Rick A. Lombardo

Sr. Loan Officer, NMLS #662155 First Capital
Rick Lombardo is a top producing mortgage professional who has built his career on providing unsurpassed customer service to all his clients. For over 15 years, Rick has been delivering the dream of home ownership to the Southern California neighborhoods he calls home.

“I ensure that every customer experiences a professional on time close. I personally handle my clients’ files from application to funding and make myself accessible to them around the clock. ” - Rick Lombardo


Mar 1, 2017
Rick was fantastic throughout the entire process. I had considered other mortgage professionals, but chose to work with Rick because I felt he had the level of experience which would allow him to navigate any potential road blocks and the drive to ensure we pushed through. And in the end, that's exactly what he did. Our process was not an easy one. We had just moved back from the UK so Rick and the lender had to deal with different currencies, payroll and tax records, multiple HR departments and different documentation practices. Anyone of lesser experience and less drive would never have got the deal done. On top of this, Rick couldn't have been more pleasant and supportive along the way. I'd chose to work with Rick again with any mortgage needs in the future.
Aug 8, 2016
Rick always fights for the best deal for his clients. He will be on your side and be your advocate from start to finish of the mortgage loan process. Because of his intimate knowledge of the home buying and mortgage loan process, he is a huge asset to his clients in order to help the process move forward as quickly as possible and to ensure that his clients are being treated fairly. He is very responsive and makes sure that you are up-to-date on the current status of your deal at all times. He really goes above and beyond the call of duty to provide top notch client service. He was a trusted and valued asset in helping my family obtain a mortgage and buy the home of our dreams.
Feb 16, 2016
SVP, Strategy & Innovation
Rick was dedicated, responsive, and creative in helping us through our refi. He would respond at almost any time of the day, any date of the week. He was supportive of what's best for us and our needs, and he focused on getting us to the finish line while understanding every decision we were making. Very satisfied with his support.
Jan 11, 2016
Rick is a high knowlegeable, quick follow up loan officer. He got me a loan that everyone said no-way.
Jan 3, 2016
Rick managed my home loan in January 2015. He was there with me every step of the way! I really loved how he kept me updated throughout the process. He was always available when I needed him and was very personable, helpful, and friendly.
Jan 2, 2016
Rick was very helpful and dedicated to getting us the loan we needed to purchase our house, I would recommend him to anybody.
Jan 1, 2016
Athletics Director
I can't say enough great things about the work that Rick did for us. He was easy to work with, extremely knowledgable, and patient. I have worked with him twice in the last five years and I can say that I won't work with anyone else regarding my mortgage.
Jan 1, 2016
Rick was excellent, he really looked after us through thick and thin.
Dec 22, 2015
Rick took care of you every step of the way. He is extremely patient and explains all aspects of the mortgage process very simply. This was our second time with Rick, and we'll always go back to him.

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