Justin is a highly capable mortgage lender. My husband and I made a fairly sudden decision to purchase a home in Golden from out of state. Justin helped us consider all of the financing possibilities we could pursue to make it happen. I especially appreciated Justin accessibility, his clear explanations, and his supportive manner as we pulled together the funds to purchase our dream home. Justin has our highest recommendation.

Nancy McPhaul

May 26, 2017

Justin Petaccio

Loan Officer Spire Financial NMLS 1457625
As your mortgage lender, I will help you navigate an otherwise confusing and overwhelming process with ease. I have a passion for helping people in any way possible. Of course I will help you get your loan and the home of your dreams, but I also want to help you find a great place to eat, a great trail to hike, or a great brewery to enjoy. Ultimately it is my goal to make your life simpler, more enjoyable, and more rewarding however I can. I grew up in Philadelphia and attended Northeastern University in Boston where I received degrees in Finance and Entrepreneurship. I have called Denver and the Rocky Mountain West my home since 2010. I currently live in Park Hill (Denver) with my wife Hannah and my dog Bosco.
Mar 10, 2020
Managing Director - Executive Recruiting
Everyone kept telling me what a pain the home buying process and closing process is. I'm still waiting to find out why! Justin made everything very easy, didn't ask for the same things over and over (as I was warned would happen) and even when traveling made himself available and ensure proper coverage to make sure nothing slipped through the cracks. He was quick, responsive and a pleasure to work with. Justin is my designated adult and I relied on him for more than I should have but he was great to help me with insurance providers and even introduce me to my financial adviser and answer all of my inexperienced questions. I will absolutely be working with him again in the future!
Mar 3, 2020
I really enjoyed working with Justin. When I was interviewing lenders, he was the only one who put together detailed options for our mortgage as well as a few refinancing options in the future. I was impressed by his communication throughout the process, and he gave us clear information when we needed it. If we ever decide to buy again or refinance later, we'll definitely use Justin again!
Feb 24, 2020
I highly recommend Justin he was very accessible, guided us through the process to help us feel comfortable and clued in, and helped us get all our deadlines done in a timely manner. We really enjoyed working with him!
Jan 3, 2020
Home buyer
Just was great to work with. He was knowledgeable and communicative from start to finish. He helped us when we hit a couple obstacles during closing and followed up and made sure we were taken care of. I would use Justin as our mortgage lender again!
Dec 29, 2019
Sr Implementation Manager
Justin was fantastic. He wasn't pushy at all, which was appreciated, and was very clear and responsive in his communication. He was very patient walking me through all of the numbers and making sure I had no concerns walking into closing. I definitely recommend Justin and am thrilled to be in a home we love!
Dec 11, 2019
Realtor at Compass
I'm a realtor that has been working with Justin for a number of years as one of my preferred lenders, but I hadn't had the opportunity to be his client until this year. In the last two months, Justin did the loan for an investment purchase (with 7 days notice to get it it done) and helped me refinance two other homes. He made all three transactions smooth and simple despite a few challenges that I threw him along the way. Justin is top notch, and he knocks it out of the park for me and my clients every time.
Nov 25, 2019
Client Services
I was referred to Justin to refinance my loan. The process was seamless! Probably the least stressful process I’ve ever had in all my years of owning a home. He was quick. Efficient. Available for any questions with zero to little wait time for a response and extremely patient. It almost felt like my entire process took 24hrs. :) I enjoyed the convenience of someone coming to my home to close and the easy access to the portal. Thanks Justin and Team for all your hard work!
Nov 20, 2019
Justin and his team were amazing to work with from start to finish. While he was not our original lender he was able to step in when our original lender fell short. His communication through everything was spectacular and really impressed me. He was able to finalize everything for us in a short time constraint (as we were already under contract on a house) and without causing me too much additional stress. I highly recommend using Justin.
Nov 8, 2019
Justin is awesome! Excellent communication throughout the whole process and was even able to accommodate a huge last minute change. Would absolutely recommend working with him to anyone!
Oct 28, 2019
Justin and his team are the best! I will forever trust him with my lending needs. He's super responsive, great at answering all my questions, and makes me feel taken care of during a time that can be very stressful. I highly trust and recommend Justin! WOO!
Oct 24, 2019
Health Coach
Justin is a professionals businessman. He is always there when The clients need him. In his personal time off he still working. He always answer the phone , or text msg. He always is in top of everything, and he get for his clients whatever you needs. For me he is the best.
Oct 14, 2019
Working with Justin was the greatest. He made it so easy to get and close our re-fi loan. He was always there to answer questions and explain things. He and Lynsey are the best! I highly recommend him to everyone!
Sep 17, 2019
Justin was there in every step of the process of the loan process. He was always available to answer every question and followed through every issue.
Aug 26, 2019
Corporate Training
I can't recommend Justin enough if you're looking for a new mortgage, or simply want solid lending advice. He listens and responds quickly to any request or question; I never had to chase him down for answers. He made my refi process easy and uncomplicated. I look forward to working with him again soon!
Aug 14, 2019
Product Architect
Justin was extremely helpful and knowledgable. He and his team guided me through the buying process and answered any questions I had very quickly and accurately. Justin also understood the many options that I had to financing and guided me to a loan that was the best for me over the long run.
Aug 5, 2019
IT Engineer
Justin Petaccio was an immense help in my wife and I obtaining our first home. He is an amazing money manager, and was able to get us into an affordable package that worked for our monthly budget. He wasn't pushy at all, and was always listening to my needs.

