Eric Miller

Sr. Mortgage Loan Officer Spire Financial NMLS: 1603091
Buying a home is one of the most financially and emotionally rewarding experiences in anyone’s lifetime, yet there are many inherent challenges that often arise during the process. Because of this, my team and I have created a customized, transparent and hands-on approach to uncover challenges before they ever become problematic. We always strive to deliver a stress free loan process for each of our unique clients. I’m passionate about assisting and educating first-time home buyers and seasoned homeowners alike. My primary goal is to give each of my clients the peace of mind that their purchase will include the best loan program for their unique needs, the best possible rate, a quick and efficient closing, with no stress.

I strive to simplify the loan process for all of my clients by offering exceptional customer service, clearly and concisely presenting information so my clients understand all of their options, and providing the best loan products that cater to each client’s unique needs. As if that wasn't enough, Spire Financial, a Division of AmeriFirst Financial, Inc. is the only lender in the state of Colorado that offers a product called Protect Your Transaction (PYT), a $15,000 bond that YOU, my client, can use to entice a seller to accept YOUR offer because they (the seller) are protected. And best of all, you will receive PYT at no extra cost!

As a Colorado native, I love sharing the numerous splendors that make Colorado so special. I grew up in the Town of Lyons, and attended the University of Northern Colorado, where I received my Business Administration degree with emphasis in both Finance and Accounting. When I’m not helping my client’s achieve their dreams of home ownership, you will likely find me spending time with my wife and our two standard poodles, watching the Denver Broncos and Colorado Rockies, or skiing/ snowboarding down one of Colorado’s pristine mountain slopes.
Oct 1, 2019
Eric was fantastic to work with from start to finish! As a first time home buyer, I had no idea what to expect during this process. Eric walked me through everything - anything I was unsure on, he fully explained and made sure I understood as well. There's so much to the home buying process that it's easy to get overwhelmed, but at no point did I feel like that working with Eric. Eric explained the pros and cons of the different loan options we had available, and really helped to find the loan that worked best for me. I'd highly recommend Eric to anyone looking to buy a home!
Sep 17, 2019
Master Plumber
I highly recommend Eric Miller and his team at Spire Finnancial for any loan or refi needs they were an excellent team of professionals getting my refi done with swift and expertly expertise,this is now the second transaction I’ve made with this company and they will get the job done. I trust there knowledge and commitment to customer service.
Sep 10, 2019
Working with Eric and the team at Spire was very easy. They communicated well, helped me understand my options, and were transparent throughout the process. Would recommend anyone work with this team if you are looking for a mortgage.
Aug 15, 2019
Eric contacted me to let me know that rates had dropped. Otherwise, I would have kept paying an extra 1.125% interest for no good reason. Thanks Eric!
Aug 13, 2019
English Teacher
Eric worked in tandem with our realtor to deliver a 10-day turnaround on the purchase of my first home in the US! I can't say enough about his professionalism and efficiency. He not only met my expectations, he and his team over at Spire, blew them out of the water! I would recommend them a hundred times over, and you can rest assured that when I am looking to add to my real estate portfolio, I will be calling him.
Aug 13, 2019
Managing Broker, Realty Professionals, LLC
Eric is absolutely one of the best Loan Officer’s in the Denver area, and his team knows how to get a loan done without hassle or delay. I recently had a client that lives and works in Hong Kong, and was looking to purchase a second home in the two weeks that he was visiting Colorado. Because of the inherent complexity of getting a loan approved for a foreign borrower being paid in foreign currency and using foreign assets for down payment, I knew Eric and his team were the only ones who could get the loan done. To make things even more challenging, we only had eight days from the date of the contract to close before my buyer left again for Hong Kong. Eric and his team flawlessly got the loan approved. The deal closed on time, and my client couldn’t be happier with the service, interest rate, and outcome of his financing with Eric. As a real estate professional, I am very thankful to have Eric as a trusted resource for my business and my clients, and I will continue to enthusiastically refer him in the future.
Aug 12, 2019
Eric was so patient and understanding with me. I was a first time homebuyer and he walked me through all the steps and answered any questions that I had. He was available day and night and was always so happy to talk to me. I would very much so like to say thank you for being so wonderful!
Aug 6, 2019
Diesel mechanic
Easy going and great to work with. Always willing to explain anything you ask in detail. Made our first refinance a breeeze!
Jul 27, 2019
Doctor of Pharmacy
Eric was great to work with and made the home buying process very easy for me. He always responds to communications quickly and he is very eager to help in any step of the process. I felt very informed and in-the-loop during the whole process. 10/10 would recommend
Jul 22, 2019
New Home Buyer
Eric was great! I need alot done in a fairly short time frame and Eric went out of his way to make sure I got what I needed!
Jul 17, 2019
Commercial Accounts Manager @ Ping Identity
Very professional experience, responded to my many questions even during the weekend in a very short sales turnaround and was competitive on the lending rate. Would highly recommend and go back for any future needs.
Jul 1, 2019
I dealt with Eric Miller and his team to provide a mortgage loan for the townhouse I recently purchased. They made this process seemingly effortless. I was notified on each step through the mortgage loan process. They made the whole process as less stressful as possible and they had my financing approved in a little over two weeks.
Jun 21, 2019
Kallie Schreibvogel
Good job, thank you for everything.
Jun 11, 2019
First Responder
Every step of the way Eric and his team worked tirelessly to get a closing done in just 3 weeks. Although several condition and last minute changes came up, we got it done! Thank you to everyone on the team. We couldn't be more pleased with all your hard work and professional service.
May 8, 2019
Eric was phenomenal to work with! I am recently divorced and had some financial issues from marriage that may have otherwise hindered my progress toward refinancing my home for my 7 yr old daughter and myself. Eric, jumped right in with guidance and direction on how to move forward and was instrumental in working with the credit agencies on my behalf.
My daughter and I feel truly blessed to have met Eric and have him help us through an experience that could have been otherwise quite disheartening.
I highly recommend Eric as an expert mortgage lender!
Thank you Eric for everything you did for me and my family!
Apr 23, 2019
Eric was great and very easy to work with. He worked around the clock to make sure we had everything we needed on time and took extra time to go over anything we had questions about. It was a great and very smooth experience working with Eric. My husband and I would recommend him to anyone.
Feb 1, 2019
A lot of hoops to jump through to make my loan happen and Eric was on top of it every step of the way.
Dec 18, 2018
Eric is very patient, professional and knowledgeable on what he's doing. My husband and I are very happy to meet him and thanks to him we refinance our home. I recommend you to talk to him soon!

