Clemente Espinoza

Mortgage Loan Officer AmeriFirst Financial, Inc.
Jan 25, 2021
Clemente and his team were great help and really knew how to navigate through the USDA approval process! If anyone is looking for a great lender who cares about you and has you in their best interest, please reach out to Clemente, he will get the loan that’s perfect for you!
Jan 4, 2021
Data analyst
This was my first time buying a home and Clemente was there for me every step of the way. He gave me break downs on cost and worked with me on finding what best fit my budget. When things took a turn for the worst towards closing, he took charge and made sure things got back on track just in time for the closing date. Thank you again Clemente for all that you’ve done!
Nov 14, 2020
Clemente is one of the most responsive loan officers I have ever had the pleasure of working with. Even though I hadn't spoken to him in months he got back to me immediately and was able to get me an updated pre-approval letter within a half hour! You can not go wrong with this guy I highly recommend him especially for veterans and first time home buyers.
Nov 2, 2020
Clemente is a true chip of the old block (that’s right Ramon I went there and said it 😁). His execution on my loan has been flawless and I appreciate how he silently and diligently works in the background to getitdone!!! He is very thorough and doesn’t skip a beat in making sure he understands my needs and balances my expectations with what is practically feasible. Wouldn’t blink twice before I taken another loan file to mr. Espinoza!
Oct 2, 2020
I believe finding the right mortgage banker when buying a property is very important. Working with Clemente was an amazing experience and he made the whole process really simple. He communicated well, kept me in the loop on what was happening and was quick to respond to each of my questions. I was able to complete everything online for my loan and I highly recommend him!!
Aug 26, 2020
I worked with Clemente during my loan process to purchase a condo in AZ. Living in OH during a pandemic only made the process more challenging. However, Clemente's patience, professionalism and persistence resulted in everything going smoothly and led to a successful closing. He had to work closely with my financial advisor and answer many questions from me as this was my first experience purchasing a home on my own.

When I thanked him for his help, he always said "that is what I do." Well, it is not only "what you do" but it is also "how you do it" that makes a difference and Clemente is TOP NOTCH in my book.
Aug 17, 2020
Clemente made refinancing my home a breeze. This was my first time refinancing and he answered any questions I had and explained the process to me. All emails were answered quickly and in a timely manner. I would definitely work with Clemente again.
Jul 10, 2020
Tax Anaylst
Clemente, walked me thru the process with no hicups, smooth sailing refi. I appreciate his honesty and professionalism.
Jun 8, 2020
Financial Analyst
Clemente did a great job helping us through the entire process. I would highly recommend to anyone in need of loan/financial services.
Mar 6, 2020
Heavy Equipment Operator
As a first time home buyer I didn't know any of what I was getting into. Clemente made time for me to help me understand every step of the process in the purchase process of my new home. No matter how stupid my question was, he made himself available as soon as possible and helped me to understand. I would definitely recommend Clemente on insisting you on your home purchase.

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