This was the first time I had ever refinanced my house. And I knew absolutely nothing. Paul and Annie came highly recommended. Now I know why. They walked me through every step of the way, step by step. Everything Paul and Annie said happened when supposed to. All my emails answered quickly. I couldn’t have asked for a better experience. I highly recommended them to everybody. Thank you so much Paul and Annie for all your help.

Jimmy Dodge

Deputy
Jul 21, 2020

Paul Gallegos

Branch Manager AmeriFirst Financial, Inc. NMLS 247564 | AZ Lic 0914255 | AZ BK 0013635
Licensed in CA, AZ, NM, NV, FL, IN, & WA

https://amerifirstloan.com/pages/state-licensing
Aug 30, 2021
Field Marketing Manager
Paul was amazing! Through out the process of finding and closing our home he was there to answer all questions. He worked along us to make sure we had all we needed in order to secure our dream home. Thank you Paul for all your help and making the process easy for us to understand.

Artie
Aug 17, 2021
Paul, Annie and Jeff are truly REMARKABLE. From the time we got pre approved for our loan, it took 1 MONTH for us to get in our HOUSE. They EXTREMELY professional and on point with the ALL the paperwork. My wife and I were Amazed how quickly EVERYTHING went. They TRULY were working for US and NOT us working for them. I HIGHLY RECOMMEND THEM FOR ANYTHING. THEY ARE TRULY THE BEST AROUND. Thank you so much Paul, Annie and Jeff.
Jul 24, 2021
Buyers
Paul always comes through for us. He worked with us to finance our first home, and again to finance our current home. He is always very responsive to our needs and our questions, and is highly efficient in getting us the best terms and conditions, as well as moving the loan approval process along in a expedited fashion. We will definitely be giving him a call when we decide to purchase our next home!
Jul 20, 2021
Best of the best, I have never worked with a loan team that actually was faster than me and I have bought and refi many houses. Always on top of it, always on the next step, and always spot on with their recommendations and when telling me what was going to happen actually did happen.

1000% will use again!
Jun 21, 2021
homeowner
We are so happy with the service Paul Gallegos and the AmeriFirst team provided us during our loan refinancing journey. Our first experience with Paul was when we were looking to purchase a house. He was highly recommended by our realtor who helped us a lot. However we ended up purchasing a new home from the builder who gave us special financing. I wish we used AmeriFirst instead.

After 2 years we decided to refinance our loan and we called Paul Gallegos. He immediately started the loan process. He was very thorough and guided us every step of the way, giving us a checklist of what is needed. Paul's team was very professional and knowledgeable who updated us timely of the loan status. Our loan only took a little over 2 weeks to process from start to finish! We are very fortunate to have Paul Gallegos handle our refinance needs. We look forward to a long continued relationship with Amerifirst. Thank you Paul and team for doing a great job!
May 24, 2021
It was a pleasure working with Paul, he was straight to the point and very knowledgeable. Seeing that this was our 1st house, we had no idea what to expect. Paul explained the process to is easily so that we could understand. Of course we shopped around and I would recommend shopping around, but I don't think you're gonna find a lender that's gonna beat Paul! We didn't. He really knows what hes doing and he helped us get our home!
There is a possibility of us purchasing more property in the future and believe they were gonna be giving you a call again if and when that happens.
Thank you Paul and Annie you guys were great!
May 17, 2021
Would highly recommend. Made the process smooth and put my mind at ease with a big transaction.
May 14, 2021
Paul, Annie and their team made the whole loan process so smooth. We were first time home buyers and they were quick to answer our questions and made us feel at ease with such a big purchase. Their online portals made it easy to upload and turn everything in they needed in a timely manner. Highly would recommend
May 14, 2021
Paul and the team at AmeriFirst did an excellent job helping my wife and I buy our first home. Paul took the time early in the process to make sure I had a solid understanding of what our options were as well as giving some sage advice about what would help get us into a home in this crazy market.

