Guaranteed Rate Affinity

Guaranteed Rate Affinity is a newly created partnership between Realogy and Guaranteed Rate that provides the best mortgage experience possible, featuring low rates, fantastic customer service and a fast, simple process.


Recommendations (4170)

2 days ago

Juan F. Avalos recommends Anthony Joseph Madruga

Anthony Madruga first assisted me in purchasing my first home over 10 years ago. This was at a time when there were devious adjustable loans being issued to homeowners, which resulted in the 2008 Housing Market Crash. Mr. Madruga was very professional and honest. He went above and beyond helping me secure a safe and just loan. This loan, over time, allowed me to stay in my home even after the price of my house had dropped over 100K. Early this summer I once again reached out for Mr. Madruga’ s honest expertise, asking him to assist me in refinancing my current home. At that point I was on the brink of foreclosure. As before, Mr. Madruga, went to great lengths to research and secure the best loan possible. In the end he saved me close to $1,000.00 on my monthly mortgage payments. With my job, and the over 100-mile distance between his office and I, it was difficult for me to submit and gather all the applications and numerous paperwork required by both the Office of Veterans Affairs and the lending company. Mr. Madruga made the process easy and stress free. He was always reassuring, and found quick answers whenever an issue presented itself. Mr. Madruga and his team did such and exemplary job that it I would easily recommend him to everyone I know. My family and I will always be grateful to him for helping us save our home.
3 days ago

Lorraine Dale recommends Anthony Joseph Madruga

Anthony was able to get me a great mortgage rate and then was able to extend the rate at no cost to me when unexpected complications arose during escrow. Anthony met me at the escrow company on the Saturday of Labor Day weekend. I had been asked to sign all the loan documents that morning. Anthony was there to make sure everything was done and expressed mailed so the lender received everything the following Tuesday. I think he did an outstanding job and sincerely appreciate the extra efforts he made to make everything move along as smoothly as possible.
3 days ago

Jonathon Swanson recommends Jean-Paul "JP" Gudka

Real Estate Agent

We contacted JP for the purchase of our new primary residence. JP was beyond easy to work with. He has great communication skills, great pricing on our jumbo loan and he and his team were so proactive and competent we were able to close 15 days early! I highly recommend JP for all of your lending needs.
3 days ago

Cecilia Hernandez recommends Roseanna Ceballos-Archie

House wife

Very helpfu, honest and trustworthy...Does everything possible to best assist you and your needs in the real estate market, very professional and loves her job..helpful in every aspect, answers every little concern in regards to the loan process,and always in the best interest of the barrower.
Nov 16, 2017

Annette Epperson recommends Lisa Sinner

Office Manager

I purchased three properties this year and only worked with Lisa on two of them. I wish I would have worked with her on all three. I will be refinancing the other one soon! Lisa was professional and great at communicating the loan process - what has been completed, what's needed and what to expect. I would highly recommend Lisa!!
Nov 16, 2017

Sharon H recommends Robert McNeilis

A great experience working with Robert. The purchase involved out-of-state property and the entire process was smooth and easy. Robert was easy to reach when needed and very responsive. I would definitely work with him again and certainly give him the highest of recommendations for another buyer.
Nov 15, 2017

Bob Genchi recommends Tony Cota

Director of Tech, Husband of rockstar, Father of superstars!

Tony is more than a loan officer, he's a master of financing. He'll guide you through the whole transaction, fully transparent along the way, answering any questions you have, even the non-loan related ones. He's a pro and it shows... he works hard to earn and keep you business, and I wouldn't hesitate to recommend him to anyone for a future home buying transaction.
Nov 15, 2017

Dan Lyman recommends Lisa Sinner

We've been through the loan process many times and Lisa is the absolute best we've worked with. She's patient and knowledgeable and keeps you up to date as the process moves along. Also, she's super nice! I cannot recommend her highly enough.
Nov 15, 2017

Daron Bergstrom recommends Thomas Grant

Tom has been great to work with on my last couple of mortgages. In my experience he is always checking in and happily answers my novice questions. He helps navigate the loan process and can offer alternative solutions to various problems quickly.
Nov 14, 2017

Linwen Wang recommends Jean-Paul "JP" Gudka

Efficient, positive, patient, professional.
Nov 14, 2017

Denise Porter recommends Anthony Joseph Madruga

Anthony did a great job in securing our home loan. He made things so easy and explained things so clearly to us. He kept us informed all the way through so we would not be anxious and we could focus on the rest of what goes along with buying a house. Thank you Anthony we will definitely look you up the next time we are in the market for a loan
Nov 13, 2017

Rex Corley recommends Jean-Paul "JP" Gudka

CEO of Masterpiece Roofing & Painting, LLC

JP did a wonderful job handling my house loan.
He is organized & familiar with a variety of lenders which made all the difference for me.
I would recommend JP to all my friends & family!
Nov 13, 2017

