Cardinal Financial | NMLS #66247
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Recommendations (933)
2 hours ago
Samantha Lomeli
recommends
Edgar Aranda
★
★
★
★
★
Absolutely amazing! Anita, Edgar, and their team are so great, kind, informative and attentive. Being a first time home buyer and in a time crunch was overwhelming, but they were so great at putting my mind at ease. Every step was explained so well and they work so quickly. I will forever be grateful to them.
3 days ago
Grace K.
recommends
Anita Aguilar
★
★
★
★
★
Once again, we are working with Anita for our second home purchase. Anita is now a friend! You can trust her 15+ years of experience, personability, responsiveness, and Cardinal Financial office team. I was referred to Anita in 2021. Thank goodness I was! Anita was by my side every step of the way for the biggest purchases of my life. Reach out to her for your next move!
Jul 11, 2024
Arlene P.
recommends
Anita Aguilar
★
★
★
★
★
We are incredibly grateful for Anita and her team for guiding us through the home buying process. After a previous negative experience with another team in 2018, we were daunted by the prospect of purchasing a home. However, Anita and her team made the entire process smooth and stress-free, offering unwavering support and genuine care every step of the way.
Their professionalism and dedication are truly stellar. We especially appreciate the transparency and clear communication throughout the process, ensuring we understood every detail. Thanks to their efforts, we received a voucher through the CalHFA's Dream for All program, which has been life-changing for us.
Anita and her team went above and beyond to make our dream of homeownership a reality, and we cannot thank them enough. We highly recommend them to anyone looking for a trustworthy and supportive team to help with their home buying journey.
Their professionalism and dedication are truly stellar. We especially appreciate the transparency and clear communication throughout the process, ensuring we understood every detail. Thanks to their efforts, we received a voucher through the CalHFA's Dream for All program, which has been life-changing for us.
Anita and her team went above and beyond to make our dream of homeownership a reality, and we cannot thank them enough. We highly recommend them to anyone looking for a trustworthy and supportive team to help with their home buying journey.
Jul 10, 2024
Sean & Eva H.
recommend
Edgar Aranda
Happy Homebuyers
★
★
★
★
★
During the pandemic we reached out to Edgar and his team regarding the program the state has to assist with deposit. At the time I was on long term disability fighting cancer and we were not ready/able to buy a home. Being a true professional, Edgar called us a little while later to check our status and see if we were ready to try and start the home purchase process. We had recently been advised by another company that we didn't qualify for a specific amount. That person didn't give us a range we did qualify for. Quite frankly, he didn't try hard enough.
Edgar and his team got the job done properly!!! He and his team explained important details and answered all of or questions. Explained things to us and made sure we understood. They checked on us weekly at a minimum. They did everything they said that they would do. They even got us a real estate agent who worked as diligently as they do.
We cannot say enough about our experience with this team. Thank you for making a painful process less painful and more enjoyable! We appreciate you for assisting in making one of our dreams come true!
P.S. We are closing today and Edgar and his team have already told us that they will stay in touch with us and review our loan periodically. That is customer service!
Edgar and his team got the job done properly!!! He and his team explained important details and answered all of or questions. Explained things to us and made sure we understood. They checked on us weekly at a minimum. They did everything they said that they would do. They even got us a real estate agent who worked as diligently as they do.
We cannot say enough about our experience with this team. Thank you for making a painful process less painful and more enjoyable! We appreciate you for assisting in making one of our dreams come true!
P.S. We are closing today and Edgar and his team have already told us that they will stay in touch with us and review our loan periodically. That is customer service!
Jun 28, 2024
Esparza Family
recommends
Anita Aguilar
★
★
★
★
★
Anita and her team did an amazing job with complex challenges! We can't THANK her enough for her perseverance and professionalism to get us our dream home. She's a REAL LIFE ROCKSTAR!!!
Jun 24, 2024
Pompeyo Barragan
recommends
Anita Aguilar
Realtor | The Agency
★
★
★
★
★
Anita has been my preferred lender for over 9 years for a reason! She is simply the best at what she does, doesn't over-promise, and always delivers! 🙌
Jun 19, 2024
Garrett W. & Trevor H.
recommend
Anita Aguilar
★
★
★
★
★
Working with Anita and her team at Cardinal Financial was an absolute blessing during our first home buying journey. From the outset, Anita's care, dedication, and meticulous attention to detail shone through. She took the time to patiently guide us through every step of the process, ensuring we fully understood our options and the implications of each decision.
