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Anita Aguilar
Mortgage Advisor |NMLS #498749
Edgar Aranda
Mortgage AdvisorNMLS #833610
Fast, Efficient, and works with her clients needs first. Anita just helped me close on a deal for a buyer who needed efficiency and a quick timeline. Anita not only met but exceeded the timeline by 7 days… this took our 15 day close down to 8 days. Beyond grateful for how she handled the job and for working in a way I’ve seen very few other lenders work.
EG
Me and my wife are truly blessed to have had Anita and her team help us throughout the entire homebuying process. It's a daunting thing to buy for the first time, and they were incredibly helpful, patient, and supportive every step of the way.
Can't say enough good things about them, they get a glowing recommendation from us. 10/10
Can't say enough good things about them, they get a glowing recommendation from us. 10/10
AM
Alyssa M.
recommends
Anita Aguilar
Jun 29, 2026
Anita, Edgar, and their entire team are truly the best! If you're looking for a lender who genuinely has your best interest at heart, takes the time to answer every question without ever making you feel like a burden, and has incredible knowledge and experience, you've found the right team. They were always available, kind, and transparent every step of the way.
I was also using a down payment assistance program with very demanding and rigorous requirements, and they handled every detail with ease. They stayed on top of every requirement and kept everything moving forward, giving me complete confidence throughout the entire journey.
Thanks to their guidance, expertise, and unwavering support, I was able to achieve something I once thought was out of reach: I became a homeowner! I truly owe it all to Anita, Edgar, and their amazing team. They went above and beyond to make this dream a reality, and I couldn't be more grateful.
I wholeheartedly recommend them to anyone looking to buy a home. You'll be in the best hands from start to finish!
I was also using a down payment assistance program with very demanding and rigorous requirements, and they handled every detail with ease. They stayed on top of every requirement and kept everything moving forward, giving me complete confidence throughout the entire journey.
Thanks to their guidance, expertise, and unwavering support, I was able to achieve something I once thought was out of reach: I became a homeowner! I truly owe it all to Anita, Edgar, and their amazing team. They went above and beyond to make this dream a reality, and I couldn't be more grateful.
I wholeheartedly recommend them to anyone looking to buy a home. You'll be in the best hands from start to finish!
BZ
Anita and her team were wonderful. They assisted from the beginning to the end. Answered all my questions in a timely manner. They were amazing to work with. I would highly recommend them!!! I would use them again and again!
JM
Anita and her team are amazing. I went into the office to start the process for a refinance. They helped me fill out all the paperwork and get all documentation needed for the loan. Now just a couple days later I have several options for a loan and I couldn’t be more happy. This team has gone above and beyond my expectations. This place is your go to for any of your real estate needs.
AH
Arely H. and Marcos O.
recommend
Edgar Aranda
May 26, 2026
We had an amazing experience working with Edgar Aranda, Anita Aguilar, and their entire team throughout the home buying process. From start to finish, they were incredibly helpful, professional, and always kept us informed every step of the way.
They made what could have been a stressful process feel easy, smooth, and completely stress-free. Communication was excellent — they were always contacting us with updates, answering all our questions quickly, and making sure we felt comfortable and confident during the entire process. Everything moved fast and efficiently, and we truly appreciated how dedicated and supportive the team was.
A special thank you to their team for being super helpful, attentive, and always available whenever we needed anything. Their support and communication truly made the experience even better.
We highly recommend Edgar, Anita, and their team to anyone looking for a reliable, caring, and efficient home loan team. Thank you for helping us buy our home!
They made what could have been a stressful process feel easy, smooth, and completely stress-free. Communication was excellent — they were always contacting us with updates, answering all our questions quickly, and making sure we felt comfortable and confident during the entire process. Everything moved fast and efficiently, and we truly appreciated how dedicated and supportive the team was.
A special thank you to their team for being super helpful, attentive, and always available whenever we needed anything. Their support and communication truly made the experience even better.
We highly recommend Edgar, Anita, and their team to anyone looking for a reliable, caring, and efficient home loan team. Thank you for helping us buy our home!
DD
Danielle D.
recommends
Edgar Aranda
May 13, 2026
Had a great experience with Edgar and his team. As a traveling healthcare professional, obtaining a mortgage can be a challenge. They explored all options and were able to get me approved with a good rate. As a first time homebuyer, the team walked me through every step of this process and were available via phone, text, or email. I really feel that they went above and beyond to help me achieve my goal. Highly recommend them to anyone thinking about taking the leap into home ownership.
