Edgar started as a Mortgage Adviser in April 1999, working for a high-producing direct lender. In 2000, Edgar was promoted to Branch Manager, where he continued to excel and received significant recognition. Under his supervision, his branch ranked in the top one percent of the company with $240 million in annual funded volume. Edgar's solid managerial background and experience enabled him to recruit quality Mortgage Advisors to his branch's growing family.
On helping clients be successful:
"Proper planning! Like most things in life, if a clearly defined plan is executed properly, there is less chance for errors. With the ever-changing lending arena, it is essential for consumers to educate themselves on what they qualify for so that they can plan accordingly with plenty of time."
On his priorities:
"My highest priority is ensuring my clients are well informed of the escrow process. Setting a realistic timeline and sound expectations are also very important."
Edgar Aranda NMLS#833610
Licensed Branch Address: 2727 Shelter Island Drive #103, San Diego, CA 92106
Cardinal Financial Company, Limited Partnership NMLS 66247
3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273
Equal Housing Opportunity ? www.cardinalfinancial.com/nmls-licensing
For licensing information, go to www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247
About Me
Mortgage Advisor
Cardinal Financial | NMLS #66247
NMLS #833610
AS
It’s a great pleasure to have Edgar and Anita’s team to help me through this process. I really recommend them they are very professional, unique, and are always for you when you need them.
SA
Edgar’s group help us from the beginning to the end, the process was really easy for us as the team explained to us every step of the process and gave us the best options on what we were looking for. We did our refinance process, and when we finalized the purchase of our home, Edgar made the promise that he and his team will be looking in the market and will bring us in as soon as the conditions got better, and he did, we just got a better deal and now we are going to pay less and will get a better rate than what we have.
Working with Edgar’s and Anita’s team has been the best choice that we as a family have done.
Edgar and Anita sincerely we appreciate all you guys have done for me and my family!!!!
Working with Edgar’s and Anita’s team has been the best choice that we as a family have done.
Edgar and Anita sincerely we appreciate all you guys have done for me and my family!!!!
TK
I had a satisfying experience working with the Cardinal team. Edgar and Anita provided clear information about potential loan options and forecasted my monthly expenses. The estimates they provided for my mortgage, interest, and other payments were very close to the actual figures I’m paying now, which helped me plan ahead. They know their stuff as well as what's in their clients' pockets.
The rest of the team kept me on track throughout the process. Their weekly check-in calls made sure I never felt lost in the process, even during my busiest weeks. They were also quick with follow-ups and were always patient with any questions I had, no matter how basic, as a first-time homebuyer. It made the whole experience feel much smoother and less stressful.
My experience with the team was nice due to their professionalism, accuracy, and dedication to customer service, and I recommend them to anyone who needs assistance with home financing.
The rest of the team kept me on track throughout the process. Their weekly check-in calls made sure I never felt lost in the process, even during my busiest weeks. They were also quick with follow-ups and were always patient with any questions I had, no matter how basic, as a first-time homebuyer. It made the whole experience feel much smoother and less stressful.
My experience with the team was nice due to their professionalism, accuracy, and dedication to customer service, and I recommend them to anyone who needs assistance with home financing.
JL
The Cardinal Financial team made our refinance process quick and easy. Thank you for making this process less stressful on us!
PA
Cardinal Financial team is amazing like no other and can’t recommend them enough!
We are truly grateful for them in helping us take this leap of faith, especially in today’s SD market. They really took the time to make sure we stayed on track and helped make this dream happen for us! Their communication, expertise, and kindness has made this whole process seamless & stress free. Like family from the start, we could not have done this without the Cardinal Financial team. Thank you Edgar, Anita, & team for all you have done!
We are truly grateful for them in helping us take this leap of faith, especially in today’s SD market. They really took the time to make sure we stayed on track and helped make this dream happen for us! Their communication, expertise, and kindness has made this whole process seamless & stress free. Like family from the start, we could not have done this without the Cardinal Financial team. Thank you Edgar, Anita, & team for all you have done!
JC
So grateful to Edgar, Anita and team for helping us through the process of buying our first home. They were very professional, attentive and made this experience as easy as possible. They also got us an amazing deal. Thank you again so much! We will definitely work with you guys again in the future.
JB
I had a great experience working with Edgar Aranda. He was prompt and attentive throughout the entire process, providing regular updates to ensure everything stayed on track. His dedication and clear communication made closing on my clients home smooth and stress-free. I highly recommend him for anyone looking for a reliable and efficient lender.
