Anita Aguilar

Mortgage Advisor Cardinal Financial | NMLS #66247 NMLS #498749
Clients have said that Anita Aguilar epitomizes integrity, energy, and hard work with a wealth of information and experience. Anita entered the Real Estate Financing industry in 2005 after attending Loyola Marymount University and graduated Magna Cume Laude with a B.A. in Business Administration and Spanish. As a native San Diegan, the city of SD is near and dear to her heart. In 2022, Anita Aguilar helped over 300 families nationwide become homeowners or helped families and individuals through refinancing.

About Anita’s Team
As a branch manager, Anita understands that she is only one person and that having a stellar team to back her up is integral to providing specialized service to each client. Considering their volume, you might be shocked to hear that her team can close a loan in as few as seven days. Know you're in good hands with anyone from Anita's team. Together, her team has over 90 years of combined industry experience.

Recent Accolades:
Scotsman Guide Top U.S. Mortgage Loan Originator - 2024
Scotsman Guide Top U.S. Women's Loan Originator - 2023
Nahrep’s Top 250 Latino Mortgage Loan Originators - 2023
Named Top Loan Originator for CalHFA and GSFA
Featured in El Latino Magazine
Featured on
Featured in San Diego Voyager Magazine

Anita G. Aguilar | NMLS#498749
Licensed Branch Address: 2727 Shelter Island Drive #103, San Diego, CA 92106
Cardinal Financial Company, Limited Partnership NMLS 66247
3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273
Equal Housing Opportunity ?
For licensing information, go to
May 14, 2024
Anita and her team are wonderful. They kept us informed of each step along the way. We cannot thank them enough for the great attention to detail.
Apr 15, 2024
Anita and her team delivered beyond expectation. They were able to get us pre-approved in 24 hours and helped us close escrow in 9 calendar days! We are still in disbelief that we are homeowners now because the whole thing happened so fast and seamlessly.

It was hard not to stress out during the entire process, but they were there every step of the way, kept us in close communication, and were on top of everything. We don't think we can ever find a better team! We are extremely grateful for their part in helping our dreams come true.

We totally recommend Anita's team, especially if you are new to this. They are THE ONE you'd like to get help from. Thanks to the team again for your professionalism and down-to-earth attitude. We hope to work with you all again on our next home purchases.
Apr 8, 2024
First-time Home Buyers
Working with Anita and her team at Cardinal Financial was a game-changer for us in our home-buying journey. We were bracing for a complicated process, but they made it surprisingly straightforward and stress-free.

Anita was our guiding light right from the start, shining bright with her deep knowledge and unwavering support. When our first home purchase stumbled due to unforeseen HOA complications, she didn't just keep us motivated—she instilled in us a sense of resilience and hope. Her confidence and proactive approach were contagious, keeping our spirits high even in the face of disappointment.

It was during our second attempt in escrow that Anita truly showcased her exceptional skills. Her ability to think outside the box and her tireless advocacy on our behalf were nothing short of miraculous. It wasn't just her technical expertise that made the difference; it was her genuine belief in our dream and her determination to see it through. The moment we received our loan approval, thanks to Anita's efforts, we were left in awe. It was a testament to her incredible proficiency and dedication to her clients.

What also impressed us was how Anita and her team managed to make the entire process feel so manageable. They were always on hand to answer our questions and sort out any issues, ensuring that everything progressed without a hitch. It felt like they were taking care of the heavy lifting, allowing us to focus on the excitement of buying our new home.

