Silvia Ward

Mortgage Loan Officer AmeriFirst Financial of Texas NMLS 217202
I entered the mortgage industry as a loan officer in 2001 and since then, I’ve had the pleasure of serving individuals and families with their mortgage financing needs. With each new client relationship, my goal is to provide them with the information necessary to make well-informed decisions that parallel their short- and long-term goals. My business is derived 100% by referral, due to the strong relationships I’ve grown and maintained with my business partners and clients.

I’m experienced with all types of buyers (first-time, move-up and investors) and loan programs including but not limited to: Conventional, FHA, VA, Texas Vet, MCC, USDA, Jumbo, Refinances, Cash-out/Home Equity loans.
Sep 22, 2022
I've worked with Silvia and her team on a number of homes, and EVERY. SINGLE. TIME. she is helpful and in control of the process. She shows up professionally and promptly and is an absolute delight to work with. Highly recommend.
Sep 9, 2022
Silvia and her team helped me navigate a tricky lending process from overseas. If you are looking for someone who knows how to work with people living outside of the US look no further.
Aug 15, 2022
I wish there were extra credit starts I could tack on here. Five stars just isn't enough to represent the amazing service Silvia provided for us over the past year. Silvia will be the first person I'll call when I decide to look for our next house (and loan) in Texas.

I have been very blessed over the years to get to work with some wonderful people in my real estate transactions. We were among the many people who fought through one of the toughest real estate markets in history to find a new home for ourselves, which was our 4th mortgage transaction in less than 3 years, with some rental homes we purchased, so we have experience in pandemic home buying challenges.

I don't know how we would have survived it without all the support Sylvia and her amazing team provided along the way. Like many others in the pandemic housing craze, we made countless offers, which all required lender letters. Despite the extra work on evenings and weekends, SIlvia and her team never let anything slip. They were always ultra-professional, ultra-responsive, ultra positive, ultra knowledgeable, and ultra patient, which couldn't have been easy with all the requests we sent their way. With her help, we were able to secure a great home in a wonderful community.

You see so many things on the internet about how interest rates are going higher or going lower, or just dropped, and it's hard to know what to believe. Silvia, however, took the time to call me and discuss each of the concerns I had, including the flakey internet sources I had stumbled across. Instead of just blowing off my questions as internet fluff, she pointed me to objective, credible sources so that I could come to my own conclusion. She could teach classes on how to be a great loan officer.
Aug 10, 2022
Silvia and her entire team went above and beyond to help us with a wild, busy and exciting chapter for our family. There’s a reason we keep coming back! It was so easy to trust this team with something so important to us!
Jul 7, 2022
Home buyer
Silvia did an amazing job on making my purchase of our house a very smooth and hassle free process. She constantly kept my wife and I up to date right until closing. I would highly recommended her and will be doing so to my friends and associates.
Jul 5, 2022
Silvia helped me buy my first home, and I am so grateful for her and her team. The process was very daunting, but Silvia educated me and talked to me throughout the process. Above and beyond is an understatement for what Silvia did for me. She answered all my questions, calculated all the hypothetical situations I threw at her, and got to know me on such a personal level that she was able to proactively walk me through scenarios and work directly with the agents involved. Forever grateful for Silvia and her team, and she is the only person I would work with to buy my next home.
Jun 22, 2022
There aren't enough stars for Silvia... here's why:
Three months before we moved to Texas, Silvia introduced herself and kept high hopes with us. When we didn't realize how hard it would be to get across the country, she kept up with us and extended her expertise and kindness beyond what anyone else would have. She kept us organized, on time, and got us into our home so much earlier than we ever thought we could. In all of this, she was honest. She has such a rare talent and passion for taking care of people, and we were lucky enough to have her the entire way! I would recommend Silvia to anyone because she does her job to reach people in ways that are more than impactful. Thank you Silvia & team for everything you do! You have no idea how much we appreciate you!
Jun 20, 2022
Silvia was AMAZING to work with! She was incredibly genuine and could not have been more helpful. Especially, as first time homebuyers - my fiance and I had very little knowledge of taking out a loan and how the home buying process even worked! Silvia was there every step of the way, even well before we were ready to put offers in. She answered all of our (many) questions and gave us confidence that we would be able to find our dream home. We could not have done it without the guidance and care from her and her team. Highly recommended!

