Clients have said that Anita Aguilar epitomizes integrity, energy, and hard work with a wealth of information and experience. Anita entered the Real Estate Financing industry in 2005 after attending Loyola Marymount University and graduated Magna Cume Laude with a B.A. in Business Administration and Spanish. As a native San Diegan, the city of SD is near and dear to her heart. In 2022, Anita Aguilar helped over 300 families nationwide become homeowners or helped families and individuals through refinancing.
About Anita’s Team
As a branch manager, Anita understands that she is only one person and that having a stellar team to back her up is integral to providing specialized service to each client. Considering their volume, you might be shocked to hear that her team can close a loan in as few as seven days. Know you're in good hands with anyone from Anita's team. Together, her team has over 90 years of combined industry experience.
Recent Accolades:
Scotsman Guide Top U.S. Mortgage Loan Originator - 2024
Scotsman Guide Top U.S. Women's Loan Originator - 2023
Nahrep’s Top 250 Latino Mortgage Loan Originators - 2023
Named Top Loan Originator for CalHFA and GSFA
Featured in El Latino Magazine
Featured on Zurple.com
Featured in San Diego Voyager Magazine
Anita G. Aguilar | NMLS#498749
Licensed Branch Address: 2727 Shelter Island Drive #103, San Diego, CA 92106
Cardinal Financial Company, Limited Partnership NMLS 66247
3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273
Equal Housing Opportunity ? www.cardinalfinancial.com/nmls-licensing
For licensing information, go to www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247
About Me
Mortgage Advisor
Cardinal Financial | NMLS #66247
NMLS #498749
TV
I had done several transactions in the past. Anita and her team are very knowledgeable and we went smooth and closed the loan in 2 weeks, almost never heard of. Their knowledge and close follow up closely made the difference and we appreciate her for this home loan. We recommend everyone who needs help with the loan, please talk to her. She works after hours or whenever you can to make it happen and happen quick. Thank you!
FA
They are great at what they do and got the best quotes and rates both when I purchased and when I refinanced. They are also very fast and knowledgeable and made things less time consuming for me.
L
Wow, wow, wow!!
What an amazing experience, not once but TWICE!!
Anita and team handle just about everything for me so I can continue to run my operation to be able to pay my mortgage :) :) :)
Want a team that goes way above and beyond? Look no further than Anita & her team. They work very hard to get it done!!
A+++++++++++++++++++++++++++++++++
<3
What an amazing experience, not once but TWICE!!
Anita and team handle just about everything for me so I can continue to run my operation to be able to pay my mortgage :) :) :)
Want a team that goes way above and beyond? Look no further than Anita & her team. They work very hard to get it done!!
A+++++++++++++++++++++++++++++++++
<3
CM
Anita and her team are pros. She was responsive from the first text through closing. We got our dream home, with a VA loan, in less than 30 days from offer!
RM
Anita Aguilar was absolutely amazing in finding us a loan that met our goals. She is an excellent communicator, she is expedient, and was always there to answer our questions. I could not recommend her enough to anyone looking for a home loan. 5 Star service all around.
Anita came highly recommended by a close friend years ago and when we were finally ready to start the home buying process we knew we had to reach out to her! Working with her was an absolute game-changer for our mortgage process. We are incredibly grateful that we started the pre-approval process before looking at houses and couldn’t be more thrilled with the results. We could not believe we closed on our top choice house 37 days after first contacting Anita!
From the outset, Anita impressed us with her incredible efficiency. Every aspect of the mortgage application process was handled with precision and speed, ensuring that no time was wasted and that we were always on track. She made what can be a lengthy and daunting process feel seamless and straightforward.
Anita's depth of knowledge is truly remarkable. She provided expert guidance on every detail, from choosing the right loan to understanding the finer points of the mortgage market. Her ability to explain complex concepts in the clear and comprehensible way that I do with my students made a significant difference in our understanding and decision-making process.
Attention to detail is where Anita really stands out. She and her team meticulously reviewed every document, every number, and every clause, ensuring that everything was in perfect order. Her thoroughness provided us with the confidence that no stone was left unturned and no potential issue overlooked.