Thanks Eric
Dec 11, 2018
Logistics Manager
Eric Miller at AmeriFirst Financial was there to help me through every step of the buying process of my latest home purchase. Eric is an absolute professional, and provided exceptional service in answering all of my questions throughout the process and made sure I felt comfortable with the decisions I was making. He helped me determining what I could afford, provided various loan options and locked in a great interest rate for me at the perfect time. Eric worked closely with my real estate agent which was fantastic, and he came to the closing just in case there were any last minute questions or concerns on my loan. Working with a mortgage professional greatly reduces the stress that comes along with buying a home and I will certainly refer Eric to my friends and family for any of their future home purchases. Thank you again Eric, you were amazing.
Sep 20, 2018
Information Architect
Eric was great to work with, patient when I had questions, and very clear when explaining what was needed and when to keep the process moving. He was able to arrange the loan in just a few weeks, much faster than most banks would be able to. I would highly recommend Eric and the AmeriFirst team.
Sep 6, 2018
Information Architect
Eric was informative, prompt to respond to questions, and thorough in his handling of my loan. Definitely a pleasure to work with.
Aug 31, 2018
Eric Miller was the best! My fiance and i are first time home buyers and our biggest worry was that we would not understand the process and the language to get a good mortgage. We also both work from 8-6pm M-F. Eric was able to explain and answer any and all of our 1000 questions with such patience and with everyday examples if we were confused. On top of that he always replied back to our late night text messages, calls amd emails. Eric also gave us realtor recommendations, home insurance quotes, and spreadsheets. Being the engineers we are, the spreadsheets are what made us really understand and see all of our options. My fiance and I are so glad we picked AmerFirst because they have a great first time home buyer grant program that cover a lot of our down payment and closing cost. Now, after we have closed, he still sends us info about this we need to know about maintaining the house as well as giving us financial advice for other stuff. I 200% recommend anyone looking for a home, to work with Eric. He is a hard and passionate worker and a great team player. Thank you very much Eric!
Aug 22, 2018
Eric really went above and beyond with helping us through our loan process. We did not know much about the process and he not only explained each step but would answer our questions and calls late at night. He had many different options for us which made us feel like we were truly a part of the process. The way he has his process set up is easy and effecient, as much of it is online and his colleague Matthew is very helpful as well answering emails and returning calls timely. I would recommend Eric for your next loan, as he truly exemplifies what it means in the company logo of making them and the company your friends for life. Eric really made a difference in our loan process and we are truly grateful for him and his experience within the industry.
Jul 16, 2018
Pharmacy technician
Eric did an amazing job. I choose poorly in not getting an agent and caused great amount of stress. He helped me navigate the whole process on as well help me figure the proper loan for me. Eric was accessible even outside normal business hours. He was accessible via text messages which is my preferred way to communicate. I would recommend Eric to my friends and colleagues if they needed a broker.
Jul 14, 2018
Speech-Language Pathologist
Eric was great during my loan process. He was available nearly any time I needed him. He was open and transparent from start to end and worked with me and my budget. I would gladly recommend Eric for any home purchase!

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