RM
Anita represented the buyer on my seller's listing and was a strong communicator, responsive and timely. I look forward to working with her in the future!
DM
Working with Anita and her team was an absolute pleasure. As a real estate attorney closing many transactions, I get to work with all kinds of people in this field. Anita is a true professional who works proactively and collaboratively from the start. It was an honor working with her helping first-time homebuyers achieve their dream, and I look forward to working with her again.
DC
Edgar and his team helped my wife and I buy our very first home. They were always there to provide information and walk us step by step through the whole buying process. The team was always ready to answer any of our questions. Edgar and his team have made our home buying experience the best it could possibly be. Thank you
CA
Chloe and Ryan J.
recommend
Edgar Aranda
Apr 20, 2026
When my husband and I began our home buying journey we interviewed five lenders before being referred to Edgar and his team. We randomly called him on a Friday night around dinner time, not expecting an answer, and to our surprise, he took our call and made time to get to know us as people rather than just clients and answered every question that we had as first time home buyers. After that call, we knew that we had to have him in our corner. Edgar, Anita, and their team were responsive, patient, and through at every moment during this process and they gave us the confidence to continue on our search at times when we felt discouraged by the market. The team at Cardinal Financial made us feel like they were long time friends helping us reach our goals, and we were so grateful that they were the ones who helped make our dreams come true.
HD
Hayley D.
recommends
Anita Aguilar
Apr 17, 2026
Anita and her team were incredible to work with from beginning to end. As first-time buyers, my husband and I had plenty of questions and didn’t always know what to expect, but Anita and her team made everything feel manageable and straightforward. She was always quick to respond, clearly knowledgeable, and truly cared about helping us achieve our goal. Throughout the entire process, she and her team stayed on top of every detail, keeping us informed and moving forward without stress. We’re thankful to have had their support and would absolutely recommend them to anyone buying a home!
LR
Luis R.
recommends
Anita Aguilar
Apr 8, 2026
The team is very professional and they care for customers.
From 1 to 10, I give them 10!
From 1 to 10, I give them 10!
MS
Mara S.
recommends
Anita Aguilar
Mar 24, 2026
Anita and her team made our home refinancing process such a smooth and stress-free experience! From start to finish, they were professional, knowledgeable, and always available to answer any questions we had.
They took the time to explain every step clearly and made sure we felt confident in our decisions. We truly appreciated their patience, transparency, and dedication to getting us the best outcome possible.
Thanks to Anita and her team, we were able to refinance our home with ease. We highly recommend them to anyone looking for a reliable and supportive team!
They took the time to explain every step clearly and made sure we felt confident in our decisions. We truly appreciated their patience, transparency, and dedication to getting us the best outcome possible.
Thanks to Anita and her team, we were able to refinance our home with ease. We highly recommend them to anyone looking for a reliable and supportive team!
RS
Randy S.
recommends
Anita Aguilar
Mar 23, 2026
Anita and her team were amazing throughout our homebuying process. We were going through a program, and honestly, the process itself was a bit of a roller coaster. Not because of them, but because these programs come with a lot of steps and requirements, so it’s not always the easiest experience.
That said, I’m really glad we chose Anita and her team to help us purchase our first home. They were patient, kind, and very understanding from start to finish. There were multiple times when they truly listened to our concerns and requests, and that made a big difference for us.
Overall, the entire team made a complicated process feel as smooth as possible, and we always felt supported along the way. We’re grateful for their help and couldn’t have asked for a better team to guide us through buying our first home.
That said, I’m really glad we chose Anita and her team to help us purchase our first home. They were patient, kind, and very understanding from start to finish. There were multiple times when they truly listened to our concerns and requests, and that made a big difference for us.
Overall, the entire team made a complicated process feel as smooth as possible, and we always felt supported along the way. We’re grateful for their help and couldn’t have asked for a better team to guide us through buying our first home.
PW
Paul W.
recommends
Anita Aguilar
Mar 16, 2026
Anita and her team did a great job! Very happy with mortgage estimations and customer service. I think everything was spot on! Thank you Anita!
Samuel MO
recommends
Edgar Aranda
Mar 14, 2026
I had worked with edgar and anita’s team before when ai bought my investment property back in 2020 and now I came back to them for a cash out ReFi and everything was smooth and easy as the first time we worked together. Thank You to the whole team!
KP
I have been a part of a LOT of loans in my life, and Anita is, by far, the best advisor I've ever worked with. She knows her business inside and out, and is also a pleasure to work with.