Anita's expertise was evident in her thorough explanations of mortgage terms, interest rates, and escrow practices, as well as in her proactive management of closing activities and post-purchase responsibilities. Thanks to her and her team, what could have been a daunting experience was remarkably smooth and stress-free.
For anyone navigating the significant decision of purchasing a home, we wholeheartedly recommend Anita and Cardinal Financial. Their commitment to their clients and depth of knowledge make them the ideal partner for such an important milestone in life.
Anita's expertise was evident in her thorough explanations of mortgage terms, interest rates, and escrow practices, as well as in her proactive management of closing activities and post-purchase responsibilities. Thanks to her and her team, what could have been a daunting experience was remarkably smooth and stress-free.
For anyone navigating the significant decision of purchasing a home, we wholeheartedly recommend Anita and Cardinal Financial. Their commitment to their clients and depth of knowledge make them the ideal partner for such an important milestone in life.
Jun 18, 2024
Tyler Mathews
recommends
Anita Aguilar
Team Lead, Realtor
★
★
★
★
★
One of the most impressive escrows I've been a part of thanks to Anita and her team. Super fast timelines to start with on a very large loan that ended up being sped up, somehow. She simply over-delivers incredibly. Constant communication, we never felt in the dark or out of the loop. Thank you Anita!
Jun 6, 2024
Fabian F.
recommends
Anita Aguilar
★
★
★
★
★
Anita and her team are very professional and easy to work with. Always helpful and on top of their game. This is my second time working with them and hopefully we will continue doing business for many more real estate transactions to come. Thank you!
Jun 6, 2024
Edna R.
recommends
Anita Aguilar
US Navy
★
★
★
★
★
I recently had the pleasure of working with Anita and her team to secure a mortgage for my new home while I was deployed, and I am thrilled with the experience. From beginning to end, Anita exemplified exceptional professionalism, expertise, and unwavering dedication. She patiently addressed all my questions, provided clear and concise explanations, and guided me through each step of the process with remarkable clarity.
Anita's team was equally outstanding, consistently responsive and helpful, ensuring that all paperwork was handled promptly and accurately. Their meticulous attention to detail and unwavering commitment to customer satisfaction made the entire process smooth and stress-free, even with the added challenges of my deployment.
I wholeheartedly recommend Anita and her team to anyone seeking mortgage services. Their extensive knowledge, integrity, and exemplary customer service truly set them apart. I am deeply grateful for their hard work and support in helping me secure my dream home.
Anita's team was equally outstanding, consistently responsive and helpful, ensuring that all paperwork was handled promptly and accurately. Their meticulous attention to detail and unwavering commitment to customer satisfaction made the entire process smooth and stress-free, even with the added challenges of my deployment.
I wholeheartedly recommend Anita and her team to anyone seeking mortgage services. Their extensive knowledge, integrity, and exemplary customer service truly set them apart. I am deeply grateful for their hard work and support in helping me secure my dream home.
Jun 3, 2024
Maura S.
recommends
Anita Aguilar
★
★
★
★
★
I cannot thank Anita and her team enough for holding my hand through out the process of purchasing a condo in Charlotte, NC. Anita is an amazing communicator, full of energy and always one step ahead of things that needed to be done. She and her team made me feel as though I was a part of their family! I feel very fortunate to have been referred to Anita; she and her team are stuck with me for life!
May 29, 2024
Yasmine G.
recommends
Edgar Aranda
★
★
★
★
★
I am thrilled to recommend this exceptional loan team that helped me secure financing for my second home! Their expertise, guidance, and support throughout the entire process were truly outstanding. From pre-approval to closing, they made the experience seamless and stress-free. I am incredibly thankful for their hard work and dedication, which enabled me to achieve my dream of owning another property. Their professionalism, knowledge, and kindness are unparalleled, and I feel fortunate to have had the pleasure of working with them. If you're considering a home loan, look no further! This team is top-notch, and I can't recommend them enough. Thank you again for your incredible service and for helping me take this significant step in my life!
