Edgar Aranda

Branch Manager Cardinal Financial | NMLS #66247 NMLS #833610
Edgar started as a Loan Officer in April of 1999 working for a high-producing direct lender. In 2000, Edgar was promoted to Branch Manager where he continued to excel and received great recognition. Under his supervision, his branch ranked in the top one percent of the company with $240 million in annual funded volume. Edgar's managerial solid background and experience enabled him to recruit quality Loan Officers to his branch's growing family.

In 2022, Edgar and his team personally helped over 300 families nationwide become homeowners or helped families through refinancing.

On helping clients be successful:
"Proper planning! Like most things in life, if a clearly defined plan is executed properly there is less chance for errors. With the ever-changing lending arena, it is essential for consumers to educate themselves on what they qualify for so that they can plan accordingly with plenty of time."

On his priorities:
"My highest priority is ensuring that my clients are well informed of the escrow process. Setting a realistic timeline and sound expectations are also very important as well."

Edgar Aranda NMLS#833610
Licensed Branch Address: 2727 Shelter Island Drive #103, San Diego, CA 92106
Cardinal Financial Company, Limited Partnership NMLS 66247
3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273
Equal Housing Opportunity ?
For licensing information, go to:
Nov 21, 2023
We got a house thanks to Edgar, Anita, and their team. Thank you for always being there for each step we took.
Oct 18, 2023
Always a pleasure working with this team!!! Excellent service!!
Sep 21, 2023
We can’t thank Edgar, Anita and their team who have literally held our hands through what we expected to be a stressful process. They have not only been super professional, but have been rooting for us since day one! If you want prompt, reliable, above and beyond service- please do yourself a favor and contact them for your home buying needs. Thank you guys for making our dream a reality!!
Sep 11, 2023
Edgar and his team were incredibly helpful and supportive for the entire homebuying process. We are first time home owners and were very unsure and intimidated by the home buying process, they walked us through everything and even found a grant to help us due to Matthew's employment as a nurse.

We are moving into our condo next week and couldn't be happier!
Sep 1, 2023
Edgar and his team are very efficient and after working with other companies I can assure they are the best.
Aug 25, 2023
I cannot state how impressed my wife and I are by the whole team at Cardinal Financial. Edgar and Anita really have assembled a great crew. The team was always just a call away. Roadblocks were reduced to rubble thanks to their non-stop efforts to see our home purchase through to the finish line. They explained everything to us, and was there whenever we needed help. Thanks, Cardinal Financial, for helping make our dream of owning a home come true.
Aug 8, 2023
Anita, Edgar & the whole team - thank you for supporting & being an amazing team & helping us find our first home. We thank you!
Aug 7, 2023
Hablan los dos idiomas muy bien, súper buen equipo y siempre ven por tu mejor opción dispuestos a ayudarte. Siempre están ahí cuando los necesitas! Si eres militar te ayudarán mucho con el VA. Súper recomendado.

They speak both languages very well, a super good team and they always come for your best option willing to help you. They are always there when you need them! If you are in the military they will help you a lot with the VA. Super recommended.
Aug 3, 2023
Sr. Escrow Officer
Edgar, Anita, and the entire lending team were so good in their communications to all parties. I can tell that they really look out for the best interests of their borrower's interest and are proactive in the lending process. Nice job team!!
Aug 1, 2023
Anita and Edgar simplified the home buying process and were always available to answer any questions we had. They are attentive and professional, I can’t recommend them enough.
Jul 24, 2023
We bought a house!! After 2yrs of searching, and all of the emotional ups and downs that come with that, we were able scrape almost every penny we have to our names and PURCHASE A HOME IN SAN DIEGO!

