I want to start off by saying how grateful my husband and I are of Karen. Not only did owning our own home become a reality, we also learned so much throughout the process.

My husband and I put off attempting to buy a home due to fear of being rejected. I was sure due to a messy divorce several years ago and what it did to my credit, it would not be something that we would accomplish for many years. For my husband, he had some debt from school loans. But, we thought we would give it a shot. At least this would give us an idea of when we could accomplish this goal. In our minds, it would be 20 years down the road. When we met Karen, I instantly felt a sense of warmth. She is very kind and has a positive attitude that is almost infectious (I walked in very negative).

When we started the process, Karen did not once talk to us as if we didn't matter, or make us feel ashamed about our past situations. Let's be real, there are folks out there that would see our situation on paper and not give us the time of day. I have actually experienced this many times in my life. Although it did take some work, she was extremely patient with us. I got overwhelmed, anxious, but every time I started to feel like giving up, there would be Karen, sending us an email, or making a phone call. I can tell you that it is ONLY because of Karen that we did not give up, and ONLY because of Karen (and her great team) that we now own a beautiful home, a home that we have dreamed of for most of our lives.

I have never experienced working with a professional like Karen. She took us under her wing, and honestly, made us feel so unique and special, as if we were the only ones that mattered in those moments. I know this is Karen's job, however, it at not one time felt like she was doing this because she had to. Karen will always hold a special place in our hearts, and we know without a doubt, it is her we will go to for any future needs. I'm willing to bet, that if anything comes up such as better interest rates, Karen will contact us before we contact her, not because she has to, but because she wants to.

If you are someone that doesn't think owning a home for you is a reality, I encourage you to talk to Karen. If it can happen, she is the one that will make it happen. If you need your hand held through the process, she will hold your hand.

Karen Jones, we are so thankful you came into our lives, and we are forever in your debt!!

Kelly Gunter

Underwriting Trainer
Jul 28, 2017

Karen Jones

Senior Mortgage Loan Officer AmeriFirst Financial, Inc. NMLS #307015, AZ Lic. 0914383
As a seasoned professional, Karen takes pride in educating both the consumer as well as her Real Estate partners, she offers a wealth of information pertaining to the mortgage industry. She strategizes with borrowers to ensure that the correct loan programs are being chosen for their individual needs. As a first-time home loan specialist she takes the extra time to ensure that the entire process is understood. Her clients are empowered with knowledge and they have an advocate throughout the entire loan process....from start to finish. Servicing consumers in all stages of homeownership, Karen is ranked as a World-Class provider. Please visit http://homeloansbykarenjones.info/raving-fans and hear directly from her past clients.

Karen Jones is the founder of Strategy4SuccessNow and is a Marketing Coach for REALTORS®. She coaches real estate professionals which allows them to grow their business and brand. She is a Certified CE Instructor and offers CE Classes for real estate professionals monthly. These classes are interactive and enlightening and the classes have been rated as an excellent resource of information.

Karen Jones is dedicated to her field and is there to confidently serve you. Karen is licensed to serve consumers with their home loan needs in Arizona and California.
Oct 1, 2019
Karen was very informative and was an absolute pleasure to work with. She explained every detail which was very comforting to me especially when buying my first home. I’ve already recommended her great services to my coworkers, family and friends.
Sep 23, 2019
Karen and her team were great to work with. Good communication and we closed as scheduled. Let's do it again soon!
Sep 18, 2019
Excellent communication skills with caring for the best results for her clients. She take extra care with first time buyers and those who need credit repair. Karen also has a great scope of knowledge in the mortgage industry.
Aug 23, 2019
Realtor with Urban House Realty
Karen was the lender for the lovely buyers who purchased one of my listings. She was easy to work with; super with all communications. Funded in mock speed and a joy to work with.
Aug 15, 2019
Karen was amazing! She explained everything I needed to know about my refinance and was on top of it! The whole process was a breeze with her. She made sure I was aware of everything as it was happening and I really appreciated that. Thank you for everything!
Aug 5, 2019
Manager Facilities, Security, Safety for Satellite Network Operations Center
Had a great time working with Karen getting my house financed. All questions answered even though I financed from Va. in a total professional manner. I would totally recommend Karen to all as your Mortgage Loan Officer.


