Edgar Aranda

Area Sales Manager Cardinal Financial | NMLS #66247 NMLS #833610
Edgar's Real Estate Experience began in April of 1999 working for a high-producing direct lender. In 2000, Edgar was promoted to Branch Manager where he continued to excel and received great recognition. Under his supervision, his branch ranked in the top one percent of the company.

In 2021, Edgar and his team personally helped over 300 families become homeowners or through refinancing.

On helping clients be successful:
"Proper planning! Like most things in life, if a clearly defined plan is executed properly there is less chance for errors. With the ever-changing lending arena, it is very important for consumers to educate themselves on what they qualify for so that they can plan accordingly with plenty of time."

On his priorities:
"My highest priority is ensuring that my clients are well informed of the escrow process. Setting a realistic timeline and sound expectations are also very important as well."

Edgar Aranda NMLS#833610
Licensed Branch Adress: 600 B Street Suite 300 San Diego CA 92101
Cardinal Financial Company, Limited Partnership NMLS 66247
3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273
Equal Housing Opportunity ?
For licensing information, go to:

Additional languages spoken: Spanish

Licensed to work in: California (CA-DOC833610)
Dec 20, 2022
Real Estate Agent
It was a pleasure to work with Edgar. Edgar's open communication and attention to detail made it a very smooth transaction. Looking forward to the next one!
Dec 13, 2022
Quiero agradecer a Edgar y Anita. La paciencia, perseverancia, disciplina y dedicación que tuvieron con nosotros, especialmente conmigo, llegué a un punto en el que no sabía si esta decisión era la correcta por todo lo que también teníamos que ver con el bebé. Fue hasta ayer que tuvimos una verdadera revisión en profundidad de cómo iba eso me tenía tan molesto. Y gracias a vosotros todo esto fue posible, muy rápido y sin estrés.

I want to thank Edgar and Anita. The patience, perseverance, discipline and dedication they had with us, especially with me, I reached a point where I didn't know if this decision was the right one because of everything we also had to do with the baby. It wasn't until yesterday that we had a real in-depth review of how it was going that had me so upset. And thanks to you all this was possible, very quickly and without stress.
Dec 13, 2022
First of all Thank you to Edgar Aranda, Anita Aguilar and the whole team !!!
I am so great full and beyond blessed to have found them. They worked around
My hectic schedule smoothly and flawlessly. They are experts and the most caring
People. They went above and beyond to find me the right home and walked me thru every step of the way answering every question and concern. I am amazed! Thank you so much, I am forever grateful !!!
Dec 2, 2022
Everything was so easy with this team, as soon as I got pre-approved they would call on a weekly basis to check-in with me and see if I had a property in mind, once I did, they would be on top of all the paperwork for you to sign and get everything done quickly, very good service. This was my first time, everything felt great to me.
Nov 11, 2022
Edgar and team where great to work with! Edgar was able to explain everything in detail, which was important for myself as a first time home buyer. From pre-approval to escrow and even after closing the team kept me up to date on everything that was going on. They made the whole process easy and we closed in 15 days! This was great because I couldn't wait to move into my new home. Everyone was really nice as well and easy to get a hold off. Thank you for the great house warming gift!
Nov 7, 2022
We want to share our experience with Edgar, Anita and their team to get our first time ever dream home. It was actually a super easy process, we were nervous as we didn't know the path that we should take to buy but this team did so great. They cleared all of our questions and they answered every single call when we had a doubt until we found the best option for us. There was no moment at all where we felt compelled or pressured to make the call for the purchase, as they were very understanding, because they know that this is a huge decision for our family. The amazing team of Edgar and Anita did an amazing job for the financial side of things, having us in escrow and getting everything approved in less than three weeks, we could not believe when we got the house keys on our hands. This is the best team I could select to work with, they are honest and tell you with the truth, they will be working so hard until you find your dream home as it happened to us, this team will make things happen!
Nov 7, 2022
Edgar and his team were great to work with. They were attentive and kept us on track with all the necessary steps and required paperwork.

Thank you Anita, Edgar, and team.
Nov 7, 2022
Program Manager
As I am still unpacking and putting my new home together I wanted to take a second to recognize the team outstanding team at Cardinal Financial. Based on the reviews that I had previously read I sought out this particular team and let me tell you they definitely exceeded my expectations. Communication is key to a successful transaction and through each step I received personal services and assistance with obtaining all of my necessary information. We had an aggressive 17 day closing strategy for a VA loan which is a difficult task, that turned out to be accomplished with ease could have closed 4 days earlier if we wanted. I would highly recommend Edgar, Anita and their team at Cardinal Financial - a winning San Diego team with a local vibe!

