Edgar started as a Mortgage Adviser in April 1999, working for a high-producing direct lender. In 2000, Edgar was promoted to Branch Manager, where he continued to excel and received significant recognition. Under his supervision, his branch ranked in the top one percent of the company with $240 million in annual funded volume. Edgar's solid managerial background and experience enabled him to recruit quality Mortgage Advisors to his branch's growing family.
On helping clients be successful:
"Proper planning! Like most things in life, if a clearly defined plan is executed properly, there is less chance for errors. With the ever-changing lending arena, it is essential for consumers to educate themselves on what they qualify for so that they can plan accordingly with plenty of time."
On his priorities:
"My highest priority is ensuring my clients are well informed of the escrow process. Setting a realistic timeline and sound expectations are also very important."
Edgar Aranda NMLS#833610
Licensed Branch Address: 2727 Shelter Island Drive #103, San Diego, CA 92106
Cardinal Financial Company, Limited Partnership NMLS 66247
3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273
Equal Housing Opportunity ? www.cardinalfinancial.com/nmls-licensing
For licensing information, go to www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247
About Me
Mortgage Advisor
Cardinal Financial | NMLS #66247
NMLS #833610
DB
As a realtor, it’s essential to work with lenders who are reliable, communicative, and committed to getting the job done. Edgar and Anita went above and beyond, they were on top of every detail, kept us informed throughout the entire process, and ensured a smooth and timely closing. Their professionalism and dedication made my job easier and gave my client peace of mind. I look forward to working with them again and highly recommend them to any agents or buyers looking for a great lending team!
MA
I want to take a moment to express my sincere appreciation for the outstanding service provided by Cardinal Financial team. From beginning to end, they went above and beyond to ensure everything ran smoothly and efficiently. Their professionalism, attention to detail, and willingness to address all my questions with patience and clarity made the entire process stress-free.
I highly recommend Cardinal Financial team to anyone in need of assistance for a home purchase. Their commitment to excellence is clear, and I’m extremely grateful for their hard work and support!
I highly recommend Cardinal Financial team to anyone in need of assistance for a home purchase. Their commitment to excellence is clear, and I’m extremely grateful for their hard work and support!
HG
I am beyond thrilled with my recent purchase. Edgar Aranda, Anita Aguilar, and their team provided exceptional service, guidance, and support throughout the entire process. Their professionalism, expertise, and dedication to ensuring a smooth transaction were truly impressive. They took the time to understand my needs, answered all of my questions, and made me feel confident and comfortable with my decision. Thank you Edgar, Anita, and team, for all the help — great team!
CS
Edgar worked really hard to meet our needs. We didn’t make easy on him either, but he went above and beyond and exceeded our expectations. Thank you Edgar and team!
BM
After cancelling with a prior lender for a huge mistake on their part, Edgar, Anita and his team did not hesitate to help my family. Not only did they help us close in a remarkable time, they did so with integrity and made us feel we were working with good hearted people. The advice and communication along the way was crystal clear and made me feel we were now working with a team that didn't look out for their best interest, but my family's. Thank you Cardinal Financial team for all your hard work and efforts! Thanks to your team, we have a house that is now Our home. 100% Recommend Cardinal Financial!
JC
I have been working with Edgar, Anita and Team for many years. They have been my source for any financial needs or real state advice. They have earned my trust and business by proving their expertise, hard work and knowledge of the real estate market and financial world. I would highly recommend Edgar, Anita and Team at any time. I have been really fortunate to have meet them. Thanks to Them I have been able to grow my real estate investments and save thousands on interest by following their advice and guidance.
MC
We are so happy that we crossed paths with Cardinal Financial. Working with Edgar, Anita, and their team was a 5 star experience! They made the loan process feel like we were truly working with family. Comfortable, stress free, and always making themselves available along the way. Anita, Edgar, and the team were personable and professional, always keeping us updated. It was a reliable and trustworthy experience from start to finish. They made it very easy and guided us through everything. We highly recommend Cardinal Financial for any home loans and or refinance!
JL
Hands down, the best folks you could ever work with for Lenders. You guys were always there for us, keeping us updated, checking in with us, and finding the best of everything for us. And you guys put up with all my questions. There were times I thought I couldn't find anything, but you were there for us not giving up. I can't thank you guys enough. And even after securing our new home, you guys still check in with us. That's exceptional service. Thank you from all of us. 💯🥰❤️
YG
Working with Anita & Edgar is always such a blessing. Ive worked multiple deals with them and they truly never fail. From start to finish, their team demonstrates a level of expertise and professionalism that sets them apart. Their dedication to helping my clients secure the best possible mortgage, along with their attention to detail and exceptional customer service, truly made a difference. If you're looking for a team that knows mortgages inside and out and goes above and beyond to ensure a successful experience, Anita and Edgar are THE ones!
