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Anita Aguilar
Mortgage Advisor |NMLS #498749
Edgar Aranda
Mortgage AdvisorNMLS #833610
EL
Anita and her team did a great job with the loan;
I highly recommend her.
I highly recommend her.
SG
Shoshana G.
recommends
Anita Aguilar
Sep 23, 2026
We had a great experience working with Anita and her team. They were super organized and kept us on track throughout our entire home buying process. We appreciate their prompt communication! We highly recommend working with them.
MV
Melissa V.
recommends
Anita Aguilar
Sep 23, 2026
What really set Anita apart was how proactive she was. She anticipated what we'd need before we even thought to ask, flagged potential issues early, and kept everything moving on schedule. She kept us informed at every step, so we never felt lost or wondered where things stood.
Anita took the time to explain our loan options clearly and patiently, helping us understand every document and number so we felt confident in our decisions. She worked seamlessly with our real estate agent, the insurance company, and everyone involved, and her attention to detail meant there were no last-minute surprises.
Beyond her expertise, Anita was genuinely kind and caring. It was obvious she wanted the best for us, and that made a huge difference during what can be an overwhelming process. We're so grateful to her for helping us get into our new home, and we would recommend her without hesitation to anyone looking for a loan officer they can trust.
Anita took the time to explain our loan options clearly and patiently, helping us understand every document and number so we felt confident in our decisions. She worked seamlessly with our real estate agent, the insurance company, and everyone involved, and her attention to detail meant there were no last-minute surprises.
Beyond her expertise, Anita was genuinely kind and caring. It was obvious she wanted the best for us, and that made a huge difference during what can be an overwhelming process. We're so grateful to her for helping us get into our new home, and we would recommend her without hesitation to anyone looking for a loan officer they can trust.
T
TMD
recommends
Anita Aguilar
Sep 2, 2026
We couldn’t be happier with the service that Anita and her whole team provide. Anita helped us make an informed decision by providing different scenarios for us to meet our goal. Her team helped answer my questions and stayed in touch every step of the way, keeping us on track to close. They also did an amazing job of staying in touch after we closed on our loan to ensure we were connected with our loan provider and set up to make our 1st payment. This team provides excellent service from beginning to end and beyond the close. I am a repeat customer and have sent many referrals, which have resulted in successful closings. Thank you, Cardinal Team!
VE
Anita and her team are committed to helping you reach your family goals. They go above and beyond to ensure all the steps are laid out in a clear and concise manner. We are grateful for her and her amazing leadership in the process. We will continue to work with her in the future.
Nancy J.
recommends
Anita Aguilar
Aug 21, 2026
Anita Aguilar is truly one of the best lenders in San Diego! I have worked with her several times, and every experience has been excellent. Anita and her team are incredibly professional, organized, efficient, and responsive.
Anita makes the entire process feel easy and stress-free. From the very first time we provided our information, she kept everything organized and made sure the process moved smoothly. Every time we work with her, whether we are purchasing a new property or refinancing an existing one, the process becomes even easier.
We are extremely grateful for her professionalism, knowledge, and dedication. I highly recommend Anita and her team to anyone looking for a trustworthy and exceptional lender!
Anita makes the entire process feel easy and stress-free. From the very first time we provided our information, she kept everything organized and made sure the process moved smoothly. Every time we work with her, whether we are purchasing a new property or refinancing an existing one, the process becomes even easier.
We are extremely grateful for her professionalism, knowledge, and dedication. I highly recommend Anita and her team to anyone looking for a trustworthy and exceptional lender!
KW
Kelly W
recommends
Anita Aguilar
Aug 19, 2026
Anita & team are the best!! They made a cumbersome, tedious process easy and efficient and are excellent communicators. They kept us on track for closing (even ready to close early!) while working through some challenging scheduling with us. Always friendly and helpful, it was truly a pleasure to have them as part of our buying process.
Leo Gonzalez
recommends
Edgar Aranda
Aug 11, 2026
Edgar is the man! I highly recommend him. He is my guy and forever will be. Thanks to him and his team for always helping my family and my clients.
Fast, Efficient, and works with her clients needs first. Anita just helped me close on a deal for a buyer who needed efficiency and a quick timeline. Anita not only met but exceeded the timeline by 7 days… this took our 15 day close down to 8 days. Beyond grateful for how she handled the job and for working in a way I’ve seen very few other lenders work.
