Edgar started as a Mortgage Adviser in April 1999, working for a high-producing direct lender. In 2000, Edgar was promoted to Branch Manager, where he continued to excel and received significant recognition. Under his supervision, his branch ranked in the top one percent of the company with $240 million in annual funded volume. Edgar's solid managerial background and experience enabled him to recruit quality Mortgage Advisors to his branch's growing family.
On helping clients be successful:
"Proper planning! Like most things in life, if a clearly defined plan is executed properly, there is less chance for errors. With the ever-changing lending arena, it is essential for consumers to educate themselves on what they qualify for so that they can plan accordingly with plenty of time."
On his priorities:
"My highest priority is ensuring my clients are well informed of the escrow process. Setting a realistic timeline and sound expectations are also very important."
Edgar Aranda NMLS#833610
Licensed Branch Address: 2727 Shelter Island Drive #103, San Diego, CA 92106
Cardinal Financial Company, Limited Partnership NMLS 66247
3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273
Equal Housing Opportunity ? www.cardinalfinancial.com/nmls-licensing
For licensing information, go to www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247
About Me
Mortgage Advisor
Cardinal Financial | NMLS #66247
NMLS #833610
As a first time buyer, my knowledge on the home buying process was very little. Starting with the initial phone call Edgar, he answered all my questions and gave me insight on things I had not considered yet. The process was smooth and quick. Anytime I called my questions were answered and throughly explained. I am grateful for Edgar and his team for being patient and encouraging! Forever a customer, forever friends! Thank you!Thank you!Thank you!
Our daughter and her family decided to move to San Diego from Washington state, and we went along to help keep their boys entertained while they house hunted. One day we looked at houses as well, while they took a fun day. We found our perfect new home - exactly what we wanted and close by the new home selected by our daughter's family. With only a few days left in our trip, we met with Edgar and Anita and their team to make the purchase happen. They met us in their office twice and held our hands through all of the paperwork, finding a financial solution that perfectly met our needs and allowed us to buy the new property even though we hadn't yet sold our Washington home. With great communication, efficiency, and professionalism, every day they let us know the status of our application, what needed to be done, and what was yet to come. After our return to Washington they continued to make things quick and easy with electronic and phone communication. Edgar, Anita, and their team made the process very easy.
BM
We are Realtors with over 20 years of experience and many client associations in the industry. Edgar and Anita are remarkable. Their communication skills, professional counsel and guidance, and expertise in obtaining loans are amazing. Their office staff is a direct reflection of their leadership in maintaining a positive and encouraging atmosphere. They work well with first-time buyers and/or seasoned buyers, and you can be assured of their proficiency and knowledge. They know their ‘stuff’ and will keep you informed to stay on top of things for a ‘hiccup-free’ transition. We bought our current residence with their help, and it was one of the smoothest purchases we’ve had. They certainly deserve 5 stars….But I would rather give them 10!!! They are that good!
EG
I highly recommend them they were incredibly professional and guided me through every step of the process. As a first-time buyer, it was a great experience. I’m truly grateful that my friend referred them to me. They made everything so much easier and far less stressful. My parents and I will always be thankful.
EM
Edgar, Anita, and team: Thank you all for your guidance on getting a home for a 21 year-old kid like me in not even a month into communications. We were really in a tight spot with the rented house we resided at, and you guys got us what we needed in a flash. I really appreciate you guys on pushing me to submit documents super quick in order to close on time. Thank you!!
MP
Edgar, Anita, and the Team were an incredible help to us! My partner Alan and I were first time homebuyers and had no idea where to start in the process or even what most of the housing lingo meant, but they were all very thorough and explained everything with patience to us. They went above and beyond to explore all the options we had for every home we liked until we found the place we really loved! We couldn’t have done this without them!
AD
We are beyond grateful to our amazing lender for making our dream of homeownership a reality. Words can’t fully express how thankful we are for the incredible support and care we received from this team during our journey to becoming homeowners. They were there every step of the way, answering every question (and we had a lot!), calming our nerves, and helping us understand what was possible. We will never forget everything they did for us, and we’re endlessly grateful for the role they played in one of the most important moments of our lives.
