Our experience with Stephen Fowler was nothing but positive start to finish. He's experienced, knowledgeable and professional.

He was available nearly anytime that we needed him. Kept us updated religiously and was on top of the entire process right up to closing. While purchasing a new home and moving can be a stressful experience, we felt that our financing needs were in the best hands possible. Which was deeply appreciated.

We would highly recommend Stephen as an option you should definitely explore when considering financing your home - new or otherwise.

Robert Losacker

Buyer - Web and Media Development
Apr 27, 2021

Stephen Fowler

Mortgage Loan Officer AmeriFirst Financial, Inc. NMLS 201652
Steve is a native of Seattle, Washington. After receiving his Bachelor’s Degree in Business Administration at Northwest Nazarene University, he owned and operated two successful businesses in the Seattle area over a 25-yr. period: a public relations/advertising firm and a light manufacturing company.

Since moving to the Phoenix area in 1998, he has worked in the mortgage industry as a Branch Manager and Loan Officer. He currently is a Senior Loan Officer with AmeriFirst Financial and works primarily out of a home office in Peoria, AZ. He is a licensed Loan Officer in AZ, WA and CA.

Steve is a seasoned mortgage professional who is intent on offering personal, professional and ethical service to each and every client, large and small. Foremost in his priorities is keeping the respective real estate agents informed, from prequalification through funding.

Basic to his client service is:

• Seeking to find the most cost-effective financing for each and every client
• Under-promising and over-delivering
• Keeping the client informed throughout the mortgage process and making sure
he or she gets no surprises at closing
• Returning phone calls, emails and texts in a timely manner
• Being available by cell phone and email from 7:00am to 7:00pm seven days a week.

Steve has been married to wife Nancy for over 40 years, has a son and daughter and five grandchildren.
May 18, 2021
Fueled service engineer
Did a great job. Was even able to capture a rate lower than originally started. Thank you!
Apr 27, 2021
Buyer - Web and Media Development
Our experience with Stephen Fowler was nothing but positive start to finish. He's experienced, knowledgeable and professional.

He was available nearly anytime that we needed him. Kept us updated religiously and was on top of the entire process right up to closing. While purchasing a new home and moving can be a stressful experience, we felt that our financing needs were in the best hands possible. Which was deeply appreciated.

We would highly recommend Stephen as an option you should definitely explore when considering financing your home - new or otherwise.
Mar 31, 2021
Steve Fowler did an awesome job. He stuck with us and went the extra mile to get us approved. I highly recommend him
Mar 7, 2021
Stephen made our experience incredibly easily. A true professional with the knowledge and expertise to guide you through the process . He answered all of our questions and was a pleasure to work with.

We highly recommend Stephen and will be sharing his information with our friends,
Jan 25, 2021
Dentist
I was turned down by 3 brokers post divorce and mid-pandemic for refinancing my primary home. Mr. Fowler helped me refinance my house in WA state with so much confidence and ease. He was very resourceful, creative, patient and knowledgeable. I was able to get an amazing fixed rate with much lower monthly payments. I honestly couldn’t have gotten a better deal! I highly recommend Mr. Fowler and his team. If you are thinking of refinancing, he’s your guy! The absolute best!
Dec 28, 2020
Home owner
Mr. Fowler made a difficult process so very pleasant. I tried refinancing before coming to AmeriFirst. It was a disturbing experience. My dtr had just completed refinancing with AmeriFurst and was thoroughly pleased so she recommended me to her agent and he suggested Mr. Fowler. I never met him face to face as I am not tech saavy but he was so kind, patient and very personable. Im pleased with my refinance and with AmerFirst for the 2 agents who assisted my dtr and me. Mr. Fowler is awesome!!
Dec 16, 2020
It was an exceptional experience working with Steve once again. His continual communication is top notch and creates a seamless transaction from start to finish. I literally never left my home during the entire process. It’s a pleasure to work with someone who displays a high degree of integrity. I have and will recommend Steve to anyone who requires the services that he offers.
Dec 8, 2020
I highly recommend Stephen Fowler when searching for a loan. He found a great interest rate for my home purchase and helped me through the paperwork process of the required documents. He kept me informed of the progress with each step and I was even able to close a few days earlier than originally promised.
Dec 4, 2020
REALTOR®, CRS, GRI, ABR, AHWD
Steve have served many of our clients over the years, and served them well. When it came time to refinance our own home, Steve gave us the same professionalism I have come to know him for. Buying a home is a stressful thing for most people, and Steve has a way of communicating the loan process to people in a way that not only makes them feel at ease, but makes them feel confident that they absolutely made the right choice in a mortgage lender/loan consultant. Steve looks lout for the client's best interest, not his own. I know many lenders, so using Steve for my own lending needs as well as my family and friends I think speaks volumes.
Dec 4, 2020
I had a wonderful experience working with Steve Fowler in refinancing my home mortgage. From beginning to end, he was informative, extremely thorough and attentive to my financial needs, thus making sure that I was getting the best deal possible. This is my second experience working with Steve and I would highly recommend Steve and his company to anyone.