Justin was always extremely quick to return correspondence, even if it was on a weekend day.

I will certainly be keeping in touch with Justin over the years, as I don't trust anyone else to make the same decisions that he did for us. His honesty and candor is bar-none, and I highly recommend him to anybody.
Aug 2, 2019
Justin did excellent job and was there every step of the away.
Jul 23, 2019
Justin was wonderful to work with from start to finish! He was professional, trustworthy, flexible, quick in response and friendly throughout the entire process. He always answered our questions quickly and thoroughly and we'd definitely recommend his services to friends and family.
Jul 12, 2019
Justin killed it!! On time, in-contact even on weekends!! Truly hard worker. He made my dream come true. Twice now.
Jul 8, 2019
Justin was responsive, attentive, knowledgable and organized. He did a great job helping us navigate our loan, given our complicated asset allocation and juggling multiple properties. Getting a home loan is anything but enjoyable and he helped maintain the humor through the process. I recommend him to everyone.
Jul 1, 2019
Doctoral Scientist
Justin was easy to get ahold of and made the process easy. He was flexible and calm when there were hiccups along the way! Would absolutely borrow from him again!
Jun 18, 2019
Home Buyer
Justin does a superb job of explaining the process to you and helping you find the best finance options for a home loan. Buying a home is an extremely stressful process. I decided to use Justin over other lenders who offered a slightly lower interest rate because I was more confident in his skillset and organization than the other lenders. The last thing I needed was to deal with lenders who kept asking for the same paperwork over and over and kept making errors on their estimates. I knew that nothing was going to fall through last minute when Justin was working on it.
Jun 9, 2019
Justin did an awesome job helping us through the mortgage approval and closing process. He was able to close the deal without any problems and he had great communication along the way. Highly recommended!
May 25, 2019
Production Supervisor
This was our first time buying a house and Justin did a tremendous job explaining everything in a way that was easy for us to understand. He also gave several options for our home loan which really helped us make a choice that was perfect for us. Justin was extremely helpful throughout the entire process and I would highly recommend him for anyone needing a home loan in the future.
May 16, 2019
Justin made our first time home buying experience a breeze. I feel like he truly cared about helping us make the best decision possible. He gave us different options, and is very knowledgeable. Would highly recommend!!

My Associations