Matt McCartney

Loan Officer Guaranteed Rate Affinity NMLS #265568
With over 20 years of home lending experience, Matt McCartney has a wealth of knowledge that makes him among the most respected and trusted mortgage consultants in Northern Colorado. His commitment to honest and prompt customer service and dedication to ensuring his clients fully understand their financing options separate him from other Loan Officers.

“Helping borrowers align their personal financial goals with the best mortgage solution has helped me build a successful business on repeat business and referrals. My clients have come to rely on my advice because they know I have their best interests in mind at all times.” – Matt McCartney

He handles all types of loans, including CHFA and USDA programs.

Born in Chicago and raised in Denver, Matt has lived in Fort Collins since 1998. He holds a Bachelor of Arts in speech communication from Metropolitan State University of Denver. He and his wife, Dana, hand-picked Northern Colorado as the best place to raise their family, and have never regretted that decision. They have two sons, who they consider their greatest joy, and enjoy golfing, fishing and traveling as a family. Matt also volunteers with Habitat for Humanity and ARC of Colorado.

To experience first-class service from a knowledgeable and dedicated mortgage professional, don’t hesitate to contact Matt McCartney today.


Sep 15, 2017
I have worked with Matt on several house purchases over the past 10 years. He has always been so helpful in sorting through all of the information. I know I can always count on Matt to give us great advice.
Aug 21, 2017
Matt has done a great job in guiding us through this loan process. He was honest, available, and his estimates were very close to the final numbers. I highly recommend Matt and his team.
Aug 3, 2017
Matt McCartney is honest and fair and will tell you like it is. I trust his with his recommendations and will use him again for my home loans.
Jun 6, 2017
Director of Research and Development
I met Matt though my realtor as I was not from the area and didn't know many people. Matt and his team over performed in every aspect of my loan process. Every person I was in contact with was professional and gave me a genuine feeling of wanting to help. Moving and obtaining a mortgage can be a stressful time but Matt and his team worked to alleviate those stress points. I would recommend Matt to anyone who is looking for a loan and will definitely be using his services again.
May 24, 2017
Executive Assistant to the City Manager
I have used Matt for three transactions. HIs guidance has been professional, honest and still very friendly. I feel that all of my questions were answered and explained in a straightforward manner. Matt and his team truly go the "extra mile" to make transactions go smoothly - and mine did. I would highly recommend Matt and will certainly refer friends to him.
Apr 8, 2017
Income Maintenance Technician
Matt has helped us several times with refinancing and new mortgages. We would not use anyone else because he is so knowledgeable and helpful. We trust Matt to help us make the right decisions in regards to home financing.
Apr 5, 2017
Matt and his team went above and beyond during our purchase transaction. They made the process very streamlined and easy. They were supportive and helpful during the process. It brought such peace of mind knowing we had nothing to worry about with our financing.
Jan 29, 2017
I am recently widowed. Matt had previously helped us refinance our home to support a kitchen remodel. Now facing a new life situation I knew I could count on Matt to help me figure out how I could manage my present financial challenges. Matt and his team came through for me and made refinancing my home easy. They supported me each step of the way, trained me how to complete documents on the computer, and were available daily for any questions. This type of personal attention is often missing in today’s fast-paced business transactions. Thank you to Matt and his team at Axiom Financial for providing me with the support and security I needed to move forward with my life changes.
Jan 17, 2017
Matt and his team were awesome! They made it really super easy for me to sign documents. All I had to do was sign.. It was a super fast process. He has an amazing person in his corner "Shawna Abbott" thanks so much !!!
Jan 9, 2017
Owner, Bednarik Ventures
We recently refinanced our mortgage with Matt. It was a fantastic experience from start to finish! We could not be happier and would highly recommend him to anyone. Thanks again!

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