We can’t thank our amazing realtor enough for shepherding us through this challenging journey! This also did not happen without our amazing lenders Anita & Edgar, doing the financial gymnastics to make our situation possible! We are grateful to be in the homeowner game and are looking forward to making memories at OUR HOUSE. Growing up with humble beginnings (Ice Cream Spoon/Ketchup Drawer), owning a house feels like a monumental achievement. It still feels surreal that we've achieved this milestone! New adventures and unforgettable memories ahead!
Jul 18, 2023
My clients always have a wonderful experience working with Edgar, Anita and the entire Cardinal Team. This transaction was particularly difficult and complicated, but with the lending teams' expert advice, guidance and support we successfully closed - helping another family become homeowners! We have fun, we get the job done and we give the best service to our clients and communities - it's an honor to work with such experts!
Jul 8, 2023
I've been a Realtor for 18 years and have completed hundreds of transactions. I am really impressed with the level of service and the rapid execution of the loan once we were under contract. To have contingencies removed in one week for a loan is truly unheard of in this industry. This is due to the extensive preliminary work Edgar and his team does on the loan and the qualifying of the borrower prior to the agent submitting a contract. Impressive, indeed! I am definitely a huge fan!
Jul 6, 2023
Thanks to Edgar, Anita & team you got my loan approved.
Jul 6, 2023
Edgar, Anita and the whole team helped me purchase my first home in 2023. We worked together for over two years as I worked to find the perfect home for me and my family. Edgar was always "in my corner" giving me the confidence and motivation to keep looking even when the market was challenging. And when my time came and my offer was accepted, Edgar and his team were there to get me across the finish line in RECORD time. The listing agent, sellers and escrow company were all blown away by the speed and kindness with which Edgar's team is able to execute. I cannot recommend this team more. THANK YOU!
Jun 9, 2023
Anita and Edgar helped me with buying my first house in 2016. Now they have helped me again with refinancing my home. Their team went the extra mile to make the deadline. Thanks again to the whole team!
May 26, 2023
Real Estate Agent
Just sold in Escondido! This transaction was almost not meant to be. I got a call from the buyer's agent saying that they could not get the financing lined up for this buyer and that they were going to have to cancel the deal. Not on my watch! I put a call in to Edgar Aranda who literally had to tell the buyer's lender how to do his job and the deal was back on. I know I sound like a broken record but...WHO YOU WORK WITH MATTERS! Time and time again I see "professionals" in this industry that just can't cut it. Imagine missing out on a house because you chose to be represented by someone that just did not know enough!
May 26, 2023
Broker Associate
Edgar, Anita, and the entire team did an extraordinary Job! With a difficult transaction on hand, they worked diligently to meet deadlines & expectations. Their abilities outperformed the expectations of everyone involved.. Thank you guys!!!!
May 19, 2023
Edgar and team were great to work with. They had the knowledge and ability to work with the unique GSFA loan opportunity and helped us every step of the way. I appreciate how easy the team was to work with and their constant communication.
May 4, 2023
Huge shout out to Edgar and his team who were always organized, thorough and professional. They had a lot of patience and knowledge with us and definitely came through. Would recommend time and time again for any new clients. So proud to be a home owner things to this amazing team. Extremely responsive and quick . Thank you so much!!!
May 2, 2023
Edgar and his team wend above and beyond our expectation. He helped us secure a loan for our new property. Thank you
May 1, 2023
Edgar was great to work with - very easy to reach, hands-on, and responsive.
Apr 18, 2023
We just finished the process of buying a house. Edgar, Anita, and their team were amazing! They were on top of things, always in communication with us, and let us know what to expect. They let us know what papers to provide in advance and answered all of our questions personally! You don’t get that kind of service anymore. They made the process much easier and less stressful. Thank you for your professionalism and great service.
Apr 5, 2023
We found Anita and Edgar's team online and couldn't have been luckier! Anita and Edgar's team answered all of our questions and helped us afford our first home!. We were able to apply for a loan and close on our property within a month! Again, we highly recommend them.
Mar 3, 2023
Realtor (Buyers Agent)
I strongly recommend Edgar, Anita and their team! They made everything seamless, easy and transparent for my client. She truly felt supported throughout the whole process. Thank you so much, truly grateful for all that you have done!