Thank you, Anita, Edgar, & Team!
Thank you, Anita, Edgar, & Team!
May 29, 2024
Richard and Melissa B.
recommend
Anita Aguilar
First CA Home Purchase
★
★
★
★
★
We wanted to take a moment to express our heartfelt gratitude for the exceptional service we received from Anita and the Cardinal Financial team during the process of purchasing our home. From start to finish, the experience was nothing short of remarkable.
Your team’s commitment to keeping us informed at every step was truly commendable. We never felt left in the dark, and the entire process seemed seamless. The attention to detail, prompt communication, and genuine care made all the difference.
Purchasing a home is a significant decision, and it’s true that there’s never a “perfect” time. However, working with your team made the journey enjoyable and stress-free. We appreciate your expertise, professionalism, and dedication.
To anyone contemplating buying a home, I wholeheartedly recommend reaching out to this awesome team. They go above and beyond to ensure a smooth and successful home-buying experience.
Thank you once again for making our dream of homeownership a reality!
Your team’s commitment to keeping us informed at every step was truly commendable. We never felt left in the dark, and the entire process seemed seamless. The attention to detail, prompt communication, and genuine care made all the difference.
Purchasing a home is a significant decision, and it’s true that there’s never a “perfect” time. However, working with your team made the journey enjoyable and stress-free. We appreciate your expertise, professionalism, and dedication.
To anyone contemplating buying a home, I wholeheartedly recommend reaching out to this awesome team. They go above and beyond to ensure a smooth and successful home-buying experience.
Thank you once again for making our dream of homeownership a reality!
May 28, 2024
Richard & Melissa Brown
recommend
Anita Aguilar
First CA Home Purchase
★
★
★
★
★
We wanted to take a moment to express our heartfelt gratitude for the exceptional service we received from Anita and the Cardinal Financial team during the process of purchasing our home. From start to finish, the experience was nothing short of remarkable.
Your team’s commitment to keeping us informed at every step was truly commendable. We never felt left in the dark, and the entire process seemed seamless. The attention to detail, prompt communication, and genuine care made all the difference.
Purchasing a home is a significant decision, and it’s true that there’s never a “perfect” time. However, working with your team made the journey enjoyable and stress-free. We appreciate your expertise, professionalism, and dedication.
To anyone contemplating buying a home, I wholeheartedly recommend reaching out to this awesome team. They go above and beyond to ensure a smooth and successful home-buying experience.
Thank you once again for making our dream of homeownership a reality!
- Richard & Melissa Brown
Your team’s commitment to keeping us informed at every step was truly commendable. We never felt left in the dark, and the entire process seemed seamless. The attention to detail, prompt communication, and genuine care made all the difference.
Purchasing a home is a significant decision, and it’s true that there’s never a “perfect” time. However, working with your team made the journey enjoyable and stress-free. We appreciate your expertise, professionalism, and dedication.
To anyone contemplating buying a home, I wholeheartedly recommend reaching out to this awesome team. They go above and beyond to ensure a smooth and successful home-buying experience.
Thank you once again for making our dream of homeownership a reality!
- Richard & Melissa Brown
May 21, 2024
Marcos Uribe
recommends
Edgar Aranda
Mr.
★
★
★
★
★
Currently the housing market is really expensive, especially in San Diego and
it is almost impossible to purchase a home.
Since, five years ago I been trying to buy a home, until I came across with the Cardinal Financial Team. Everything changed - They made it happen.
The Cardinal Financial get the job done!
Quick, accurate and responsive are the three attributes that define Anita Aguilar and Edgar Aranda and including the rest of the Team; Thanks Joel Greene.
Luckly I was able to get approved; Realistically with a loan that essentially enable me to purchase my first home.
I appreciate you guys and hopefully...continue with the next goal in plan...refinance my mortgage.
Respectfully,
Thank you,
The Uribe Family
it is almost impossible to purchase a home.
Since, five years ago I been trying to buy a home, until I came across with the Cardinal Financial Team. Everything changed - They made it happen.
The Cardinal Financial get the job done!
