This was our first time buying a house and Justin did a tremendous job explaining everything in a way that was easy for us to understand. He also gave several options for our home loan which really helped us make a choice that was perfect for us. Justin was extremely helpful throughout the entire process and I would highly recommend him for anyone needing a home loan in the future.

Colby Preston Dalman

Production Supervisor
May 25, 2019

Justin Petaccio

Loan Officer Spire Financial NMLS 1457625
As your mortgage lender, I will help you navigate an otherwise confusing and overwhelming process with ease. I have a passion for helping people in any way possible. Of course I will help you get your loan and the home of your dreams, but I also want to help you find a great place to eat, a great trail to hike, or a great brewery to enjoy. Ultimately it is my goal to make your life simpler, more enjoyable, and more rewarding however I can. I grew up in Philadelphia and attended Northeastern University in Boston where I received degrees in Finance and Entrepreneurship. I have called Denver and the Rocky Mountain West my home since 2010. I currently live in Park Hill (Denver) with my wife Hannah and my dog Bosco.
Aug 22, 2020
Justin was great and always answered all of our questions about refinancing as they arose. I gave him an amount we'd like to refinance at and once that rate became available around a month in a half later he dropped me a line and got the ball rolling quickly, efficiently and with ease. With Covid 19 he setup someone to come to our house to sign the paperwork and then we were all set.
Thank you, Justin
Dave & Jennifer Krause
Jul 28, 2020
Family Nurse Practitioner
Justin was amazing to work with, made the whole process seamless. Justin worked hard to find me a great rate! He also worked with my real estate professional to help find for me the perfect home.
Jul 21, 2020
Justin was great through the whole process. Very helpful and not at all pushy. He was very knowledgeable and I would definitely recommend working with him.
Jul 21, 2020
I would like to recommend Justin Petaccio as a Loan officer to use especially during this challenging COVID time. My loan was all done on line & went very smooth. Several banks were not even doing the type of loan I was requesting & he was able to locate the option I needed at a great rate. His assistant Lynsey Springston was extremely proficient. Their hard & timely efforts were amazing. I will continue to use them in my future loan needs.

Jun 30, 2020
Director of Human Resrouces
I just bought my first home ever after only being in the US for 4 years ))
Justin was extremely helpful, the whole experience was effortless..... He was very proactive, patience, supportive and quite responsive to any inquires. His response were informed and judgement free
I highly recommend Justin service especially for individual who lack experience and exposure to housing programs.... Like myself.
Jun 30, 2020
As a first-time home buyer, working with Justin was a wonderful experience. He was very communicative which really helps when you have a ton of questions like I did, and he gets his work done promptly which gave me more time with all the necessary information along the way. I will be recommending Justin to my friends and family and I will certainly call him for any of my future needs.
Jun 16, 2020
I would recommend Justin to anyone looking to buy a home. He was patient with me in my first time home buyer experience. He led with education and I never felt once like he was trying to sell me something. He helped me improve my credit score so I could qualify for a better loan and explained the benefits of it every step of the way. He responded to my messages and questions extremely promptly and even on weekends and early mornings, which I of course did not expect. I also gleaned from my real estate agent that Justin was fantastic to work with on his end and he is excited to do business with him again. Justin rocks!
Jun 9, 2020
Justin and his team went above and beyond for us. He is a great communicator and everything got done quickly and smoothly. We will use Justin in the future and would highly recommend Justin to others.
Jun 8, 2020
Senior Analyst
Working with Justin was pain free and we got all our needs met! He helped us think through our/the right timing and kept in contact throughout.
Jun 7, 2020
Lead Veterans Claims Examiner
Justin was amazingly helpful throughout the entire process of buying my new home. He helped me obtain the best rate possible, and went the extra mile to research and get approval for some extremely helpful programs that lowered my down payment and closing costs by a really high amount.

