Clients have said that Anita Aguilar epitomizes integrity, energy, and hard work with a wealth of information and experience. Anita entered the Real Estate Financing industry in 2005 after attending Loyola Marymount University and graduated Magna Cume Laude with a B.A. in Business Administration and Spanish. As a native San Diegan, the city of SD is near and dear to her heart. In 2022, Anita Aguilar helped over 300 families nationwide become homeowners or helped families and individuals through refinancing.
About Anita’s Team
As a branch manager, Anita understands that she is only one person and that having a stellar team to back her up is integral to providing specialized service to each client. Considering their volume, you might be shocked to hear that her team can close a loan in as few as seven days. Know you're in good hands with anyone from Anita's team. Together, her team has over 90 years of combined industry experience.
Recent Accolades:
Scotsman Guide Top U.S. Mortgage Loan Originator - 2024
Scotsman Guide Top U.S. Women's Loan Originator - 2023
Nahrep’s Top 250 Latino Mortgage Loan Originators - 2023
Named Top Loan Originator for CalHFA and GSFA
Featured in El Latino Magazine
Featured on Zurple.com
Featured in San Diego Voyager Magazine
Anita G. Aguilar | NMLS#498749
Licensed Branch Address: 2727 Shelter Island Drive #103, San Diego, CA 92106
Cardinal Financial Company, Limited Partnership NMLS 66247
3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273
Equal Housing Opportunity ? www.cardinalfinancial.com/nmls-licensing
For licensing information, go to www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247
About Me
Mortgage Advisor
Cardinal Financial | NMLS #66247
NMLS #498749
SG
This is my third time working with Anita and her team. There is no one I trust more when it comes to our home loans. The communication between us has always been superb. They literally went above and beyond in a timely matter; they saved us thousands of dollars because we had no idea what benefits disabled veterans have during our refinance process. I feel educated and secured every time I've worked with Cardinal Financial. I know I can always count on them whenever I need them.
Anita saved the day for my seller! The original lender couldn't get it done, but Anita got it done in 8 calendar days. She was handed the file on 11/14 and funded/recorded on 11/22.
In my 21 years in this business, I have seen alot of things, but her performance was next level.
I couldn't recommend her more highly.
Brian Williams
(760) 715-7249
In my 21 years in this business, I have seen alot of things, but her performance was next level.
I couldn't recommend her more highly.
Brian Williams
(760) 715-7249
DB
Anita and her team did an amazing job in helping me get through a tough closing…picking it up from another lender and getting me across the finish line in a very fast turn around. I will be forever grateful to them for their assistance.
AW
Anita and her team are hands off the best folks to join you during the purchase and refinancing process for your home!!
We have been so blessed working with them since early 2023 to purchase and refinance our home. They have always answered all our questions, no matter how big or small.
Also, when new circumstances and scenarios needed to be evaluated, Anita and her team took immediate action to make sure that we got the best conditions and rates available.
Thank you ANITA and TEAM!! We couldn't have done this without you.
We have been so blessed working with them since early 2023 to purchase and refinance our home. They have always answered all our questions, no matter how big or small.
Also, when new circumstances and scenarios needed to be evaluated, Anita and her team took immediate action to make sure that we got the best conditions and rates available.
Thank you ANITA and TEAM!! We couldn't have done this without you.
DB
Anita helped save my deal! When another lender fumbled my application within 48 hours of closing, Anita and her team were able to step in, clean up the mess, and save my deal with only an extra week and a half on my escrow. I will be forever thankful for the extra communication, clarity, and promptness.
AH
Anita and her entire team helped me through my first home buyer journey. They are extremely attentive and get the job done. Couldn’t recommend more!
TV
I had done several transactions in the past. Anita and her team are very knowledgeable and we went smooth and closed the loan in 2 weeks, almost never heard of. Their knowledge and close follow up closely made the difference and we appreciate her for this home loan. We recommend everyone who needs help with the loan, please talk to her. She works after hours or whenever you can to make it happen and happen quick. Thank you!
