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John Michael Franchimone

100 Recommendations
About Me
Loan Officer Barrett Financial L.L.C.

480-331-0337
[email protected]

Pinned Recommendation
Mar 18, 2024
John fell nothing short of amazing.

HONEST - HARD WORKING - FAST - KNOWLEDGEABLE

I actually walked up to John due to my other lender not giving me transparency and not having urgency with a home I was looking to get pre qualified for that I was in fear I would lose due to the market turning (2 weeks and counting).

I asked John if he could help me - long story short he said “I will get you the BEST rate - & I will EARN your business”

Case closed for me.

But even better - he followed allll the way through. My situation was very unique due to being a 1099 employee also utilizing a s corp & filing taxes Same time while qualifiying for the home.

He reassured me through the whole process. Anyone that knows me knows I come with high expectations - well let’s just say John far exceeded the bar that I had set that I thought was high.

He got me and my family in a beautiful home and we got CTC in 14 days.

I will shout over mountains for John and anyone who gets an opportunity to work with him is BLESSED!
NR
3 days ago
Dear John Michael Franchimone,
I want to take a moment to express my heartfelt appreciation for your exceptional service during my daughter's refinancing mortgage process. Your expertise and dedication made a significant difference, and I am grateful for your guidance every step of the way. On behalf of my daughter and myself thank you for making this experience smooth and enjoyable. I look forward to recommending you to friends and family in the future.
NR
Jul 25, 2026
Dear John Michael Franchimone,
I want to take a moment to express my heartfelt appreciation for your exceptional service during my daughter and myself refinancing mortgage process. Your expertise and dedication made a significant difference, and I am grateful for your guidance every step of the way. Thank you for making this experience smoother and enjoyable. I look forward to recommending you to friends and family in the future.
C
Jun 30, 2026
Thanks John for walking me through my first mortgage process and answering all my questions no matter how tiny or late in the day. Couldn’t have done it without your support.
MM
Home buyer Jun 29, 2026
John was absolutely amazing throughout the entire process. He was incredibly helpful, professional, and persistent in making sure everything went as smoothly and seamlessly as possible. His communication, attention to detail, and dedication to customer satisfaction were second to none.

John and his team are, without a doubt, the best in the Valley, the best in the state, and I would even say the best in the country. They exceeded every expectation I had, and I couldn’t be happier with the experience. If you’re looking for a team you can trust to get the job done right, look no further. I highly recommend John and his team—you won’t be disappointed!
LP
Miss Jun 22, 2026
John Micheal did an excellent job on help me purchase my new home. He was very knowledgeable and professional about helping me and getting all the necessary paperwork to get things going for me. His staff are amazing people as well and I highly recommend him if you need a loan on any purchase give John a call.
CP
Jun 12, 2026
John and his team were fantastic to work with! This is my second home purchase with them, and once again they delivered exceptional service. Their professionalism, communication, and attention to detail were outstanding. I couldn't be happier with the experience.
CP
Jun 12, 2026
John and his team were fantastic to work with! This is my second home purchase with them, and once again they delivered exceptional service. Their professionalism, communication, and attention to detail were outstanding. I couldn't be happier with the experience.
DR
Senior Product Engineer Jun 4, 2026
John was great to work with! He was fast, responsive, and always there to help me during my first homebuying process. I put offers on multiple houses over 7 months, and he was there every step of the way to make sure I was ready to move forward with each. I had a lot of questions, and John helped me through it all. I really appreciate his hard work and dedication to getting me into my first home. I would recommend him to anyone looking for a loan officer!
JD
Jun 1, 2026
I appreciate how hard he worked to get us in our new home. I have no doubt that he will help anyone get the help they need even if he has to work some magic to do it. Thank you so so much!
DB
Jun 1, 2026
I highly recommend John for all your financial needs! He is highly knowledgeable and responsive throughout the entire loan process. I would gladly work with them again and recommend them to anyone seeking a reliable loan officer.
BH
May 31, 2026
I recently purchased another home in Idaho, and John absolutely crushed it. He was proactive, communicated well, and had everything so dialed in before sending off that we were clear to close without any stress or surprises!

That’s exactly why I use John and will continue to refer friends, family, and clients his way. If you want someone who knows how to get deals done stress free, I highly recommend John without a doubt!

