Edgar Aranda

Branch Manager Cardinal Financial | NMLS #66247 NMLS #833610
Edgar started as a Loan Officer in April of 1999 working for a high-producing direct lender. In 2000, Edgar was promoted to Branch Manager where he continued to excel and received great recognition. Under his supervision, his branch ranked in the top one percent of the company with $240 million in annual funded volume. Edgar's managerial solid background and experience enabled him to recruit quality Loan Officers to his branch's growing family.

On helping clients be successful:
"Proper planning! Like most things in life, if a clearly defined plan is executed properly there is less chance for errors. With the ever-changing lending arena, it is essential for consumers to educate themselves on what they qualify for so that they can plan accordingly with plenty of time."

On his priorities:
"My highest priority is ensuring that my clients are well informed of the escrow process. Setting a realistic timeline and sound expectations are also very important as well."

Edgar Aranda NMLS#833610
Licensed Branch Address: 2727 Shelter Island Drive #103, San Diego, CA 92106
Cardinal Financial Company, Limited Partnership NMLS 66247
3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273
Equal Housing Opportunity ?
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3 days ago
Thanks to Edgar and Anita team we bought our first house. Their team did an amazing job. They stay in touch all the time and answer all your questions. All this made our process of buying the house very fast, easy and hassle free. Thank you very much. You are the best!!!
Feb 23, 2024
The seamless coordination by Edgar Aranda made our home selling and buying experience feel like a perfectly orchestrated symphony. Their prompt responses and constant updates kept us well-informed every step of the way. The synchronized escrow process, culminating in a series of consecutive closures, felt like the stars had aligned in our favor. Closing on our home, purchasing a new one, and seeing the sellers close on their property in such a smooth succession left us elated. Edgar Aranda and their team's professionalism and efficiency made our transition an exceptionally joyful one. Grateful for their exceptional service.
Feb 7, 2024
What a wonderful experience dealing with Edgar Aranda and Anita Aguilar at Cardinal Financial. I represent the Seller in Temecula and was not familiar with this company in San Diego. However, they worked as diligently and efficiently as possible. Great communication every step of the way and I couldn't be more pleased. I highly recommend working with this lending team of mortgage professionals. I will definitely keep you both in mind. Thanks again for all your hard work and diligence. We even closed early!
Lucy Zion
Century 21 Masters
CA DRE 01971150
Jan 3, 2024
Edgar and Anita are the best loan team, we had a wonderful experience through the entire process towards our home loan. They guided us every step of the way. We highly recommend them.
Dec 27, 2023
Edgar and his team gave me updates often with many details regarding the status of my loan. It was a bit of a complicated loan, but the team was able to figure out a solution that worked for me. Thank you!
Dec 21, 2023
Our family are always happy to have done our mortgage through your company. You and your team are professional and so friendly. Thank you so much, and God bless you and your family.
Dec 8, 2023
The team of Edgar and Anita worked very carefully and did an amazing job in helping us secure the buying of my second house. They truly helped me understand everything and helped me through each and every step of the way. I’m so thankful I met them, they have an amazing family and made us feel like family. They gave me a great realtor recommendation for Karen Alvarez, and I’m so thankful for that as well. Thank you so much Edgar and Anita for everything you’ve done! Y gracias Al team de por su profesionalismo !!!
Nov 30, 2023
Being the first time we purchased a home, Edgar, Anita and team were so incredibly helpful through the entire process. We were beyond impressed by how helpful, responsive and professional they were. Their level of service is indescribable. They felt like friends who sincerely had our best interest at heart. The best part is they are true partners. Beyond grateful we found this team!
Nov 21, 2023
We got a house thanks to Edgar, Anita, and their team. Thank you for always being there for each step we took.
Oct 18, 2023
Always a pleasure working with this team!!! Excellent service!!
Sep 21, 2023
We can’t thank Edgar, Anita and their team who have literally held our hands through what we expected to be a stressful process. They have not only been super professional, but have been rooting for us since day one! If you want prompt, reliable, above and beyond service- please do yourself a favor and contact them for your home buying needs. Thank you guys for making our dream a reality!!
Sep 11, 2023
Edgar and his team were incredibly helpful and supportive for the entire homebuying process. We are first time home owners and were very unsure and intimidated by the home buying process, they walked us through everything and even found a grant to help us due to Matthew's employment as a nurse.

