Edgar Aranda

Area Sales Manager Cardinal Financial | NMLS #66247 NMLS #833610
Edgar started as a Loan Officer in April of 1999 working for a high-producing direct lender. In 2000, Edgar was promoted to Branch Manager where he continued to excel and received great recognition. Under his supervision, his branch ranked in the top one percent of the company with $240 million in annual funded volume. Edgar's strong managerial background and experience enable him to recruit quality Loan Officers to his branch's growing family.

In 2020, Edgar and his team personally helped 415 families become homeowners or take advantage of historically low rates through refinancing, which added to a total of $169 million in funding given to assist their clients in their dream of owning a home.

On helping clients be successful:
"Proper planning! Like most things in life, if a clearly defined plan is executed properly there is less chance for errors. With the ever-changing lending arena, it is very important for consumers to educate themselves on what they qualify for so that they can plan accordingly with plenty of time."

On his priorities:
"My highest priority is ensuring that my clients are well informed of the escrow process. Setting a realistic timeline and sound expectations are also very important as well."
Yesterday
Edgar and his team made my refinance process easy and stress free, with an incredibly quick turnaround time. They are very knowledgeable, professional, friendly and patient. They took care of everything and provided the documents in a secure manner. They contacted me immediately once the documents were available to explain them and answer all my questions. I highly recommend and thank them. I am looking forward to our continued collaboration.
Nov 23, 2021
The service we received from Edgar and his team was exceptional. With us buying a house in another state, and my husband currently deployed in another country, they took care of everything for us. He and his team kept us updated the entire time and they made the whole process so easy and stress free for us.
Nov 12, 2021
client
We started on this Journey several months ago not knowing anything about the process. Edgar Aranda and the team he assembled to work with us on our quest to buy our first home have been fantastic. They have been available at all hours of the day, evenings and weekends too! Edgar has called me to answer questions and explain the process--what's next?--whenever I left a message. I never had to reach out twice; he was always responsive. This has been a stressful event but Edgar assisted in clarifying what we needed to do and helped us through the maze. Thank Edgar and everyone at Cardinal Financial for your support in buying our first home.
Kim Arellanes and Samuel Villasenor
Nov 8, 2021

This was the second time we've used Edgar and Anita's Team. First time was great, second was even better. Edgar was always in communication.... especially their team. They are exceptional individuals, very helpful, detailed and on time with all documents. Could not have done this with out the Edgar Aranda and Anita Aguilar Team! Can't wait to come back and work on our next project together!!! Thank you we appreciate all you have done for us.
Nov 3, 2021
I want to acknowledge the exceptional service that I received during the entire refinancing process. Edgar and the team did a fantastic job keeping me updated and answering all my questions. Their professionalism and knowledge of the industry are impressive and truly appreciated. The whole team was awesome; they went above and beyond to ensure that everything was handled thoroughly and efficiently. I will definitely be recommending him to others in the future.
Nov 3, 2021
We love Edgar and Anita's team! They have always been very professional and super-efficient. We made a home purchase with their help and recently refinanced with their support and experience. Thank you guys for all your hard work. Much appreciated!!
Nov 1, 2021
This was my first time buying a property, it was tough for me rusting the process in the beginning, but we just closed a few days ago and I’m happy and satisfied with how competent this team is. Thank you very much for making this process super informative, I learned a lot.
Oct 26, 2021
This is my second time that I had a pleasure to work with Edgar and his team. They have impressed me yet again. Edgar's and his team's professional skills, kindness and courtesy, precision and dedication is their strength. The team kept me posted, updated and helped me step by step with tremendous patience. I cannot thank them enough. They can close with the speed of light (literally as they closed my refinancing in less than 15 days). Good job everyone and I will go to them in the future should I need their expertise again.
Oct 22, 2021
The home buying process for a first- time buyer is really complicated and convoluted.

Anita and Edgar, your whole team was definitely prepared for COVID times with their online presence facilitating document, exchange, signing and communication.

They guided us through all the complexities, making a collection of the necessary documents a breeze and answering all the questions along the way. Staff are extremely professional, Knowledgeable, responsive helpful and efficient. Your customer service is superb!

We were able to close despite some delays on the seller's side. Your team kept us informed of any updates and offered support during those trying times.
Oct 20, 2021
My service from Edgar, Anita and the team was excellent! I am very satisfied with my overall experience working with them.
Oct 18, 2021
Anita, Edgar, and their team are awesome. They explain to me "literally" step by step all the documentation needed, with a lot of patience and kindness. Plus we closed in just 14 days, without any inconvenience. Thanks again for make my first Loan as smooth as possible.
Oct 18, 2021
Great team. They kept me informed though out the process. Thanks for all your help!
Oct 14, 2021
Los mejores!!! Atentos y amables en todo momento! Disponibilidad 24/7 sin ustedes no hubiera sido posible! Thank you!
Oct 14, 2021
I highly recommend Edgar and his team. They are very professional and helpful throughout the entire process - start to finish. The requirement was to have a quick close and his team made it happen in the most smooth possible way.
Oct 13, 2021
It was a pleasure working with Edgar and Anita and I would highly recommend them to any family or friends!



