Eric Miller

Sr. Mortgage Loan Officer Spire Financial NMLS: 1603091
Buying a home is one of the most financially and emotionally rewarding experiences in anyone’s lifetime, yet there are many inherent challenges that often arise during the process. Because of this, my team and I have created a customized, transparent and hands-on approach to uncover challenges before they ever become problematic. We always strive to deliver a stress free loan process for each of our unique clients. I’m passionate about assisting and educating first-time home buyers and seasoned homeowners alike. My primary goal is to give each of my clients the peace of mind that their purchase will include the best loan program for their unique needs, the best possible rate, a quick and efficient closing, with no stress.

I strive to simplify the loan process for all of my clients by offering exceptional customer service, clearly and concisely presenting information so my clients understand all of their options, and providing the best loan products that cater to each client’s unique needs. As if that wasn't enough, Spire Financial, a Division of AmeriFirst Financial, Inc. is the only lender in the state of Colorado that offers a product called Protect Your Transaction (PYT), a $15,000 bond that YOU, my client, can use to entice a seller to accept YOUR offer because they (the seller) are protected. And best of all, you will receive PYT at no extra cost!

As a Colorado native, I love sharing the numerous splendors that make Colorado so special. I grew up in the Town of Lyons, and attended the University of Northern Colorado, where I received my Business Administration degree with emphasis in both Finance and Accounting. When I’m not helping my client’s achieve their dreams of home ownership, you will likely find me spending time with my wife and our two standard poodles, watching the Denver Broncos and Colorado Rockies, or skiing/ snowboarding down one of Colorado’s pristine mountain slopes.
Nov 30, 2020
Eric was a pleasure to work with! My wife and I worked with him on our first home loan and now for our re-finance. Both times he was able to walk us through everything and answer all of our questions. We would highly recommend Eric for all your mortgage needs.
Nov 16, 2020
Eric was great! He answered all of my questions quickly and was very knowledgeable. He made the process to refinancing my home super easy, while also getting me a great deal! I would recommend Eric to anybody looking for a loan!
Nov 2, 2020
Client
I can’t speak highly enough of Eric’s professionalism and expertise. I couldn’t imagine having anybody else behind the wheel navigating the complex processes and short timelines of my home-buying journey. His open communication coupled with his innovative online platform kept me informed along the way. I will without a doubt work with Eric in the future, and I strongly recommend him to anybody finding themselves either purchasing or refinancing their home!
Oct 9, 2020
Branch Manager
Eric and his team were fantastic to work with. Eric's informative update calls usually answered all my questions before I even knew I had them, but when I did have additional questions he was always available and provided professional, expert advice. My transaction was a bit unique and the process for buying a second home, with a first loan by Eric and a HELOC was completed flawlessly. I got a great rate and always recommend the team to my friends and family.
Oct 8, 2020
State Farm Agent
I was referred to Eric and couldn’t have been happier with my first home buying experience. Eric was outstanding at communication, providing mortgage options, and with the actual mortgage process. Would highly recommend.
Oct 8, 2020
Communications Engineer
Eric Miller is the real deal! He got my family a heck of deal. Definitely knows what he’s doing. Trusting him with my refinance is probably the best choice I have ever made regarding my home. Very happy how much my mortgage payment dropped.
Oct 2, 2020
Eric was great to work with, and helped us navigate what might not have been an easy process. We appreciated his attention to detail and his flexibility in getting our loan completed and working around our crazy schedule.