The team at Cardinal Financial is nothing short of exceptional. Edgar and his team go above and beyond to ensure my family and I are taken care of. Not only do they strive to win our families hearts to be our lender for life, they also go out of their way to show they are thinking of us every holiday season. Not only that, they go out of their way to check on me from time to time (sometimes monthly) to ensure we are squared away and that there are no issues that need to be addressed. Thank you Cardinal and thank you team for always taking care of our home mortgage needs!
V/r
Marvin and Ann
V/r
Marvin and Ann
HG
Dear Anita and Edgar
I wholeheartedly recommend your service to anyone looking to sell their properties. Your expertise, professionalism and dedication to delivering exceptional results are truly impressive. I have had the pleasure of working with you both and can confidently attest to your outstanding skills and commitment to excellence. Thank you both once again.
I wholeheartedly recommend your service to anyone looking to sell their properties. Your expertise, professionalism and dedication to delivering exceptional results are truly impressive. I have had the pleasure of working with you both and can confidently attest to your outstanding skills and commitment to excellence. Thank you both once again.
SL
Absolutely amazing! Anita, Edgar, and their team are so great, kind, informative and attentive. Being a first time home buyer and in a time crunch was overwhelming, but they were so great at putting my mind at ease. Every step was explained so well and they work so quickly. I will forever be grateful to them.
During the pandemic we reached out to Edgar and his team regarding the program the state has to assist with deposit. At the time I was on long term disability fighting cancer and we were not ready/able to buy a home. Being a true professional, Edgar called us a little while later to check our status and see if we were ready to try and start the home purchase process. We had recently been advised by another company that we didn't qualify for a specific amount. That person didn't give us a range we did qualify for. Quite frankly, he didn't try hard enough.
Edgar and his team got the job done properly!!! He and his team explained important details and answered all of or questions. Explained things to us and made sure we understood. They checked on us weekly at a minimum. They did everything they said that they would do. They even got us a real estate agent who worked as diligently as they do.
We cannot say enough about our experience with this team. Thank you for making a painful process less painful and more enjoyable! We appreciate you for assisting in making one of our dreams come true!
P.S. We are closing today and Edgar and his team have already told us that they will stay in touch with us and review our loan periodically. That is customer service!
Edgar and his team got the job done properly!!! He and his team explained important details and answered all of or questions. Explained things to us and made sure we understood. They checked on us weekly at a minimum. They did everything they said that they would do. They even got us a real estate agent who worked as diligently as they do.
We cannot say enough about our experience with this team. Thank you for making a painful process less painful and more enjoyable! We appreciate you for assisting in making one of our dreams come true!
P.S. We are closing today and Edgar and his team have already told us that they will stay in touch with us and review our loan periodically. That is customer service!
YG
I am thrilled to recommend this exceptional loan team that helped me secure financing for my second home! Their expertise, guidance, and support throughout the entire process were truly outstanding. From pre-approval to closing, they made the experience seamless and stress-free. I am incredibly thankful for their hard work and dedication, which enabled me to achieve my dream of owning another property. Their professionalism, knowledge, and kindness are unparalleled, and I feel fortunate to have had the pleasure of working with them. If you're considering a home loan, look no further! This team is top-notch, and I can't recommend them enough. Thank you again for your incredible service and for helping me take this significant step in my life!
Thank you, Anita, Edgar, & Team!
Thank you, Anita, Edgar, & Team!
MU
Currently the housing market is really expensive, especially in San Diego and
it is almost impossible to purchase a home.
Since, five years ago I been trying to buy a home, until I came across with the Cardinal Financial Team. Everything changed - They made it happen.
The Cardinal Financial get the job done!
Quick, accurate and responsive are the three attributes that define Anita Aguilar and Edgar Aranda and including the rest of the Team; Thanks Joel Greene.
Luckly I was able to get approved; Realistically with a loan that essentially enable me to purchase my first home.
I appreciate you guys and hopefully...continue with the next goal in plan...refinance my mortgage.
Respectfully,
Thank you,
The Uribe Family
it is almost impossible to purchase a home.
Since, five years ago I been trying to buy a home, until I came across with the Cardinal Financial Team. Everything changed - They made it happen.
The Cardinal Financial get the job done!
Quick, accurate and responsive are the three attributes that define Anita Aguilar and Edgar Aranda and including the rest of the Team; Thanks Joel Greene.
Luckly I was able to get approved; Realistically with a loan that essentially enable me to purchase my first home.
