Anita Aguilar

Area Sales Manager | Mortgage Advisor Cardinal Financial | NMLS #66247 NMLS #498749
Clients have said that Anita Aguilar epitomizes integrity, energy, hard work, and expert knowledge in every aspect of her profession. Anita entered the Real Estate Financing industry in 2005 after attending Loyola Marymount University and graduated Magna Cume Laude with a B.A. in Business Administration and Spanish. As a native San Diegan, the city of SD is near and dear to her heart. In 2021, Anita Aguilar personally helped over 150 families become homeowners or refinance.

About Anita’s Team
As a branch manager, Anita understands that she is only one person and that having a stellar team to back her is an integral part of providing specialized service to each and every client. Considering their volume, you might be shocked to hear that her team can close a loan in as few as 7 days. Know you're in good hands with anyone from Anita's team. Together, her team has over 70 years of combined industry experience.

Recent Accolades
#106 Top U.S. Women's Loan Originator
Top 500 U.S. Mortgage Loan Originator
CalHFA Preferred Lender
Named one of GSFA's top loan officers
Named one of's top mortgage lenders in California
Top 100 Loan Officer - National Association of Minority Mortgage Bankers of America (NAMMBA)
Featured in El Latino Magazine
Featured on
Featured in San Diego Voyager Magazine
Company President's Club Inductee

Anita G. Aguilar NMLS#498749
Licensed Branch Address: 600 B Street Suite 300 San Diego CA 92101
Cardinal Financial Company, Limited Partnership NMLS 66247
3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273
Equal Housing Opportunity ?
For licensing information, go to:
May 16, 2023
I first reached out to Anita regarding the Dream for All program, and she was very efficient and responsive in getting everything squared away. Unfortunately, even with her quick efforts, I did not end up getting the funds (the program ran out of funds the same day within hours that I got my offer accepted), but Anita was yet again quick and efficient with identifying another program that would fit my needs to close on the house I put an offer on. Her team was extremely friendly and communicative every step of the way. I’ve already recommended her to a few folks. Anita is the best!
May 4, 2023
We just closed escrow 6 days ago and although we are not moving to our home for another month, I still can't believe how quick the entire process was to get us back into homeownership. I initially reached out to Anita because I had read some of her stellar reviews and I felt she was the right person to seek advice from regarding potentially buying within the next 6 months to a year. I had no idea that this superwoman would have us fully approved so quickly, that in less than 1 month we had already found a place to call home and felt confident in making an offer. Anita is very straightforward and that is something I admire because home buying is a serious matter. Her entire team is amazing and always willing to answer questions. I highly recommend Anita and her team when looking for a serious lender.
May 4, 2023
Anita and her team were amazing! Prompt, Responsive, Patient, and Knowledgable.

Explained every step of the way which as a first time home buyer was very much appreciated.

No surprises! Thank you again and would recommend !
Apr 24, 2023
We recommend Anita and her team for the excellent job they did helping us and guiding us throughout the process of refinancing our home. They had impeccable service from the beginning to the end. There was great communication, guidance, and our closing timing was always on schedule. The care they treat you with is priceless!
Apr 21, 2023
Amazing experience working with Anita and her team on my home loan!

Buying a home can be stressful and overwhelming, but Anita and her team made it a breeze. They were attentive, proactive, and incredibly responsive, keeping us informed every step of the way with timely updates that made us feel secure and informed.

Being backed by a reputable lender like Anita with such an incredible track record definitely worked to our advantage in this competitive market, particularly when submitting an offer on a home. I highly recommend Anita Aguilar Home Loans to anyone looking for a stress-free home buying experience.

Thank you, Anita and team, for your hard work and dedication!
Mar 21, 2023
This was my first time buying a home and Anita and her team not only made it easy, but enjoyable! Anita and her team recognize that delay kills deals in real estate and they were so proactive in making sure we understood the process fully and stayed on track timely. The personal touch Anita and her team offer is above and beyond. I could text or call them anytime and with any (seemingly silly) question and they'd be there for me. The sweet cards/gifts from them were the cherry on top of a great experience. 10/10 recommend.
Dec 29, 2022
Anita and Edgar’s team is amazing! They are extremely helpful and patient and you can count on them to consistently check in and update you through the entire process. This was my first time purchasing a time and they have taught me so much and has been amazing the entire time. I definitely recommend their team to anyone who’s a first homebuyer.
Dec 28, 2022
Anita and her team were absolutely fabulous. I'll recommend her to anyone I know looking for a mortgage.
Dec 20, 2022
Strongly recommend Anita and Edgar. Their team was highly responsive, transparent and extremely efficient. It was a true pleasure working with their team.
Nov 28, 2022
Realtor ( Listing Agent )
Dear Anita,
I really enjoyed working with you, you saved the file. Without you I'm 100% sure this deal could have not happen. Thank you for your amazing dedication and tenacity, Carlos Pastrana
Nov 28, 2022
Anita and her team are great and easy to work with. They are very knowledgeable and answered any questions I had during the process. The experience was much quicker and easier than I had expected for my first time acquiring a loan. They're incredibly responsive and communicative. Thanks again for all the help!
Nov 23, 2022
Hello Team Aguilar,

Dinah and I wanted to check in on everybody and say Happy Thanksgiving.

Actually, we have a bit more to say than just that. On this day and week of Thanksgiving this year we wanted to reach out and tell you how much we appreciate meeting you all. It's hard to express in words how thankful we are and we will just give it a try.

This message is also for your team as well. Essentially, anyone who helped us get into our current property in Oceanside.

