Clients have said that Anita Aguilar epitomizes integrity, energy, and hard work with a wealth of information and experience. Anita entered the Real Estate Financing industry in 2005 after attending Loyola Marymount University and graduated Magna Cume Laude with a B.A. in Business Administration and Spanish. As a native San Diegan, the city of SD is near and dear to her heart. In 2022, Anita Aguilar helped over 300 families nationwide become homeowners or helped families and individuals through refinancing.
About Anita’s Team
As a branch manager, Anita understands that she is only one person and that having a stellar team to back her up is integral to providing specialized service to each client. Considering their volume, you might be shocked to hear that her team can close a loan in as few as seven days. Know you're in good hands with anyone from Anita's team. Together, her team has over 90 years of combined industry experience.
Recent Accolades:
Scotsman Guide Top U.S. Mortgage Loan Originator - 2024
Scotsman Guide Top U.S. Women's Loan Originator - 2023
Nahrep’s Top 250 Latino Mortgage Loan Originators - 2023
Named Top Loan Originator for CalHFA and GSFA
Featured in El Latino Magazine
Featured on Zurple.com
Featured in San Diego Voyager Magazine
Anita G. Aguilar | NMLS#498749
Licensed Branch Address: 2727 Shelter Island Drive #103, San Diego, CA 92106
Cardinal Financial Company, Limited Partnership NMLS 66247
3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273
Equal Housing Opportunity ? www.cardinalfinancial.com/nmls-licensing
For licensing information, go to www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247
About Me
Mortgage Advisor
Cardinal Financial | NMLS #66247
NMLS #498749
This is the fifth time I have gone through a process like this, and I have never encountered such professionalism, personality, passion for what they do, superior communication, and overall stellar service. I have never physically seen Anita her team yet we’ve been able to build a rapport like I have known them for a long time AND TRUST THEM! That is huge in this industry. You never know what goes on behind the scenes and all of my questions were answered and I knew that I was getting the best possible pricing and situation going with them. They had my best interest at heart, they were thorough And creative in accomplishing what I needed. I was very grateful for the introduction and I will definitely pay it forward so other people can have the same experience that I did when purchasing and refinancing home. I will use them for everything that they are able to do for me in the future. Good character means everything as I have been in sales for 15 years and her team is top notch when it comes to character. Thank you again for making things happen.
Anita and her team made my home refinance an easy and stress-free experience. We locked in a better rate and got our "clear to close" in only 19 days. She’s knowledgeable and responsive. I always felt informed and confident throughout the process. I highly recommend Anita to anyone looking to refinance or purchase a home.
PM
We have had the pleasure of working with Anita and her team on multiple transactions, and every time, they have exceeded our expectations. Anita’s expertise, clear communication, and action-oriented approach make the entire loan process seamless and stress-free. She always keeps us informed, guides us through every step, and ensures everything is handled efficiently and on time. Thanks to Anita and her incredible team, securing financing for our home was a smooth and successful experience. We truly appreciate their dedication and professionalism and highly recommend them to anyone in need of a top-notch loan agent!
GC
Anita Aguilar and her team were instrumental in making our mortgage process smooth and stress-free. Her deep expertise and excellent communication skills ensured we were well-informed at every stage. Anita's dedication to exploring all options led us to a solution that perfectly fit our family's needs. Her commitment to her clients is truly commendable. I highly recommend Anita to anyone seeking a knowledgeable and caring mortgage advisor.
MV
I had the pleasure of working with Anita and her team on a recent escrow, and I couldn’t be more impressed. From start to finish, they were absolutely amazing—efficient, communicative, and proactive every step of the way. I never had to ask for updates because they were always ahead of the game, keeping both me and my client informed throughout the process. My client had nothing but great things to say about their experience, which speaks volumes about the level of service Anita and her team provide. I look forward to working together again in the future and highly recommend them to anyone looking for a top-notch lending team!
LE
Anita and her team far exceeded my expectations of what my experience would be with a Mortgage Advisor. Anita is so engaged and proactive with her communication. Either she or someone from her team will respond to your question in a very timely manner. The portal she has her client's use is so user friendly too, which really helps. The sound of going through the home buying process sounds overwhelming and daunting but Anita made the experience the exact opposite. I was waiting for the "hard" part to come but that never happened!
Anita is so warm and engaging and makes you feel important and that your needs matter, she doesn't treat you like "just one of her many clients". Without hesitation, I would recommend Anita to any of my family & friends who are going through the home buy process. I can't thank her enough!