Aug 4, 2019
Interior Designer for Ethan Allen
I must say how pleased I was with Karen. She was so helpful from obtaining my mortgage straight through to my closing. Karen kept me up to date every step of the way. She was most knowledgeable and professional; I recommend her highly.
Jul 23, 2019
Thorough ,always responds promptly, updates you frequently, entire team always in contact, all very easy to work with.
Jul 18, 2019
It had been a long time since I had purchased a home and a lot had changed. Karen explained the new requirements and walked me through the entire process which made a stressful process very doable. Thank you, Karen for all of your help.
Jun 11, 2019
Karen, Ginger, and the rest of the team were amazing to work with. We were always kept up to speed on current status, copies we needed to forward, etc.
Let's face it, home buying can be a stressful proposition no matter what, but not dealing with Karen. Her years of experience and knowledge of her job definitely show through, every step of the way.
Awesome lady to work with!!!!
Jun 10, 2019
Karen and her team is fantastic to work with. This was the best experience buying a home. She has defined a fantastic process for her team for customer engagement. I was always kept in the loop on how things were progressing, what was required of me, any follow ups required. This took the stress of me and this process just work flawlessly. This was in addition to the fact that she got me the best APR possible.
May 22, 2019
Home Buyer, Veteran
This was our 2nd time using Karen as our Loan Officer. She never fails to deliver excellent, professional, and timely service. Should I buy another home in the future, I will once again be calling Karen to represent me. If you are a veteran, Karen has a very intricate understanding of the process, and will exceed your expectations in terms of punctuality, communication, and understanding of the process.
May 14, 2019
Karen and her team kept me informed all through the transaction which gave me confidence that all would be well with the transaction. They also pulled off getting the deal closed with a new closing date at the last minute. Good job all!!
May 9, 2019
Karen has worked with several of my clients over the years and done an excellent job. Her expertise in walking through the new home buyer as well as the seasoned homeowner has been wonderful. The Amerifirst Team of professionals make the loan procedure run smoothly as well as their Title partners.

My husband and I recently refinanced our own home. As self-employed individuals past experience has led us to having to provide mounds of paperwork. Not with Karen and Amerifirst. Our loan process went smoothly.

Apr 19, 2019
Escrow Officer
Karen Jones and her team are a well-oiled machine! They set up their clients for success, which results in smooth, on-time closings. A true pleasure to work with from start to finish.
Apr 18, 2019
Real Estate Broker
Highest recommendations to Karen Jones and her staff. They were very friendly and professional. Her team kept my buyers informed throughout the entire process and assisted with any questions they had. They made my buyers feel comfortable and explained everything thoroughly. Karen, Thank you for your patience and kindness given to my buyers. I will definitely continue to refer to you. Again, Thank you for you great Lender services you provided. I highly recommend Karen Jones and her team for your next Home Loan....
Apr 1, 2019
Home Buyer
We all know that buying a home can be stressful and exhausting. We had been renting for several years after previously owning two homes. My wife and I decided to buy a home and were introduced to Karen and her team at AmeriFirst.
While we had a few ups and downs during the search for a home, Karen and her team were very professional, attentive to detail, and wholly committed to our cause. She kept us informed daily and we knew where we stood on any issues that came up. I would highly recommend Karen and her team to anyone buying a home. We found, and were able to purchase a beautiful home for our family. Thanks Karen, Ginger and Amerifirst. You guys Rock!
Feb 28, 2019
First Time home Owner
Karen and Ginger were excellent at helping us navigate our first house purchase. Karen was always available for questions and always picked the phone up when we called. I highly recommend them for anyone looking for a lender.
Feb 6, 2019
Realtor, Russ Lyon Sotheby's International Real Estate
The HIGHEST of recommendations to Karen Jones and her team! I represented the Seller on this transaction, but am so very pleased to offer sincere thanks and gratitude to Karen and her team for excellent communication and service from start to closing.
Feb 2, 2019
Julie Garner
Karen and Ginger are great and made our buying process an easy one. I will be recommending them to my family and friends for sure! Karen is very knowledgeable and recommended a program that was not offered to us by another lender we worked with previously.
Jan 19, 2019
Karen and Ginger
Amazing team!!!
Thank you so much fior every thing you did for me.
I could not have done it without you.
Dec 21, 2018
Production Processor Team Lead
Karen was amazing during each phase of the house buying process. She made sure she answered any questions we had along the way and quickly. She made buying a house easy and secure. I would definitely work with her again if we decide to buy again.
Dec 21, 2018
Associate Broker
Great communication and always sending updates on time.
Dec 6, 2018
Senior Escrow Officer
Great communication and teamwork ;-)
Dec 4, 2018
Insurance sales agent
Outstanding service. I am a first time home buyer and Karen and her team made my process very easy. I felt supported the entire process and I felt like a made a couple of new friends. Thank you Karen !!!

Partner Network

My Associations