Georgeta Chelmagan

Loan Officer AmeriFirst Financial, Inc. Mortgage Loan Originator
I began my career in the mortgage industry in 2007. I have had the pleasure of helping hundreds of customers obtain financing for their new home purchase and refinancing of their existing mortgage. I pride my business based on past clientele and referrals from friends and family members. Having their trust to refer their family and friends is the best compliment I can receive!

I specialize in optimizing credit, to enable the client to obtain the lowest interest rate possible and/or lower monthly mortgage insurance. I enjoy working with first-time home buyers and educating them throughout the process. What sets me apart is my ability to understand that every borrower has different needs and structure their financing based on their needs, whether it be conventional loan product, conforming, jumbo, new construction, or government (FHA/VA/USDA) loan programs. We offer a variety of down payment assistance programs, for those that want to be a home owner, but do not have the means for the down payment. I also understand that being transparent is vital to a smooth transaction. I will tell my clients what they need, why they need it, to help them understand the mortgage process, while giving them realistic expectations. I believe taking the time to listen and understand the client is the key to structuring the right loan for their specific situation and needs.

My years of experience allows me to oversee all steps involved on the loan transaction. I am dedicated to take on such an important role in assisting all my clients. I am always learning to “think outside the box,” challenge myself in improving my business, and always open to personal and professional growth. I truly honor those who trust me to create and manage their mortgage over time. Whether purchasing or refinancing a home, I will work hard to ensure that you get the best loan program, at the best rate, and the service that allows you to enjoy the experience of home ownership!
Nov 5, 2021
Registered Nurse
??OMG! Where do I begin. Georgeta has been MY superwoman. She has managed to provide closure to an apparent difficult task for at least 7 loan agents. Georgeta is so focused and determined, what I also love is she has Plan A B C D. I mean most people may not need all that, but just the fact she plans ahead and aligns all the details up for positive end results. Most importantly, Georgeta is very easy to communicate, pleasant and always available for questions. Thanks so much Georgeta ????!
Denise B (Maricopa)
Oct 26, 2021
Chemical Process Engineer
Very helpful and available to answer all questions!
Oct 18, 2021
She provided to us professional,excellent service in our recent Real Estate transactions
Strongly recommend to anyone who needs help with this program!
Oct 8, 2021
Georgeta seriously went above and beyond to help my family buy our first home. She was always on top of everything, and made sure that she was prompt getting back to me with answers to any questions I had. It was tough through the whole process, but she was there step by step to make sure we didn’t miss out on such an incredible opportunity. Thank you so much!!
Sep 14, 2021
Director of Sales
Georgeta worked very hard during a challenging time to get my wife and I into our home. She tried her hardest to make the process as challenge free as possible. The only recommendation I could offer is more open communication. Thank you Georgeta for working so diligently.
Jul 11, 2021
Georgeta Chelmagan was professional as well as friendly and helpful thru this
process which can be confusing.
Thank you Georgeta.
Jul 7, 2021
Great Loan Officer! Communicative & hard worker
May 4, 2021
Very professional and knowledgeable.
Apr 16, 2021
Georgetta was patient and thorough through the entire process. She jumped into action when there was any issue pending with the purchase of my home. I would not be in my new home without Georgeta’s persistence, knowledge, and patience. THANK YOU is just not enough. Georgeta was amazing and I was fortunate to have her with me through this entire experience.
Mar 9, 2021
We have worked with Georgeta twice in the last 4 years and have been very happy with her professionalism and her enthusiasm in helping us achieve our goals. We are pleased with the results and we highly recommend her to anyone needing financing for the home of their dreams.
Mar 9, 2021
Georgeta began working first day on our file, she has consistently met and exceeded expectations. We will use her on our next endeavors. Thank you
Mar 8, 2021
Georgeta did a great job communicating with us , keeping us informed, helping us understand all the paperwork and getting back to us in a timely matter. We are very pleased to have had the chance to work with her.
Dec 8, 2020
Best Loan Officer I've worked With
I have never worked with a loan officer that was as great as Georgeta was! Unlike most loan officers who once they get your business they no longer care to associate with you, Georgeta was ah-mazing from start to finish. She answered all my questions along the way and was always available. I got constant updates and was always kept in the loop with what was going on. She even helped me after another company told me they could and then changed their minds a month later! I will be contacting Georgeta anytime I buy or sell from now on and highly recommend her!!
Nov 6, 2020
Oh my goodness, I can't speak highly enough of Georgeta, she is incredibly helpful and knowledgeable of all aspects of reality and loans. I had a million questions, she responded promptly and answered questions. She kept me up to date of each process, made me comfortable with all decisions along the way. Thank you for all your help. Sincerely Lea Cervi
Nov 6, 2020
Georgeta was absolutely the best we’ve ever worked with. She was very professional and knowledgeable, prompt response, immediately had all the answers to our questions as well as knowledge to guide us through any issues. Her hard work was instantly recognized. I would recommend Georgeta to anyone. She is the absolute best.
Sep 2, 2020
Georgeta has been so wonderful to work with during my refinance. This has been an incredibly busy time and she worked tirelessly to help me get the transaction closed and was looking out for my best interest the entire time. I truly appreciate her hard work!
Aug 28, 2020
Drywall Contractor
Georgeta did an outstanding job aiding us throughout the whole process of making this transition. It was difficult to get the necessary documents and receipts needed because of offices closed but Georgeta was very patient and responsive through every step of the way. She was very quick with her actions. Just an overall great experience.
Jul 17, 2020
Supply Chain Manager
Georgeta helped me with my first home purchase 6 years ago so, naturally I reached out to her to handle my refinance to get rid of my PMI and enjoy a lower interest rate. She got to work on it IMMEDIATELY and before I knew it, it was complete. Georgeta was a breeze to work with and very responsive to every inquiry. I can't imagine using anyone else. Thanks so much!
Jun 16, 2020
Absolutely the best in the business!!! A+++++
Jun 15, 2020
Georgeta did a great job! Very knowledgeable and went the extra mile. Thank you!
Jun 12, 2020
Home owner
Georgeta is great. Knowledgeable and follows up with you. Proactive and answer your questions in a timely fashion.
Jun 2, 2020
Ecommerce Manager
Georgeta Chelmagan was Phenomenal at her job. She was able to find extra money for our new home. She was on time with everything. If anything was due she had a step by step email with instructions. She was also very patient. She was informative by calling or text or emailing me and others that we worked with. She was so amazing.verything. I would work with her again and refer her to someone else. Thanks so much A.Glenn
Apr 26, 2020
Development engineer
Came highly recommended and did not disappoint. Very professional, knowledgeable, answered all calls promptly. Would use again for future transactions. Job well done.
Apr 6, 2020
Forgot to add my star rating. 5 stars all the way around.
Apr 6, 2020
Absolutely highly recommend Georgeta. Very efficient and informative through out refinance process. Working with her was totally aces!

My Associations