I would highly recommend Paul and his team, as they were always available did a great job giving us confidence in what was otherwise a very intimidating process.
Apr 12, 2021
Absolute professional from start to finish. Paul and his team were quick with responses to our questions as new home buyers. The whole process was painless. We very much recommend Paul!
Apr 9, 2021
Paul and his team did an amazing job for us. He provided us full support that we needed. He explained us everything that we didn’t know about. We had 17 day close of our escrow and Paul completed everything. He is professional, quick in responding and always there for you.
Apr 5, 2021
Paul and the entire Amerifirst team has been great to work with. This being my 6th transaction with them in 4 years. They have always given us the best rates and advise. Once again kudos to him and his team.
Mar 29, 2021
Registered Nurse
Super helpful with everything! Paul and his wife were available 24/7 for any questions or concerns. Everything was smooth and easy! Highly recommend!
Mar 24, 2021
It was a great experience working with Paul and his team on our recent home purchase. We had a closing in 3 weeks and Paul accomplished the entire loan process seamlessly well ahead of schedule. Being first time home buyer we had a number of questions and concerns about the loan process, but all our questions were answered patiently. This gave us more confidence and trust. Timely communication about each step. Our loan processor Annie was all time available to answer our questions, sometimes even after office hours. Over all, we had a very smooth and hassle free closing. Highly recommend Paul and his team.
Mar 16, 2021
Paul and his team helped with our refi. From beginning to the end, all parties were very responsive and professional. Amazing customer service and was an extremely smooth process. I would highly recommend them with your refi needs. Thanks again Paul and team!
Mar 9, 2021
Paul and Annie are best!! All credits goes to team in closing our "first home" buy in 15 days. He is always comes out with different possibilities of loan options and gave us the best mortgate interest rate in this competitive market. I will definately recommand him to others.
Jan 2, 2021
Paul and Annie were amazing. We spoke with a few different loan officers before them and were told we'd have to get our credit score to a 720 at the least. We had kind of gave up and decided to wait another year before we looked into buying a home, but we were contacted by a realtor, and he told me how great Paul was and that he'd be able to help. I spoke to Paul in October and by December 1st we were home owners in our new home. The process was a little stressful and we ran into a few issues but Paul and Annie didn't give up on getting our loan approved. We are forever gratefull for their help they made what seemed impossible POSSIBLE! We plan on working with them on future endeavors and we recommend them to anyone buying a home.
Dec 28, 2020
Manager
Paul is the best in few words. All thanks to him I was able to close my home in 15days. He is very efficient and hard worker. I wish him all the best. I highly highly recommend him and give all 5stars. We have been very blessed to have him help us out with our house closing:)
Dec 14, 2020
This wonderful team exceeded what I expected of customer service. They answered my late night questions as a first time home buyer on my own, They bent over back wards and jumped through hoops alongside with me in this craziness of buying a home. I was told exactly what to do to get where I needed to be to make my home owning dream come true. Thank you to Paul Gallegos, Annie, and the rest of your team.
Nov 23, 2020
Paul and his team did an excellent job in getting me great rate for my re-fi. They were professional and flexible with working with me and my abnormal work schedule. I would highly recommend them for your needs.
Nov 19, 2020
Paul is very knowledgeable and honest. I feel very fortunate that my real estate agent connected me with Paul. He was able to get me the lowest interest rate. This was our first time buying a home and Paul was very patient with explaining the process to me. I would say that his greatest quality, in his work, is his patience. He would answer all of my questions and concerns. It was a lot of paperwork and a shorter closing period but Paul and his team were able to make it happen. I would recommend Paul to anyone. Especially, first time home buyers. Thank you Paul!
Nov 10, 2020
Professionally handled every facet of my mortgage refinance. Watched the market to obtain and lock in the best interest rate available. Each step of the process was clearly explained and all instructions easy to understand and complete. Arranged for the Final signing to be performed in the convenience of my home. Highly recommend Paul for property mortgage and/or refinance services.
Nov 2, 2020
Paul was super helpful when we refinanced our mortgage! He was patient on the phone and answered all my questions. The process was quick and easy!
Oct 19, 2020
Buyer/borrower
It was a pleasure working with the Gallegos in our purchase of a property in Tracy, California. Everything went smoothly and fairly. Our questions were answered quickly and the transactions clicked right along. The escrow closed in record time. We recommend Paul Gallegos highly for real-estate financing.
Oct 18, 2020
Team Gallegos is exactly what you need when you are in market to buy your home. If that home is your "First" home than all the more one should be working with Paul and Amy. As a first time home buyer there are far more questions that internet alone can answer and more appropriately to guide. We were first time home buyers and to that to in Covid times. Paul and Amy were patient, knowledgeable, personable and helpful. They were diligent about the process and a breeze to work with social distancing limitations. They promised and delivered pre-approval in 24 hrs. and loan closure in 15 days. I will highly recommend Paul if you are in the market for best loan and exceptional experience. Thank you Paul and Amy!

My Associations