Thank you, Silvia!
Jun 16, 2022
Senior Technical Product Manager
Silvia and team are super responsive and supportive! Super easy working with them and getting the info I needed to make swift decisions. Thank you!
May 31, 2022
Silvia and her team were excellent. They made the mortgage application process easy. I will work with her again in the future!
May 17, 2022
Camera Operator
Sylvia was my secret weapon in navigating a tough refinance. I am so thankful I had her to guide me, answer my texts at all hours and give me the emotional support I was too proud to ask for (but got plenty of!) When she gave me a hug after our first meeting I knew I had someone who genuinely cared about helping me through this process.

In order to reach my retirement goals I will need to invest in more properties and when I do, Sylvia will be the first person I call.
May 16, 2022
Amazing. One of the best I have ever worked with. A true advocate for her clients, professional, knowledgeable, etc. Cannot say enough about Silvia and her whole team at AmeriFirst. Thank you so much!!!!
May 3, 2022
Silvia made it easy for us to secure a home loan at best rate possible. I would strongly recommend to anyone who is looking for home loan.
Apr 29, 2022
Silvia and her team made buying a home easy and seemless. She was always available and prompt with helpful information and guidance throughout the lending process. My real estate agents were also very impressed and raved about working with her. I highly recommend Silvia!
Apr 25, 2022
Logistics Coordinator
Silvia is a rockstar! She and her team were so great in helping my wife and I secure a mortgage on our first home. She was quick to respond and gave in depth and insightful answers to all of our questions and as first time home buyers we had a lot! 100% recommend.
Apr 22, 2022
Program Manager
Silvia went above and beyond to make the home buying experience easy to understand. She helped ease our minds and educated us with kindness and humility. Could not recommend a better person to handle the money side of home buying, her and her team are AMAZING! So responsive, so patient, and friendly. Thank you, Silvia!
Apr 10, 2022
Since this was my first home purchase, Silvia's knowledge and support were invaluable.

She guided me through the financing process and went out of her way to answer my questions.

She was incredibly professional, and working with her was a pleasure.
Mar 28, 2022
Silvia was amazing from the start. Refinancing after divorce is hard but Silvia and her team made the process so much smoother than I ever could have hoped for. She was quick to respond and answered all my questions. The communication was great and the closing went smoothly. I was so appreciative of their patience and consideration throughout my time working with them. I highly recommend Silvia and her team at AmeriFirst.
Mar 27, 2022
Happy Home Owner
Silvia was able to navigate a very complicated and challenging loan package with several options. We always felt she was working for us to get the loan done. High recommendations for her. Her professionalism, attention to detail, and her communication were outstanding!
Mar 18, 2022
Silvia and her team did a really great job when I needed a mortgage loan. I'm somewhat difficult to impress, but these folks were impressive. Their professionalism and working against the deadline was top notch. In addition, I enjoyed talking with them and was appreciative for their patience with a first-time homebuyer.
Mar 18, 2022
The entire process was well managed by Silvia and her team. The communication was great and there were no surprises at anytime.
Mar 18, 2022
Silvia is just wonderful! Going through our home buying process and refinancing years later, Silvia and her team have always been reliable, knowledgeable, honest and supportive. We will continue to work with and trust Silvia for our home financing needs.
Mar 18, 2022
Silvia and her team have assisted my significant other and I in financing multiple properties in the Austin market. We currently are pursuing more nontraditional routes of purchasing in the Austin metroplex. Silvia and her teams knowledge and the rapport we have built with them has been invaluable. Always feel very taken care of when working with them. Highly recommend!
Mar 18, 2022
Regional Manager
Silvia and Jessica are simply the best. I have worked with them on two accounts, while refinancing a home and a new home purchase. Both times the experience was the same - exceptional. Her team is transparent, efficient, attentive, and will go the extra mile for you. Thanks again, Ladies!
Mar 17, 2022
Without Silvia's help and patience, I do not believe we would be moving into our first home - now our big move is this weekend! Thank you Silvia for taking the time to explain everything, and for being there each step along the way. I highly recommend Silvia - especially for first time home owners!