Cardinal Financial | NMLS #66247

This is my third time working with Anita and her team. There is no one I trust more when it comes to our home loans. The communication between us has always been superb. They literally went above and beyond in a timely matter; they saved us thousands of dollars because we had no idea what benefits disabled veterans have during our refinance process. I feel educated and secured every time I've worked with Cardinal Financial. I know I can always count on them whenever I need them.

Anita saved the day for my seller! The original lender couldn't get it done, but Anita got it done in 8 calendar days. She was handed the file on 11/14 and funded/recorded on 11/22.

In my 21 years in this business, I have seen alot of things, but her performance was next level.

I couldn't recommend her more highly.

Brian Williams
(760) 715-7249

Anita and her team did an amazing job in helping me get through a tough closing…picking it up from another lender and getting me across the finish line in a very fast turn around. I will be forever grateful to them for their assistance.

Anita and her team are hands off the best folks to join you during the purchase and refinancing process for your home!!

We have been so blessed working with them since early 2023 to purchase and refinance our home. They have always answered all our questions, no matter how big or small.

Also, when new circumstances and scenarios needed to be evaluated, Anita and her team took immediate action to make sure that we got the best conditions and rates available.

Thank you ANITA and TEAM!! We couldn't have done this without you.

Anita helped save my deal! When another lender fumbled my application within 48 hours of closing, Anita and her team were able to step in, clean up the mess, and save my deal with only an extra week and a half on my escrow. I will be forever thankful for the extra communication, clarity, and promptness.

Anita and her entire team helped me through my first home buyer journey. They are extremely attentive and get the job done. Couldn’t recommend more!

It’s a great pleasure to have Edgar and Anita’s team to help me through this process. I really recommend them they are very professional, unique, and are always for you when you need them.

Edgar’s group help us from the beginning to the end, the process was really easy for us as the team explained to us every step of the process and gave us the best options on what we were looking for. We did our refinance process, and when we finalized the purchase of our home, Edgar made the promise that he and his team will be looking in the market and will bring us in as soon as the conditions got better, and he did, we just got a better deal and now we are going to pay less and will get a better rate than what we have.
Working with Edgar’s and Anita’s team has been the best choice that we as a family have done.
Edgar and Anita sincerely we appreciate all you guys have done for me and my family!!!!

I had done several transactions in the past. Anita and her team are very knowledgeable and we went smooth and closed the loan in 2 weeks, almost never heard of. Their knowledge and close follow up closely made the difference and we appreciate her for this home loan. We recommend everyone who needs help with the loan, please talk to her. She works after hours or whenever you can to make it happen and happen quick. Thank you!

I had a satisfying experience working with the Cardinal team. Edgar and Anita provided clear information about potential loan options and forecasted my monthly expenses. The estimates they provided for my mortgage, interest, and other payments were very close to the actual figures I’m paying now, which helped me plan ahead. They know their stuff as well as what's in their clients' pockets.

The rest of the team kept me on track throughout the process. Their weekly check-in calls made sure I never felt lost in the process, even during my busiest weeks. They were also quick with follow-ups and were always patient with any questions I had, no matter how basic, as a first-time homebuyer. It made the whole experience feel much smoother and less stressful.

My experience with the team was nice due to their professionalism, accuracy, and dedication to customer service, and I recommend them to anyone who needs assistance with home financing.

They are great at what they do and got the best quotes and rates both when I purchased and when I refinanced. They are also very fast and knowledgeable and made things less time consuming for me.

Wow, wow, wow!!
What an amazing experience, not once but TWICE!!
Anita and team handle just about everything for me so I can continue to run my operation to be able to pay my mortgage :) :) :)

Want a team that goes way above and beyond? Look no further than Anita & her team. They work very hard to get it done!!

A+++++++++++++++++++++++++++++++++
<3

The Cardinal Financial team made our refinance process quick and easy. Thank you for making this process less stressful on us!

Cardinal Financial team is amazing like no other and can’t recommend them enough!
We are truly grateful for them in helping us take this leap of faith, especially in today’s SD market. They really took the time to make sure we stayed on track and helped make this dream happen for us! Their communication, expertise, and kindness has made this whole process seamless & stress free. Like family from the start, we could not have done this without the Cardinal Financial team. Thank you Edgar, Anita, & team for all you have done!

So grateful to Edgar, Anita and team for helping us through the process of buying our first home. They were very professional, attentive and made this experience as easy as possible. They also got us an amazing deal. Thank you again so much! We will definitely work with you guys again in the future.

Anita and her team are pros. She was responsive from the first text through closing. We got our dream home, with a VA loan, in less than 30 days from offer!

