Tom Koon

Mortgage Loan Officer AmeriFirst Financial, Inc. NMLS 895050, AZ Lic. 0930201
Tom has over 40 years of real estate sales, development and financing experience. As a Senior Loan Officer with Amerifirst Financial, Inc., Tom is able to provide his borrowers with a wide range of products including Conventional and Jumbo Loan Products, FHA, VA and USDA, One-time close Construction Loans, Down Payment Assistance and more. Toms focus is always to provide the best customer service possible and to customize the most suitable product to fit the customer's needs.
Oct 22, 2021
Fantastic! Through out the whole process Mr.Koon was extremely helpful. Buying a house can be stressful and overwhelming but Tom made the process much easier and as painless as possible! I would highly recommend and will definitely use Mr. Koon again.
Aug 16, 2021
Tom has helped me with my second loan now and I'm very pleased. He is very knowledgeable and always on top of things. I highly recommend working with him!
May 26, 2020
Tom Koon was a total professional and helped us through the easiest refinancing I've ever been through. He was prompt to answer all questions and concerns. I highly recommend him.
Feb 18, 2020
Medical Billing Manager
Tom was very professional. He was friendly and knowledgeable. I appreciate the time he spent with me making sure I understood what was going on and making sure my escrow closed timely.
Feb 10, 2020
Tom is a great loan officer. I feel like he pulled me through the complicated paper work, sometimes kicking and screaming! I don't feel comfortable doing a lot of things on line as I have poor vision for the computer. But with his help we got it done.

I would recommend him for his knowledge and many times his humor.

Thanks Tom, you made it an almost pleasure!


Betty Johnston

Jan 21, 2020
From the very beginning the process couldn't have been done any better. Tom is on top of everything.
Jan 13, 2020
We were recomended to see Tom Koon for our mortage needs by a previous customer of his because of the special needs of our purchase. Tom was able to explain the process and figure out the best way to save us the most money. In the end we were able to get financed faster than we thought possible. Thanks to Tom and his team through all the hurdles we were still able to close b4 the year ended. No matter if you have a tradidional purchase or special needs or unconventional financial issues speak to Tom and see what he and his team can do for you.
Dec 13, 2019
Tom Koon was very helpful explaining the process of securing a mortgage. He was always accessible and thoroughly answered our questions when we contacted him. He frequently initiated the contact by informing us what the next step was. I recommend Tom Koon for any mortgage needs. He will not disappoint you.
Nov 3, 2019
Tom Koon and Amerifirst Financial get an A plus from us. Our transaction went smoothly and we funded and closed on time1
Oct 25, 2019
Lead Sales Engineer
Tom went the extra mile to ensure we had a smooth and seamless transaction. This was our first time refinancing. Pricing was much better than the big banks and we received personalized service with constant communication throughout the entire transaction. The loan was ready to close 1 week earlier than quoted! We are extremely pleased and would highly recommend Tom Koon to any of our friends and family.
Oct 11, 2019
Tom was the only loan agent who believed he could get us a very difficult loan product to obtain. We could have gone with several other loan products, but none met the expectations that we had set. Tom was able to determine that we qualified for the product and then guided us through the application. It was a drawn out process with numerous turns in direction, but none due to Tom. He exhibited great patience and was always quick in communication.