JD
Edgar and Anita and their team did a fantastic job! We didn't know where to start for our first home until we met Edgar and his team they made this process smooth and fast from loan approval to closing escrow in 3 months! We really appreciate every single one of you for all the hard work! We really recommend Cardinal Financial team!
SD
It was my first home purchase and at first, it felt overwhelming and daunting. But the Cardinal team had exceptional patience, attention to detail, and were highly experienced in handling a complex loan. I especially appreciate the professionalism Edgar's team had throughout the process.
DB
As a realtor, it’s essential to work with lenders who are reliable, communicative, and committed to getting the job done. Edgar and Anita went above and beyond, they were on top of every detail, kept us informed throughout the entire process, and ensured a smooth and timely closing. Their professionalism and dedication made my job easier and gave my client peace of mind. I look forward to working with them again and highly recommend them to any agents or buyers looking for a great lending team!
MA
I want to take a moment to express my sincere appreciation for the outstanding service provided by Cardinal Financial team. From beginning to end, they went above and beyond to ensure everything ran smoothly and efficiently. Their professionalism, attention to detail, and willingness to address all my questions with patience and clarity made the entire process stress-free.
I highly recommend Cardinal Financial team to anyone in need of assistance for a home purchase. Their commitment to excellence is clear, and I’m extremely grateful for their hard work and support!
I highly recommend Cardinal Financial team to anyone in need of assistance for a home purchase. Their commitment to excellence is clear, and I’m extremely grateful for their hard work and support!
HG
I am beyond thrilled with my recent purchase. Edgar Aranda, Anita Aguilar, and their team provided exceptional service, guidance, and support throughout the entire process. Their professionalism, expertise, and dedication to ensuring a smooth transaction were truly impressive. They took the time to understand my needs, answered all of my questions, and made me feel confident and comfortable with my decision. Thank you Edgar, Anita, and team, for all the help — great team!
CS
Edgar worked really hard to meet our needs. We didn’t make easy on him either, but he went above and beyond and exceeded our expectations. Thank you Edgar and team!
BM
After cancelling with a prior lender for a huge mistake on their part, Edgar, Anita and his team did not hesitate to help my family. Not only did they help us close in a remarkable time, they did so with integrity and made us feel we were working with good hearted people. The advice and communication along the way was crystal clear and made me feel we were now working with a team that didn't look out for their best interest, but my family's. Thank you Cardinal Financial team for all your hard work and efforts! Thanks to your team, we have a house that is now Our home. 100% Recommend Cardinal Financial!
JC
I have been working with Edgar, Anita and Team for many years. They have been my source for any financial needs or real state advice. They have earned my trust and business by proving their expertise, hard work and knowledge of the real estate market and financial world. I would highly recommend Edgar, Anita and Team at any time. I have been really fortunate to have meet them. Thanks to Them I have been able to grow my real estate investments and save thousands on interest by following their advice and guidance.
MC
We are so happy that we crossed paths with Cardinal Financial. Working with Edgar, Anita, and their team was a 5 star experience! They made the loan process feel like we were truly working with family. Comfortable, stress free, and always making themselves available along the way. Anita, Edgar, and the team were personable and professional, always keeping us updated. It was a reliable and trustworthy experience from start to finish. They made it very easy and guided us through everything. We highly recommend Cardinal Financial for any home loans and or refinance!
JL
Hands down, the best folks you could ever work with for Lenders. You guys were always there for us, keeping us updated, checking in with us, and finding the best of everything for us. And you guys put up with all my questions. There were times I thought I couldn't find anything, but you were there for us not giving up. I can't thank you guys enough. And even after securing our new home, you guys still check in with us. That's exceptional service. Thank you from all of us. 💯🥰❤️
YG
Working with Anita & Edgar is always such a blessing. Ive worked multiple deals with them and they truly never fail. From start to finish, their team demonstrates a level of expertise and professionalism that sets them apart. Their dedication to helping my clients secure the best possible mortgage, along with their attention to detail and exceptional customer service, truly made a difference. If you're looking for a team that knows mortgages inside and out and goes above and beyond to ensure a successful experience, Anita and Edgar are THE ones!
