I was buying a condo from out of state and had a tight schedule to choose a property, get pre-qualification and financing, and to close. Rebecca made the process easy, kept me informed every step of the way and followed through on everything she promised. There were no surprises at closing time. I would use her again.
Sincerely, Chris Kofron

Christine Kofron

managing veterinarian Animal Hospital of Worthington
Feb 5, 2019

Rebecca Susanne Riley St. Thomas

Senior Mortgage Loan Officer AmeriFirst Financial, Inc. Licensed Mortgage Banker NMLS #215202, AZ Lic. 0911911
Rebecca is a Licensed Loan Officer with AmeriFirst Financial, one of the largest locally family owned mortgage bankers in Arizona. Rebecca has over 21 years of experience and has originated over 1,000 mortgage loans. As well as being a licensed loan officer Rebecca is a licensed ADRE Continuing Education instructor for 15 years and has a real passion for educating and giving back to the real estate community and her clients. Rebecca takes great pride in assisting clients create a detailed plan, which will allow them to either purchase their new dream home or refinance their existing home. Since the purchase a home is the biggest financial decision of most people's lives, Rebecca always ensures that she is available 7 days a week to care for her client's needs so that their experience of purchasing or refinancing a home is the best it can be. Rebecca is very passionate about helping her clients realize their dream of home ownership and works hard every day to ensure she can make that happen for her clients!
Jan 20, 2021
Buying a home is stressful and Rebecca made it easy. Rebecca was amazing to work with. She is so responsive and great at what she does. 12/10 would recommend Rebecca!
Jan 18, 2021
I was satisfied in my dealings with the company re/my loan and mortgage payments.
Jan 12, 2021
Grant Development Consultant
Rebecca and her team are knowledgeable and efficient and communicate well throughout the mortgage approval process. I think it would be helpful to applicants to receive a list of documents that might be requested and a five minute tutorial of sorts to help us understand, up front, why documents might be requested repeatedly and the importance of prompt responses to those requests.
Jan 8, 2021
Rebecca is awesome, I only deal with her on these transactions. I have used her multiple times and will continue to do so in the future. She knows how to get the job done so well and she provides seamless service. I would definitely recommend her and her team!!!
Jan 6, 2021
I am very happy for the hard work That Rebecca did for me.
It would be an honor for me to recommend them highly!
Jan 4, 2021
This process was efficient and effective. Got a good rate. Would recommend Rebecca and her team!
Jan 4, 2021
Had an awesome experience! First time home buyer, they answered all questions I had very quickly. Thanks!
Jan 4, 2021
Senior Producer
Rebecca and John did an excellent job in helping us secure a home loan for a property in Arizona. I don't live in the state, and her team was able to help coordinate a lot of the details that can be more difficult over long distance. I appreciate her help in getting a great rate and closing the sale in the timeline we needed.
Jan 1, 2021
Rebecca and her team are just terrific. We sat down and worked through some solutions and she was quite attentive. Helped us understand everything and stayed on top of follow up! It was a pleasure working with Rebecca, her team and Amira first
Dec 31, 2020
Rebecca, John and Gina provided outstanding customer service during the recent home loan process. They were so organized and met all of the deadlines for closing. They made what could be a difficult process easy, especially during a time when the demand for mortgages has been so high. I really appreciate all they did and the results they achieved on my behalf! I would definitely go with this team again and I highly recommend them!
Dec 12, 2020
Owner
Rebecca and her team were wonderful to deal with. They're response was always timely. They worked diligently on making sure we got the best and lowest rates possible. I especially want to say how wonderful Gina Neves was! She was not only kind and responsive during the process, but after we closed, and I was traveling and needed some statements for she was so quick to help! I highly recommend them and would only use them in the future!
Dec 10, 2020
Chief Financial Officer
I am a high-tech CFO and in addition to closing numerous financing rounds I've also bought and sold several personal properties. My experience with Rebecca and her team could not have been better. It all started with her setting proper expectations. She was clear with me that she could not commit to anything less than a 30 day close given the short month due to holidays and committed to a rate that was worse case but said she would do her best to lock in a better rate. The bottom line is my transaction closed as scheduled and my rate beat the original expectations. She also called the realty agent to let her know there would be no problems with the loan funding. In a tight market like we are experiencing this made a big difference. I highly recommend Rebecca/Amerifirst without reservation and could not have been happier with the service and results.
Dec 7, 2020
Owner/Operator/Manager of rental properties and fireworks stands
Rebecca helped us get some of our mortgages when we purchased our seven rental properties approximately seven years ago. She and John contacted me recently to let me know that the mortgage rates for investors finally dropped enough for us to refinance. I pay extra on the mortgages in order to get the loans paid off sooner, because of this it was necessary to verify that the refinance was in our best interest. They took the necessary time with me to verify which loan refinances would be in our best interest. We are so grateful.
Dec 4, 2020
Excellent work and highly recommend this team for home loans! 😊
Dec 2, 2020
Rebecca and her team helped me with my recent home purchase and she was amazing to work with! She responded quickly to all my questions, provided helpful information to guide me through the finance portion of my home purchase, and the information she gave me was accurate. Throughout the entire process, Rebecca was so friendly and patient. I would definitely recommend working with her.
Nov 17, 2020
Can I give them more than 5 stars?

This is the second home we've purchased with Rebecca and her team. They were always quick to respond and answer any questions along the way making the process as painless as possible.

Rebecca met us during our closing meeting and brought flowers and a bottle of champing. How nice was that? We'll continue to give them future business and referrals from our family. We really do appreciate all of their hard work and dedication.

Nov 16, 2020
Quick and easy process. Everyone I spoke to was very knowledgeable and pleasant to work with.
Nov 13, 2020
Rebecca and John St. Thomas did a great job!!! We love them and couldn’t be happier...our loan process went smoothly.
Nov 6, 2020
Rebecca and John made our refinance experience fast and painless. Their response to my many questions and concerns were met with speed and professionalism. John was always quick to respond to my e-mails and phone calls, and was ready to assist in any questions that might arise.
Nov 2, 2020
Hr Generalist
Rebecca did an amazing job of making sure that all of our options were clearly provided, we understood every thing and had all questions answered and were able to make a clear decision on our mortgage funding.
Oct 26, 2020
TM
John is absolutely the best. Kept in contact communication every step of the way. I'm grateful he reached out since I was in process of refinancing and didn't think of Amerifirst since they originally helped with my first mortgage. Definitely recommended and next time they will be my first go to when it comes to mortgage loan.
Oct 26, 2020
Both Rebecca and John are not only the nicest team to work with, they truly care about working hard for their clients to make sure their needs are met. I will recommend them any chance I get. Thank you for all you've done for me!
Oct 13, 2020
DSC
Great team to have the pleasure of helping me buy my first home a few years back and now got my home refinance for a better rate. Gave them all they needed and they took care of the rest. I'm happy with the results and I'm grateful you guys helped me out when the previous company I had gone for refinance just left me hanging.
Thanks again! !
Oct 9, 2020
Buyer
Rebecca & John are absolutely amazing. They helped with my home purchase and was available anytime I needed. Gina was absolutely helpful with any documents I needed and guided me along the way. I will be recommended them to everyone I know!
Oct 6, 2020
Retired
I Never write a recommendation , but having Rebecca Susanne Riley St. Thomas handle my home refinancing was the easiest and most professional transaction I've had done in along time. I truly recommend Rebecca, She is a true and honest Professional. Thank you Rebecca for all you did for me!!!

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