He was also consistently easy to reach at non-traditional hours and always had an answer for all my questions. I'll be recommending him to anyone I know who's looking to buy a home.
Jun 4, 2020
Owner, Preferred Auto Paint & Supply
Thank you Justin, for all that you did! You seriously made this process as painless as possible, and I know that is no easy job, so for that I thank you! I will recommend you to my friends with no second thoughts! Thanks again!
May 20, 2020
Licensed Clinical Social Worker
I highly recommend Jason Petaccio for your mortgage lending needs. From the first time he answered the phone I know that working with him would be a top-notch experience. He was recommended to me by my realtor. He handled the process of obtaining the mortgage for my second home smoothly and professionally from start to finish. I look forward to working with him again in the future.
May 14, 2020
Justin made the homebuying process extremely easy and comfortable. He thoroughly explained the details of my loan and led me through the necessary steps in the homebuying process. He is also very personable and knowledgeable and I highly recommend him.
May 5, 2020
Technical Sales REp
Justin was very thorough and helpful throughout the entire process. He helped explain to me multiple times the cost and the benefits for doing specific types of loans and helped me speed through the process quickly. I would recommend him to anyone who is looking to refinance their home.
May 4, 2020
Property Manager
Justin helped me purchase my Best Friend’s childhood home. The experience was great working with him. Everything went smoothly despite closing during the Stay At Home Order. I would highly recommend working with Justin and his team, you can’t go wrong, they were with me 100%. Thank you everyone for a seamless home purchase! FIVE BIG STARS!
Apr 27, 2020
I contacted Justin at the start of the pandemic and he was able to help me refinance to put my family in a more comfortable financial situation with more flexibility. Justin was continually active during the entire process and able to answer any questions I had pop up in a professional and timely manner. He made the whole process a breeze even while circumstances were rapidly changing because of the pandemic. I would highly recommend Justin's services for anyone looking to refinance or take out a loan.
Mar 10, 2020
Managing Director - Executive Recruiting
Everyone kept telling me what a pain the home buying process and closing process is. I'm still waiting to find out why! Justin made everything very easy, didn't ask for the same things over and over (as I was warned would happen) and even when traveling made himself available and ensure proper coverage to make sure nothing slipped through the cracks. He was quick, responsive and a pleasure to work with. Justin is my designated adult and I relied on him for more than I should have but he was great to help me with insurance providers and even introduce me to my financial adviser and answer all of my inexperienced questions. I will absolutely be working with him again in the future!
Mar 3, 2020
I really enjoyed working with Justin. When I was interviewing lenders, he was the only one who put together detailed options for our mortgage as well as a few refinancing options in the future. I was impressed by his communication throughout the process, and he gave us clear information when we needed it. If we ever decide to buy again or refinance later, we'll definitely use Justin again!
Feb 24, 2020
I highly recommend Justin he was very accessible, guided us through the process to help us feel comfortable and clued in, and helped us get all our deadlines done in a timely manner. We really enjoyed working with him!
Jan 3, 2020
Home buyer
Just was great to work with. He was knowledgeable and communicative from start to finish. He helped us when we hit a couple obstacles during closing and followed up and made sure we were taken care of. I would use Justin as our mortgage lender again!
Dec 29, 2019
Sr Implementation Manager
Justin was fantastic. He wasn't pushy at all, which was appreciated, and was very clear and responsive in his communication. He was very patient walking me through all of the numbers and making sure I had no concerns walking into closing. I definitely recommend Justin and am thrilled to be in a home we love!
Dec 11, 2019
Realtor at Compass
I'm a realtor that has been working with Justin for a number of years as one of my preferred lenders, but I hadn't had the opportunity to be his client until this year. In the last two months, Justin did the loan for an investment purchase (with 7 days notice to get it it done) and helped me refinance two other homes. He made all three transactions smooth and simple despite a few challenges that I threw him along the way. Justin is top notch, and he knocks it out of the park for me and my clients every time.
Nov 25, 2019
Client Services
I was referred to Justin to refinance my loan. The process was seamless! Probably the least stressful process I’ve ever had in all my years of owning a home. He was quick. Efficient. Available for any questions with zero to little wait time for a response and extremely patient. It almost felt like my entire process took 24hrs. :) I enjoyed the convenience of someone coming to my home to close and the easy access to the portal. Thanks Justin and Team for all your hard work!
Nov 20, 2019
Justin and his team were amazing to work with from start to finish. While he was not our original lender he was able to step in when our original lender fell short. His communication through everything was spectacular and really impressed me. He was able to finalize everything for us in a short time constraint (as we were already under contract on a house) and without causing me too much additional stress. I highly recommend using Justin.
Nov 8, 2019
Justin is awesome! Excellent communication throughout the whole process and was even able to accommodate a huge last minute change. Would absolutely recommend working with him to anyone!

My Associations