Cardinal Financial


Recommendations (369)

2 days ago

Leonardo Gonzalez recommends Anita Aguilar


Edgar and Anita did a wonderful job on this clients loan. The transaction was very complicated and had many moving parts to it but Edgar and Anita were able to get it done and close on time. I highly recommend them!
3 days ago

Joseph A. recommends Anita Aguilar


Anita and her team are excellent, would recommend a 1,000 times over. The team at Cardinal and Anita were always available to us, they did a fantastic job of keeping us updated with the process. Everyone on the team worked very hard to get us through the process exceptionally fast. I cannot say enough good things and only hope that this recommendation convinces everyone that this team is the best choice.
Dec 10, 2019

Luis C recommends Edgar Aranda

My family and I are repeat customers with Edgar and Anita’s loan team and have been for the past 7 years. Their team has always gone above and beyond whenever we have needed their help and we are truly thankful for them. For the years to come we will always go to them whenever we need help with our house.
Dec 4, 2019

Adrianne F. recommends Anita Aguilar

As a first-time homebuyer I was nervous to use any mortgage lender. Anita and her team came highly recommended from a close friend. From the minute I met her, she put all my worries at ease. Anita’s work ethic is beyond expectation and her background/knowledge of the local and national market makes her even more trustworthy. She has amazing energy and is easily accessible for all your questions. She consistently kept me updated with the process and what to expect.

Thanks to Anita and her Cardinal Financial Team we were able to close in 17 days! They are hands-down the best mortgage lenders in San Diego!
Nov 26, 2019

Andrew Hall recommends Anita Aguilar


Anita and her team did an amazing job helping our client. Not only did they exceed our clients expectations, but they went above and beyond to make sure our client was happy. If you are a realtor and looking for a great lender, I highly recommend Anita and her team. They are extremely professional and always have the clients best interest at heart. Thank you for being such a great partner! I really appreciate all you do.
Nov 26, 2019

Happy Homeowner recommends Edgar Aranda

Working w/ Edgar and his team was easy and professional, but feels more like family. Every person on the team is pleasant and helpful. I spoke with the team many times per week. They are always so pleasant and all questions answered.
Nov 21, 2019

Lauren S. recommends Edgar Aranda

Thanks for such a great experience. Made purchasing my first home a breeze! They answered all of my questions right away whether via phone, text, or email. I have a very demanding work schedule and they did everything they could to work around my life. Thank you for finding all the benefits I never knew I qualified for and making my dream of being a homeowner a reality!
Nov 19, 2019

Anne Britt recommends Anita Aguilar

Plant Controller

Anita and her team made the entire process so easy! We were completely approved - underwritten - before we even started looking at homes, so we knew how much house we could comfortably afford. Anita and her team kept us informed every step of the way. We started this process in mid-October and now we close on our house December 2! I would highly recommend Anita and her team to anyone. And I would definitely use her again, if we opt to sell what is our newly acquired dream home.
Nov 14, 2019

Eric A. R. recommends Anita Aguilar

Director of Analytics

I'm a repeat customer of Anita and her Cardinal Financial Team and they are the Best Mortgage Lender in San Diego! The reason why I like them is that they are technology-friendly and savvy making the loan process for a home purchase a very straightforward and efficient experience. Less than 10 business days to close which was is unheard of!

Anita and her team adjusted to my work/life availability by reaching me where I was more readily able to respond back (text in the morning, email during the day and phone at night). When they did reach out to me, the communication was very concise of what they needed from me to proceed further and also they kept me up to date of where we were in the process and what's next.

From a technology-savvy perspective, they provided me with an online mortgage calculator experience that allowed me to see what the mortgage payment would be and what the differences would mean given the down payment percentage. The tool was very intuitive and really helped me better understand the components of the mortgage breakout and what the final amount that I would need to bring to the table.

I highly recommend Anita and her Cardinal Financial Team!
Nov 13, 2019

James R. recommends Anita Aguilar

Federal Employee

First time home owner. We were recommended Anita and her team by our realtor and at first, being my first time and all, we were very skeptical and worrisome. From the very beginning Anita and her team were extremely transparent and made this process seem SO easy and void of any stress. Their communication was on point and they really do make you feel at home and at ease and they are extremely truthful with you. Anita will keep it real with you no matter what and that is something that’s very rare. People would rather conform to you and tell you what you want to hear but she will keep it real and that’s what you want when making such a purchase like this! If I ever decide to do anything in the housing market whether it’s sell buy or refinance I will be goin back to Anita and her team. Thanks so much everybody!!

