Paul Gallegos

Branch Manager AmeriFirst Financial, Inc. NMLS 247564 | AZ Lic 0914255 | AZ BK 0013635
Licensed in CA, AZ, NM, NV, FL, IN, & WA
Jan 2, 2021
Paul and Annie were amazing. We spoke with a few different loan officers before them and were told we'd have to get our credit score to a 720 at the least. We had kind of gave up and decided to wait another year before we looked into buying a home, but we were contacted by a realtor, and he told me how great Paul was and that he'd be able to help. I spoke to Paul in October and by December 1st we were home owners in our new home. The process was a little stressful and we ran into a few issues but Paul and Annie didn't give up on getting our loan approved. We are forever gratefull for their help they made what seemed impossible POSSIBLE! We plan on working with them on future endeavors and we recommend them to anyone buying a home.
Dec 28, 2020
Paul is the best in few words. All thanks to him I was able to close my home in 15days. He is very efficient and hard worker. I wish him all the best. I highly highly recommend him and give all 5stars. We have been very blessed to have him help us out with our house closing:)
Dec 14, 2020
This wonderful team exceeded what I expected of customer service. They answered my late night questions as a first time home buyer on my own, They bent over back wards and jumped through hoops alongside with me in this craziness of buying a home. I was told exactly what to do to get where I needed to be to make my home owning dream come true. Thank you to Paul Gallegos, Annie, and the rest of your team.
Nov 23, 2020
Paul and his team did an excellent job in getting me great rate for my re-fi. They were professional and flexible with working with me and my abnormal work schedule. I would highly recommend them for your needs.
Nov 19, 2020
Paul is very knowledgeable and honest. I feel very fortunate that my real estate agent connected me with Paul. He was able to get me the lowest interest rate. This was our first time buying a home and Paul was very patient with explaining the process to me. I would say that his greatest quality, in his work, is his patience. He would answer all of my questions and concerns. It was a lot of paperwork and a shorter closing period but Paul and his team were able to make it happen. I would recommend Paul to anyone. Especially, first time home buyers. Thank you Paul!
Nov 10, 2020
Professionally handled every facet of my mortgage refinance. Watched the market to obtain and lock in the best interest rate available. Each step of the process was clearly explained and all instructions easy to understand and complete. Arranged for the Final signing to be performed in the convenience of my home. Highly recommend Paul for property mortgage and/or refinance services.
Nov 2, 2020
Paul was super helpful when we refinanced our mortgage! He was patient on the phone and answered all my questions. The process was quick and easy!
Oct 19, 2020
It was a pleasure working with the Gallegos in our purchase of a property in Tracy, California. Everything went smoothly and fairly. Our questions were answered quickly and the transactions clicked right along. The escrow closed in record time. We recommend Paul Gallegos highly for real-estate financing.
Oct 18, 2020
Team Gallegos is exactly what you need when you are in market to buy your home. If that home is your "First" home than all the more one should be working with Paul and Amy. As a first time home buyer there are far more questions that internet alone can answer and more appropriately to guide. We were first time home buyers and to that to in Covid times. Paul and Amy were patient, knowledgeable, personable and helpful. They were diligent about the process and a breeze to work with social distancing limitations. They promised and delivered pre-approval in 24 hrs. and loan closure in 15 days. I will highly recommend Paul if you are in the market for best loan and exceptional experience. Thank you Paul and Amy!
Oct 12, 2020
Senior Scientist at Lawrence Livermore National Laboratory
Paul and Annie Gallegos were absolutely stunning! I made a mistake to work with AmeriSave, which could not do the job in 40 days. We were failing all deadlines and were at risk of loosing our deposit. This is when Paul stepped in and save the deal. They were able to refinance our house in Carpenteria and finance a purchase in Tracy (these needed to be done at the same time). Paul and Annie did this in two weeks. Moreover - we got a better financing deal. I absolutely recommend them!!!
Oct 9, 2020
Thanks God there is such professionals like Paul. When we stuck with our refinancing and a purchase of the other house. He simply saved whole situation.
You can trust him. Thank you Paul! to you and your team!
Sep 28, 2020
Working with Paul was amazing. I did shop around a requested pre-approval from other lenders, but Paul was by far the best. He has a dream team that did everything smoothly and easy for us. 100% recommended
Aug 24, 2020
Paul Gallegos did an excellent job on my refi! Very smooth transaction with no last minute surprises! Closed quickly with minimal effort on my part! I high recommend Paul for loans!
Aug 21, 2020
Paul and Annie were wonderful to work with. They made the purchase of our new home a smooth transaction and were always available to answer any questions or concerns we had. I would definitely use them again for future purchases.
Aug 21, 2020
Program Manager
Paul Gallegos and his team provided great service to me and my family. He is fair and pays attention to details. Thank you Paul!
Aug 20, 2020
Marriage and Family Therapist
I am a first time home buyer, so everything involving purchasing a home was daunting. In particular, I was expecting the process to be funded to be a very exhausting one. But Paul and his team were there to guide us in this process and answer our questions, and they were quick to respond. Working with him made me feel confident in this process, which was smooth and quick. I could not recommending working with Paul and his team any more. This recommendation is coming from a first time home buyer, which i think speaks volumes to how well of a Loan Officer Paul is. Don't think twice about trusting Paul and his team - they get the job done well!
Aug 20, 2020
Home owner
I worked with Paul and his team to refinance my primary residence. He and his team were courteous and professional in all our interactions. The application and document submission process was seamless. Everything was handled over the phone and online. The only in person contact was the final signing at the title company. I would highly recommend Paul for any of your home mortgage needs.
Aug 19, 2020
Account Manager
I worked with Paul during my pre-qualification for a home purchase and he was very informative and very helpful! I am glad I had a chance to work with someone so knowledgeable who is passionate about his work and helping people like me understand the whole scope of having a mortgage.

Thank you Paul it's been a pleasure!
Aug 16, 2020
As a first time home buyer Paul and Annie made my entire transaction extremely smooth and painless. Not having any knowledge on what I was doing paul as well as my real estate agent David Torres was there to answer any questions or concerns that I had. With our offer accepted and a quick close, my family and I were able to move into our beautiful home within 20 days. I am truly thankful to find a trustworthly team who puts their clients first. Cheers to a new beginning!
Aug 10, 2020
Home owner
Glad to have a great team with a lot of experience. Made a stressful process easy going. It was a pleasure to work with the Gallegos team!
Jul 28, 2020
Thank you! This was a streamline process! They were quick in response. I have no issues & would recommend Paul, Annie and their team! Thank you!
Jul 21, 2020
This was the first time I had ever refinanced my house. And I knew absolutely nothing. Paul and Annie came highly recommended. Now I know why. They walked me through every step of the way, step by step. Everything Paul and Annie said happened when supposed to. All my emails answered quickly. I couldn’t have asked for a better experience. I highly recommended them to everybody. Thank you so much Paul and Annie for all your help.
Jul 13, 2020
Manager, Customer Success
It was an amazing journey working with Paul for our Loan Process. He and his team are very knowledgeable, responsive and diligent. Working personally in customer service, i can vouch that Paul has what it takes to ensure a good customer experience a done deal.
Jul 10, 2020
Paul and Annie were both awesome! They got all my paperwork done early and all done online. I highly recommend them, they were both great to work with.
Jul 6, 2020
Paul and his team did a great job of providing loan for our 1st home. We have tried other lenders and Paul by far was the best lender we have had.
He did the outstading job of closing loan in just 15 days from the day we got introduced to him (including appraisal) while kept the interest lower than other lenders.
We appreciate their hard work.

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