Vincent Lucia

Mortgage Loan Officer AmeriFirst Financial, Inc. NMLS 308181
Sep 7, 2020
Claims examiner
★ ★ ★ ★ ★
Vince did an excellent job with our jumbo loan while we were also selling our home, so we needed the timing to work out. He was on top of everything and always getting us items that we needed to complete right away and communicating with us throughout the process about items. His team was great too. The loan process was the only non-stressful part of our recent move, and we owe it all to Vince for making it a breeze!
Sep 2, 2020
Director, Academic Planning & Analytics
★ ★ ★ ★ ★
I had absolutely no intention of refinancing my house - even though I knew it was the smart thing to do. In the end, I decided to go forward if, and only if, Vincent Lucia was available to support the process. This was the 3rd time that I have worked with Vince and the process was a predictably smooth and stress free. I highly recommend Vince and if circumstances warranted another mortgage loan I would absolutely reach out to him!
Aug 28, 2020
Director of Sales
I was one of the lucky barrower that got a chance to apply for a home loan with Vince. An amazing experience. He and the team provided a pleasant experience in getting my loan approved and funded. The terms were great. He is very detailed, punctual and knowledgeable. He replied to all my inquires promptly and accurately. He followed up on every loan process steps from start to finish. His processor, Tracy also amazing. I greatly appreciate their work on getting me the home loan.

If you are reading this, pls note that I am a sales person myself. So very demanding and high expectations. With all that, Vince and the team get 10 starts out of 5. Thank you sooooo very much Vince, Tracy and the team.
Aug 7, 2020
★ ★ ★ ★ ★
Vince was great! He answered every question, communicated clearly and moved through the process efficiently. I felt very comfortable with my decisions and never felt pressured. I would recommend Vince to anyone. Great experience!
Aug 7, 2020
Sr. Manager
★ ★ ★ ★ ★
Vince did a great job on our refi. I've known him for a long time and heard he was good in the mortage arena, but because of his longevity in his field, his experience has enabled him to be viable even at this time. His main strength IMO is his customer service. My wife had many questions ( which many came from) and Vince to the time to respond in every occasion with smile (how it sounded on the phone) and a positive attitude. I thank him for his professionalism and positive vibe.
May 12, 2020
House Buyer
★ ★ ★ ★ ★
I just want to say my first time buyer experience with Vincent was SUPERB! I was not stressed during the pre/during/post of escrow! At one moment I couldn't believe how stress free it was that I asked Vincent am I in escrow? lol! He was so nice and detailed in the process! I will always recommend Vincent to everyone I know! I just loved the whole process and my experience with Vincent! For my next house, I will be doing my business with Vincent! Thank you Vincent!!!!
May 12, 2020
Home Owner
★ ★ ★ ★ ★
Vince is the best of the best, and makes the process of borrowing and refinancing incredibly easy. His communication and kind personality make him a joy to work with. We cannot recommend Vince enough.
Apr 21, 2020
★ ★ ★ ★ ★
Vince and Tracy crushed this! I thought with all the chaos going on with Covid 19 we would have a very tough time getting this done. Nothing could be further from the truth. It was a smooth and easy process and Vince was there to hold our hand when we had concerns. I would highly recommend Vince to anybody needing a loan.
Mar 28, 2020
Sergeant in Law Enforcement
★ ★ ★ ★ ★
It was not long before I knew Vincent was a great guy. When I first met Vincent, I could sense he had a passion for his job. Vincent was open and honest with me through the whole process. Trust takes time and Vincent proved loyalty, integrity, and that he always has my back to find the best rate for me and his clients. I am extremely happy to have gone with Vincent Lucia and feel very lucky to have him have my back. Thank you Vincent! If anyone has any questions please feel free to contact me.
Mar 20, 2020
Broker Associate
★ ★ ★ ★ ★
Vince is absolutely one of the best loan officers we've worked with. He's been an awesome person to deal with and VERY knowledgeable of the finance arena. Along with his processor, Tracy they are FABULOUS!
Mar 19, 2020
★ ★ ★ ★ ★
Vince was the absolute best. There was never a time that I could not call him with questions and he would not answer or call me back when he had the best answer. He always checked up on us to make sure that we were good both personal and professionally. When it came time to looking at the numbers he went line by line and perfectly explained every thing in great detail. Very nice and very professional. It was a pleasure to work with him. He does great work.
Mar 11, 2020
★ ★ ★ ★ ★
I have worked with Vince for years, he knows his job very well, communication skills are excellent!
I will refer Vince to my clients as I have put my trust in him for all our lending needs.
Feb 25, 2020
Mr.
★ ★ ★ ★ ★
He gets the job done.
Oct 25, 2019
★ ★ ★ ★ ★
Vince was very helpful and stuck with things during "The longest refi in history". The initial appraisal came in under what was expected and he was able to get a second one performed. The second appraisal was in-line with what my expectations were for the property. When it was finally time to sign Vince got an exceptional notary to meet me on a Saturday due to some sort of deadline.