When all was over we had a one time close construction and 30 year mortgage that most had told us was unobtainable. We would highly recommend working with Tom, especially for new construction on raw land.
Aug 3, 2019
We strongly recommend Tom for any refi you are considering. Tom did a perfect job finding the best refi program for us and stayed with us all the way through to our successful closing. We were able to take advantage of a far better rate and the lowest admin costs. Tom has worked with us through five refi's on our house over the years. Great guy and great outcomes. Thanks, Tom!
Aug 2, 2019
Business Owner
Tom Koon at AmeriFirst did an outstanding job with our loan. He worked diligently on nights and weekends until everything was finished. He was professional and timely in our loan process. Highly recommend Tom.
Jul 16, 2019
Business owner
Tom is amazing to work with. He takes what to many is a stressful process and simplifies it. He is a fantastic communicator that promptly returns calls and answers questions in a clear and concise manner. He is also a really nice guy and a pleasure to work with.
Jul 1, 2019
Project Manager
Tom managed the purchase of our home with the upmost care. He was responsive all days/times of the week, and even while on vacation. He attended our signing at the title office to answer any questions we had.
The closing date of our old home and new home were on the same day and Tom played an integral part in ensuring everything went smooth.
We highly recommend Tom and his team!
Jun 16, 2019
Mr. Koon did an awesome job. Loan process was fast and easy.
Jun 10, 2019
Tom was always friendly and most importantly prompt in responding to issues and moving forward.
May 13, 2019
Tom Koon did an excellent job of getting me into my new property. He kept me informed through out the whole process updating me as information became available. He offered listings of different contractors, insurance agencies, etc. that where needed to get all of the requirements met for my approval. He kept me informed of deadlines for there requirements. I really appreciated his worthiness.
Because of his efficiency, I have already referred him to a close friend to see if she can be approved for a property.
Thank you Tom for your services.

Catherine Clariett
Apr 2, 2019
Sr. Estimator / Project Manager @Hill International
I was introduced to Mr. Koon 2 years ago about possibly obtaining a home loan. However due to employment circumstances the timing for a home purchase had to be delayed. I asked Tom to contact me in a couple of years. So fast forward to 2 years later, Tom was right on time. Tom contacted me to follow up and as it turned out, I was ready to start the home loan process and was ready to shop for my new residence. Tom was recommended by a friend. After a brief conversation with Tom, I was secure in his knowledge and had a good sense of his honesty. Tom advised me of the best home loan for my situation and immediately got the pre-qualification process started. As a first time home buyer, I did not know what to expect. However, I must say the entire home loan application process to closing was presented to me with such ease and the whole process went so smoothly that it made me feel as If i had done this before. But I could not have endured the home loan process stress-free with out the assistance, patience and coaching of Tom.

Thank you Tom and your Team for playing such a major role in achieving a successful home loan on my behalf.

Edwin G.
Feb 21, 2019
Realtor with Long Realty
Tom is always available to take time with my clients and he stays on top of the transaction to make sure everything is taken care of so we close on time.
Feb 20, 2019
Tom Koon is by far the very best at what he does! I have known Tom for over 20+ years and during this time not only has he worked with many of my Buyer's but he helped me secure a Loan for my current Home. If you want outstanding service and value and a good night's sleep, nobody else will do the job better than Tom Koon!!
Feb 20, 2019
Russ Lyon Sotheby’s international Realty, Associate Broker
I highly Reccomend Tom Koon, Amerifirst, as The most experienced Motgage Broker, that I have had the pleasure of working with, in 25 years plus, of Real Estate Experience.

I have known Tom within the Real Estate Community since the 1990’s. He is without a doubt the best Mortgage Broker in our market.
I have Closed many Real Estate transactions with Tom Koon, through many years and many changes in Real Estate and Lending Market Conditions.
Tom always gets the job done, while taking time to communicate effectively to educate home buyers on lending options and obtain the mortgage, on their new home, which best suits their needs and objectives.

Feb 20, 2019
Tom has always taken great care of our needs on financing projects over the years and I would highly recommend his services
Feb 20, 2019
I forgot his 5 star rating!
Feb 20, 2019
REALTORS with eXp Realty
Tom Koon at AmeriFirst Financial has been taking care of our buyers 100% and we have all been thrilled at closing the loan on time and accurately! Depending on an experienced Loan Officer, like Tom Koon, is so important to keep a deal together and not end up with dissapointed clients! Tom will also get any buyers ready to purchase, even if it takes a year of follow up and guidance, to prepare our buyers for the best loan rate and lowest payment possible! We love working with Tom Koon and recommend him highly as a Mortgage Loan Officer!

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