CC
I had the pleasure of working with Anita and Edgar, and I can't recommend them highly enough! They are incredibly knowledgeable and well-versed in all mortgage options, making them the perfect team to help you navigate your financing needs. Anita and Edgar will take the time to review your options thoroughly and provided clear guidance to help you craft a solid plan.
The entire process with them was smooth and seamless from start to finish. Their expertise and professionalism truly stood out, and they made what could have been a stressful experience feel easy and manageable.
If you're looking for a team to help you get in a position to find your dream home soon, Anita and Edgar are the ones to call
The entire process with them was smooth and seamless from start to finish. Their expertise and professionalism truly stood out, and they made what could have been a stressful experience feel easy and manageable.
If you're looking for a team to help you get in a position to find your dream home soon, Anita and Edgar are the ones to call
Edgar and Anita are truly incredible to work with! I've had the pleasure of partnering with them on multiple occasions, and every single time, they exceed expectations. What really sets them apart is their willingness to go above and beyond, no matter the situation. Whether it's answering last-minute questions, providing detailed explanations, or simply offering reassurance, they are always there when you need them. My clients and I are consistently impressed by their dedication, expertise, and genuine care for everyone involved. 100% would recommend them!
LC
I have had the pleasure of working with Cardinal Financial on two purchases and one refinance, and I can confidently say there’s no reason to go anywhere else. Their team is simply exceptional. From Edgar to Anita to their team, everyone goes above and beyond to ensure the process is smooth, seamless, and stress-free. They take the time to explain every step with clarity, making even the most complex details easy to understand. The team’s expertise and dedication shine through in every aspect of the transaction, giving you complete confidence in the process. It’s rare to find a group that not only delivers outstanding results but also builds such strong rapport with their clients. Highly recommend!
AS
It’s a great pleasure to have Edgar and Anita’s team to help me through this process. I really recommend them they are very professional, unique, and are always for you when you need them.
SA
Edgar’s group help us from the beginning to the end, the process was really easy for us as the team explained to us every step of the process and gave us the best options on what we were looking for. We did our refinance process, and when we finalized the purchase of our home, Edgar made the promise that he and his team will be looking in the market and will bring us in as soon as the conditions got better, and he did, we just got a better deal and now we are going to pay less and will get a better rate than what we have.
Working with Edgar’s and Anita’s team has been the best choice that we as a family have done.
Edgar and Anita sincerely we appreciate all you guys have done for me and my family!!!!
Working with Edgar’s and Anita’s team has been the best choice that we as a family have done.
Edgar and Anita sincerely we appreciate all you guys have done for me and my family!!!!
TK
I had a satisfying experience working with the Cardinal team. Edgar and Anita provided clear information about potential loan options and forecasted my monthly expenses. The estimates they provided for my mortgage, interest, and other payments were very close to the actual figures I’m paying now, which helped me plan ahead. They know their stuff as well as what's in their clients' pockets.
The rest of the team kept me on track throughout the process. Their weekly check-in calls made sure I never felt lost in the process, even during my busiest weeks. They were also quick with follow-ups and were always patient with any questions I had, no matter how basic, as a first-time homebuyer. It made the whole experience feel much smoother and less stressful.
My experience with the team was nice due to their professionalism, accuracy, and dedication to customer service, and I recommend them to anyone who needs assistance with home financing.
The rest of the team kept me on track throughout the process. Their weekly check-in calls made sure I never felt lost in the process, even during my busiest weeks. They were also quick with follow-ups and were always patient with any questions I had, no matter how basic, as a first-time homebuyer. It made the whole experience feel much smoother and less stressful.
My experience with the team was nice due to their professionalism, accuracy, and dedication to customer service, and I recommend them to anyone who needs assistance with home financing.
JL
The Cardinal Financial team made our refinance process quick and easy. Thank you for making this process less stressful on us!
