I'm taking this opportunity to recommend American First Financial Inc. As an excellent group for funding homes in California. Paul and his team has been very helpful with one of our biggest purchases of our life. it was a tough, but you and your team make it work. your thoroughly communication and commitment are real. this long-term relationship has been positive. Thanks again for all your amazing work.
highly recommended AmeriFirst financial.

Eddy Baende

Production associate
Aug 5, 2019

Paul Gallegos

Branch Manager AmeriFirst Financial, Inc. NMLS 247564 | AZ Lic 0914255 | AZ BK 0013635
Licensed in CA, AZ, NM, NV, FL, IN, & WA

https://amerifirstloan.com/pages/state-licensing
3 days ago
Thank you, team Gallegos! We appreciate all that you have done to get this loan done so quickly. We were very nervous and had many questions as first time buyers and you always took our calls and answered our questions very promptly.

Paul is extremely knowledgeable and helped us choose a loan that worked best with our goals.
Apr 4, 2020
Retired
I would highly recommend Paul and Annie Gallegos to originate a new home loan or refinance your existing home loan. Paul took are application shortly after inquiring about current rates that day and gathered the necessary information to determine we should qualify and we were locked into a rate that same day. This was during a time when rates had just fallen a lot when the COVID 19 was happening. Annie was very efficient in gathering all the necessary documents required for underwriting to approve our application. The closing was handled very smoothly when a notary was sent to our house to have all the documents signed. The Loan funded three days later. Was a very painless process when completing a refinance of our home. Paul lives in AZ and we live in Irvine, Calif. The distance was not a issue.
Mar 30, 2020
Floor Manager @ Costco
This was our 1st home purchase and working with Paul, his staff and my realtor agent Oscar Uribe was the smoothest. At 1st we were worried but they assured us that we were in good hands. We highly recommend Paul, his staff and Oscar Uribe if you're looking to purchase a home. You will be in good hands. Thank you to all of them. We will be back in the future.
Mar 27, 2020
Engineer
Wow, this was so fast!! I am so happy!!
Mar 27, 2020
I can’t say enough good things about our experience with the Gallegos Team. They went above and beyond to get our paperwork processed. We received answers to our questions in a professional manner even when they were experiencing a heavy demand for their time.
Mar 23, 2020
Safety and Mobility Specialist Guldmann Inc.
Paul and Annie were wonderful professional and handled our 14 day escrow like Super Hero’s !!! Being able to use a 2 week escrow was a powerful tool to have the offer on our new home accepted. I won’t say that it wasn’t stressful but Annie has a great sense of humor and only required one pint of blood to close. In all seriousness I highly recommend this team.
Mar 16, 2020
After waiting for over a month for another lending company to pre-qualify me I got in contact with Paul and it was done in less than an hour. When it came time to purchase my house Paul and his team were excellent and made the process as quick and painless as possible. Thank you everyone!
Mar 6, 2020
Home Buyer
Paul and Annie were fantastic throughout my home buying process and it was amazing working with them. They committed to close the escrow within 14 days and it happened in time and kept me updated at each steps. The process was very smooth and I never thought of being a first time buyer stressed or anything. Always got the prompt response either through email or text and I strongly recommend Paul to connect for any mortgage's financial needs. Very helpful and professional throughout the way. Thanks Paul and Annie for your assistance.
Mar 3, 2020
Very professional and kept me updated on every step of the process. Thank you!
Feb 19, 2020
Paul and his team were surprisingly quick and getting the purchased closed. They answered all my questions at any hour I may have asked. I was a first time buyer and was expecting a difficult process. Gallegos was quick and made my first time buying with ease. I am extremely happy I have chosen this team in making my first time buying a success.