In conclusion, Vince is the best!
Oct 18, 2019
It was a pleasure to work with Vincent Lucia. He made refinancing our home easy. He is knowledgeable and thoughtful. After working months with two other institutions that couldn’t complete the task he did it in two weeks and we got a better rate. I will gladly recommended him to others who are refinancing or buying a home.
Oct 2, 2019
Client
★ ★ ★ ★ ★
We put an offer on our home less than a month ago. We had been working on getting a loan through our bank, but their every misstep made it seem like an impossibility. We got in touch with Vince and he made things happen. He's fast, efficient, and he gets it done.
Sep 26, 2019
Retired
★ ★ ★ ★ ★
Vincent was excellent, he was quick, informative and walked us through the process. Relieved our nervousness. Now we are in a better space financially. We recommend his services.
Sep 13, 2019
★ ★ ★ ★ ★
Vince and Tracy are absolute rock stars! They both made the loan process super easy to navigate and understand. I went into a refinance with them not understanding how the loan process works very well and they held my hand through every step and provided excellent communication every step of the way. If you choose to work with this duo you will not be disappointed.
Aug 15, 2019
Satisfied Customer
★ ★ ★ ★ ★
Vince was really great to work with. He was involved with us all the way to the very end and explained anything we needed help with. He always got back to us in a timely manner day or night, by text or by email. I would definitely recommend Vince to others to work with.
Jul 9, 2019
★ ★ ★ ★ ★
Vince was great to work with! He was very professional and helpful throughout the entire process. He was always available. Highly recommend him!
Jun 25, 2019
Landowner
★ ★ ★ ★ ★
Vince has now arranged for 4 loans for me on various properties. Each time he has been very fast, efficient and extremely responsive to me any time I have had questions or concerns. He is that rare person whom I can really trust to be honest with me, to do the job excellently and to follow through on every detail. I will definitely call him the next time I need a loan. I recommend him wholeheartedly.
Jun 25, 2019
Retired Plumbing Salesman
★ ★ ★ ★ ★
Vince was "simply amazing" !!! He was very professional, thorough, patient, informative, very resourceful !!! Yes he was our financial loan officer, but during the process we became very good friends. Many Thanks, Chris.
May 6, 2019
★ ★ ★ ★ ★
Vince was very knowledgeable and always available for us. Thanks again!
Apr 22, 2019
Construction Superintendent
Vince did a great job. This is my third loan that Vince acquired for me and like the previous 2 he did an amazing job. He has been accurate from day one with starting the loan, presenting loan docs and completing the loan. He communicates and develops an honest relationship where you can trust that the loan will be successful.
Thanks again Vince for your hard work.
Mar 26, 2019
★ ★ ★ ★ ★
I was referred to Vince and I must admit it was the best referral I ever received. I broke down my situation to Vince and he understood and helped with educating me on my situation, honesty and most importantly trust. He welcomed ALL my questions and was extremely professional. He stood by my side and assured me everything was going to be okay. I appreciate the knowledge, wisdom and trust that he and his company provided me.
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My Associations

AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1-877-276-1974. © 2020. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. Visit https://amerifirstloan.com/pages/state-licensing for all state licenses information. Visit NMLS Consumer Access at https://www.nmlsconsumeraccess.org/.