Anita Aguilar

Mortgage Advisor Cardinal Financial | NMLS #66247 NMLS #498749
Clients have said that Anita Aguilar epitomizes integrity, energy, hard work and expert knowledge in every aspect of her profession. Anita entered the Real Estate Financing industry in 2005 after attending Loyola Marymount University and graduated Magna Cume Laude with a B.A. in Business Administration and Spanish. As a native San Diegan, the city of SD is near and dear to her heart. In 2022, Anita Aguilar personally helped over 300 families nationwide become homeowners or helped families through refinancing.

About Anita’s Team
As a branch manager, Anita understands that she is only one person and that having a stellar team to back her is an integral part of providing specialized service to each and every client. Considering their volume, you might be shocked to hear that her team can close a loan in as few as 7 days. Know you're in good hands with anyone from Anita's team. Together, her team has over 70 years of combined industry experience.

Recent Accolades
#189 Top U.S. Women's Loan Originator - 2022
Top 1000 U.S. Mortgage Loan Originator - 2022
Nahrep’s Top 250 Latino Mortgage Loan Originators - 2023
Featured in El Latino Magazine
Featured on
Featured in San Diego Voyager Magazine

Anita G. Aguilar NMLS#498749
Licensed Branch Address: 2727 Shelter Island Drive #103, San Diego, CA 92106
Cardinal Financial Company, Limited Partnership NMLS 66247
3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273
Equal Housing Opportunity:
For licensing information, go to:
Sep 5, 2023
Anita and her team were excellent in my process. They work very fast and get things done without any problems to get your offer approved by a seller.
Aug 24, 2023
Anita and the rest of the Cardinal Financial team were amazing! I was extremely scared of purchasing my first home, however, the team went through every step of the way easing my worries and doubts.

Thank you Anita and team for getting me into my first home.
Aug 24, 2023
Anita and her team always give 100% in everything they do and it shows! We have worked with them for 3 different home transactions and they were always clear with instructions and goals which is such a big deal when you are trying to gather documents and get your finances in order. I cannot recommend them enough!!
Aug 18, 2023
Anita was extremely helpful. She and her staff are knowledgeable, available and go above and beyond when assisting us. Would use Anita and her team for any future real estate work.
Aug 18, 2023
I found Anita to be personable, very helpful, highly knowledgeable, and caring. She made the home purchase as pleasant as is possible during a very stressful period. Thank you, Anita!
Aug 9, 2023
The team helped me for over 9 months through the house hunting process. They helped get a great realtor and made the process super easy.
Jul 28, 2023
Anita and her team are actual rockstars! We reached out just to see where we could get preapproved. As people who have never bought a home before, they made it super easy and seamless! They answered all of our questions, we had a ton, and they helped guide us in the right direction to get where we needed to be. There was a waiting period before we could afford our house and Anita and her team still checked in with us every week to make sure we were comfortable and didn’t have any questions. Once we finally found our dream home they made a very long and confusing process super quick and easy. There was constant communication to make sure we were comfortable. Choosing Anita and her team to help guide you through the homebuying process is the best decision you can make!
Jul 21, 2023
Happy Repeat Client!
Amazing team, this is my third time working Anita and her team and they are the "Absolute Best". Lightning fast, always kept me up to date every step of the way, and could not be more satisfied !!!
Jul 12, 2023
Accounting Mgr.
I had a great experience working with Cardinal Financial, Anita, and her team. Very professional, quick, responsive and nice :)
Jun 27, 2023
Thanks to Anita and her team we were able to get our offer accepted on a beautiful home which had multiple competitive offers! We appreciate the teams endless and dedicated efforts to get my husband and I a good home, and felt their sincerity and care! We are amazed at their tenacity, endurance, and fervor it took to ensure we could contend and compete with other offers! Will definitely use and recommend the Anita Aguilar team hands down!
Jun 12, 2023
Anita and her team helped me purchase my first Condo. What typically is a frustrating and confusing process seemed like a breeze due to the dedication of her and her entire team. Everyone in their organization was extremely helpful and patience with a potential new homeowner such as myself. They were always timely with their communication and instructions throughout the entire experience. I couldn't recommend any other organization to work with!
Jun 9, 2023
Huge shout out to Anita and her team. They were always organized, thorough, professional. They had a lot of patience and knowledge with us and definitely came through. I would recommend time and time again for any new clients. This is an amazing team. Extremely responsive and quick. Thank you so much!
Jun 8, 2023
9 year adventure
I first met Anita 9 years ago. She was recommended to me by my realtor. Unfortunately back then my wife and I were not on the same page and we could not get a deal done. Fast forward to now, I reached out to Anita and she remembered us. She treated us like long lost family. The feeling made us more comfortable and helped with getting through the loan process. Anita and her team are just amazing. I have nothing bad to say about them. I highly recommend them if you are reading this review!
May 16, 2023
I first reached out to Anita regarding the Dream for All program, and she was very efficient and responsive in getting everything squared away. Unfortunately, even with her quick efforts, I did not end up getting the funds (the program ran out of funds the same day within hours that I got my offer accepted), but Anita was yet again quick and efficient with identifying another program that would fit my needs to close on the house I put an offer on. Her team was extremely friendly and communicative every step of the way. I’ve already recommended her to a few folks. Anita is the best!
May 4, 2023
We just closed escrow 6 days ago and although we are not moving to our home for another month, I still can't believe how quick the entire process was to get us back into homeownership. I initially reached out to Anita because I had read some of her stellar reviews and I felt she was the right person to seek advice from regarding potentially buying within the next 6 months to a year. I had no idea that this superwoman would have us fully approved so quickly, that in less than 1 month we had already found a place to call home and felt confident in making an offer. Anita is very straightforward and that is something I admire because home buying is a serious matter. Her entire team is amazing and always willing to answer questions. I highly recommend Anita and her team when looking for a serious lender.
May 4, 2023
Anita and her team were amazing! Prompt, Responsive, Patient, and Knowledgable.

