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Anita Aguilar
Mortgage AdvisorNMLS #498749
Edgar Aranda
Mortgage AdvisorNMLS #833610
Tony and Luann O.
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Edgar Aranda
Aug 4, 2025
Our daughter and her family decided to move to San Diego from Washington state, and we went along to help keep their boys entertained while they house hunted. One day we looked at houses as well, while they took a fun day. We found our perfect new home - exactly what we wanted and close by the new home selected by our daughter's family. With only a few days left in our trip, we met with Edgar and Anita and their team to make the purchase happen. They met us in their office twice and held our hands through all of the paperwork, finding a financial solution that perfectly met our needs and allowed us to buy the new property even though we hadn't yet sold our Washington home. With great communication, efficiency, and professionalism, every day they let us know the status of our application, what needed to be done, and what was yet to come. After our return to Washington they continued to make things quick and easy with electronic and phone communication. Edgar, Anita, and their team made the process very easy.
BM
We are Realtors with over 20 years of experience and many client associations in the industry. Edgar and Anita are remarkable. Their communication skills, professional counsel and guidance, and expertise in obtaining loans are amazing. Their office staff is a direct reflection of their leadership in maintaining a positive and encouraging atmosphere. They work well with first-time buyers and/or seasoned buyers, and you can be assured of their proficiency and knowledge. They know their ‘stuff’ and will keep you informed to stay on top of things for a ‘hiccup-free’ transition. We bought our current residence with their help, and it was one of the smoothest purchases we’ve had. They certainly deserve 5 stars….But I would rather give them 10!!! They are that good!
EG
Elizabeth G.
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Edgar Aranda
Jul 24, 2025
I highly recommend them they were incredibly professional and guided me through every step of the process. As a first-time buyer, it was a great experience. I’m truly grateful that my friend referred them to me. They made everything so much easier and far less stressful. My parents and I will always be thankful.
EM
Edreck M.
recommends
Edgar Aranda
Jul 24, 2025
Edgar, Anita, and team: Thank you all for your guidance on getting a home for a 21 year-old kid like me in not even a month into communications. We were really in a tight spot with the rented house we resided at, and you guys got us what we needed in a flash. I really appreciate you guys on pushing me to submit documents super quick in order to close on time. Thank you!!
MP
Melissa P.
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Edgar Aranda
Jul 23, 2025
Edgar, Anita, and the Team were an incredible help to us! My partner Alan and I were first time homebuyers and had no idea where to start in the process or even what most of the housing lingo meant, but they were all very thorough and explained everything with patience to us. They went above and beyond to explore all the options we had for every home we liked until we found the place we really loved! We couldn’t have done this without them!
CR
Carlos R.
recommends
Anita Aguilar
Jul 17, 2025
Anita and her team were very helpful during the whole process.
JM
Janine M.
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Anita Aguilar
Jul 11, 2025
Working with Anita throughout our home loan process has been nothing short of incredible. From start to finish, she made every step feel seamless, stress-free, and dare I say actually enjoyable. That’s not something most people can say about the home loan process, but Anita is just that good.
She brings the perfect blend of professionalism and warmth, and it’s clear she genuinely cares. Every interaction felt personalized, like we weren’t just another file on her desk but real people she was rooting for. Her attention to detail gave us so much peace of mind, and her communication was always clear, timely, and reassuring.
We are beyond grateful to have had Anita by our side for such an important milestone. If you’re looking for someone who knows her stuff and leads with heart, Anita is it. 10/10 highly, highly recommend.
She brings the perfect blend of professionalism and warmth, and it’s clear she genuinely cares. Every interaction felt personalized, like we weren’t just another file on her desk but real people she was rooting for. Her attention to detail gave us so much peace of mind, and her communication was always clear, timely, and reassuring.
We are beyond grateful to have had Anita by our side for such an important milestone. If you’re looking for someone who knows her stuff and leads with heart, Anita is it. 10/10 highly, highly recommend.
AD
Armie D.
recommends
Edgar Aranda
Jul 2, 2025
We are beyond grateful to our amazing lender for making our dream of homeownership a reality. Words can’t fully express how thankful we are for the incredible support and care we received from this team during our journey to becoming homeowners. They were there every step of the way, answering every question (and we had a lot!), calming our nerves, and helping us understand what was possible. We will never forget everything they did for us, and we’re endlessly grateful for the role they played in one of the most important moments of our lives.
JD
Edgar and Anita and their team did a fantastic job! We didn't know where to start for our first home until we met Edgar and his team they made this process smooth and fast from loan approval to closing escrow in 3 months! We really appreciate every single one of you for all the hard work! We really recommend Cardinal Financial team!
EL
Anita always comes through for us when we need it. She always gives us all options and recommends what she thinks is the best in for YOU, the customer, in the long run. Anita and her team are amazing and are with you every step of the way. You cannot ask for a better support system while going through the process. Communication and updates are constant. They are wise beyond their years and as friendly as they come!! Everything my family and I do with our homes will always and forever go through Anita! Thank you 💗
SD
Sonia D.
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Edgar Aranda
Jun 17, 2025
It was my first home purchase and at first, it felt overwhelming and daunting. But the Cardinal team had exceptional patience, attention to detail, and were highly experienced in handling a complex loan. I especially appreciate the professionalism Edgar's team had throughout the process.
MR
Maria R.