FA
They are great at what they do and got the best quotes and rates both when I purchased and when I refinanced. They are also very fast and knowledgeable and made things less time consuming for me.
L
Wow, wow, wow!!
What an amazing experience, not once but TWICE!!
Anita and team handle just about everything for me so I can continue to run my operation to be able to pay my mortgage :) :) :)
Want a team that goes way above and beyond? Look no further than Anita & her team. They work very hard to get it done!!
A+++++++++++++++++++++++++++++++++
<3
What an amazing experience, not once but TWICE!!
Anita and team handle just about everything for me so I can continue to run my operation to be able to pay my mortgage :) :) :)
Want a team that goes way above and beyond? Look no further than Anita & her team. They work very hard to get it done!!
A+++++++++++++++++++++++++++++++++
<3
CM
Anita and her team are pros. She was responsive from the first text through closing. We got our dream home, with a VA loan, in less than 30 days from offer!
RM
Anita Aguilar was absolutely amazing in finding us a loan that met our goals. She is an excellent communicator, she is expedient, and was always there to answer our questions. I could not recommend her enough to anyone looking for a home loan. 5 Star service all around.
Anita came highly recommended by a close friend years ago and when we were finally ready to start the home buying process we knew we had to reach out to her! Working with her was an absolute game-changer for our mortgage process. We are incredibly grateful that we started the pre-approval process before looking at houses and couldn’t be more thrilled with the results. We could not believe we closed on our top choice house 37 days after first contacting Anita!
From the outset, Anita impressed us with her incredible efficiency. Every aspect of the mortgage application process was handled with precision and speed, ensuring that no time was wasted and that we were always on track. She made what can be a lengthy and daunting process feel seamless and straightforward.
Anita's depth of knowledge is truly remarkable. She provided expert guidance on every detail, from choosing the right loan to understanding the finer points of the mortgage market. Her ability to explain complex concepts in the clear and comprehensible way that I do with my students made a significant difference in our understanding and decision-making process.
Attention to detail is where Anita really stands out. She and her team meticulously reviewed every document, every number, and every clause, ensuring that everything was in perfect order. Her thoroughness provided us with the confidence that no stone was left unturned and no potential issue overlooked.
Organization is another area where Anita and her team excel. They kept the entire process well-structured and managed all the moving parts with impeccable coordination. We always knew exactly where things stood and what the next steps were, thanks to their outstanding organizational skills and communication.
Finally, Anita's analytical approach was invaluable. She evaluated various mortgage options and found products that benefited us. With a keen eye for detail she helped us to weigh the pros and cons of each option. This analytical rigor ensured that we made an informed decision that was best suited to our financial needs and goals and our growing family!
If you want a mortgage advisor who combines efficiency, expertise, and meticulous care, Anita and her team at Cardinal Financial are your go-to professionals! We highly recommend her for anyone looking to navigate the mortgage process with confidence and ease!
From the outset, Anita impressed us with her incredible efficiency. Every aspect of the mortgage application process was handled with precision and speed, ensuring that no time was wasted and that we were always on track. She made what can be a lengthy and daunting process feel seamless and straightforward.
Anita's depth of knowledge is truly remarkable. She provided expert guidance on every detail, from choosing the right loan to understanding the finer points of the mortgage market. Her ability to explain complex concepts in the clear and comprehensible way that I do with my students made a significant difference in our understanding and decision-making process.
Attention to detail is where Anita really stands out. She and her team meticulously reviewed every document, every number, and every clause, ensuring that everything was in perfect order. Her thoroughness provided us with the confidence that no stone was left unturned and no potential issue overlooked.
Organization is another area where Anita and her team excel. They kept the entire process well-structured and managed all the moving parts with impeccable coordination. We always knew exactly where things stood and what the next steps were, thanks to their outstanding organizational skills and communication.
Finally, Anita's analytical approach was invaluable. She evaluated various mortgage options and found products that benefited us. With a keen eye for detail she helped us to weigh the pros and cons of each option. This analytical rigor ensured that we made an informed decision that was best suited to our financial needs and goals and our growing family!
