Rebecca Susanne Riley St. Thomas

Senior Mortgage Loan Officer AmeriFirst Financial, Inc. Licensed Mortgage Banker NMLS #215202, AZ Lic. 0911911
Rebecca is a Licensed Loan Officer with AmeriFirst Financial, one of the largest locally family owned mortgage bankers in Arizona. Rebecca has over 21 years of experience and has originated over 1,000 mortgage loans. As well as being a licensed loan officer Rebecca is a licensed ADRE Continuing Education instructor for 15 years and has a real passion for educating and giving back to the real estate community and her clients. Rebecca takes great pride in assisting clients create a detailed plan, which will allow them to either purchase their new dream home or refinance their existing home. Since the purchase a home is the biggest financial decision of most people's lives, Rebecca always ensures that she is available 7 days a week to care for her client's needs so that their experience of purchasing or refinancing a home is the best it can be. Rebecca is very passionate about helping her clients realize their dream of home ownership and works hard every day to ensure she can make that happen for her clients!
Oct 13, 2021
Thank you for your patience.
Oct 11, 2021
Excellent experience for first time home buyers. We are very appreciative of all the hard work that went into this deal. Thanks to everyone!
Oct 8, 2021
She is very professional and friendly
Aug 30, 2021
Rebecca provided direct help and coordinated a team that delivered a stress-free experience in obtaining a mortgage loan. Confidence and professionalism were present every step of the way.
Aug 25, 2021
Thanks to the St. Thomas team for getting my home refinance done in a timely manner. Communicative and willing to work with me in the midst of a competitive market. Pleased with the team and the work they put in to get my special circumstance funded, recorded, and closed. Thank you Gina, John, and Rebecca! They went above and beyond to make sure I felt valued as a client even after the loan completed.
Aug 25, 2021
Thanks to the St. Thomas team for getting my home refinance done in a timely manner. Communicative and willing to work with me in the midst of a competitive market. Pleased with the team and the work they put in to get my special circumstance funded, recorded, and closed. Thank you Gina, John, and Rebecca! They went above and beyond to make sure I felt valued as a client even after the loan completed.
Aug 10, 2021
She was amazing and did everything possible to get us approved for our home loan. Was also very helpful and responded in a timely manner.
Aug 8, 2021
Rebecca and her team were incredible to work with. They were thorough, always gracious and personable, and followed through in a timely manner. I will recommend them without hesitation.
Jul 29, 2021
Business Owner
Rebecca Susanne Riley St. Thomas is absolutely fantastic to work with! She assisted us on our Refinance of our home. Her professionalism and quick response to the process was refreshing. We would definitely recommend Rebecca for any of your financial needs.
Jul 23, 2021
Employment Specialist
Rebecca and John were extremely helpful in making the mortgage process less stressful and confusing. They were always available and often responded within minutes to any questions I had. I Highly recommend working with them if you are new to the home buying process.
May 22, 2021
The AmeriFIrst team was extremely communicative, flexible, and easy to work with. It appeared that they work practically around the clock so getting questions answered and financing scenarios communicated quickly in this extremely competitive real estate market was a snap. I already referred this team to others looking to buy and they have been extremely happy as well.
May 21, 2021
Rebecca and John made our experience smooth and flawless. We were concerned about being new home buyers and all the things we would need to learn through our process and they made it so easy. Would recommend them to anyone.
May 20, 2021
Rebecca and John were fantastic to work with! They were recommended by my realtor and I'm glad they were. As a first-time homebuyer, they answered my many questions along the way. They are highly-responsive at all hours (evenings and weekends) and quickly supported me as I made multiple offers and needed revised paperwork in the current hot homebuying market. I can't recommend them enough!
May 14, 2021
She and her team were wonderful to work with!
May 13, 2021
John and Rebecca at Amerifirst were amazing. Always punctual and knowledgable with our many many questions.
May 7, 2021
Managing Director of Commercial Assets
Rebecca and her team couldn't have dealt with more issues in the most wonderful way. After a long and brutal divorce, Rebecca was able to put up with all the court issues, the numbers changing a billion times and went above and beyond to make sure that everything went well. She was even working from he cell phone home sick with Covid! If you are in the market she is the woman to know.
May 6, 2021
Director of EngineeringEngineering
I can’t say enough positive things about working with Rebecca. Extremely responsive and easy to work with. She was patient with me and educated me through the entire process from loan application through close.
Thank you Rebecca!
Apr 5, 2021
Rebecca, John and Gina were such a pleasure to work with on our recent refinance of our home. We had a very challenging case and had to clear up several items throughout the process. Rebecca took the time to personally call me to reassure me that the issues could be fixed and John and Gina both stayed on top of our process consistently. Everyone was completely thorough and patient and helped us to meet our goals as quickly as possible. I highly recommend their services!
Apr 2, 2021
I never interacted with Rebecca, I only interacted with her son, John. John was very responsive and helpful. Since this is a recommendation for Rebecca, I have given her 2 stars based on the premise that never interacted with her nor got to know her. She must have been too busy for me. The only saving grace was John and his helpfulness.

I was recommended by a Real Estate Agent to partner with AmeriFirst Financial. I have many friends in the mortgage broker industry. Amerifirst Financial saw me as a run-of-the-mill client so they gave me a standard rate. On the last purchase of a home in my previous area, my mortgage broker gave me a discount of 1 basis point, driving my rate down and effectively reducing the costs he was paid. This was not the case with AmeriFirst Financial. Because I was a run-of-the-mill dude off the street, they gave me very minimal discounts and ensured they got top dollar for my half a million dollar house. I will not be refinancing with AmeriFirst Financial and will not be using Rebecca (never met) again.
Mar 15, 2021
Recently I've had a few poor experiences with large financial institutions .
When I decided to re-finance my primary residence for a lower rate, I got in touch with Rebecca who was my Loan officer once 5 years ago. I am so grateful I did and for their exceptional service and care they took when processing my new mortgage.
They were quick, responsive and efficient.
I recommend AmeriFirst to anyone in need of a great experience refinancing!!
Thank you Rebecca and team!

Mar 15, 2021
Rebecca and John made the process so easy. They were responsive and available for any questions we had. Great team to work with.
Mar 9, 2021
Rebecca and John are great!
I have sent multiple client to them for their loan needs and always with great results. They just recently helped refi my mothers property. Super fast, friendly and prompt service as usual. Highly recommend!!!
Mar 9, 2021
Retired, US Army
Rebecca is an outstanding professional. She took all the time necessary to guide me through the VA loan process which made buying my first home a educational and great experience. I would highly recommend her to friends and acquaintances who are in the home-buying mode in Mesa, AZ, and the greater Phoenix valley area. Top notch!!
Mar 6, 2021
Rebecca and her team did a fantastic job during the refinance of my house. They were attentive, quick to respond, and clarified every step of the process so I understood what was happening and when. They even exceeded their own time frame and got the process done quicker than expected.
Mar 6, 2021
Registered Nurse in the OR
An absolute life saver ????
Bless You

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