CC
I had the pleasure of working with Anita and Edgar, and I can't recommend them highly enough! They are incredibly knowledgeable and well-versed in all mortgage options, making them the perfect team to help you navigate your financing needs. Anita and Edgar will take the time to review your options thoroughly and provided clear guidance to help you craft a solid plan.
The entire process with them was smooth and seamless from start to finish. Their expertise and professionalism truly stood out, and they made what could have been a stressful experience feel easy and manageable.
If you're looking for a team to help you get in a position to find your dream home soon, Anita and Edgar are the ones to call
The entire process with them was smooth and seamless from start to finish. Their expertise and professionalism truly stood out, and they made what could have been a stressful experience feel easy and manageable.
If you're looking for a team to help you get in a position to find your dream home soon, Anita and Edgar are the ones to call
Edgar and Anita are truly incredible to work with! I've had the pleasure of partnering with them on multiple occasions, and every single time, they exceed expectations. What really sets them apart is their willingness to go above and beyond, no matter the situation. Whether it's answering last-minute questions, providing detailed explanations, or simply offering reassurance, they are always there when you need them. My clients and I are consistently impressed by their dedication, expertise, and genuine care for everyone involved. 100% would recommend them!
LC
I have had the pleasure of working with Cardinal Financial on two purchases and one refinance, and I can confidently say there’s no reason to go anywhere else. Their team is simply exceptional. From Edgar to Anita to their team, everyone goes above and beyond to ensure the process is smooth, seamless, and stress-free. They take the time to explain every step with clarity, making even the most complex details easy to understand. The team’s expertise and dedication shine through in every aspect of the transaction, giving you complete confidence in the process. It’s rare to find a group that not only delivers outstanding results but also builds such strong rapport with their clients. Highly recommend!
AS
It’s a great pleasure to have Edgar and Anita’s team to help me through this process. I really recommend them they are very professional, unique, and are always for you when you need them.
SA
Edgar’s group help us from the beginning to the end, the process was really easy for us as the team explained to us every step of the process and gave us the best options on what we were looking for. We did our refinance process, and when we finalized the purchase of our home, Edgar made the promise that he and his team will be looking in the market and will bring us in as soon as the conditions got better, and he did, we just got a better deal and now we are going to pay less and will get a better rate than what we have.
Working with Edgar’s and Anita’s team has been the best choice that we as a family have done.
Edgar and Anita sincerely we appreciate all you guys have done for me and my family!!!!
Working with Edgar’s and Anita’s team has been the best choice that we as a family have done.
Edgar and Anita sincerely we appreciate all you guys have done for me and my family!!!!
TK
I had a satisfying experience working with the Cardinal team. Edgar and Anita provided clear information about potential loan options and forecasted my monthly expenses. The estimates they provided for my mortgage, interest, and other payments were very close to the actual figures I’m paying now, which helped me plan ahead. They know their stuff as well as what's in their clients' pockets.
The rest of the team kept me on track throughout the process. Their weekly check-in calls made sure I never felt lost in the process, even during my busiest weeks. They were also quick with follow-ups and were always patient with any questions I had, no matter how basic, as a first-time homebuyer. It made the whole experience feel much smoother and less stressful.
My experience with the team was nice due to their professionalism, accuracy, and dedication to customer service, and I recommend them to anyone who needs assistance with home financing.
The rest of the team kept me on track throughout the process. Their weekly check-in calls made sure I never felt lost in the process, even during my busiest weeks. They were also quick with follow-ups and were always patient with any questions I had, no matter how basic, as a first-time homebuyer. It made the whole experience feel much smoother and less stressful.
My experience with the team was nice due to their professionalism, accuracy, and dedication to customer service, and I recommend them to anyone who needs assistance with home financing.
JL
The Cardinal Financial team made our refinance process quick and easy. Thank you for making this process less stressful on us!
PA
Cardinal Financial team is amazing like no other and can’t recommend them enough!
We are truly grateful for them in helping us take this leap of faith, especially in today’s SD market. They really took the time to make sure we stayed on track and helped make this dream happen for us! Their communication, expertise, and kindness has made this whole process seamless & stress free. Like family from the start, we could not have done this without the Cardinal Financial team. Thank you Edgar, Anita, & team for all you have done!
We are truly grateful for them in helping us take this leap of faith, especially in today’s SD market. They really took the time to make sure we stayed on track and helped make this dream happen for us! Their communication, expertise, and kindness has made this whole process seamless & stress free. Like family from the start, we could not have done this without the Cardinal Financial team. Thank you Edgar, Anita, & team for all you have done!
JC
So grateful to Edgar, Anita and team for helping us through the process of buying our first home. They were very professional, attentive and made this experience as easy as possible. They also got us an amazing deal. Thank you again so much! We will definitely work with you guys again in the future.