Organization is another area where Anita and her team excel. They kept the entire process well-structured and managed all the moving parts with impeccable coordination. We always knew exactly where things stood and what the next steps were, thanks to their outstanding organizational skills and communication.
Finally, Anita's analytical approach was invaluable. She evaluated various mortgage options and found products that benefited us. With a keen eye for detail she helped us to weigh the pros and cons of each option. This analytical rigor ensured that we made an informed decision that was best suited to our financial needs and goals and our growing family!
If you want a mortgage advisor who combines efficiency, expertise, and meticulous care, Anita and her team at Cardinal Financial are your go-to professionals! We highly recommend her for anyone looking to navigate the mortgage process with confidence and ease!
From the outset, Anita impressed us with her incredible efficiency. Every aspect of the mortgage application process was handled with precision and speed, ensuring that no time was wasted and that we were always on track. She made what can be a lengthy and daunting process feel seamless and straightforward.
Anita's depth of knowledge is truly remarkable. She provided expert guidance on every detail, from choosing the right loan to understanding the finer points of the mortgage market. Her ability to explain complex concepts in the clear and comprehensible way that I do with my students made a significant difference in our understanding and decision-making process.
Attention to detail is where Anita really stands out. She and her team meticulously reviewed every document, every number, and every clause, ensuring that everything was in perfect order. Her thoroughness provided us with the confidence that no stone was left unturned and no potential issue overlooked.
Organization is another area where Anita and her team excel. They kept the entire process well-structured and managed all the moving parts with impeccable coordination. We always knew exactly where things stood and what the next steps were, thanks to their outstanding organizational skills and communication.
Finally, Anita's analytical approach was invaluable. She evaluated various mortgage options and found products that benefited us. With a keen eye for detail she helped us to weigh the pros and cons of each option. This analytical rigor ensured that we made an informed decision that was best suited to our financial needs and goals and our growing family!
If you want a mortgage advisor who combines efficiency, expertise, and meticulous care, Anita and her team at Cardinal Financial are your go-to professionals! We highly recommend her for anyone looking to navigate the mortgage process with confidence and ease!
RH
The Cardinal team made our dream of home ownership a reality with an unforgettably wonderful experience!
Through our home-buying process, we learned what a difference a great lender can make when submitting an offer. The entire Team was prepared and timely and ensured we were on track to close quickly without pressuring or pushing us. Anita and her team dedicated time to walk us through the details of the process, answer all of our [countless] questions, and explain each element of our contracts thoroughly so that we could be confident each step of the way. Anita and the Team alleviated so much of our stress. They made sure that we were comfortable and informed in each offer we submitted and, eventually, in the days following our close. Any questions or concerns we had were immediately addressed, and we were always made to feel we were a priority.
Throughout every aspect of our experience, it was obvious that this Team truly cared about the work that they did - they were simply a treat to work alongside. We couldn't recommend them enough, and we are thrilled to have had the opportunity to work with such a devoted, respected, and gifted team during the purchase of our home.
Through our home-buying process, we learned what a difference a great lender can make when submitting an offer. The entire Team was prepared and timely and ensured we were on track to close quickly without pressuring or pushing us. Anita and her team dedicated time to walk us through the details of the process, answer all of our [countless] questions, and explain each element of our contracts thoroughly so that we could be confident each step of the way. Anita and the Team alleviated so much of our stress. They made sure that we were comfortable and informed in each offer we submitted and, eventually, in the days following our close. Any questions or concerns we had were immediately addressed, and we were always made to feel we were a priority.
Throughout every aspect of our experience, it was obvious that this Team truly cared about the work that they did - they were simply a treat to work alongside. We couldn't recommend them enough, and we are thrilled to have had the opportunity to work with such a devoted, respected, and gifted team during the purchase of our home.
CS
Anita and her team continue to amaze me with their friendliness, efficiency, and attention to detail. We just refinanced in record time and I am so jazzed with my lower monthly payment!
RM
What a refreshing experience working with such responsive professionals! Anita and her team were outstanding to work with. The proactive explanations and guidance are so welcome when dealing with such a major life event. They were amazing at guiding us thru every step of the process and making sure everything went smoothly and efficiently. Anita and her team were a pleasure to work with!