I appreciate you guys and hopefully...continue with the next goal in plan...refinance my mortgage.
Respectfully,
Thank you,
The Uribe Family
OA
This is the second time we’ve worked with Edgar, Anita, and their team. They made the whole process a breeze and kept us informed throughout the process. They answered all my questions and were always pleasant to talk to. Highly recommend them!
JV
Our heroes! Edgar and Anita's team truly can make miracles happen. My family was on the verge of becoming homeless in less than 30 days. Edgar and Anita's team were able to help us get our credit history in order, approved for a home loan and closed, on our first home in 17 days. Amazing! So, many attempts in the past we tried to purchase a home, always denied. Even though we have good jobs and income something always seem to go wrong. We came to terms that we would never be able to purchase a home. Our current home that we rented was sold, so we were desperate. Luckily my good friend referred me to Edgar and Anita. She told me if anyone could help us get approved, they could. I thought to myself it would be like all the other attempts we made to purchase a home in the past and fail. I was SO wrong - their team worked and worked with us until they found a way to get us approved. Under extreme time constraints and unbelievable stress, their team always their to guide us in the right direction. Even when we were ready to give up. Thank you for all your patients and knowledge. The entire team was outstanding. Professional kind, non-judgmental, and most important, they stuck with us every step of the way. Always available to answer my questions promptly. We never thought buying our own home would be possible their team made it happen. Thank you so much for all her hard work and dedication to our family. We appreciated your help, so much. We will refer all my friends and family to you. Thank you.
KG
Anita and Edgar did an amazingly fast job getting us into our home. Their team’s understanding and guidance through the SDHC homebuyers assistance program was essential to our home purchase. I would like to give a special mention to their team. They took my first call of inquiry, “held my hand” through many critical decisions, and has been a invaluable resource even now, 6 months after closing. As a single, first time homebuyer I am so grateful to have found true partners in what could have been an overwhelming step in life.
MF
We highly recommend Edgar, Anita, and their lending team. They were very helpful and accessible during this whole process. We were kept informed the whole time, recommended a great realtor (Maria!) and in less than a month we closed escrow! Thank you for making our dream come true… we’re now homeowners!
KM
This is the 2nd time I used Edgar and his awesome team. I have closed in less than 15 days on the property we bought in Bakersfield. They made my home-buying journey so smooth and helped me until the end. I am so grateful for the team and will be using them again for our next investment property.
OS
Thanks to Edgar and Anita team we bought our first house. Their team did an amazing job. They stay in touch all the time and answer all your questions. All this made our process of buying the house very fast, easy and hassle free. Thank you very much. You are the best!!!
GW
The seamless coordination by Edgar Aranda made our home selling and buying experience feel like a perfectly orchestrated symphony. Their prompt responses and constant updates kept us well-informed every step of the way. The synchronized escrow process, culminating in a series of consecutive closures, felt like the stars had aligned in our favor. Closing on our home, purchasing a new one, and seeing the sellers close on their property in such a smooth succession left us elated. Edgar Aranda and their team's professionalism and efficiency made our transition an exceptionally joyful one. Grateful for their exceptional service.
What a wonderful experience dealing with Edgar Aranda and Anita Aguilar at Cardinal Financial. I represent the Seller in Temecula and was not familiar with this company in San Diego. However, they worked as diligently and efficiently as possible. Great communication every step of the way and I couldn't be more pleased. I highly recommend working with this lending team of mortgage professionals. I will definitely keep you both in mind. Thanks again for all your hard work and diligence. We even closed early!
Lucy Zion
Century 21 Masters
CA DRE 01971150
Lucy Zion
Century 21 Masters
CA DRE 01971150
FM
Edgar and Anita are the best loan team, we had a wonderful experience through the entire process towards our home loan. They guided us every step of the way. We highly recommend them.
EL
Edgar and his team gave me updates often with many details regarding the status of my loan. It was a bit of a complicated loan, but the team was able to figure out a solution that worked for me. Thank you!
AS
Our family are always happy to have done our mortgage through your company. You and your team are professional and so friendly. Thank you so much, and God bless you and your family.
EM
The team of Edgar and Anita worked very carefully and did an amazing job in helping us secure the buying of my second house. They truly helped me understand everything and helped me through each and every step of the way. I’m so thankful I met them, they have an amazing family and made us feel like family. They gave me a great realtor recommendation for Karen Alvarez, and I’m so thankful for that as well. Thank you so much Edgar and Anita for everything you’ve done! Y gracias Al team de por su profesionalismo !!!