Thank you Gallegos!
Jan 4, 2020
Thanks to Paul and his team at AmeriFirst, we are now in our very own first home. Despite the stresses that come with the process, Paul was able to fill in all the gaps, with useful information and guidance gleaned from his vast experience in the industry. I highly recommend Paul and will always make AmeriFirst our first port of call in future.
Jan 3, 2020
Customer
Paul and Annie were fantastic. I was able to lower my rate and refinance my house all virtual, which is better for my schedule. I would highly recommend him to anyone.
Jan 1, 2020
Construction Manager
Paul and Annie Gallegos did an excellent job walking us through our loan process. They were immensely knowledgable in their jobs and answered every question about every topic related to the loan process. Having Paul and Annie on our side really set us at ease and made the process smooth and easy. Although we ran into problems unrelated to AmeriFirst Financial, Paul and Annie were able to immediately remedy any issues that came up. I definitely will use them again for future business.
Nov 5, 2019
Home buyer
This was my first home purchase, Paul was nice and patient. 14 days close as promise, Paul made this process easy and fast. I would definitely come back to Paul in the future, and he is highly recommended.
Oct 25, 2019
Working with Paul and his team was fantastic! From getting prequalified to getting approved for a home loan, we felt supported 100% of the time. A 15 day escrow can be stressful but with Paul and the team was was simple and smooth!
Oct 23, 2019
This was our 4th transaction with the team. As always Paul and Annie have been great throughout the entire process and have given us the best option. Kudos once again and looking forward to many more.
Sep 16, 2019
Sr. Program Coordinator
Where do I even begin to tell you how wonderful Paul is ? He explained every step of the process in full detail in terms that I could understand. He got things done so quickly and efficiently!! If I could give him 10 stars I would !! I would recommend Paul to anyone looking to purchase a home.
Sep 10, 2019
SR.PROGRAM COORDINATOR
If I could give this team 10 stars I would !! Annie and Paul were AMAZING through this whole process. They are no nonsense and they get the job done!! They explained everything to us every step of the way. I felt confident leaving the biggest purchase of my life in their hands. I would recommend this dynamic duo to everyone!!
Sep 8, 2019
Realtor
Paul & Annie are amazing!
They have helped me close several buyer clients, refinanced me with 2 different homes, the last one 2 weeks ago. Paul always goes the extra mile, to get the job done. He helped a first time buyer that needed $30K more to buy a home that his lender could not do. Paul did it! Well done my friend!
Aug 5, 2019
Production associate
I'm taking this opportunity to recommend American First Financial Inc. As an excellent group for funding homes in California. Paul and his team has been very helpful with one of our biggest purchases of our life. it was a tough, but you and your team make it work. your thoroughly communication and commitment are real. this long-term relationship has been positive. Thanks again for all your amazing work.
highly recommended AmeriFirst financial.
Aug 3, 2019
Great working with Paul and Annie. They were helpful at every step of the way and able to close in two weeks!
Jul 30, 2019
Client Aviation Manager
Paul and his wife are an amazing team who walk you through the refinance process in order to make it as painless as possible. Paul is professional in every way, and looks out for the clients best interest. I highly recommend Paul for all your mortgage needs.
Jul 12, 2019
Teofilo Martinez-Gomez
Paul &Annie were both extremely professional, knowledgeable , and an overall pleasure to work with. This is our 2nd transaction with this team and we’re positive it won’t be our last.
Thanks again Team Gallegos... from Team G-M
Jul 7, 2019
Clinical engineer
Paul is easy to work with and new exactly what we needed to secure the home of our dreams. His recommendations were invaluable in getting our offer accepted and I highly recommend him for your loan services.
Jul 2, 2019
New home
I was so happy to have a new home. I can’t believe my credit score was pretty low enough to buy a new house,but Paul and his fellow co loan officer can give me a good rate 4.250% I am highly recommend anyone who need a new home or look for a new mortgage loan in a good rate just look for Paul and Jennie they can help you guy easily. Because they are professional. Amerifirst is a very good company for anyone who need a mortgage loan and trust.

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