3 days ago
Being self-employed and getting a mortgage or re-fi was only fun back in 2004/2005. With all that has occurred since the housing bust, there are two things I know... 1) Self-employment has its perks and perils; 2) People in the mortgage industry come and go.
Our family had undergone some major changes since 2015. We needed to get a new mortgage on a home through a very tricky divorce, self-employment, and a ticking time bomb.
We tried to go through the re-fi process in late 2018 and found that banks were quite restrictive on self employed and the numbers (unfortunately) did not work out. We pushed so hard. Jason was our guide. Ultimately, there was no way this loan was going to go through. We missed the mark and 2019 was a bust. We stayed the course, kept in contact with Jason, listened to his advice and prepared for a future opportunity to make this work.
As time was running out (we had to make some urgent moves), we went with our trusted advisor and jumped feet first back into the fire in mid-2020. Not only was the overall economy different, but we were now in the middle of a global pandemic. Jason offered his usual calm and cool perspective, we would get everything in order, follow all guidelines, and push forward.
What was supposed to be a quick and easy 30-45 day process was dragged out. More papers were requested, more verifications, more, more, more... Jason and his team kept focused on the goal - get this loan done. It seemed we would get our hopes up, then be met with another request.
We decided to throw our family of 7 into an RV and travel safely during COVID. Barreling along the West Coast in a mobile house on wheels was filled with surprises. Luckily we were able to provide all the final information, documents, and stay in contact regularly with Jason and his team. At this point, our hopes started to fade as we traveled back towards home. We planned how to attack this again, hoping rates would remain at these historic lows, and regroup and try again in 2021.
Our family made it back home, a little tired from travel for 25 days on the road... But we were glad to be home. Two days later we heard from Jason's team...
It was done, approved. What is really funny, we did not believe Jason. He said through his team's never-ending and never wavering effort, the deal was done. We locked in an incredible rate - still lower than anything we've seen for a 30-year mortgage.
All I can say is that Jason and his team saved our family from some potential heartache and hardship. The ability for the team to push this over the goal line was an incredible effort on their part - one that our family cannot say THANK YOU enough.
If you, or someone you know, is self-employed - Jason and his team are your first and only stop. They will work out every detail, every angle, every benefit, every perk and keep YOUR best interest at the very forefront - every step of the way.
I cannot more strongly endorse Jason Gordon and his team for any of your home financing needs. They are true professionals and customer service is unparalleled.
Thank you Jason, Laura, and everyone else who made this happen. We truly appreciate you all!