**we closed escrow in approximately 3 weeks which is exactly what they said to me..amazing.**
Nov 13, 2019

Karen Isordia recommends Edgar Aranda

I would like to personally thank Edgar Aranda and Joel Greene for all their hard work with refinancing my home loan. It was a great experience and I would highly recommend them to anyone I know.
Nov 9, 2019

Y.W recommends Anita Aguilar

It is my first time to buy a house, and it was so easy!!! lol. I guess it is not easy normally. Anita and her team helped us so much and made it easy for us. If again i buy a house, I will go with Anita and her team! Thank you Anita!
Nov 8, 2019

Mark W. recommends Anita Aguilar

Thank you Anita and The Team! This was our first experience buying a home in the States. The process was easy and Anita’s team provided outstanding service. Throughout the process they were kind and professional and worked with us to answer any question. They kept on top of everything that needed to be completed. The Team was proactive if needed but, they were not overbearing. We closed on time with no issues. My wife and I are grateful for an easy and simple closing.
Bravo Zulu on a job well done!🎖
Nov 7, 2019

Morban Z. recommends Edgar Aranda

Would definitely recommend Edgar Aranda and his great team they make all this process as smooth as possible . Edgar was in contact every step of the process and Edgar's team was very helpful. Anita, Melissa, Kristie... they are very professional DEFINITELY I WILL RECOMMEND CARDINAL FINANCIAL TO MY FAMILY AND FRIENDS.
Nov 5, 2019

Lin W. recommends Anita Aguilar

I am a repeat customer of this Dream Team. I cannot say enough about Anita's ability to show consistency and how wonderful it is working with a competent team. This was my second opportunity to work with Anita and was once again impressed with her responsiveness and her attention to my needs. Once her "team" is on something, it goes smoothly and quickly. Very impressive. I would highly recommend her to anyone.... because she's THAT good at knowing what each individual needs. My experience has taught me that.
Oct 31, 2019

John H. recommends Anita Aguilar

Anita and her team were absolutely Amazing, and I cannot say enough great things about my experience in working with her on my home loan. This was my second time working with Anita and her team, and am so grateful for her wonderful and professional service.
Oct 28, 2019

Tracey C. recommends Anita Aguilar

Anita and her team have gone above and beyond for my elderly mother both when she initially purchased her home and when we recently refinanced the loan. Anita is helpful, knowledgeable and extremely considerate. We had a few unique needs and Anita and her team helped us work through all of them. I highly recommend Anita Aguilar
Oct 25, 2019

Christopher Warnke recommends Edgar Aranda

Sr Software Engineer

Edgar and team were a pleasure to work with. We were originally working with another lender and things were not working, and so Edgar and team stepped into a tight timeline and worked to get the funding done with minimal hassle and delay. I would absolutely work with Edgar Aranda in the future and would recommend him to friends!
Oct 24, 2019

Tiara D. recommends Anita Aguilar

Working with Anita has been amazing! She went out of her way to give us a heads up that it may be a good time to consider a refinance. Although initially hesitant, she laid out some scenarios for us and explained the pro's and con's. We trusted Anita and her Team from working with them on our home purchase a year and a half ago. We were confident that she had our families best interest in mind in helping us to reach our short and long term goals. Her proactive customer service and sincere concern for our family helped us save some much needed income for our everyday grind. Thank you Anita and your entire Team for their professionalism and timely service.
Oct 23, 2019

Miguel L. recommends Edgar Aranda

Would definitely recommend Edgar and his team. They act in their customers best interest and make the process as smooth as possible. Very professional and personable. This was our second time working with Edgar and would not think of going with anyone else.
Oct 19, 2019

Steve Boehme recommends Anita Aguilar

Realtor, #01473117 Pacific Propertiew SD

Amazing work, very impressed on closing our transaction in record time!!! Definitely using you in the future.
Oct 17, 2019

Otilia. F recommends Anita Aguilar

When we bought our house we did our loan with Anita and her team. So when my husband and I decided to refinance there was not other team we wanted to work with besides Cardinal Financial. They were always available, helpful and enthusiastic about being part of the process. They made it easy and I always know they are available even after the finance is complete. I recommend them to anyone that wants amazing customer service and great energy.
Oct 4, 2019

Hortencia B. recommends Edgar Aranda

I am so grateful to Edgar Aranda and his team for contacting me to notify me that I may qualify for a refinance of my home at a lower interest rate, which of course, lowered my monthly mortgage payment for approx. $500 dlls. I had refinanced 6 months ago to be able to pay some debts and because of the Govt. Shut Down, I wan not receiving a pay check. Unfortunately the interest rate I qualified for was higher than I had hoped, but I had no choice than to go fwd. Mr. Aranda told me that in 1 year we would revisit my situation to see if we could apply for a better interest rate. To my surprise, he never forgot about us and called us 6 months after, he did all the background check, and it turned out my credit score was so much better, that my husband and I qualified for a lower interest rate. Edgar has a great team, but I must say that thanks to Joel Greene, who kept calling me to assist me with the paperwork, my refinance was completed in 2 weeks. Wow!!!! Thank you Team Edgar Aranda
Oct 3, 2019

Tavaaka J. recommends Edgar Aranda

Edgar and his staff are amazing! They are there EVERY step of the way during the home buying process. I would recommend Edgar and his team to anyone I know who’s looking for a home! It’s a life changing decision and no one will work harder for you than Edgar and his team to make buying your dream home a reality! Edgar and Team .. Our family says THANK YOU!!
Sep 30, 2019

Paola A. recommends Anita Aguilar

I loved working with Anita and Cardinal Financial. She was always attentive to my what I needed and always a call away if I had a question. I felt like cared about me as a client and wanted to help as much as she could which is rare thing to find. Anita was always timely and always trying to find me a good deal. I was able to go on a pre planned trip and have peace of mind and still she kept me informed about everything. It was an awesome experience.

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