So, we know we don't need to explain to you too and your team nor your partners how important it is to have a great place to live. Nor do we need to explain the challenges we see other people having right now in the real estate market with prices of homes, and the rising interest rates.

With that stated, we are just amazed every day that we live in this amazing property that we have now that we got with your help. Wow! We are so shocked to be this fortunate. Plus, we just barely increased equity in both of our former properties in two different states. It's shocking to see how much more home equity we've gained in a short period of time compared to those two locations. Another big wow!

So there it is. We are so thankful we met you and that you worked with us.

Again, Happy Thanksgiving and we're so happy to have met you and your team. All the best this holiday season to you and your family.
Nov 18, 2022
Anita and Edgar along with all their team were great and easy to work with. everyone was always willing to help and answer any questions to help make the process feel more comfortable for us. They also were able to get us our first home really quickly. we decided we wanted to get serious about buying, within a couple days we were pre approved and shopping around for houses. It was only about a week when we found the home we wanted and they were able to close escrow in just a couple of weeks making this whole experience quick and easy for us. Overall this was a great experience and I would definitely recommend working with them to purchase a property.
Nov 16, 2022
Logistics Manager
Anita is the best! Makes things happen, quick, easy and clear. Thanks for all your help and the whole team! Happy customer :)
Nov 14, 2022
Muchísimas gracias por todo el seguimiento que me diste Anita, tú y tu equipo son súper dedicados y me llevaron de la mano para todo lo que tenía que presentar de papeles, hasta cosas que no eran trabajo de ustedes me ayudaron con tal de que saliera bien todo, a parte de profesional eres una súper persona, espero seguir contando con tu amistad, saludos!!

Thank you very much for all the follow-up you gave me, Anita - you and your team are super dedicated and took me by the hand for everything I had to submit, even things that were not your job. You helped me and everything turned out well. Apart from being a professional, you are a super person, I hope to continue counting on your friendship, cheers!
Nov 8, 2022
We just bought our first home with Anita and we could not have asked for a better lender. Anita is kind, responsive, and goes the extra mile to make your home purchase possible. She took the time to build a relationship with us and made the whole process fun and accessible. She explains things really clearly and helped us strategize (and shift our strategy several times.) We learned a lot about the home buying process from Anita. She began working with us almost two years ago when we barely qualified and loyally stuck with us through our the whole process until we finally purchased a home we absolutely love. Anita was patient, but attentive. She never made us feel rushed or pressured. She was our cheerleader the whole way through and we could not be more grateful for her help!
Nov 7, 2022
We want to share our experience with Edgar, Anita and their team to get our first time ever dream home. It was actually a super easy process, we were nervous as we didn't know the path that we should take to buy but this team did so great. They cleared all of our questions and they answered every single call when we had a doubt until we found the best option for us. There was no moment at all where we felt compelled or pressured to make the call for the purchase, as they were very understanding, because they know that this is a huge decision for our family. The amazing team of Edgar and Anita did an amazing job for the financial side of things, having us in escrow and getting everything approved in less than three weeks, we could not believe when we got the house keys on our hands. This is the best team I could select to work with, they are honest and tell you with the truth, they will be working so hard until you find your dream home as it happened to us, this team will make things happen!
Nov 7, 2022
Program Manager
As I am still unpacking and putting my new home together I wanted to take a second to recognize the team outstanding team at Cardinal Financial. Based on the reviews that I had previously read I sought out this particular team and let me tell you they definitely exceeded my expectations. Communication is key to a successful transaction and through each step I received personal services and assistance with obtaining all of my necessary information. We had an aggressive 17 day closing strategy for a VA loan which is a difficult task, that turned out to be accomplished with ease could have closed 4 days earlier if we wanted. I would highly recommend Edgar, Anita and their team at Cardinal Financial - a winning San Diego team with a local vibe!

Thank you so much I love my new home

Nov 4, 2022
Edgar and Anita help us, 2 other families (friends of mine), purchase their 1st home! They made it happen when they were turned down by other lenders, and THAT speaks for itself!
Oct 28, 2022
Anita and her team are absolutely AMAZING. They entire team is passionate about what they do and ensuring the best interest of their clients.

This is our second time working with the Team at Cardinal Financial and our family is truly blessed to have been connected by our real estate agent.

The team was in contact with us throughout the entire process and ensured that we are well postured to purchase our next home.

Thank you, Anita and team.

Until next time.

All the best,

The Arroyo family
Oct 27, 2022
Anita and her team are just simply amazing! From start to finish the communication was terrific! Home buying can be a very demanding and scary time in a persons life, but with Anita and her team it was effortless! The kindness, promptness, attention to detail and thorough explanations throughout the process is wonderful. Thank you for the home welcoming gifts! We would recommend Anita and her team to anyone! If we are ever in the market again, they will be our top choice! Thank you again for everything!
Oct 10, 2022
I have used Anita and Edgar's team for a second time now and my experience with them has been amazing!! They found me the best home for me and my kids. They are always looking out for my best interest. Also, their team is amazing and they always kept me up to date with follow up phone calls and emails. Thank you so much guys! You are phenomenal!
Oct 7, 2022
Self Employed
Working with Anita and her team was a very good experience. Great follow up, despite it was a complicated case.
Sep 27, 2022
As always Anita and her team are the best. They are diligent with getting things done in an efficient and effective manor. My builders mortgage company dropped the ball and Anita and her team came and saved the day. I would refer Anita to anyone who has mortgage needs!
Sep 27, 2022
Working with Anita and her team was fast and easy. They take care of their clients and truly make the process of financing a home simple for Buyers. Their communication is spot on and as an agent, this makes the process less stress for all parties involved.