Thank you so much I love my new home

Nov 4, 2022
With much love we share that today we signed and received the keys to our house - a dream come true. Thanks to our friend for encouraging us to take this big step, thanks team of Cardinal Financial, Edgar Aranda, Anita Aguilar, and our realtor, for helping and guiding us in this process, for your advice and patience, for helping us take the best options. 100% recommended!!!
Oct 19, 2022
Working with Edgar, Anita, and their team is always a pleasure and a smooth process. Their communication throught out the approval and escrow process is excellent. The teams efficiency allows me to submit offers with tighter contingency periods and closing date, which we always are able to perform. I really feel we work as a team for all our deals and I appreciate their knowledge and support. Our last closing took only 14 days to close.
Oct 10, 2022
I have used Anita and Edgar's team for a second time now and my experience with them has been amazing!! They found me the best home for me and my kids. They are always looking out for my best interest. Also, their team is amazing and they always kept me up to date with follow up phone calls and emails. Thank you so much guys! You are phenomenal!
Oct 6, 2022
Edgar and his team are the best loan team I have ever worked with! Edgar was transparent and direct about the entire loan process, he provided great details about every step and helped me navigate the entire process with ease. His team was a delight to work with, their positive attitude and knowledgeable support made turning in documents a breeze. They met every deadline and were ahead of our timelines. Edgar and his team work fast, they are competitively priced, and are a pleasure to work with. I highly recommend Edgar and his team for your home loan needs!
Oct 3, 2022
My situation was a special case being a business owner and having my finances all over the map. Edgar and Anita were able to get everything straightened out and ultimately get me approved for my mortgage!
Sep 27, 2022
Thanks to Edgar, Anita and their team, we are now first time homeowners! Edgar and his team did such a great job explaining the mortgage loan process and keeping us updated each step of the way. They were knowledgeable, kind and caring. You could tell they wanted to help us out in any way they could to make this possible for us. Their process was so smooth and so fast! We were able to be done with all the paperwork prior to our close of escrow. The Cardinal team surpassed all our expectations. Truly thankful to have found them when we did!
Sep 19, 2022
Edgar and the team helped me tremendously in my first time home buying process. The communication was great and consistent, that I did not feel as overwhelmed as I thought I would through this process. I am glad I was referred to this team since I did not know where to begin. I recommend Edgar and team to anyone who is looking to buy.
Aug 15, 2022
It’s been amazing working with Edgar and the entire team. Before one of friends recommended them to us, My husband and myself gave up searching for a home because there was always something blocking for us getting a home. We struggle for an entire year. Then we found Edgar and with less than two months we closed escrow. They are amazing. Always answered all of out questions (a lot of questions as first time home buyers). I recommend them 100% to anyone. Zero stress, zero pressure. Always of track and super fast team. My husband and myself are so happy and thankful we found them. Thank you Edgar and the entire team for helping us find our dream home and made everything super easy for us.

Leslie and Arnaldo.
Aug 8, 2022
A big shout out to our loan officer for helping us since step one. Happy as can be thank you Edgar! You and your team made this process super easy for me. Edgar Aranda for those that have asked where do you even start! Look no further & reach out to Edgar he can prequalify you and see where you stand! Remember you will never know till you start! In order to accomplish a dream you must have a plan! I couldn’t do this without all your help!
Jul 29, 2022
Edgar and his team have been such a breeze to work with! I had so many questions along the process and they never failed to get back to me promptly. We ended up finishing all of the required steps waaay before closing day and didn't have to stress about rushing anything at the end at all. I call that pretty sweet! Overall, definitely going to recommend this bunch to my family and friends looking to purchase their homes. Thanks for the outstanding service!
Jul 27, 2022
Edgar and his team are great to work with. They made our purchase simple, and quick. We got every questioned answered and their follow up is top-tier!
Jul 25, 2022
Field Service Rep for ScanScape
I highly recommend Cardinal Financial company. I was in a predicament where my first lender backed out. Work was being done to the building of my new condo and I would have had to wait a month or more to move in. We talked with production manager Edgar Aranda of Cardinal and his group took what we had, got the loan completed, and now I’m in my new condo. They’re professional, friendly, informative and they are available whenever you need them. I was very pleased with their services and I highly recommend them to anyone that is looking to buy a home.
Jul 22, 2022
Thank you Edgar and Anita for making my home purchase go really smooth.
Everyone was Awesome to work with.
Jul 20, 2022
Thank you Edgar and your team for helping us buy our second home. He was very patient and helpful in our home search!
Jul 14, 2022
Internal Medicine Physician
This was my husband and I's first time purchasing a home, and Edgar, Anita, and their team made it as easy and painless as possible. They kept us up to date with all developments with the loan and explained each step of the process to us. They were knowledgeable, professional, and patient with all of our questions. We are an active duty couple with the Navy, and they were able to work with us to beat even Navy Federal's rates for a VA Home loan which is extremely impressive. They made the home buying process a breeze even with our timeline with a 17 day escrow. Their ability to meet such a quick timeline helped us secure a house in this difficult market. I would readily recommend them to any of my colleagues or friends.
Jul 7, 2022
We are super happy we chose Edgar and his team. Just want to take the time to thank you all for all your help and support during this Process. Selling and buying can be a lot to handle but Edgar and his team were very helpful answering all my questions. Keeping me updated on each item of our list to make it less stressful for me! Highly Satisfied Client!
Went above and beyond to make sure I understood every little detail! Even if it was late. Always on top of it!! Thank you Edgar and his team. You guys are AWESOME!!!!
Jun 14, 2022
My husband and I absolutely loved working with Edgar and Anita's team. They were super supportive and kept in constant communication with us. I had so many questions throughout the process and Edgar did a great job explaining everything to me. He even helped us find our real estate agent who we loved. We can't thank them enough.