GK
Once again, we are working with Anita for our second home purchase. Anita is now a friend! You can trust her 15+ years of experience, personability, responsiveness, and Cardinal Financial office team. I was referred to Anita in 2021. Thank goodness I was! Anita was by my side every step of the way for the biggest purchases of my life. Reach out to her for your next move!
We are incredibly grateful for Anita and her team for guiding us through the home buying process. After a previous negative experience with another team in 2018, we were daunted by the prospect of purchasing a home. However, Anita and her team made the entire process smooth and stress-free, offering unwavering support and genuine care every step of the way.
Their professionalism and dedication are truly stellar. We especially appreciate the transparency and clear communication throughout the process, ensuring we understood every detail. Thanks to their efforts, we received a voucher through the CalHFA's Dream for All program, which has been life-changing for us.
Anita and her team went above and beyond to make our dream of homeownership a reality, and we cannot thank them enough. We highly recommend them to anyone looking for a trustworthy and supportive team to help with their home buying journey.
Their professionalism and dedication are truly stellar. We especially appreciate the transparency and clear communication throughout the process, ensuring we understood every detail. Thanks to their efforts, we received a voucher through the CalHFA's Dream for All program, which has been life-changing for us.
Anita and her team went above and beyond to make our dream of homeownership a reality, and we cannot thank them enough. We highly recommend them to anyone looking for a trustworthy and supportive team to help with their home buying journey.
EF
Anita and her team did an amazing job with complex challenges! We can't THANK her enough for her perseverance and professionalism to get us our dream home. She's a REAL LIFE ROCKSTAR!!!
PB
Anita has been my preferred lender for over 9 years for a reason! She is simply the best at what she does, doesn't over-promise, and always delivers! 🙌
GW
Working with Anita and her team at Cardinal Financial was an absolute blessing during our first home buying journey. From the outset, Anita's care, dedication, and meticulous attention to detail shone through. She took the time to patiently guide us through every step of the process, ensuring we fully understood our options and the implications of each decision.
Anita's expertise was evident in her thorough explanations of mortgage terms, interest rates, and escrow practices, as well as in her proactive management of closing activities and post-purchase responsibilities. Thanks to her and her team, what could have been a daunting experience was remarkably smooth and stress-free.
For anyone navigating the significant decision of purchasing a home, we wholeheartedly recommend Anita and Cardinal Financial. Their commitment to their clients and depth of knowledge make them the ideal partner for such an important milestone in life.
Anita's expertise was evident in her thorough explanations of mortgage terms, interest rates, and escrow practices, as well as in her proactive management of closing activities and post-purchase responsibilities. Thanks to her and her team, what could have been a daunting experience was remarkably smooth and stress-free.
For anyone navigating the significant decision of purchasing a home, we wholeheartedly recommend Anita and Cardinal Financial. Their commitment to their clients and depth of knowledge make them the ideal partner for such an important milestone in life.
TM
One of the most impressive escrows I've been a part of thanks to Anita and her team. Super fast timelines to start with on a very large loan that ended up being sped up, somehow. She simply over-delivers incredibly. Constant communication, we never felt in the dark or out of the loop. Thank you Anita!
Anita and her team are very professional and easy to work with. Always helpful and on top of their game. This is my second time working with them and hopefully we will continue doing business for many more real estate transactions to come. Thank you!
ER
I recently had the pleasure of working with Anita and her team to secure a mortgage for my new home while I was deployed, and I am thrilled with the experience. From beginning to end, Anita exemplified exceptional professionalism, expertise, and unwavering dedication. She patiently addressed all my questions, provided clear and concise explanations, and guided me through each step of the process with remarkable clarity.
Anita's team was equally outstanding, consistently responsive and helpful, ensuring that all paperwork was handled promptly and accurately. Their meticulous attention to detail and unwavering commitment to customer satisfaction made the entire process smooth and stress-free, even with the added challenges of my deployment.
I wholeheartedly recommend Anita and her team to anyone seeking mortgage services. Their extensive knowledge, integrity, and exemplary customer service truly set them apart. I am deeply grateful for their hard work and support in helping me secure my dream home.