JB
I had a great experience working with Edgar Aranda. He was prompt and attentive throughout the entire process, providing regular updates to ensure everything stayed on track. His dedication and clear communication made closing on my clients home smooth and stress-free. I highly recommend him for anyone looking for a reliable and efficient lender.
The team at Cardinal Financial is nothing short of exceptional. Edgar and his team go above and beyond to ensure my family and I are taken care of. Not only do they strive to win our families hearts to be our lender for life, they also go out of their way to show they are thinking of us every holiday season. Not only that, they go out of their way to check on me from time to time (sometimes monthly) to ensure we are squared away and that there are no issues that need to be addressed. Thank you Cardinal and thank you team for always taking care of our home mortgage needs!
V/r
Marvin and Ann
V/r
Marvin and Ann
HG
Dear Anita and Edgar
I wholeheartedly recommend your service to anyone looking to sell their properties. Your expertise, professionalism and dedication to delivering exceptional results are truly impressive. I have had the pleasure of working with you both and can confidently attest to your outstanding skills and commitment to excellence. Thank you both once again.
I wholeheartedly recommend your service to anyone looking to sell their properties. Your expertise, professionalism and dedication to delivering exceptional results are truly impressive. I have had the pleasure of working with you both and can confidently attest to your outstanding skills and commitment to excellence. Thank you both once again.
SL
Absolutely amazing! Anita, Edgar, and their team are so great, kind, informative and attentive. Being a first time home buyer and in a time crunch was overwhelming, but they were so great at putting my mind at ease. Every step was explained so well and they work so quickly. I will forever be grateful to them.
During the pandemic we reached out to Edgar and his team regarding the program the state has to assist with deposit. At the time I was on long term disability fighting cancer and we were not ready/able to buy a home. Being a true professional, Edgar called us a little while later to check our status and see if we were ready to try and start the home purchase process. We had recently been advised by another company that we didn't qualify for a specific amount. That person didn't give us a range we did qualify for. Quite frankly, he didn't try hard enough.
Edgar and his team got the job done properly!!! He and his team explained important details and answered all of or questions. Explained things to us and made sure we understood. They checked on us weekly at a minimum. They did everything they said that they would do. They even got us a real estate agent who worked as diligently as they do.
We cannot say enough about our experience with this team. Thank you for making a painful process less painful and more enjoyable! We appreciate you for assisting in making one of our dreams come true!
P.S. We are closing today and Edgar and his team have already told us that they will stay in touch with us and review our loan periodically. That is customer service!
Edgar and his team got the job done properly!!! He and his team explained important details and answered all of or questions. Explained things to us and made sure we understood. They checked on us weekly at a minimum. They did everything they said that they would do. They even got us a real estate agent who worked as diligently as they do.
We cannot say enough about our experience with this team. Thank you for making a painful process less painful and more enjoyable! We appreciate you for assisting in making one of our dreams come true!
P.S. We are closing today and Edgar and his team have already told us that they will stay in touch with us and review our loan periodically. That is customer service!
YG
I am thrilled to recommend this exceptional loan team that helped me secure financing for my second home! Their expertise, guidance, and support throughout the entire process were truly outstanding. From pre-approval to closing, they made the experience seamless and stress-free. I am incredibly thankful for their hard work and dedication, which enabled me to achieve my dream of owning another property. Their professionalism, knowledge, and kindness are unparalleled, and I feel fortunate to have had the pleasure of working with them. If you're considering a home loan, look no further! This team is top-notch, and I can't recommend them enough. Thank you again for your incredible service and for helping me take this significant step in my life!
Thank you, Anita, Edgar, & Team!
Thank you, Anita, Edgar, & Team!
MU
Currently the housing market is really expensive, especially in San Diego and
it is almost impossible to purchase a home.
Since, five years ago I been trying to buy a home, until I came across with the Cardinal Financial Team. Everything changed - They made it happen.
The Cardinal Financial get the job done!
Quick, accurate and responsive are the three attributes that define Anita Aguilar and Edgar Aranda and including the rest of the Team; Thanks Joel Greene.
Luckly I was able to get approved; Realistically with a loan that essentially enable me to purchase my first home.
I appreciate you guys and hopefully...continue with the next goal in plan...refinance my mortgage.
Respectfully,
Thank you,
The Uribe Family
it is almost impossible to purchase a home.
Since, five years ago I been trying to buy a home, until I came across with the Cardinal Financial Team. Everything changed - They made it happen.
The Cardinal Financial get the job done!
Quick, accurate and responsive are the three attributes that define Anita Aguilar and Edgar Aranda and including the rest of the Team; Thanks Joel Greene.
Luckly I was able to get approved; Realistically with a loan that essentially enable me to purchase my first home.
I appreciate you guys and hopefully...continue with the next goal in plan...refinance my mortgage.
Respectfully,
Thank you,
The Uribe Family