CZ
Anita and her team helped us throughout the homebuying process. From the moment we decided to start looking, during escrow, and after closing. Anita is extremely knowledgeable and answered all our questions and concerns. She had our best interest in mind. Her and her team helped the process run smoothly and we closed escrow in 17 days!
Additionally, I have used her in the past to re-finance and that process went smoothly as well.
Additionally, I have used her in the past to re-finance and that process went smoothly as well.
PM
Petra Miranda Moran
recommends
Anita Aguilar
Mar 6, 2026
Anita and her team are absolutely fantastic. They helped my family and me achieve something very important—buying our first home. The process was not easy, but Anita and her team supported us every step of the way.
They guided us through the RecoverCA and GSFA programs and made sure we understood everything throughout the process. Their patience, dedication, and constant support made a huge difference for us.
We are incredibly grateful for all their help. This team is truly the best, and I highly recommend them to anyone looking to buy a home.
They guided us through the RecoverCA and GSFA programs and made sure we understood everything throughout the process. Their patience, dedication, and constant support made a huge difference for us.
We are incredibly grateful for all their help. This team is truly the best, and I highly recommend them to anyone looking to buy a home.
RG
Rae G.
recommends
Anita Aguilar
Mar 4, 2026
Anita has been helping me secure loans for many years. She's always there when I need to quickly purchase properties, and she consistently provides good loan options. She makes the process truly smooth and is always available by phone. Her knowledge about loans is impressive. I would definitely recommend her to anyone looking to get a loan.
BE
Blanca Estrada
recommends
Anita Aguilar
Feb 27, 2026
Anita and her team helped my mother and me accomplish something we once believed might never be possible. They guided us through every step of the ReCoverCA and GSFA programs and supported us throughout the entire home-buying process. Without their knowledge, dedication, and guidance, we do not believe we would have been able to qualify for or be approved for these programs.
Anita and her team were exceptional, and we are truly grateful for their support, professionalism, and commitment. Thanks to them, we were able to achieve our dream of purchasing our first home.
Anita and her team were exceptional, and we are truly grateful for their support, professionalism, and commitment. Thanks to them, we were able to achieve our dream of purchasing our first home.
CD
Carlos D.
recommends
Anita Aguilar
Feb 24, 2026
Anita and her team were absolutely wonderful throughout our entire home-buying journey. As first-time homebuyers, my wife and I had a lot of questions and uncertainties, but Anita made the process smooth and stress-free. She was responsive, knowledgeable, and genuinely invested in helping us reach our goal. Anita and her team followed through every step of the way, keeping us informed and on track from start to finish. We couldn’t have asked for a better team to guide us through purchasing our first home. Highly recommend!
LH
Lucy H.
recommends
Anita Aguilar
Feb 23, 2026
We wanted to take a moment to sincerely thank of you for all your guidance, patience, and support throughout the purchase of our first home.
This milestone means so much to us, and we truly could not have done it without your expertise and dedication. From navigating the lending process to guiding us through every real estate step, you both made what could have been overwhelming feel manageable and reassuring.
We are especially grateful not only for your professionalism, but for the care and commitment you showed us as family. You went above and beyond to make sure everything moved smoothly, and that gave us so much peace of mind.
Thank you for helping turn this dream into reality. We appreciate you more than words can express.
This milestone means so much to us, and we truly could not have done it without your expertise and dedication. From navigating the lending process to guiding us through every real estate step, you both made what could have been overwhelming feel manageable and reassuring.
We are especially grateful not only for your professionalism, but for the care and commitment you showed us as family. You went above and beyond to make sure everything moved smoothly, and that gave us so much peace of mind.
Thank you for helping turn this dream into reality. We appreciate you more than words can express.
PS
Patricia S.
recommends
Edgar Aranda
Feb 17, 2026
Thank you, Anita, Edgar, and team for all the help when processing my loan. You were so helpful in guiding me to this approval process. From the moment I contacted you, you were responsive and accommodating. The quality of your work is exceptional, and I couldn’t be happier with the result. Your exceptional customer service, high-quality and efficient, knowledgeable staff made me feel very confident without any pressure that I was making the right decision. Your communication and step-by-step explanation were the key to understand the entire process.
I highly recommend your services to anyone looking for a quality, and excellent service when purchasing or refinance a home.
I highly recommend your services to anyone looking for a quality, and excellent service when purchasing or refinance a home.