Quick, accurate and responsive are the three attributes that define Anita Aguilar and Edgar Aranda and including the rest of the Team; Thanks Joel Greene.
Luckly I was able to get approved; Realistically with a loan that essentially enable me to purchase my first home.
I appreciate you guys and hopefully...continue with the next goal in plan...refinance my mortgage.
Respectfully,
Thank you,
The Uribe Family
May 15, 2024
Oscar & Amy R.
recommend
Edgar Aranda
★
★
★
★
★
This is the second time we’ve worked with Edgar, Anita, and their team. They made the whole process a breeze and kept us informed throughout the process. They answered all my questions and were always pleasant to talk to. Highly recommend them!
May 14, 2024
Claudia A.
recommends
Anita Aguilar
★
★
★
★
★
Anita and her team are wonderful. They kept us informed of each step along the way. We cannot thank them enough for the great attention to detail.
Apr 26, 2024
Jose V.
recommends
Edgar Aranda
★
★
★
★
★
Our heroes! Edgar and Anita's team truly can make miracles happen. My family was on the verge of becoming homeless in less than 30 days. Edgar and Anita's team were able to help us get our credit history in order, approved for a home loan and closed, on our first home in 17 days. Amazing! So, many attempts in the past we tried to purchase a home, always denied. Even though we have good jobs and income something always seem to go wrong. We came to terms that we would never be able to purchase a home. Our current home that we rented was sold, so we were desperate. Luckily my good friend referred me to Edgar and Anita. She told me if anyone could help us get approved, they could. I thought to myself it would be like all the other attempts we made to purchase a home in the past and fail. I was SO wrong - their team worked and worked with us until they found a way to get us approved. Under extreme time constraints and unbelievable stress, their team always their to guide us in the right direction. Even when we were ready to give up. Thank you for all your patients and knowledge. The entire team was outstanding. Professional kind, non-judgmental, and most important, they stuck with us every step of the way. Always available to answer my questions promptly. We never thought buying our own home would be possible their team made it happen. Thank you so much for all her hard work and dedication to our family. We appreciated your help, so much. We will refer all my friends and family to you. Thank you.
Apr 15, 2024
Thy Le
recommends
Anita Aguilar
★
★
★
★
★
Anita and her team delivered beyond expectation. They were able to get us pre-approved in 24 hours and helped us close escrow in 9 calendar days! We are still in disbelief that we are homeowners now because the whole thing happened so fast and seamlessly.
It was hard not to stress out during the entire process, but they were there every step of the way, kept us in close communication, and were on top of everything. We don't think we can ever find a better team! We are extremely grateful for their part in helping our dreams come true.
We totally recommend Anita's team, especially if you are new to this. They are THE ONE you'd like to get help from. Thanks to the team again for your professionalism and down-to-earth attitude. We hope to work with you all again on our next home purchases.
It was hard not to stress out during the entire process, but they were there every step of the way, kept us in close communication, and were on top of everything. We don't think we can ever find a better team! We are extremely grateful for their part in helping our dreams come true.
We totally recommend Anita's team, especially if you are new to this. They are THE ONE you'd like to get help from. Thanks to the team again for your professionalism and down-to-earth attitude. We hope to work with you all again on our next home purchases.
Apr 8, 2024
Vargas Family
recommends
Anita Aguilar
First-time Home Buyers
★
★
★
★
★
Working with Anita and her team at Cardinal Financial was a game-changer for us in our home-buying journey. We were bracing for a complicated process, but they made it surprisingly straightforward and stress-free.
Anita was our guiding light right from the start, shining bright with her deep knowledge and unwavering support. When our first home purchase stumbled due to unforeseen HOA complications, she didn't just keep us motivated—she instilled in us a sense of resilience and hope. Her confidence and proactive approach were contagious, keeping our spirits high even in the face of disappointment.
It was during our second attempt in escrow that Anita truly showcased her exceptional skills. Her ability to think outside the box and her tireless advocacy on our behalf were nothing short of miraculous. It wasn't just her technical expertise that made the difference; it was her genuine belief in our dream and her determination to see it through. The moment we received our loan approval, thanks to Anita's efforts, we were left in awe. It was a testament to her incredible proficiency and dedication to her clients.