Steven Pruden recommends Jeff England

home owner

Jeff has taken care of my mother twice in refinancing her home. The first time was shortly after my father died and we needed to reorganize her finances. The second time was recently when she needed to refinance again in order to make her payments smaller. Both times Jeff has been exceptionally helpful and kind. He has shown great patience in dealing with our needs and has made the process speedy and painless. We highly recommend him to anyone needing financial services whether that be mortgages or other types of financial needs. He is the best!
Nov 12, 2017

Glen Martin recommends Corey Wilson

Corey and his team are very professional and well organized. They did a great job handling our mortgage and were on top of every detail from pre-qualification to closing. We highly recommend Corey.
Nov 12, 2017

Nancy Crowr recommends Lori Bautista

Lori did a fantastic job for me. I had some issues with my loan and she went above and beyond to help me. She was very knowledgeable and professional. Also, she cared about helping me.
Nov 12, 2017

Jeff Brand recommends Kyle Pugel


Having vetted 4 lenders for our SFR purchase in October 2017, Kyle's availability, enterprise, speed and quality of response to our needs made it apparent he was the run-away candidate to manage our finanacing. The mortgage products and personal evaluations he presented were absolutely value based, measured to our priorities and presented with what we confirmed to be stellar integrity.

Additionally, during the transaction we came to rely on him for other professional referrals of which every one has proven to be invaluable. Kyle is an Arizonan of the highest calibre, extremely intelligent, professionally certified and adept at his craft. ZERO real estate industry "quease" factor per the local norm.....and just an incredibly personable guy.

Thank you, Kyle and team; you made our purchase great!

Jeff and Shirley
Nov 11, 2017

David A. Cerda recommends Anthony Joseph Madruga

Land lord

Anthony and team did a great job in getting my loan to go through. After several tries with other agents he was the one that did a great job.
Thank you Anthony.
Nov 11, 2017

David Sciplin recommends Roseanna Ceballos-Archie


Over the 12 years I’ve been a Realtor, I’ve worked with a variety of different lenders. My first 5 years in the business I was also a loan officer. I wanted to make sure I understood both sides of the transaction. I’ve encountered lenders who took care of their clients and those who made believers but couldn’t perform. To be successful in buying real estate, you need a lender who knows the different loan produces, does their homework to understand you and your needs, and takes the time to explain things so you can make an informed decision. Most importantly you want a lender who understands the deal is not about them, it’s all about serving the client’s best interest. Roseanna has worked with several of my clients. She has taken my most challenging situations and made them successful, including when other lenders couldn’t perform. You have a choice of who you work with. I choose to recommend Roseanna because I know she’ll get the job done.
Nov 11, 2017

John Mikulin recommends Caroline Wolf

Satisfied Client/Home Buyer

To whom it may concern - Caroline Wolf demonstrated exemplary service and professionalism when assisting my wife and I in purchasing our first home. She is extremely knowledgable and responsive. Furthermore, she provides strategic guidance to her clients, which allows for a more comprehensive evaluation of various property purchase and financing options in an incredibly competitive Northern California real estate market. Caroline is an invaluable real estate adviser for our household, and we look forward to working with her again in the future. Sincerely - John Mikulin
Nov 11, 2017

Tres Plante recommends Kaycee Pugel

Home buyer

Kaycee did an excellent job for us, She was very professional, informative and timely in getting everything completed.
Nov 10, 2017

Neil Shigley recommends Corey Wilson

We would recommend Corey to anyone. He worked on our original home purchase and our refinance. Always available and very knowledgable, Corey
made the process as smooth as it can be. Thank you Corey!
Nov 10, 2017

Megan Milkanin recommends Susan Gifford-Langley

Safety Coordinator

I was recommended to Susan by a friend who said Susan was wonderful to work with. Her recommendation was spot on. Susan was informative, communicative, kind, sweet, giving, thoughtful, knowledgeable, honest, extremely professional. I am so glad I met her and will be using her in the future.
Nov 10, 2017

Isham Ricky Smith recommends Kyle Pugel


Kyle did a wonderful job processing my loan. He was always available and my loan closed in record time!
Nov 10, 2017

Brandon Jones recommends Nigel Farnsworth

Client Implementation Consultant

Nigel and his staff were great throughout the whole process. Very knowledgeable and professional. I would highly recommend.
Nov 10, 2017

Rod recommends Lucia M. Solis

Senior Attorney

Lucia is by far the best Loan Officer I have ever dealt with. I have bought and sold numerous properties in my lifetime in several states, and Lucia is by far the most competent, efficient and diligent one. She's always on top of her game. I would recommend her to everyone.

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