Anita is so warm and engaging and makes you feel important and that your needs matter, she doesn't treat you like "just one of her many clients". Without hesitation, I would recommend Anita to any of my family & friends who are going through the home buy process. I can't thank her enough!
DL
Anita did an excellent job helping us with our loan. Together with her team, they went above and beyond in making this transaction go smoothly. My husband and I truly appreciate their help and attentiveness. They definitely are our lenders for life and will recommend them to our family and friends! Thank you guys 🤗
LS
I’ve had the absolute pleasure of working with Anita and her team twice now in my home buying process. Trusting anyone with one of the largest investments can be an overwhelming road to navigate, however, I felt well informed and supported through the entirety the home buying process. I felt they had my best interest at heart and ultimately this is more of a family for me than just a lender team. I not only highly recommend Anita and her team but highly encourage you to reach out to them ASAP, you won’t regret it!
J
Hands down, the best folks you could ever work with for Lenders. You guys were always there for us, keeping us updated, checking in with us, and finding the best of everything for us. And you guys put up with all my questions. There were times I thought I couldn't find anything, but you were there for us not giving up. I can't thank you guys enough. And even after securing our new home, you guys still check in with us. That's exceptional service. Thank you from all of us. 💯🥰❤️
CC
I had the pleasure of working with Anita and Edgar, and I can't recommend them highly enough! They are incredibly knowledgeable and well-versed in all mortgage options, making them the perfect team to help you navigate your financing needs. Anita and Edgar will take the time to review your options thoroughly and provided clear guidance to help you craft a solid plan.
The entire process with them was smooth and seamless from start to finish. Their expertise and professionalism truly stood out, and they made what could have been a stressful experience feel easy and manageable.
If you're looking for a team to help you get in a position to find your dream home soon, Anita and Edgar are the ones to call
The entire process with them was smooth and seamless from start to finish. Their expertise and professionalism truly stood out, and they made what could have been a stressful experience feel easy and manageable.
If you're looking for a team to help you get in a position to find your dream home soon, Anita and Edgar are the ones to call
HG
Anita and her team took care of us and made the whole process of refinancing seem much easier than I thought it would be. Thanks, our trust in you never disappoints.
PT
Anita and her team are fantastic!! She obtained a great rate and sell price with a challenging buyer to close in 30 days during a busy holiday season. She is phenomenal, such a wealth of knowledge and a blessing!
AC
I was amazed how Anita worked all through.
She knows well her job!
I will totally recommend her.
She knows well her job!
I will totally recommend her.
SG
This is my third time working with Anita and her team. There is no one I trust more when it comes to our home loans. The communication between us has always been superb. They literally went above and beyond in a timely matter; they saved us thousands of dollars because we had no idea what benefits disabled veterans have during our refinance process. I feel educated and secured every time I've worked with Cardinal Financial. I know I can always count on them whenever I need them.
Anita saved the day for my seller! The original lender couldn't get it done, but Anita got it done in 8 calendar days. She was handed the file on 11/14 and funded/recorded on 11/22.
In my 21 years in this business, I have seen alot of things, but her performance was next level.
I couldn't recommend her more highly.
Brian Williams
(760) 715-7249
In my 21 years in this business, I have seen alot of things, but her performance was next level.
I couldn't recommend her more highly.
Brian Williams
(760) 715-7249
DB
Anita and her team did an amazing job in helping me get through a tough closing…picking it up from another lender and getting me across the finish line in a very fast turn around. I will be forever grateful to them for their assistance.
AW
Anita and her team are hands off the best folks to join you during the purchase and refinancing process for your home!!
We have been so blessed working with them since early 2023 to purchase and refinance our home. They have always answered all our questions, no matter how big or small.
Also, when new circumstances and scenarios needed to be evaluated, Anita and her team took immediate action to make sure that we got the best conditions and rates available.
Thank you ANITA and TEAM!! We couldn't have done this without you.
We have been so blessed working with them since early 2023 to purchase and refinance our home. They have always answered all our questions, no matter how big or small.
Also, when new circumstances and scenarios needed to be evaluated, Anita and her team took immediate action to make sure that we got the best conditions and rates available.
Thank you ANITA and TEAM!! We couldn't have done this without you.
DB
Anita helped save my deal! When another lender fumbled my application within 48 hours of closing, Anita and her team were able to step in, clean up the mess, and save my deal with only an extra week and a half on my escrow. I will be forever thankful for the extra communication, clarity, and promptness.
AH
Anita and her entire team helped me through my first home buyer journey. They are extremely attentive and get the job done. Couldn’t recommend more!