What also impressed us was how Anita and her team managed to make the entire process feel so manageable. They were always on hand to answer our questions and sort out any issues, ensuring that everything progressed without a hitch. It felt like they were taking care of the heavy lifting, allowing us to focus on the excitement of buying our new home.
We're incredibly grateful to Anita and the entire team at Cardinal Financial. Their support and professionalism didn't just help us buy our home; they made the journey enjoyable. For anyone looking to buy a home, Anita and her team come highly recommended by us. Their ability to simplify the home-buying process and remove the stress was truly remarkable. Thanks to them, we're now happily settled in our new home, and the whole experience was much smoother than we ever imagined.
Anita was our guiding light right from the start, shining bright with her deep knowledge and unwavering support. When our first home purchase stumbled due to unforeseen HOA complications, she didn't just keep us motivated—she instilled in us a sense of resilience and hope. Her confidence and proactive approach were contagious, keeping our spirits high even in the face of disappointment.
It was during our second attempt in escrow that Anita truly showcased her exceptional skills. Her ability to think outside the box and her tireless advocacy on our behalf were nothing short of miraculous. It wasn't just her technical expertise that made the difference; it was her genuine belief in our dream and her determination to see it through. The moment we received our loan approval, thanks to Anita's efforts, we were left in awe. It was a testament to her incredible proficiency and dedication to her clients.
What also impressed us was how Anita and her team managed to make the entire process feel so manageable. They were always on hand to answer our questions and sort out any issues, ensuring that everything progressed without a hitch. It felt like they were taking care of the heavy lifting, allowing us to focus on the excitement of buying our new home.
We're incredibly grateful to Anita and the entire team at Cardinal Financial. Their support and professionalism didn't just help us buy our home; they made the journey enjoyable. For anyone looking to buy a home, Anita and her team come highly recommended by us. Their ability to simplify the home-buying process and remove the stress was truly remarkable. Thanks to them, we're now happily settled in our new home, and the whole experience was much smoother than we ever imagined.
Apr 5, 2024
Elizabeth A.
recommends
Anita Aguilar
★
★
★
★
★
I have nothing but amazing things to say about this team! From helping us purchase my childhood home last June to helping us with a cash-out refinance last month, they have been so helpful throughout the entire process. I love their communication style which includes check-ins, phone calls, and text messages that really keep us in the loop the whole process but also explain everything in terms we can understand and grasp. I cannot stress enough how thankful we are to own our home and be able to live in beautiful San Diego County. We are especially thankful to their team for putting up with our incessant questions and phone calls and for always being there for us when we need them. We highly recommend Cardinal Financial and look forward to working with them again in the future :)
Apr 2, 2024
Karla G.
recommends
Edgar Aranda
Event Operations Manager
★
★
★
★
★
Anita and Edgar did an amazingly fast job getting us into our home. Their team’s understanding and guidance through the SDHC homebuyers assistance program was essential to our home purchase. I would like to give a special mention to their team. They took my first call of inquiry, “held my hand” through many critical decisions, and has been a invaluable resource even now, 6 months after closing. As a single, first time homebuyer I am so grateful to have found true partners in what could have been an overwhelming step in life.
Mar 19, 2024
Manriquez Family
recommends
Edgar Aranda
★
★
★
★
★
We highly recommend Edgar, Anita, and their lending team. They were very helpful and accessible during this whole process. We were kept informed the whole time, recommended a great realtor (Maria!) and in less than a month we closed escrow! Thank you for making our dream come true… we’re now homeowners!
Mar 14, 2024
Brett S.
recommends
Anita Aguilar
★
★
★
★
★
I don't know where to start! Anita and her team made my dream come true. From the very first phone call until after closing she kept me in the loop and handled everything for me. Made sure all my T's were crossed and all I's dotted. I couldn't of done this without you all. THANK YOU!
Mar 11, 2024
Kimberly M.
recommends
Edgar Aranda
★
★
★
★
★
This is the 2nd time I used Edgar and his awesome team. I have closed in less than 15 days on the property we bought in Bakersfield. They made my home-buying journey so smooth and helped me until the end. I am so grateful for the team and will be using them again for our next investment property.
