Ricardo Cruz

Mortgage Loan Officer AmeriFirst Financial, Inc.
Jun 3, 2021
Richard helped out a lot in the home buy process. He always answered his phone right away, when my wife and I had questions. Over all he made it very easy for us.
May 31, 2021
If you looking to refinance your home Ricardo is the one to call. I had some issues during my process but with Ricardos help everything went smooth. He was always there to answer all my questions and concerns. I would definitely recommend him to anyone that wants to refinance.
May 24, 2021
Working with Ricardo was great. Any questions we had or any worries we had he was always there to give us the best answer and possible solution. I would definitely recommend him to anyone looking for a new home!!!
May 14, 2021
Ricardo, Emilio and their team did an amazing job on assisting me in purchasing my first home. You hear nothing but horror stories about people struggling to purchase a home in this market, but Emilio and Ricardo assured me that it could be done, and that it would be done quick. A little over a month into submitting my application, I had purchased my first ever home, and it was very easy thanks to them! They were very knowledgeable every step of the way and were always available to answer any questions I had, even after normal working hours and on weekends as well. I highly recommend both Ricardo and Emilio as they both know what they are doing and will work hard to get you into your own home as quickly as possible! Thanks again for all of the help and I know where to look if I ever want to refinance or purchase again in the future!
May 4, 2021
If you need to refinance your home ?? dont doubt on calling Ricardo Cruz !!! his awesome !! his fast and very efficient . He makes the process to be fast and easy and it works around your work schedule amd very polite and friendly makes you feel comfortable ! his great !! give him a call ??
Thanks Ricardo good luck on your journey
Apr 12, 2021
Ricardo was great help. Very knowledgeable and made every go smoothly and stress free. Highly recommend.
Apr 6, 2021
Ricardo did an amazing job getting us approved for a loan. He made the process so smooth and non stressful! He made sure everything went smooth and went above and beyond to get us approved.
Apr 3, 2021
Everytime we had a question Ricardo always had an answer for us. We could literally text him day or night and he’d always respond. Ricardo is very knowledgeable and professional. I would recommend him to anyone looking for a home.
Mar 19, 2021
Provider lead
Always available when you need him. Goes out of his way when you need his assistance, and provides detailed information when is needed.
Jan 25, 2021
Thank you for your help, he is a very kind person, always attentive, he helped us very well to finance the house, very good work, it didn't take long, everything was fast, thanks.
Jan 15, 2021
I would totally recommend Ricardo to anyone looking for a home loan, quick at responding our calls and messages.Thank you so much for making this possible!😀
Jan 15, 2021
I would totally recommend Ricardo to anyone looking for a home loan, quick at responding our calls and messages.Thank you so much for making this possible!😀
Jan 15, 2021
I would totally recommend Ricardo to anyone looking for a home loan, quick at responding our calls and messages.Thank you so much for making this possible!😀
Nov 21, 2020
Very great at responding to calls and emails as soon as possible. I felt like I was in good hands in the process
Nov 17, 2020
Mortgage lender
Thank you much Mr Cruz you have been a pleasure to work with. You and your team were beyond amazing, thank you for all of your hard work.

Made the process very easy for a first time home buyer
Nov 10, 2020
Ricardo was very easy to work with! From start to finish he made the process of getting a loan for a home easy. Ricardo answered every question I had, and was very knowledgeable. I would recommend working with Ricardo to anyone seeking a home loan.
Nov 6, 2020
Ricardo did am amazing job. This was a quick and easy refinance process. Ricardo had answers to most our questions and would find answers for anything that he was not to sure about. Sometimes we would forget what we even asked but he still always got the answer to us. Would 100% recommend to anyone looking to refinance.
Oct 19, 2020
We used Ricardo as our Loan Officer in buying a house in Buckeye, Az, I have nothing but good reviews for this person. He has been with us through out all the process until we closed the house. He is easy to reach whenever we have questions, he is just one call or text away. I want to recommend Ricardo and his company for any loan/mortgage inquiries.

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