Guaranteed Rate Affinity

Guaranteed Rate Affinity is a newly created partnership between Realogy and Guaranteed Rate that provides the best mortgage experience possible, featuring low rates, fantastic customer service and a fast, simple process.


Recommendations (4189)

Jan 1, 2018

Diana Villacresis recommends Stephanie R. Adler

Design engineer

Stephanie did a great job for me, she solved all my questions and doubts. She has good experience in this business.
Dec 31, 2017

Oscar Acosta recommends Lucia M. Solis

Home purchaser

Lucia has been the best loan officer that I’ve worked with, she’s professional, efficient, reliable and committed to making your loan possible. Thank you Lucia for always being a phone call away with any questions my wife & I had. We love our new home and you help make it possible!
Dec 26, 2017

Brent Koo recommends James Jang

Home Buyer in Gardena

Knowledgeable, thorough, and courteous. Works with a customer first attitude. James was quick to get us claification about our loan product and made himself available to personally guide us through the process. Working with james was a happy experience. I will recommend James to everyone.
Dec 25, 2017

Matt G. recommends Caroline Wolf

Caroline is nothing short of amazing. She is attentive, patient and informative, even continuing to work with us when we did not originally qualify. Caroline ultimately helped our family purchase our first home, and we will continue to use her services in the future.
Dec 19, 2017

Ron and Kim Rhodes recommends Kyle Pugel

Automotive Service Director

Kyle was great to work with and very responsive. He kept the loan process simple for us and worked hard to get the loan approved by the date we needed. He did a great job of leading us through the process.
Dec 17, 2017

Aaron C Zimmerman recommends Rod Michotte

Financial Analyst

Rod was awesome. He was recommended by my agent and although I called around, I ended up having my mortgage handled by Rod. His agent Hector was effective and knowledgeable. Would use again if I had the good fortune of buying another property.
Dec 11, 2017

Dan Meisel recommends Terence Flannigan

Prof. at Notre Dame

I did not meet with Terrance personally and all our interactions were by phone or emails. We needed a loan for a purchase of a home upon moving to CA from another state. Terrance struck us as a straight-shooter, tells it as it is. He provided us with his estimate and we compared it to others. His estimate was competitive so we decided to take it and we never regret it. As it turned out, the closing was delayed several times, which required modifications. At all these stages Terrence provide us the options and suggested his recommendation, which we did follow. After the two months of the process I can express my thanks to Terrence: Honest, professional, efficient and responsive to the needs, assisted by an excellent team that follows his leadership.
Dec 11, 2017

Jean T. recommends Chad Hawker

Marketing Manager

Team Hawker goes above and beyond to make your loan experience as smooth as possible. Everyone in the team plays a key role from building the loan proposal to connecting all the dots during the home purchase. The team is extremely competent and responsive.
Dec 9, 2017

Tracy Williams recommends Sandy Juen

Systems Engineer

Sandy is a very competent & devoted mortgage loan specialist! She went above & beyond her required duties to help me with my loan application. She is very knowledgeable & extremely helpful. I would recommend Sandy to anyone requiring a mortgage loan assistant!!!
Dec 8, 2017

Kaitlyn Kunkel recommends Gary Stevens

Wellness Coordinator

Gary was by far the best lender I've ever worked with. He was friendly, prompt, and always professional. We chose him because he was very honest and was straight forward about numbers, unlike other lenders we had spoken with. He also had our best interest in mind and found ways for us to get better deals, rates, and even a better over all loan than we initially set out with. From start to finish he always stayed in touch and was able to work hard for us to make sure we closed on time. We would recommend Gary to anyone and plan on using him again in the future!
Dec 5, 2017

DJ W recommends Roseanna Ceballos-Archie


Roseanna was a great resource as we bought our first home. She provided timely, accurate information and was always available to answer our questions and inquiries. I would not hesitate to do business with her again.
Dec 1, 2017

Keely Hawk recommends Jean-Paul "JP" Gudka

I had an amazing experience in both the refinancing an investment property and the simultaneous purchase of my new home. JP was such a pleasure to work with! He was always available to answer any questions I had, and the process with two loans was so easy, seamless and quick - not what I expected. I was very surprised and extremely happy with the results. With all the challenges of purchasing a home, I don't know how some people do it when their loans don't go smoothly and they have to deal with the complexity of a estate transaction too. I was very fortunate and I recommend JP wholeheartedly. Thanks JP!
Nov 30, 2017

Tom Fu recommends Uvas Yu


Uvas is an amazing loan officer!

She is very helpful and responds very fast. I asked her many questions about the loan and she always answers my question with 5 minutes, even when it was at midnight.

She is very experienced and knows all the answers to fix my problems. She summarized my questions and put the answers in a well organized table which is very clear for me to understand.

She is very considerate and understands all my concerns and always helps me effectively.

