained everything I needed to know about my refinance and was on top of it! The whole process was a breeze with her. She made sure I was aware of everything as it was happening and I really appreciated that. Thank you for everything!
Aug 5, 2019
Manager Facilities, Security, Safety for Satellite Network Operations Center
Had a great time working with Karen getting my house financed. All questions answered even though I financed from Va. in a total professional manner. I would totally recommend Karen to all as your Mortgage Loan Officer.


Aug 4, 2019
Interior Designer for Ethan Allen
I must say how pleased I was with Karen. She was so helpful from obtaining my mortgage straight through to my closing. Karen kept me up to date every step of the way. She was most knowledgeable and professional; I recommend her highly.
Jul 23, 2019
Thorough ,always responds promptly, updates you frequently, entire team always in contact, all very easy to work with.
Jul 18, 2019
It had been a long time since I had purchased a home and a lot had changed. Karen explained the new requirements and walked me through the entire process which made a stressful process very doable. Thank you, Karen for all of your help.

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