We're incredibly grateful to Anita and the entire team at Cardinal Financial. Their support and professionalism didn't just help us buy our home; they made the journey enjoyable. For anyone looking to buy a home, Anita and her team come highly recommended by us. Their ability to simplify the home-buying process and remove the stress was truly remarkable. Thanks to them, we're now happily settled in our new home, and the whole experience was much smoother than we ever imagined.
Apr 5, 2024
I have nothing but amazing things to say about this team! From helping us purchase my childhood home last June to helping us with a cash-out refinance last month, they have been so helpful throughout the entire process. I love their communication style which includes check-ins, phone calls, and text messages that really keep us in the loop the whole process but also explain everything in terms we can understand and grasp. I cannot stress enough how thankful we are to own our home and be able to live in beautiful San Diego County. We are especially thankful to their team for putting up with our incessant questions and phone calls and for always being there for us when we need them. We highly recommend Cardinal Financial and look forward to working with them again in the future :)
Mar 14, 2024
I don't know where to start! Anita and her team made my dream come true. From the very first phone call until after closing she kept me in the loop and handled everything for me. Made sure all my T's were crossed and all I's dotted. I couldn't of done this without you all. THANK YOU!
Mar 6, 2024
Anita and the rest of her team are so easy to work with! We did our complete transaction online, as we are not locals to their area. They did such an awesome job at keeping us, the Borrowers, in the loop. We communicated via emails, text messages and voicemails. Their timeline of how we completed the loan process was very smooth with zero issues. Anita's team is fast to move the borrowing process along. They are very clear, specific and knowledgeable. Anita seem to truly look out for what is best for her Borrowers. We have enjoyed the process of our refinance and will continue to reap the benefits. We highly recommend them to everyone!
Mar 1, 2024
Anita and her team continue to exceed all my wildest expectations! They communicate clearly and quickly and do literally whatever takes to take care of their clients needs. Cannot recommend her enough!!
Feb 27, 2024
Real Estate Agent | POMPEYO GROUP
Working alongside Anita, Edgar and their lending team has been such a blessing for us and our clients. As a high level performing Real Estate Team we rely heavily on them. We always recommend them to our clients. They’re remarkable!!!!
Feb 27, 2024
Co-Owner of Real Estate Results
First time we have worked with Cardinal Financial and Anita. We represented the seller. Anita and her time were great, on task and on time. We will recommend Cardinal Financial. Thank you for an outstanding job.
Marcia Spurgeon
Feb 6, 2024
Anita and her team are literally a case study of incredible customer service & wonderful results. Not only can you tell that her and her team put in the hard work...but they are always checking-in, keeping you updated, providing clear and detailed information throughout the entire process, helping you understand any questions or concerns -- and always always making you feel confident and comfortable. I could not recommend Anita and her team more.
Feb 2, 2024
Where can I start?... Anita did a tremendous job helping me and my wife get amazing results with our forever home! I have nothing but gratitude for her hard work and her passion to help her customers achieve their financial goals. It was a pleasure working with her and her team. I would 100% work with her again ! Thank you, Anita
Jan 18, 2024
The team at Cardinal Financial made our home purchase process quick and easy. They answered all of our questions and guided us every step of the way.
Jan 8, 2024
Honestly, there is nothing that could improve my overall experience with your team. You were so helpful, honest, responsive, and educational. I couldn't imagine a better first-time home buying experience. When I told our notary that you guys had already walked us through all of the paperwork, he said "oh wow, you guys definitely have a good lender then." I think that says it all. ;)
Jan 8, 2024
Happy client
Anita and the team helped us after hearing about our unique situation. Everyone was very professional and kept us informed with every step. I should've known this would work out when Anita ended our first conversation with "You're in good hands." Thank you team for all your hard work, dedication, and professionalism.
Dec 21, 2023
Anita (and Edgar & little one!),

We appreciate you reaching out all the time and updating us with interesting information about real estate ... and life.

As we wind down the year, we want to share our gratitude with you once again and of course with your brother because of how much our lives have changed because of your assistance helping us in real estate. This has been such an amazing property for us even though it has so many things to upgrade.

We are so happy in this location and the amenities that we have available. Thanks to you our lifestyle has changed and we're able to live in this part of California comfortably.

All the best.

Sincerely, Dinah and James
Dec 19, 2023
Anita and her team make dreams come true. They are knowledgeable, expedient and always one-step ahead of the game. Their team’s outstanding communication and care made for a quick process of finding our first home. We highly recommend trusting in Anita and her team to help you through the loan process.
Dec 13, 2023
Top San Diego Realtor
Anita & Edgar do it again! I trust and credit their team for all of the real estate success we have had over the years. I wouldn’t send my real estate loan to anyone else. Thank you!!!
Nov 30, 2023
Being first time homebuyers, Anita, Edgar and team were so incredibly helpful throughout the entire process. We were beyond impressed by how helpful, responsive and proactive they were. Their level of service is unmatched. They felt like friends who sincerely had our best interest at heart. The best part is they are true partners. Beyond grateful we found Anita and this team!
Nov 30, 2023
Escrow Officer
Anita was great to work with the process was smooth and she provided all involved updates as the transaction progressed.
I loved working with Anita and her team.

Thank you
Nov 13, 2023
Anita did a fantastic job helping me purchase and finance my first home. Very knowledgeable and helpful throughout the whole process.
Nov 8, 2023
Anita and her team make dreams come true. The process was so easy. They are friendly and professional with impressive knowledge and experience. Top-notch communicators with total transparency throughout the process. Excellent experience.
Oct 27, 2023
It is a pleasure to be able to work with such a professional company that takes you step by step and takes care of your interests.

100% recommend.
Oct 26, 2023
I was surprised by how fast Anita and her team worked. She gave some very valuable advice that made our purchase happen. Thank you!
Oct 17, 2023
Thank you Anita and Edgar for continually reaching out and for the great customer service you provided. For sure we will be in touch in the future, when we are ready to move forward with another project!
Sep 5, 2023
Anita and her team were excellent in my process. They work very fast and get things done without any problems to get your offer approved by a seller.