Tim Tacl

Mortgage Loan Officer Spire Financial NMLS 1468547
After graduating from the United States Naval Academy I served as an Officer in the Navy for just over six years. When it came time to leave the service I sought out an industry, and more importantly a company, that aligned well with the traits and values I gained during that time. I joined The Spire Team at The Spire Team at AmeriFirst Financial Inc. because it is truly a family environment centered on providing our clients with the best service in the industry. I’m proud to be a part of such a great team and in a career that I can still continue to be a resource to the community around me.
Nov 28, 2020
Tim was great! As a first time home buyer, he took the time to explain each step of the loan process. This made the experience much less overwhelming for us. He was very genuine and empathetic throughout the process, just a great guy! I highly recommend Tim if you are looking to buy a home!
Nov 20, 2020
Tim is amazing! He walked us through every step of the process and made us feel quite comfortable with such a significant first home loan process. Super knowledgable and kind!
Nov 16, 2020
Tim was great. He took time to explain all of my financing options in detail and provided educational guidance as I evaluated which loan program was best suited for my goals.
Nov 16, 2020
We recently bought a home in Denver while living in Michigan. Since it had been a long time since we purchased a home and we were remote (and due to COVID we couldn't travel), we relied heavily on Tim to lead us through the financing options and process. He was patient and very articulate in his explanations. We could not have asked for a better person to lead us through the maze.
Oct 26, 2020
Tim did a wonderful job getting our loan complete in a short 30-day escrow window, even when we hit a few snags. Really appreciate his support getting it done and can't wait to move in to our new home!
Oct 12, 2020
Tim absolutely crushed it for us. As a first-time home buyer, there were many unknowns and fears about the process; Tim took the time to explain everything and made the process easy. He got us a fantastic rate, checked in frequently through escrow (even when he was on vacation), and had everything ready to close a few days early. I could not be more pleased with the job he did for us!
Sep 30, 2020
Patient Services Manager
Tim is amazing. He's helped me out now for the second time in the last two years. I'm a first time home buyer, single mother of two, and literally knew nothing, just that it had to happen. He understands that, and was so patient with me in every process. I will continue to work with him and recommend him any chance I get.
Sep 24, 2020
Photovoltaic Design Engineer
Tim was a fantastic Mortgage Loan Officer and was available through out the entire process and was able to make me feel at ease with any issue that arose regarding the home I was purchasing. 10/10 guy!
Sep 24, 2020
Tim and his team did an excellent job of communicating and facilitating the purchase of my new home. It was a pleasure to work with such an efficient and personable professional. I would highly recommend him to my family and friends.
Sep 15, 2020
Operations Officer
Tim was great from start to finish. He was available 24/7 to answer our questions, and picked up his phone every time we called, even late on the weekends. I am so impressed with his work that we will be using his services to buy a vacation home!
Sep 13, 2020
Physician Assistant
Working with Tim was one of our best decisions as first time homebuyers. My wife and I have nothing but positive things to say about our experience with him and his team. They were in constant contact with us as well as our realtor. They happily answered any questions we had (which was a lot!) and patiently guided us through the loan process. Tim made sure we felt taken care of and repeatedly went out of his way to check in on us. Our realtor who is very experienced stated how impressed he was with Tim, the speed at which he worked and how great his communication was. Overall, we could not be more pleased with our experience and will be recommending Tim to all of our friends and family. We love our new home and owe a great deal of it to Tim and his highest quality work!
Sep 9, 2020
Happy Client!
We worked with Tim during the process of purchasing out first home. He was always quick to respond, happy to answer our endless list of questions, and made the process was smooth from start to finish! I will recommend Tim to all of our friends and family!
Sep 1, 2020
Tim and his team did an incredible job! He was diligent, available, and communicative at all points throughout the process, and worked hard to ensure my offer terms were competitive. It was a smooth process and I deeply appreciate Tim's patience with me as I shopped around and made several offers. He also got me an outstanding rate. I will absolutely work with Tim again in the future and would recommend him to anyone buying a home in Colorado or California!
Aug 24, 2020
Tim was the most responsive, trustworthy, honest and helpful professional I've ever worked with. His team helped our family secure a loan in the middle of the COVID-19 crisis under a tight timeline and very difficult circumstances. I have recommended him to countless family members, friends, and colleagues and he has exceeded expectations every time. It is so rare to find someone dedicated to honest customer service and genuine, long-term relationships in this industry - now that we have found Tim we hope to work with him again for all our lending needs!
Jul 28, 2020
Tim was quick to respond and helped answer all of our questions. As new homeowners, we had a lot! He was very informative and was able to relate a lot of sometimes confusing information in a way that I could easily understand and wrap my brain around it. Buying a house can be a stressful process, but it was extremely easy for us with Tim’s help. Everything was organized for us and deadlines we given to make a schedule easy to follow. Tim is great!! I highly recommend him.
Jul 14, 2020
Tim was always accessible through a phone call or e-mail whenever I had questions or concerns during the entire process. He never hesitated to patiently explain nuances of the mortgage process and rates whenever I asked for my own understanding. Overall, I had a smooth process and I highly recommend Tim and his team as they are accessible, efficient, helpful, and work hard for your business.
Jul 14, 2020
Tim and his team did and outstanding job helping us through the purchase of our home. Tim goes above and beyond for his clients to make sure they are taken care of. If we ever buy another house in Colorado we will definitely use Tim and his team again.
Jul 13, 2020
Tim was great to work with. During the loan process things changed many times. When I had questions or needed an answer fast Tim was there.
Jul 6, 2020
Pharmaceutical Sales Representative
From start to finish, Tim was extremely professional and meticulous. I was not not well versed with refinances but Tim really walked me through the entire process and made sure I was first comfortable before proceeding. As a Veteran, Tim knew every single detail on the VA Loan and other benefits so that was extremely helpful. Tim and his team really helped me make an amazing decision and I am so happy with the rate I got locked in. I recommend Mr. Tim Tacl to anybody who is trying to buy new property or refinance!
Jun 19, 2020
Tim and his team did an excellent job with our refinance. They are efficient, friendly, and worked hard to help us get the rate we wanted. I would recommend Tim and his team to anyone looking for someone to help with their lending needs.
Jun 11, 2020
Happy Client
Tim made our ReFi quick, simply and hassle free. He communicated well, explained things we didnt understand, and made sure we were happy every step of the way. Thanks Tim!
May 31, 2020
Sales Rep
Tim did a fantastic job walking me through multiple scenarios and what worked for me.
May 4, 2020
Tim did a great job with our ReFi. His communication was great all the way through, and we would recommend him & Spire Financial to anyone looking for a mortgage or ReFi.
May 2, 2020
Quarantine Commander
Tim and his team provided great service. His responsive and professional service made me feel like I was his only client. I will be recommending him to everyone I can!
Apr 30, 2020
US Army Veteran
Tim took us by the hand a led us through the process. Great communication skills and always kept us in the loop

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