Sep 29, 2021
This was the second time I used Edgar and both times were great. His team made it so easy for me and seamless. I would refer him and his team to any of my friends or family. They are very nice people to work with.
Sep 14, 2021
Amazing! From start to finish! Made it happen and they guided me!!
Aug 17, 2021
I was referred to Edgar and his team by a good friend. From the first day, we talked the team was incredibly warm and great communicators! This was the first house I bought, and they handled the process incredibly well. If it were just up to Edgar's team, we would have closed two weeks early! I have already told several friends in the market about the Edgars team and will continue to do so. Great work, guys!
Aug 4, 2021
Edgar and Edgar's team are very friendly, professional and easy to work with. They are always looking for the best of your interest.
I was impressed about the patience they have to explain and walk you through the process of buying a house and also represent you during the business transaction, this makes you feel comfortable and supported for a full team that really knows what they are doing.
They are very transparent with financials and transactions. In my personal experience, Edgar's team exactly represents all mentioned above and provides EXCELLENT SERVICE. They are always available to respond or clarify your doubts!!!
GREAT JOB AND 100% RECOMMENDED!
Aug 2, 2021
As a first time home buyer, it is incredibly easy to be overwhelmed - not only with the process, but with choosing your lender. Edgar and Anita's team made my choice of lender an easy one. From the get-go, they distinguished themselves from the other lenders by being available, touching base periodically (without being overbearing), answering numerous questions, and being supportive.

I appreciated how diligent Edgar's team were with their follow-ups. Mind you - in this housing market, I'd been looking for a home for several months. Once my offer was accepted, I continued to received the same exceptional service from his team who took the time to carefully explain the next steps and displayed incredible patience with my many questions. They truly helped me feel at ease during escrow.

Throughout the entire process, Edgar and Anita were always present and available - I'll never forget the day Edgar called to tell me that my offer had been accepted (prior to my agent)! Both are very knowledgeable and passionate about what they do. They have truly built the best team any buyer can ask for. I definitely recommend and plan to go to Edgar and Anita's team for future purchases.

And finally, the latest and greatest from my agent: "I've never seen a loan fund so early!"
Aug 2, 2021
My husband and I were so happy and satisfied with how our refinancing went. Edgar and his team helped us all through out the process. They are very accommodating and promptly answering all our questions and concerns. They looked at all the aspects to help us lowered our monthly payments. The whole process was so fast. Due to their great works, broad knowledge and their value for their customers, we only think of them to do our refinancing. They were also the one who helped us in buying our first home. We definitely recommend them and looking forward again in having transactions with them.
Jul 28, 2021
Edgar and Team,
Thank you so very much for all that you did! Not only for helping us to get qualified for the loan in the first place, but also being there every step of the way, answering our numerous and what must have seemed like endless questions, never hesitating but always answering them promptly, thoroughly and with a smile. Even when we encountered a few hiccups and challenges to our loan and the process along the way. The Cardinal Financial Team ALWAYS went Above and Beyond the call of duty to take care of us and for that we are eternally grateful and will never forget the amazing service that we received from everyone on the Team. Your professionalism as a company as well as individually showed through your actions in getting us the best loan at the best rate and even managing to get us over the finish line and closing early.
We look forward to a long and prosperous relationship with Cardinal Financial and will be telling everyone we know and meet who may be in need of a home loan or refinance to go with your organization and not even bother looking anywhere else.
Jul 28, 2021
DNP
Edgar is the expert that you need when it comes to your mortgage needs. He and his team are a dedicated and knowledgeable, they make home purchase process easy for you.
Jul 21, 2021
This is not the first time I worked with this Team! My husband and I purchased our first home in San Diego with Edgar Aranda's Team! Anita, Edgar and the entire team are more than anyone can ask for! They truly are there for you! I have worked with other lenders before and I must say they are the best! They will call and check on you even when they have nothing to report to you! They have listened to me talk about my issues, which has helped me release some of the stress of purchasing and selling a home! They have held my hand the entire time. I love those guys! They are the best and I highly recommend them! They are not in it to win it just for themselves, they are in to win for you as well! TEAM WORK MAKES THE DREAM WORK!
Jul 19, 2021
Digital Designer
We can't put into words how amazing Edgar and his team are! From start to finish, Edgar was responsive, patient, thorough, and answered any and all questions we had. Edgar and his team were so proactive and flexible, making sure to fully prep us for all the major milestones of the home buying process and keep things running smoothly. The communication was always on point and we never felt like we were in the dark. Whenever there was a small hiccup, the team helped us tackle it head on - quickly and with full confidence. They are truly the best at what they do! We literally couldn't have had a better experience!