We are moving into our condo next week and couldn't be happier!
Sep 1, 2023
Edgar and his team are very efficient and after working with other companies I can assure they are the best.
Aug 25, 2023
I cannot state how impressed my wife and I are by the whole team at Cardinal Financial. Edgar and Anita really have assembled a great crew. The team was always just a call away. Roadblocks were reduced to rubble thanks to their non-stop efforts to see our home purchase through to the finish line. They explained everything to us, and was there whenever we needed help. Thanks, Cardinal Financial, for helping make our dream of owning a home come true.
Aug 8, 2023
Anita, Edgar & the whole team - thank you for supporting & being an amazing team & helping us find our first home. We thank you!
Aug 7, 2023
Hablan los dos idiomas muy bien, súper buen equipo y siempre ven por tu mejor opción dispuestos a ayudarte. Siempre están ahí cuando los necesitas! Si eres militar te ayudarán mucho con el VA. Súper recomendado.

They speak both languages very well, a super good team and they always come for your best option willing to help you. They are always there when you need them! If you are in the military they will help you a lot with the VA. Super recommended.
Aug 3, 2023
Sr. Escrow Officer
Edgar, Anita, and the entire lending team were so good in their communications to all parties. I can tell that they really look out for the best interests of their borrower's interest and are proactive in the lending process. Nice job team!!
Aug 1, 2023
Anita and Edgar simplified the home buying process and were always available to answer any questions we had. They are attentive and professional, I can’t recommend them enough.
Jul 24, 2023
We bought a house!! After 2yrs of searching, and all of the emotional ups and downs that come with that, we were able scrape almost every penny we have to our names and PURCHASE A HOME IN SAN DIEGO!

We can’t thank our amazing realtor enough for shepherding us through this challenging journey! This also did not happen without our amazing lenders Anita & Edgar, doing the financial gymnastics to make our situation possible! We are grateful to be in the homeowner game and are looking forward to making memories at OUR HOUSE. Growing up with humble beginnings (Ice Cream Spoon/Ketchup Drawer), owning a house feels like a monumental achievement. It still feels surreal that we've achieved this milestone! New adventures and unforgettable memories ahead!
Jul 18, 2023
My clients always have a wonderful experience working with Edgar, Anita and the entire Cardinal Team. This transaction was particularly difficult and complicated, but with the lending teams' expert advice, guidance and support we successfully closed - helping another family become homeowners! We have fun, we get the job done and we give the best service to our clients and communities - it's an honor to work with such experts!
Jul 8, 2023
I've been a Realtor for 18 years and have completed hundreds of transactions. I am really impressed with the level of service and the rapid execution of the loan once we were under contract. To have contingencies removed in one week for a loan is truly unheard of in this industry. This is due to the extensive preliminary work Edgar and his team does on the loan and the qualifying of the borrower prior to the agent submitting a contract. Impressive, indeed! I am definitely a huge fan!
Jul 6, 2023
Thanks to Edgar, Anita & team you got my loan approved.
Jul 6, 2023
Edgar, Anita and the whole team helped me purchase my first home in 2023. We worked together for over two years as I worked to find the perfect home for me and my family. Edgar was always "in my corner" giving me the confidence and motivation to keep looking even when the market was challenging. And when my time came and my offer was accepted, Edgar and his team were there to get me across the finish line in RECORD time. The listing agent, sellers and escrow company were all blown away by the speed and kindness with which Edgar's team is able to execute. I cannot recommend this team more. THANK YOU!
Jun 9, 2023
Anita and Edgar helped me with buying my first house in 2016. Now they have helped me again with refinancing my home. Their team went the extra mile to make the deadline. Thanks again to the whole team!
May 26, 2023
Real Estate Agent
Just sold in Escondido! This transaction was almost not meant to be. I got a call from the buyer's agent saying that they could not get the financing lined up for this buyer and that they were going to have to cancel the deal. Not on my watch! I put a call in to Edgar Aranda who literally had to tell the buyer's lender how to do his job and the deal was back on. I know I sound like a broken record but...WHO YOU WORK WITH MATTERS! Time and time again I see "professionals" in this industry that just can't cut it. Imagine missing out on a house because you chose to be represented by someone that just did not know enough!