Anita's team was equally outstanding, consistently responsive and helpful, ensuring that all paperwork was handled promptly and accurately. Their meticulous attention to detail and unwavering commitment to customer satisfaction made the entire process smooth and stress-free, even with the added challenges of my deployment.
I wholeheartedly recommend Anita and her team to anyone seeking mortgage services. Their extensive knowledge, integrity, and exemplary customer service truly set them apart. I am deeply grateful for their hard work and support in helping me secure my dream home.
MS
I cannot thank Anita and her team enough for holding my hand through out the process of purchasing a condo in Charlotte, NC. Anita is an amazing communicator, full of energy and always one step ahead of things that needed to be done. She and her team made me feel as though I was a part of their family! I feel very fortunate to have been referred to Anita; she and her team are stuck with me for life!
RA
We wanted to take a moment to express our heartfelt gratitude for the exceptional service we received from Anita and the Cardinal Financial team during the process of purchasing our home. From start to finish, the experience was nothing short of remarkable.
Your team’s commitment to keeping us informed at every step was truly commendable. We never felt left in the dark, and the entire process seemed seamless. The attention to detail, prompt communication, and genuine care made all the difference.
Purchasing a home is a significant decision, and it’s true that there’s never a “perfect” time. However, working with your team made the journey enjoyable and stress-free. We appreciate your expertise, professionalism, and dedication.
To anyone contemplating buying a home, I wholeheartedly recommend reaching out to this awesome team. They go above and beyond to ensure a smooth and successful home-buying experience.
Thank you once again for making our dream of homeownership a reality!
Your team’s commitment to keeping us informed at every step was truly commendable. We never felt left in the dark, and the entire process seemed seamless. The attention to detail, prompt communication, and genuine care made all the difference.
Purchasing a home is a significant decision, and it’s true that there’s never a “perfect” time. However, working with your team made the journey enjoyable and stress-free. We appreciate your expertise, professionalism, and dedication.
To anyone contemplating buying a home, I wholeheartedly recommend reaching out to this awesome team. They go above and beyond to ensure a smooth and successful home-buying experience.
Thank you once again for making our dream of homeownership a reality!
RM
We wanted to take a moment to express our heartfelt gratitude for the exceptional service we received from Anita and the Cardinal Financial team during the process of purchasing our home. From start to finish, the experience was nothing short of remarkable.
Your team’s commitment to keeping us informed at every step was truly commendable. We never felt left in the dark, and the entire process seemed seamless. The attention to detail, prompt communication, and genuine care made all the difference.
Purchasing a home is a significant decision, and it’s true that there’s never a “perfect” time. However, working with your team made the journey enjoyable and stress-free. We appreciate your expertise, professionalism, and dedication.
To anyone contemplating buying a home, I wholeheartedly recommend reaching out to this awesome team. They go above and beyond to ensure a smooth and successful home-buying experience.
Thank you once again for making our dream of homeownership a reality!
- Richard & Melissa Brown
Your team’s commitment to keeping us informed at every step was truly commendable. We never felt left in the dark, and the entire process seemed seamless. The attention to detail, prompt communication, and genuine care made all the difference.
Purchasing a home is a significant decision, and it’s true that there’s never a “perfect” time. However, working with your team made the journey enjoyable and stress-free. We appreciate your expertise, professionalism, and dedication.
To anyone contemplating buying a home, I wholeheartedly recommend reaching out to this awesome team. They go above and beyond to ensure a smooth and successful home-buying experience.
Thank you once again for making our dream of homeownership a reality!
- Richard & Melissa Brown
CA
Anita and her team are wonderful. They kept us informed of each step along the way. We cannot thank them enough for the great attention to detail.
TL
Anita and her team delivered beyond expectation. They were able to get us pre-approved in 24 hours and helped us close escrow in 9 calendar days! We are still in disbelief that we are homeowners now because the whole thing happened so fast and seamlessly.
It was hard not to stress out during the entire process, but they were there every step of the way, kept us in close communication, and were on top of everything. We don't think we can ever find a better team! We are extremely grateful for their part in helping our dreams come true.