I am 100% sure that there is no way for me to get the house without her help on the loan. I am now living in my new house -- thanks to the help from Uvas.
Nov 30, 2017

John Hill recommends Anthony Joseph Madruga

Home Buyer

Anthony and his greater team were great to work with. I received a great rate (lowest in the industry), a great loan and great service. Anthony was very responsive and timely in resolving matters. I needed loan approval in14 days and a 30 day escrow. Anthony made it happen. Just make a call and find out for yourself.
Nov 24, 2017

Kenneth Galvin recommends Lori Bautista

Maintenance Data Monitor

Lori, was knowledgeable, very approachable and extremely efficient in all aspects of our loan process. She was responsive to all our questions and concerns. Never did she make us feel like we were not her only priority. We had a clear and un-hindered line of communication as well as quick answers for question. Lori made our loan process feel like a very simple matter even though we know she worked very hard to get us the best product. Her cheerful and professional attitude was a welcome presence during a very exciting yet stressful time. I would not hesitate to work with her again or recommend her to anyone.
Nov 22, 2017

Anonymous recommends Uvas Yu

Uvas did an amazing job. She is very responsive, answered all our questions and was able to get all the documents ready on time even though we only had two weeks. I would recommend her to anyone looking for a mortgage loan.
Nov 21, 2017

Victoria Ho recommends Julie Williams

Julie did a great job of working with me on the purchase of my first home. She was organized, communicative, responsive, and pushed when necessary to move things forward. As a first time buyer, I also appreciated that she explained the steps in a clear way and helped me understand what I needed to do along the way to make sure the transaction unfolded easily. I felt supported throughout the whole process and enthusiastically recommend her.
Nov 21, 2017

Doug Howard recommends Jean-Paul "JP" Gudka

Packaging director @ Square, Inc

JP and his team were excellent from beginning through close. I was out of the country for business when i first reached out to JP and he quickly got us set up and through the process. He was always available to answer any questions and provided all options throughly so we could make the right choice for our situation. Thanks to JP for making seemingly painful process so easy.
Nov 20, 2017

Sally Wells recommends James Clark


James did an outstanding job. He answered all of my questions and was available at all times. I would use him again when buying a house.
Nov 18, 2017

Juan F. Avalos recommends Anthony Joseph Madruga

Anthony Madruga first assisted me in purchasing my first home over 10 years ago. This was at a time when there were devious adjustable loans being issued to homeowners, which resulted in the 2008 Housing Market Crash. Mr. Madruga was very professional and honest. He went above and beyond helping me secure a safe and just loan. This loan, over time, allowed me to stay in my home even after the price of my house had dropped over 100K. Early this summer I once again reached out for Mr. Madruga’ s honest expertise, asking him to assist me in refinancing my current home. At that point I was on the brink of foreclosure. As before, Mr. Madruga, went to great lengths to research and secure the best loan possible. In the end he saved me close to $1,000.00 on my monthly mortgage payments. With my job, and the over 100-mile distance between his office and I, it was difficult for me to submit and gather all the applications and numerous paperwork required by both the Office of Veterans Affairs and the lending company. Mr. Madruga made the process easy and stress free. He was always reassuring, and found quick answers whenever an issue presented itself. Mr. Madruga and his team did such and exemplary job that it I would easily recommend him to everyone I know. My family and I will always be grateful to him for helping us save our home.
Nov 18, 2017

Kenneth Thompson recommends Kaycee Pugel


Kaycee was very professional, very helpful, very informative and I could not have asked for a better person to handle my loan application. I would have no problem recommending her to others. If I needed another loan I would contact her again.
Nov 17, 2017

Lorraine Dale recommends Anthony Joseph Madruga

Anthony was able to get me a great mortgage rate and then was able to extend the rate at no cost to me when unexpected complications arose during escrow. Anthony met me at the escrow company on the Saturday of Labor Day weekend. I had been asked to sign all the loan documents that morning. Anthony was there to make sure everything was done and expressed mailed so the lender received everything the following Tuesday. I think he did an outstanding job and sincerely appreciate the extra efforts he made to make everything move along as smoothly as possible.
Nov 17, 2017

Jonathon Swanson recommends Jean-Paul "JP" Gudka

Real Estate Agent

We contacted JP for the purchase of our new primary residence. JP was beyond easy to work with. He has great communication skills, great pricing on our jumbo loan and he and his team were so proactive and competent we were able to close 15 days early! I highly recommend JP for all of your lending needs.
Nov 17, 2017

Cecilia Hernandez recommends Roseanna Ceballos-Archie

House wife

Very helpfu, honest and trustworthy...Does everything possible to best assist you and your needs in the real estate market, very professional and loves her job..helpful in every aspect, answers every little concern in regards to the loan process,and always in the best interest of the barrower.
Nov 16, 2017

Annette Epperson recommends Lisa Sinner

Office Manager

I purchased three properties this year and only worked with Lisa on two of them. I wish I would have worked with her on all three. I will be refinancing the other one soon! Lisa was professional and great at communicating the loan process - what has been completed, what's needed and what to expect. I would highly recommend Lisa!!

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