Explained every step of the way which as a first time home buyer was very much appreciated.

No surprises! Thank you again and would recommend !
Apr 24, 2023
We recommend Anita and her team for the excellent job they did helping us and guiding us throughout the process of refinancing our home. They had impeccable service from the beginning to the end. There was great communication, guidance, and our closing timing was always on schedule. The care they treat you with is priceless!
Apr 21, 2023
Amazing experience working with Anita and her team on my home loan!

Buying a home can be stressful and overwhelming, but Anita and her team made it a breeze. They were attentive, proactive, and incredibly responsive, keeping us informed every step of the way with timely updates that made us feel secure and informed.

Being backed by a reputable lender like Anita with such an incredible track record definitely worked to our advantage in this competitive market, particularly when submitting an offer on a home. I highly recommend Anita Aguilar Home Loans to anyone looking for a stress-free home buying experience.

Thank you, Anita and team, for your hard work and dedication!
Mar 21, 2023
This was my first time buying a home and Anita and her team not only made it easy, but enjoyable! Anita and her team recognize that delay kills deals in real estate and they were so proactive in making sure we understood the process fully and stayed on track timely. The personal touch Anita and her team offer is above and beyond. I could text or call them anytime and with any (seemingly silly) question and they'd be there for me. The sweet cards/gifts from them were the cherry on top of a great experience. 10/10 recommend.
Dec 29, 2022
Anita and Edgar’s team is amazing! They are extremely helpful and patient and you can count on them to consistently check in and update you through the entire process. This was my first time purchasing a time and they have taught me so much and has been amazing the entire time. I definitely recommend their team to anyone who’s a first homebuyer.
Dec 28, 2022
Anita and her team were absolutely fabulous. I'll recommend her to anyone I know looking for a mortgage.
Dec 20, 2022
Strongly recommend Anita and Edgar. Their team was highly responsive, transparent and extremely efficient. It was a true pleasure working with their team.
Nov 28, 2022
Realtor ( Listing Agent )
Dear Anita,
I really enjoyed working with you, you saved the file. Without you I'm 100% sure this deal could have not happen. Thank you for your amazing dedication and tenacity, Carlos Pastrana
Nov 28, 2022
Anita and her team are great and easy to work with. They are very knowledgeable and answered any questions I had during the process. The experience was much quicker and easier than I had expected for my first time acquiring a loan. They're incredibly responsive and communicative. Thanks again for all the help!
Nov 23, 2022
Hello Team Aguilar,

Dinah and I wanted to check in on everybody and say Happy Thanksgiving.

Actually, we have a bit more to say than just that. On this day and week of Thanksgiving this year we wanted to reach out and tell you how much we appreciate meeting you all. It's hard to express in words how thankful we are and we will just give it a try.

This message is also for your team as well. Essentially, anyone who helped us get into our current property in Oceanside.

So, we know we don't need to explain to you too and your team nor your partners how important it is to have a great place to live. Nor do we need to explain the challenges we see other people having right now in the real estate market with prices of homes, and the rising interest rates.

With that stated, we are just amazed every day that we live in this amazing property that we have now that we got with your help. Wow! We are so shocked to be this fortunate. Plus, we just barely increased equity in both of our former properties in two different states. It's shocking to see how much more home equity we've gained in a short period of time compared to those two locations. Another big wow!

So there it is. We are so thankful we met you and that you worked with us.

Again, Happy Thanksgiving and we're so happy to have met you and your team. All the best this holiday season to you and your family.