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Anita Aguilar
Jun 9, 2025
I would like to share my upmost gratitude to Anita and her team. They went above and beyond to help me with my home buying process. Anita and her team were very understanding of my situation and did their best to get us the best possible outcome. They saw us as more than a business deal. They saw us as a family who needed help with this process. Their dedication, effort, and excellent communication is outstanding.
BK
Bev K. & Frank F.
recommend
Anita Aguilar
Jun 2, 2025
Anita & her team were simply awesome. Efficient, thorough, supportive & readily available at all times. The whole team’s positivity & helpfulness shined through the entire process & made it a joy to work with them!
CR
Working with Anita and her team has been nothing short of outstanding. From start to finish, she was proactive, communicative, and incredibly helpful. The entire process felt seamless thanks to her attention to detail and commitment to getting things done right. It was truly a pleasure, and I would absolutely recommend Anita to anyone looking for a top-tier lending partner.
MD
Before starting on this loan process for a property and home to be built on it I had another lender. I had been working with him for years on several different projects. When I found out he couldn’t do this type of loan Anita was recommended to me. After working with Anita and her team I will use her for any mortgage loan situation in the future. Anita knows her job very well. She had an answer for any questions I asked her. She was able to walk me through there loan process step by step and this was very helpful because I hadn’t done a loan like this before. I was very use to purchasing houses and I knew what that process looked like. I always felt Anita had our best interest in mind . We are in the construction phase of the project and things feel good because I know im working with a professional team with Anita as the lead. Thank you Anita for being a true professional!
MC
Maria C.
recommends
Anita Aguilar
May 16, 2025
Anita and her entire team made our first home buying experience easy and smooth! Their continuous support made us feel like family! Even after closing they still check up on us. It couldn’t have been possible without them!
CD
C. Davis
recommends
Anita Aguilar
May 14, 2025
Anita is by far the best. She has helped many of my clients and personally helped me as well. I’d give her 10 stars if that were an option.
DB
As a realtor, it’s essential to work with lenders who are reliable, communicative, and committed to getting the job done. Edgar and Anita went above and beyond, they were on top of every detail, kept us informed throughout the entire process, and ensured a smooth and timely closing. Their professionalism and dedication made my job easier and gave my client peace of mind. I look forward to working with them again and highly recommend them to any agents or buyers looking for a great lending team!
BC
Had a great experience working with Anita Aguilar and her team. Super professional, helpful, and easy to work with. Highly recommend and would definitely team up with them again!
MA
Max and Narges
recommend
Edgar Aranda
Apr 6, 2025
I want to take a moment to express my sincere appreciation for the outstanding service provided by Cardinal Financial team. From beginning to end, they went above and beyond to ensure everything ran smoothly and efficiently. Their professionalism, attention to detail, and willingness to address all my questions with patience and clarity made the entire process stress-free.
I highly recommend Cardinal Financial team to anyone in need of assistance for a home purchase. Their commitment to excellence is clear, and I’m extremely grateful for their hard work and support!
I highly recommend Cardinal Financial team to anyone in need of assistance for a home purchase. Their commitment to excellence is clear, and I’m extremely grateful for their hard work and support!
HG
Hery G.
recommends
Edgar Aranda
Mar 26, 2025
I am beyond thrilled with my recent purchase. Edgar Aranda, Anita Aguilar, and their team provided exceptional service, guidance, and support throughout the entire process. Their professionalism, expertise, and dedication to ensuring a smooth transaction were truly impressive. They took the time to understand my needs, answered all of my questions, and made me feel confident and comfortable with my decision. Thank you Edgar, Anita, and team, for all the help — great team!
Lara K.
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Anita Aguilar
Mar 25, 2025
This is the fifth time I have gone through a process like this, and I have never encountered such professionalism, personality, passion for what they do, superior communication, and overall stellar service. I have never physically seen Anita her team yet we’ve been able to build a rapport like I have known them for a long time AND TRUST THEM! That is huge in this industry. You never know what goes on behind the scenes and all of my questions were answered and I knew that I was getting the best possible pricing and situation going with them. They had my best interest at heart, they were thorough And creative in accomplishing what I needed. I was very grateful for the introduction and I will definitely pay it forward so other people can have the same experience that I did when purchasing and refinancing home. I will use them for everything that they are able to do for me in the future. Good character means everything as I have been in sales for 15 years and her team is top notch when it comes to character. Thank you again for making things happen.
Ben P.
recommends
Anita Aguilar
Mar 17, 2025
Anita and her team made my home refinance an easy and stress-free experience. We locked in a better rate and got our "clear to close" in only 19 days. She’s knowledgeable and responsive. I always felt informed and confident throughout the process. I highly recommend Anita to anyone looking to refinance or purchase a home.
CS
Carlos S.
recommends
Edgar Aranda
Mar 17, 2025
Edgar worked really hard to meet our needs. We didn’t make easy on him either, but he went above and beyond and exceeded our expectations. Thank you Edgar and team!
PM
Peter M.
recommends
Anita Aguilar
Mar 17, 2025
We have had the pleasure of working with Anita and her team on multiple transactions, and every time, they have exceeded our expectations. Anita’s expertise, clear communication, and action-oriented approach make the entire loan process seamless and stress-free. She always keeps us informed, guides us through every step, and ensures everything is handled efficiently and on time. Thanks to Anita and her incredible team, securing financing for our home was a smooth and successful experience. We truly appreciate their dedication and professionalism and highly recommend them to anyone in need of a top-notch loan agent!