Anita Aguilar was absolutely amazing in finding us a loan that met our goals. She is an excellent communicator, she is expedient, and was always there to answer our questions. I could not recommend her enough to anyone looking for a home loan. 5 Star service all around.

Anita came highly recommended by a close friend years ago and when we were finally ready to start the home buying process we knew we had to reach out to her! Working with her was an absolute game-changer for our mortgage process. We are incredibly grateful that we started the pre-approval process before looking at houses and couldn’t be more thrilled with the results. We could not believe we closed on our top choice house 37 days after first contacting Anita!

From the outset, Anita impressed us with her incredible efficiency. Every aspect of the mortgage application process was handled with precision and speed, ensuring that no time was wasted and that we were always on track. She made what can be a lengthy and daunting process feel seamless and straightforward.

Anita's depth of knowledge is truly remarkable. She provided expert guidance on every detail, from choosing the right loan to understanding the finer points of the mortgage market. Her ability to explain complex concepts in the clear and comprehensible way that I do with my students made a significant difference in our understanding and decision-making process.

Attention to detail is where Anita really stands out. She and her team meticulously reviewed every document, every number, and every clause, ensuring that everything was in perfect order. Her thoroughness provided us with the confidence that no stone was left unturned and no potential issue overlooked.

Organization is another area where Anita and her team excel. They kept the entire process well-structured and managed all the moving parts with impeccable coordination. We always knew exactly where things stood and what the next steps were, thanks to their outstanding organizational skills and communication.

Finally, Anita's analytical approach was invaluable. She evaluated various mortgage options and found products that benefited us. With a keen eye for detail she helped us to weigh the pros and cons of each option. This analytical rigor ensured that we made an informed decision that was best suited to our financial needs and goals and our growing family!

If you want a mortgage advisor who combines efficiency, expertise, and meticulous care, Anita and her team at Cardinal Financial are your go-to professionals! We highly recommend her for anyone looking to navigate the mortgage process with confidence and ease!

The Cardinal team made our dream of home ownership a reality with an unforgettably wonderful experience!

Through our home-buying process, we learned what a difference a great lender can make when submitting an offer. The entire Team was prepared and timely and ensured we were on track to close quickly without pressuring or pushing us. Anita and her team dedicated time to walk us through the details of the process, answer all of our [countless] questions, and explain each element of our contracts thoroughly so that we could be confident each step of the way. Anita and the Team alleviated so much of our stress. They made sure that we were comfortable and informed in each offer we submitted and, eventually, in the days following our close. Any questions or concerns we had were immediately addressed, and we were always made to feel we were a priority.

Throughout every aspect of our experience, it was obvious that this Team truly cared about the work that they did - they were simply a treat to work alongside. We couldn't recommend them enough, and we are thrilled to have had the opportunity to work with such a devoted, respected, and gifted team during the purchase of our home.

Anita and her team continue to amaze me with their friendliness, efficiency, and attention to detail. We just refinanced in record time and I am so jazzed with my lower monthly payment!

I had a great experience working with Edgar Aranda. He was prompt and attentive throughout the entire process, providing regular updates to ensure everything stayed on track. His dedication and clear communication made closing on my clients home smooth and stress-free. I highly recommend him for anyone looking for a reliable and efficient lender.

The team at Cardinal Financial is nothing short of exceptional. Edgar and his team go above and beyond to ensure my family and I are taken care of. Not only do they strive to win our families hearts to be our lender for life, they also go out of their way to show they are thinking of us every holiday season. Not only that, they go out of their way to check on me from time to time (sometimes monthly) to ensure we are squared away and that there are no issues that need to be addressed. Thank you Cardinal and thank you team for always taking care of our home mortgage needs!

V/r
Marvin and Ann

Dear Anita and Edgar
I wholeheartedly recommend your service to anyone looking to sell their properties. Your expertise, professionalism and dedication to delivering exceptional results are truly impressive. I have had the pleasure of working with you both and can confidently attest to your outstanding skills and commitment to excellence. Thank you both once again.

What a refreshing experience working with such responsive professionals! Anita and her team were outstanding to work with. The proactive explanations and guidance are so welcome when dealing with such a major life event. They were amazing at guiding us thru every step of the process and making sure everything went smoothly and efficiently. Anita and her team were a pleasure to work with!

Absolutely amazing! Anita, Edgar, and their team are so great, kind, informative and attentive. Being a first time home buyer and in a time crunch was overwhelming, but they were so great at putting my mind at ease. Every step was explained so well and they work so quickly. I will forever be grateful to them.