EG
Me and my wife are truly blessed to have had Anita and her team help us throughout the entire homebuying process. It's a daunting thing to buy for the first time, and they were incredibly helpful, patient, and supportive every step of the way.
Can't say enough good things about them, they get a glowing recommendation from us. 10/10
Can't say enough good things about them, they get a glowing recommendation from us. 10/10
AM
Alyssa M.
recommends
Anita Aguilar
Jun 29, 2026
Anita, Edgar, and their entire team are truly the best! If you're looking for a lender who genuinely has your best interest at heart, takes the time to answer every question without ever making you feel like a burden, and has incredible knowledge and experience, you've found the right team. They were always available, kind, and transparent every step of the way.
I was also using a down payment assistance program with very demanding and rigorous requirements, and they handled every detail with ease. They stayed on top of every requirement and kept everything moving forward, giving me complete confidence throughout the entire journey.
Thanks to their guidance, expertise, and unwavering support, I was able to achieve something I once thought was out of reach: I became a homeowner! I truly owe it all to Anita, Edgar, and their amazing team. They went above and beyond to make this dream a reality, and I couldn't be more grateful.
I wholeheartedly recommend them to anyone looking to buy a home. You'll be in the best hands from start to finish!
I was also using a down payment assistance program with very demanding and rigorous requirements, and they handled every detail with ease. They stayed on top of every requirement and kept everything moving forward, giving me complete confidence throughout the entire journey.
Thanks to their guidance, expertise, and unwavering support, I was able to achieve something I once thought was out of reach: I became a homeowner! I truly owe it all to Anita, Edgar, and their amazing team. They went above and beyond to make this dream a reality, and I couldn't be more grateful.
I wholeheartedly recommend them to anyone looking to buy a home. You'll be in the best hands from start to finish!
BZ
Anita and her team were wonderful. They assisted from the beginning to the end. Answered all my questions in a timely manner. They were amazing to work with. I would highly recommend them!!! I would use them again and again!
JM
Anita and her team are amazing. I went into the office to start the process for a refinance. They helped me fill out all the paperwork and get all documentation needed for the loan. Now just a couple days later I have several options for a loan and I couldn’t be more happy. This team has gone above and beyond my expectations. This place is your go to for any of your real estate needs.
AH
Arely H. and Marcos O.
recommend
Edgar Aranda
May 26, 2026
We had an amazing experience working with Edgar Aranda, Anita Aguilar, and their entire team throughout the home buying process. From start to finish, they were incredibly helpful, professional, and always kept us informed every step of the way.
They made what could have been a stressful process feel easy, smooth, and completely stress-free. Communication was excellent — they were always contacting us with updates, answering all our questions quickly, and making sure we felt comfortable and confident during the entire process. Everything moved fast and efficiently, and we truly appreciated how dedicated and supportive the team was.
A special thank you to their team for being super helpful, attentive, and always available whenever we needed anything. Their support and communication truly made the experience even better.
We highly recommend Edgar, Anita, and their team to anyone looking for a reliable, caring, and efficient home loan team. Thank you for helping us buy our home!
They made what could have been a stressful process feel easy, smooth, and completely stress-free. Communication was excellent — they were always contacting us with updates, answering all our questions quickly, and making sure we felt comfortable and confident during the entire process. Everything moved fast and efficiently, and we truly appreciated how dedicated and supportive the team was.
A special thank you to their team for being super helpful, attentive, and always available whenever we needed anything. Their support and communication truly made the experience even better.
We highly recommend Edgar, Anita, and their team to anyone looking for a reliable, caring, and efficient home loan team. Thank you for helping us buy our home!
DD
Danielle D.
recommends
Edgar Aranda
May 13, 2026
Had a great experience with Edgar and his team. As a traveling healthcare professional, obtaining a mortgage can be a challenge. They explored all options and were able to get me approved with a good rate. As a first time homebuyer, the team walked me through every step of this process and were available via phone, text, or email. I really feel that they went above and beyond to help me achieve my goal. Highly recommend them to anyone thinking about taking the leap into home ownership.
RM
Anita represented the buyer on my seller's listing and was a strong communicator, responsive and timely. I look forward to working with her in the future!