I would highly recommend both Eric and Spire Financial to anyone!
Sep 21, 2020
Client
Working with Eric as a single, first time home buyer was an awesome experience. I was in a big transition phase of my life, and Eric's compassion and knowledge helped me achieve a dream I had not yet realized I had! I am fully confident he worked out the best deal for me. His knowledge of this industry and passion for his clients is top notch. The level of commitment and urgency he has to provide an effortless process always stood out. I knew I could trust his knowledge, guidance and opinion whole heartedly. Very grateful for the experience, and I highly recommend Eric and his team. They will take great care of you!
Sep 21, 2020
Maintenance tech
It was great working with Eric as a first time home buyer. Not only did he get us a great loan, I felt he was there to help with every step of the process. If we had a question he was always the with the answer and if he didn’t know he would find out and tell us right away even if it wasn’t about the loan process. Eric made the process of buying a home easier and much more comfortable than if we had used someone else. Will definitely use him as my loan officer in the future.
Sep 20, 2020
“Eric Miller was a pleasure to work with. He kept me up to date every step of the way on my mortgage process. Eric answered any questions or concerns I had immediately. Given a chance in the future he would be my first choice to work with.”
Sep 4, 2020
Client
Eric was more than helpful on numerous occasions during the refinance and purchasing process.
Sep 1, 2020
HVAC technician
Working with Eric was great! He provided me with all the answers to any questions I had, even when it took extra steps to find the information needed. I would highly recommend Eric and his team for any and all home purchases!
Aug 28, 2020
Client
I truly appreciate working with Eric Miller and I strongly recommend his help when looking for financing options on real estate. He was always available to answer any questions I had and walk me through every step. Truly a great experience!
Aug 10, 2020
Eric Miller is a top notch Loan Officer. He went above and beyond the normal responsibilities of a loan officer throughout the entire process of my loan. He answered all my questions in a timely manner and worked throughout the whole process making sure I knew what was going on with my loan at all times. If you are looking for a Loan Officer who will work hard for you, I would highly recommend working with Eric!
Jul 17, 2020
Sales and Service Representative
I wholeheartedly appreciate everything Eric and his team provided for me during the mortgage buying process. From setting me up with an outstanding Realtor, to walking me through the necessary steps in a timely and efficient manner. I couldn’t say enough how much I valued having someone I could trust on my side. Thank you for easing my mind during stressful times and helping me accomplish my goal of home ownership.
Jul 14, 2020
Production Manager
Very professional and did great job guiding me through the process
Jun 10, 2020
Director of Facilities
My situation is unique and as a result, nothing about my mortgage was easy or strait forward.
Every day Eric and his team were faced with another difficulty, another challenge. Every day they adjusted, redirected and charged forward. It required incredible resolve and persistence. Fortunately for me, Eric has these traits in spades. To make matters worse, my job is very demanding and I had very little time to back and forth with this process. Needless to say, this was not a benefit to the process. I’m certain that mine was one of the most difficult and trying projects of Erics’ career, yet he and his team handled themselves in the most professional and determined manner imaginable, even when I was losing patience and faith in the process. They were patient, tenacious and incredibly understanding. A lesser team would have walked away. Probably should have. I couldn’t have blamed them. But I’m so grateful they persevered. The end result was just as promised. Eric and his team have my sincerest appreciation and respect. Thank you!
Jun 10, 2020
Eric did an excellent job and we had a very overall positive experience with Spire Financial. Eric did a great job of communicating with us and I feel we were well informed about all of our options.

Highly recommend using Eric for your financial needs.
Jun 9, 2020
Executive Director
Eric was fantastic! Start to finish always on top of our loan. Highly recommend Eric for loan products!
Jun 6, 2020
Director of Facilities
My situation is unique and as a result, nothing about my mortgage was easy or strait forward.
Every day Eric and his team were faced with another difficulty, another challenge. Every day they adjusted, redirected and charged forward. It required incredible resolve and persistence. Fortunately for me, Eric has these traits in spades. To make matters worse, my job is very demanding and I had very little time to back and forth with this process. Needless to say, this was not a benefit to the process. I’m certain that mine was one of the most difficult and trying projects of Erics’ career, yet he and his team handled themselves in the most professional and determined manner imaginable, even when I was losing patience and faith in the process. They were patient, tenacious and incredibly understanding. A lesser team would have walked away. Probably should have. I couldn’t have blamed them. But I’m so grateful they persevered. The end result was just as promised. Eric and his team have my sincerest appreciation and respect. Thank you!
May 26, 2020
Eric and his team were GREAT! They made the process incredibly easy, and almost effortless! I look forward to working with Eric again soon!
May 18, 2020
Teacher
Eric was very helpful and knowledgeable during the entire process of refinancing my home. Communication was always personalized and he was always available when I had questions. I felt comfortable and confident working with Eric. I would highly recommend Eric to anyone needing assistance.
May 11, 2020
National Sales Leader
Smooth process and Eric was always there when needed.
May 1, 2020
Eric and the team did amazing work getting our loan through during the difficult and ever changing requirements posed by Covid-19. We closed on time and were informed of all the details and time lines. Amazing job Eric!
May 1, 2020
We did a refinance with Eric and he was very quick to get back to us and giving us all of our options. He made the process very easy and was very accommodating to our needs.

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