Oct 9, 2020
Home Buyer
Steve did an excellent job in assisting my wife & I in purchasing our first home. Constant communication and always kept us updated every step of the way and always there when help was needed and got us the best interest rate and flexibility to purchase our home! Highly recommended!!

THANK YOU SO MUCH STEVE!!
Wyatt & Aileen
Sep 9, 2020
Steve Fowler is a pleasure to work with. He is very knowledgeable and you really feel the personal touch he puts on every aspect . Professional is the way you are treated and his patience is comforting. He will guide you to success!
Jun 4, 2020
I am thrilled we decided to go to Steve! He is wonderful and very knowledgable. He was very patient with all my million questions! So appreciative! Thank YOU, Steve!!
May 15, 2020
Financial Advisor
Steve’s years of experience and knowledge are obvious. His lightning fast follow up is his greatest strength. I highly recommend!
May 4, 2020
Stephen was great to work with. He kept us informed at all times of what was happening and returned our calls right away when we had questions. He was down to earth and honest.

Apr 22, 2020
Manager at QuikTrip
My wife and I recently used Stephen to refinance our house. Though we began the process before all the Covid-19 challenges, he worked with us to keep us informed and updated as things were continually changing. Because of his efforts, we didn't feel like this refinance journey was a chaotic process, even though so much else was filled with uncertainty.

He was professional, helpful, and very kind to answer our many questions. He was prompt in his response time, and provided an overall interaction of patience and professionalism. We highly recommend him!
Apr 6, 2020
Return client
Steve has helped me with the purchase of my home and now a refi as well. I could not be happier with the end result but am more appreciative of the friendly and informative service he provided. I will trust him with all my future needs and continue to recommend him to anyone who wants the most honest, thoughtful and extremely knowledgeable person in this industry.
Mar 11, 2020
Stephen did A wonderful job for me. He went above and beyond my wildest dream. Thanks to him I will have a home I can call my own and be proud of it! Thanks again for your help.
Jan 27, 2020
Very helpful and caring person, made this experience very easy and stress free. Any questions I had he would respond right away and would guide me step by step on all the documents.
Jan 20, 2020
Mr.
Working with Stephen was a pleasure, especially being out of state and using Docusign. He timed our rate lock perfectly, getting us the lowest interest rate possible. Highly recommend him.
Dec 3, 2019
Great person to work with. He helped us go through the mortgage process seamlessly and was always there johnny-on-the-spot. Would highly recommend him to anyone including friends and family
May 24, 2019
Senior Proposal Analyst
I would like to take this opportunity to whole-heartedly endorse Stephen Fowler. Steve is the consummate professional. He went above and beyond for my wife and I - both on our original VA mortgage, as well as on the recent update we did.

Thanks to Steve's persistence and professionalism, we were able to save more than $800 annually when we redid the loan. He couldn't have been any nicer or more attentive, and I would recommend him to family and friends - in fact I've already done so!
May 22, 2019
Steve has helped us with new home loans and refinances. We have dealt with him since 1998, 21 years. His help and advice were always outstanding. Steve solved unusual loan problems that our real estate agents thought were insurmountable. If he told us our loan would close on a certain date, it always closed on that date.

Steve has even gone out of his way to bring papers to our house if we were unable to either go to the title company or couldn't figure out how the e-sign worked. My husband and I are retired professionals but are not part of the computer age.

My husband and I both recommend Steve Fowler very highly.
Mar 26, 2019
West USA Realty
Great guy easy to work with has lots of knowledge , the best. Great communicator always gets back to you in a timely manner. Helps with every aspect of getting your loan done. I will recommend him every time.
Mar 25, 2019
REALTOR®
I have worked with Steve on several transactions over the years and have come to know him not only as a true professional who knows his business well, but also as a kind and caring human being. A real estate transaction can be quite "messy in the middle" and with so many moving parts, Steve is always on top of things in a way that gives our clients peace of mind knowing that it's going to get done in the most efficient and hassle-free way possible. I've worked with many lenders over many years, and can honestly say that Steve is right up there with the best of the best. With all that we have to navigate through on our end, It gives an agent peace of mind knowing that their client's loan is going to be in good hands with Steve. Take the guess work out of your loan and work with someone who thinks with the successful end in mind - give Steve a call. You'll be glad you did!

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