Georgeta Chelmagan

Loan Officer AmeriFirst Financial, Inc. Mortgage Loan Originator
I began my career in the mortgage industry in 2007. I have had the pleasure of helping hundreds of customers obtain financing for their new home purchase and refinancing of their existing mortgage. I pride my business based on past clientele and referrals from friends and family members. Having their trust to refer their family and friends is the best compliment I can receive!

I specialize in optimizing credit, to enable the client to obtain the lowest interest rate possible and/or lower monthly mortgage insurance. I enjoy working with first-time home buyers and educating them throughout the process. What sets me apart is my ability to understand that every borrower has different needs and structure their financing based on their needs, whether it be conventional loan product, conforming, jumbo, new construction, or government (FHA/VA/USDA) loan programs. We offer a variety of down payment assistance programs, for those that want to be a home owner, but do not have the means for the down payment. I also understand that being transparent is vital to a smooth transaction. I will tell my clients what they need, why they need it, to help them understand the mortgage process, while giving them realistic expectations. I believe taking the time to listen and understand the client is the key to structuring the right loan for their specific situation and needs.

My years of experience allows me to oversee all steps involved on the loan transaction. I am dedicated to take on such an important role in assisting all my clients. I am always learning to “think outside the box,” challenge myself in improving my business, and always open to personal and professional growth. I truly honor those who trust me to create and manage their mortgage over time. Whether purchasing or refinancing a home, I will work hard to ensure that you get the best loan program, at the best rate, and the service that allows you to enjoy the experience of home ownership!
Jan 28, 2020
Assistant builder Beazer Homes
Great experience , very professional . I definitely will come back for future Business with Georgeta.
Dec 13, 2019
She is excellent she did a wonderful job helping us with our house and refinance she’s a very hard worker and we really appreciate everything she’s done for us we highly recommend her to everyone.. Thank you again for everything you’ve done for us..
Dec 10, 2019
Georgeta is a true professional and the absolute BEST in the business!! She is always on point, very responsive and gets the job done every time. Would highly recommend!!
Oct 31, 2019
I was really impressed with Georgeta's style of getting things done on the mortgage side. I appreciated how well we worked together and was grateful how she was able to go out of her way to help our client get more credit with the majority of the closing costs. Georgeta is a 5 STAR lender, and if I were to describe her in ONE WORD, it'll have to be DILIGENT. She was focused from start to finish and everything in between. She was responsive, quick to answer, and pleasant to work with. I only have good things to say about what she does. If you need a lender who can carry the burden with you, look no further than what the great state of Arizona has to offer...Georgeta Chelmagan!
Aug 28, 2019
"I highly recommend Miss Georgeta C. & Amerifirst Company.
They are professionals that go the extra mile without the extra cost.
They work with my schedule.
I was greatly satisfied and appreciative for the professional help I received. "
Aug 26, 2019
All I have to say is this: we closed 9 days before scheduled closing and with a lower interest rate than expected.
Also she has excellent communication skills.
Jul 9, 2019
I’d like to take a minute and recognize the hard work and dedication that Georgeta has put into making my loan a lot easier not only for myself but for The other individuals involved. She always remained a level of professionalism every question I asked she answered with a smile and very courteous, she displayed a great deal of care to help me get this loan. I would highly recommend using georgeta for any loans and Will be using her in the future for other loans!
Jul 2, 2019
Home buyer
Georgeta Chelmagan was simply amazing, she was always available to talk and had an answer to all my questions. I’m a first time buyer and I can truly say that I made the best decision by going with Georgeta. She is super kind, sweet and a very hard worker! Will definitely be doing all future purchases with her!

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