Thanks John, We appreciate you as always!
AC
May 27, 2026
John did an awesome job assisting me finding a loan company to purchase my first home. He made everything very affordable and the process super easy very patient and detailed oriented. awesome person To work with 10/10
Realtor May 23, 2026
I’ve worked with John on many transactions over the years, and he has become one of my go-to lenders for a reason. He genuinely cares about our clients and always goes above and beyond to make sure they feel informed, comfortable, and taken care of throughout the lending process.

As a real estate agent, I can’t say enough about how important communication, reliability, and problem-solving are in this business and John consistently exceeds expectations in all three. He’s responsive, knowledgeable, and always willing to take the extra time to explain financing options and help clients feel confident in their decisions.

Most importantly, our mutual clients love working with him, and I always feel confident referring people knowing they’ll be in great hands. Looking forward to many more deals together!
AH
buyer May 23, 2026
John helped so much with the entire home buying process was always letting me know what was going on and trying to help with the best possible outcome ! Appreciate him and his team love my new home !
TN
Auto Dealer May 4, 2026
I had an outstanding experience working with during my refinance process. From start to finish, he was knowledgeable, responsive, and truly dedicated to helping me achieve the best outcome. He took the time to explain every step clearly, making what could have been a stressful process feel smooth and manageable.
What stood out most was his honesty, patience, and genuine care. I always felt supported and confident that I was in the right hands. If you’re looking for someone you can trust who will go above and beyond, I highly recommend John.
MW
Apr 28, 2026
John and his team did a wonderful job. As a first-time home buyer, I was nervous as the process can be overwhelming. John made the process easy, explained everything well, and was easy to reach with any questions.
RJ
Apr 27, 2026
John has been our mortgage professional for several years helping with our financial needs for our homes and rental property purchases.
He is prompt, honest and always willing to go the extra mile to make sure you are getting the best plan for our needs.
I highly recommend John Franchimone!
BC
VP of Sales and Marketing Apr 27, 2026
I have been doing business for many years and there is only one guy I call when I need a mortgage or advice on lending. Thats John. He is a master networker, takes great care of his clients, and I always feel like I am getting the best deal around when I work with John.
Five stars, highly recommend.
BC
CEO and Founder of Amazing Discounts Apr 25, 2026
Working with my loan officer was an exceptional experience from start to finish. My situation was not simple—I had multiple moving parts, needed to show proof of funds, and did not have traditional job income. Despite that, he handled everything with confidence, clarity, and professionalism.

He went above and beyond at every step, making what could have been a stressful process feel manageable and smooth. He stayed on top of every detail, communicated clearly, and always made me feel like a priority.

What impressed me most was his ability to navigate a complex loan and still get it done without unnecessary delays or confusion. That takes real expertise.

If you’re looking for someone who will work hard for you, think outside the box, and actually deliver results—this is your guy. I would absolutely work with him again and highly recommend him to anyone needing a loan, especially if your situation isn’t “cookie cutter.”
N
VP of card Tech Apr 23, 2026
We highly recommend John!! Because he and his team were so efficient, we were able to close quicker than expected with a awsome rate and payment! He answered every question we had and provided clarification on EVERYTHING! His initial estimates and calculations were dead on as well. If you work with John there will be no funny business or nonsense at all! You will see straight up hard work and authenticity!
DS
Apr 23, 2026
Iconically awesome experience.
Third time now, with multiple properties to boot.
The industry knowledge this man has, and the speed and accuracy of which he executes is just simply unparalleled.
See you again soon friend!
AP
Regional Sales Manager Mar 9, 2026
John is a straight shooter, his goal is to get you the best possible deal for your family, like he did for mine. Working with John is easy, he's a likable guy that explains high knowledge level tricks and tips of the market like a buddy at the bar. High character guy, if any of my friends are looking for a house, refinancing or anything John does i`m referring them to John.
GG
Sep 12, 2025
John was excellent to work with. Very knowledgeable, responsive, and always felt he was working to get the best deal for the customer. He made the entire loan and financing process very easy.
JM
Sep 11, 2025
John has, on more than one occasion, pulled miracles out of his pocket for my family. John was able to find the right lender to help my retired mother get her home. Other brokers we talked to were not able to find a solution, but John did. Later, I needed John to turn around financing for a two-week closing. Once again, John made it happen. Thank you, John
SN
Mister Sparky Owner Jun 12, 2025
We are incredibly grateful to John Michael Franchimone for helping us purchase not one, but two homes. His attentiveness and deep knowledge of the loan process made the experience smooth and stress-free. Thank you, John, for making home buying a seamless journey!