TV
I had done several transactions in the past. Anita and her team are very knowledgeable and we went smooth and closed the loan in 2 weeks, almost never heard of. Their knowledge and close follow up closely made the difference and we appreciate her for this home loan. We recommend everyone who needs help with the loan, please talk to her. She works after hours or whenever you can to make it happen and happen quick. Thank you!
FA
They are great at what they do and got the best quotes and rates both when I purchased and when I refinanced. They are also very fast and knowledgeable and made things less time consuming for me.
L
Wow, wow, wow!!
What an amazing experience, not once but TWICE!!
Anita and team handle just about everything for me so I can continue to run my operation to be able to pay my mortgage :) :) :)
Want a team that goes way above and beyond? Look no further than Anita & her team. They work very hard to get it done!!
A+++++++++++++++++++++++++++++++++
<3
What an amazing experience, not once but TWICE!!
Anita and team handle just about everything for me so I can continue to run my operation to be able to pay my mortgage :) :) :)
Want a team that goes way above and beyond? Look no further than Anita & her team. They work very hard to get it done!!
A+++++++++++++++++++++++++++++++++
<3
CM
Anita and her team are pros. She was responsive from the first text through closing. We got our dream home, with a VA loan, in less than 30 days from offer!
RM
Anita Aguilar was absolutely amazing in finding us a loan that met our goals. She is an excellent communicator, she is expedient, and was always there to answer our questions. I could not recommend her enough to anyone looking for a home loan. 5 Star service all around.
Anita came highly recommended by a close friend years ago and when we were finally ready to start the home buying process we knew we had to reach out to her! Working with her was an absolute game-changer for our mortgage process. We are incredibly grateful that we started the pre-approval process before looking at houses and couldn’t be more thrilled with the results. We could not believe we closed on our top choice house 37 days after first contacting Anita!
From the outset, Anita impressed us with her incredible efficiency. Every aspect of the mortgage application process was handled with precision and speed, ensuring that no time was wasted and that we were always on track. She made what can be a lengthy and daunting process feel seamless and straightforward.
Anita's depth of knowledge is truly remarkable. She provided expert guidance on every detail, from choosing the right loan to understanding the finer points of the mortgage market. Her ability to explain complex concepts in the clear and comprehensible way that I do with my students made a significant difference in our understanding and decision-making process.
Attention to detail is where Anita really stands out. She and her team meticulously reviewed every document, every number, and every clause, ensuring that everything was in perfect order. Her thoroughness provided us with the confidence that no stone was left unturned and no potential issue overlooked.
Organization is another area where Anita and her team excel. They kept the entire process well-structured and managed all the moving parts with impeccable coordination. We always knew exactly where things stood and what the next steps were, thanks to their outstanding organizational skills and communication.
Finally, Anita's analytical approach was invaluable. She evaluated various mortgage options and found products that benefited us. With a keen eye for detail she helped us to weigh the pros and cons of each option. This analytical rigor ensured that we made an informed decision that was best suited to our financial needs and goals and our growing family!
If you want a mortgage advisor who combines efficiency, expertise, and meticulous care, Anita and her team at Cardinal Financial are your go-to professionals! We highly recommend her for anyone looking to navigate the mortgage process with confidence and ease!
From the outset, Anita impressed us with her incredible efficiency. Every aspect of the mortgage application process was handled with precision and speed, ensuring that no time was wasted and that we were always on track. She made what can be a lengthy and daunting process feel seamless and straightforward.
Anita's depth of knowledge is truly remarkable. She provided expert guidance on every detail, from choosing the right loan to understanding the finer points of the mortgage market. Her ability to explain complex concepts in the clear and comprehensible way that I do with my students made a significant difference in our understanding and decision-making process.
Attention to detail is where Anita really stands out. She and her team meticulously reviewed every document, every number, and every clause, ensuring that everything was in perfect order. Her thoroughness provided us with the confidence that no stone was left unturned and no potential issue overlooked.
Organization is another area where Anita and her team excel. They kept the entire process well-structured and managed all the moving parts with impeccable coordination. We always knew exactly where things stood and what the next steps were, thanks to their outstanding organizational skills and communication.
Finally, Anita's analytical approach was invaluable. She evaluated various mortgage options and found products that benefited us. With a keen eye for detail she helped us to weigh the pros and cons of each option. This analytical rigor ensured that we made an informed decision that was best suited to our financial needs and goals and our growing family!
If you want a mortgage advisor who combines efficiency, expertise, and meticulous care, Anita and her team at Cardinal Financial are your go-to professionals! We highly recommend her for anyone looking to navigate the mortgage process with confidence and ease!