DM
Working with Anita and her team was an absolute pleasure. As a real estate attorney closing many transactions, I get to work with all kinds of people in this field. Anita is a true professional who works proactively and collaboratively from the start. It was an honor working with her helping first-time homebuyers achieve their dream, and I look forward to working with her again.
DC
Edgar and his team helped my wife and I buy our very first home. They were always there to provide information and walk us step by step through the whole buying process. The team was always ready to answer any of our questions. Edgar and his team have made our home buying experience the best it could possibly be. Thank you
CA
Chloe and Ryan J.
recommend
Edgar Aranda
Apr 20, 2026
When my husband and I began our home buying journey we interviewed five lenders before being referred to Edgar and his team. We randomly called him on a Friday night around dinner time, not expecting an answer, and to our surprise, he took our call and made time to get to know us as people rather than just clients and answered every question that we had as first time home buyers. After that call, we knew that we had to have him in our corner. Edgar, Anita, and their team were responsive, patient, and through at every moment during this process and they gave us the confidence to continue on our search at times when we felt discouraged by the market. The team at Cardinal Financial made us feel like they were long time friends helping us reach our goals, and we were so grateful that they were the ones who helped make our dreams come true.
HD
Hayley D.
recommends
Anita Aguilar
Apr 17, 2026
Anita and her team were incredible to work with from beginning to end. As first-time buyers, my husband and I had plenty of questions and didn’t always know what to expect, but Anita and her team made everything feel manageable and straightforward. She was always quick to respond, clearly knowledgeable, and truly cared about helping us achieve our goal. Throughout the entire process, she and her team stayed on top of every detail, keeping us informed and moving forward without stress. We’re thankful to have had their support and would absolutely recommend them to anyone buying a home!
LR
Luis R.
recommends
Anita Aguilar
Apr 8, 2026
The team is very professional and they care for customers.
From 1 to 10, I give them 10!
From 1 to 10, I give them 10!
MS
Mara S.
recommends
Anita Aguilar
Mar 24, 2026
Anita and her team made our home refinancing process such a smooth and stress-free experience! From start to finish, they were professional, knowledgeable, and always available to answer any questions we had.
They took the time to explain every step clearly and made sure we felt confident in our decisions. We truly appreciated their patience, transparency, and dedication to getting us the best outcome possible.
Thanks to Anita and her team, we were able to refinance our home with ease. We highly recommend them to anyone looking for a reliable and supportive team!
They took the time to explain every step clearly and made sure we felt confident in our decisions. We truly appreciated their patience, transparency, and dedication to getting us the best outcome possible.
Thanks to Anita and her team, we were able to refinance our home with ease. We highly recommend them to anyone looking for a reliable and supportive team!
RS
Randy S.
recommends
Anita Aguilar
Mar 23, 2026
Anita and her team were amazing throughout our homebuying process. We were going through a program, and honestly, the process itself was a bit of a roller coaster. Not because of them, but because these programs come with a lot of steps and requirements, so it’s not always the easiest experience.
That said, I’m really glad we chose Anita and her team to help us purchase our first home. They were patient, kind, and very understanding from start to finish. There were multiple times when they truly listened to our concerns and requests, and that made a big difference for us.
Overall, the entire team made a complicated process feel as smooth as possible, and we always felt supported along the way. We’re grateful for their help and couldn’t have asked for a better team to guide us through buying our first home.
That said, I’m really glad we chose Anita and her team to help us purchase our first home. They were patient, kind, and very understanding from start to finish. There were multiple times when they truly listened to our concerns and requests, and that made a big difference for us.
Overall, the entire team made a complicated process feel as smooth as possible, and we always felt supported along the way. We’re grateful for their help and couldn’t have asked for a better team to guide us through buying our first home.
PW
Paul W.
recommends
Anita Aguilar
Mar 16, 2026
Anita and her team did a great job! Very happy with mortgage estimations and customer service. I think everything was spot on! Thank you Anita!
Samuel MO
recommends
Edgar Aranda
Mar 14, 2026
I had worked with edgar and anita’s team before when ai bought my investment property back in 2020 and now I came back to them for a cash out ReFi and everything was smooth and easy as the first time we worked together. Thank You to the whole team!