We totally recommend Anita's team, especially if you are new to this. They are THE ONE you'd like to get help from. Thanks to the team again for your professionalism and down-to-earth attitude. We hope to work with you all again on our next home purchases.
It was hard not to stress out during the entire process, but they were there every step of the way, kept us in close communication, and were on top of everything. We don't think we can ever find a better team! We are extremely grateful for their part in helping our dreams come true.
We totally recommend Anita's team, especially if you are new to this. They are THE ONE you'd like to get help from. Thanks to the team again for your professionalism and down-to-earth attitude. We hope to work with you all again on our next home purchases.
VF
Working with Anita and her team at Cardinal Financial was a game-changer for us in our home-buying journey. We were bracing for a complicated process, but they made it surprisingly straightforward and stress-free.
Anita was our guiding light right from the start, shining bright with her deep knowledge and unwavering support. When our first home purchase stumbled due to unforeseen HOA complications, she didn't just keep us motivated—she instilled in us a sense of resilience and hope. Her confidence and proactive approach were contagious, keeping our spirits high even in the face of disappointment.
It was during our second attempt in escrow that Anita truly showcased her exceptional skills. Her ability to think outside the box and her tireless advocacy on our behalf were nothing short of miraculous. It wasn't just her technical expertise that made the difference; it was her genuine belief in our dream and her determination to see it through. The moment we received our loan approval, thanks to Anita's efforts, we were left in awe. It was a testament to her incredible proficiency and dedication to her clients.
What also impressed us was how Anita and her team managed to make the entire process feel so manageable. They were always on hand to answer our questions and sort out any issues, ensuring that everything progressed without a hitch. It felt like they were taking care of the heavy lifting, allowing us to focus on the excitement of buying our new home.
We're incredibly grateful to Anita and the entire team at Cardinal Financial. Their support and professionalism didn't just help us buy our home; they made the journey enjoyable. For anyone looking to buy a home, Anita and her team come highly recommended by us. Their ability to simplify the home-buying process and remove the stress was truly remarkable. Thanks to them, we're now happily settled in our new home, and the whole experience was much smoother than we ever imagined.
Anita was our guiding light right from the start, shining bright with her deep knowledge and unwavering support. When our first home purchase stumbled due to unforeseen HOA complications, she didn't just keep us motivated—she instilled in us a sense of resilience and hope. Her confidence and proactive approach were contagious, keeping our spirits high even in the face of disappointment.
It was during our second attempt in escrow that Anita truly showcased her exceptional skills. Her ability to think outside the box and her tireless advocacy on our behalf were nothing short of miraculous. It wasn't just her technical expertise that made the difference; it was her genuine belief in our dream and her determination to see it through. The moment we received our loan approval, thanks to Anita's efforts, we were left in awe. It was a testament to her incredible proficiency and dedication to her clients.
What also impressed us was how Anita and her team managed to make the entire process feel so manageable. They were always on hand to answer our questions and sort out any issues, ensuring that everything progressed without a hitch. It felt like they were taking care of the heavy lifting, allowing us to focus on the excitement of buying our new home.
We're incredibly grateful to Anita and the entire team at Cardinal Financial. Their support and professionalism didn't just help us buy our home; they made the journey enjoyable. For anyone looking to buy a home, Anita and her team come highly recommended by us. Their ability to simplify the home-buying process and remove the stress was truly remarkable. Thanks to them, we're now happily settled in our new home, and the whole experience was much smoother than we ever imagined.
EA
I have nothing but amazing things to say about this team! From helping us purchase my childhood home last June to helping us with a cash-out refinance last month, they have been so helpful throughout the entire process. I love their communication style which includes check-ins, phone calls, and text messages that really keep us in the loop the whole process but also explain everything in terms we can understand and grasp. I cannot stress enough how thankful we are to own our home and be able to live in beautiful San Diego County. We are especially thankful to their team for putting up with our incessant questions and phone calls and for always being there for us when we need them. We highly recommend Cardinal Financial and look forward to working with them again in the future :)
BS
I don't know where to start! Anita and her team made my dream come true. From the very first phone call until after closing she kept me in the loop and handled everything for me. Made sure all my T's were crossed and all I's dotted. I couldn't of done this without you all. THANK YOU!