If you want a mortgage advisor who combines efficiency, expertise, and meticulous care, Anita and her team at Cardinal Financial are your go-to professionals! We highly recommend her for anyone looking to navigate the mortgage process with confidence and ease!
RH
The Cardinal team made our dream of home ownership a reality with an unforgettably wonderful experience!
Through our home-buying process, we learned what a difference a great lender can make when submitting an offer. The entire Team was prepared and timely and ensured we were on track to close quickly without pressuring or pushing us. Anita and her team dedicated time to walk us through the details of the process, answer all of our [countless] questions, and explain each element of our contracts thoroughly so that we could be confident each step of the way. Anita and the Team alleviated so much of our stress. They made sure that we were comfortable and informed in each offer we submitted and, eventually, in the days following our close. Any questions or concerns we had were immediately addressed, and we were always made to feel we were a priority.
Throughout every aspect of our experience, it was obvious that this Team truly cared about the work that they did - they were simply a treat to work alongside. We couldn't recommend them enough, and we are thrilled to have had the opportunity to work with such a devoted, respected, and gifted team during the purchase of our home.
Through our home-buying process, we learned what a difference a great lender can make when submitting an offer. The entire Team was prepared and timely and ensured we were on track to close quickly without pressuring or pushing us. Anita and her team dedicated time to walk us through the details of the process, answer all of our [countless] questions, and explain each element of our contracts thoroughly so that we could be confident each step of the way. Anita and the Team alleviated so much of our stress. They made sure that we were comfortable and informed in each offer we submitted and, eventually, in the days following our close. Any questions or concerns we had were immediately addressed, and we were always made to feel we were a priority.
Throughout every aspect of our experience, it was obvious that this Team truly cared about the work that they did - they were simply a treat to work alongside. We couldn't recommend them enough, and we are thrilled to have had the opportunity to work with such a devoted, respected, and gifted team during the purchase of our home.
CS
Anita and her team continue to amaze me with their friendliness, efficiency, and attention to detail. We just refinanced in record time and I am so jazzed with my lower monthly payment!
RM
What a refreshing experience working with such responsive professionals! Anita and her team were outstanding to work with. The proactive explanations and guidance are so welcome when dealing with such a major life event. They were amazing at guiding us thru every step of the process and making sure everything went smoothly and efficiently. Anita and her team were a pleasure to work with!
GK
Once again, we are working with Anita for our second home purchase. Anita is now a friend! You can trust her 15+ years of experience, personability, responsiveness, and Cardinal Financial office team. I was referred to Anita in 2021. Thank goodness I was! Anita was by my side every step of the way for the biggest purchases of my life. Reach out to her for your next move!
We are incredibly grateful for Anita and her team for guiding us through the home buying process. After a previous negative experience with another team in 2018, we were daunted by the prospect of purchasing a home. However, Anita and her team made the entire process smooth and stress-free, offering unwavering support and genuine care every step of the way.
Their professionalism and dedication are truly stellar. We especially appreciate the transparency and clear communication throughout the process, ensuring we understood every detail. Thanks to their efforts, we received a voucher through the CalHFA's Dream for All program, which has been life-changing for us.
Anita and her team went above and beyond to make our dream of homeownership a reality, and we cannot thank them enough. We highly recommend them to anyone looking for a trustworthy and supportive team to help with their home buying journey.
Their professionalism and dedication are truly stellar. We especially appreciate the transparency and clear communication throughout the process, ensuring we understood every detail. Thanks to their efforts, we received a voucher through the CalHFA's Dream for All program, which has been life-changing for us.
Anita and her team went above and beyond to make our dream of homeownership a reality, and we cannot thank them enough. We highly recommend them to anyone looking for a trustworthy and supportive team to help with their home buying journey.
EF
Anita and her team did an amazing job with complex challenges! We can't THANK her enough for her perseverance and professionalism to get us our dream home. She's a REAL LIFE ROCKSTAR!!!
PB
Anita has been my preferred lender for over 9 years for a reason! She is simply the best at what she does, doesn't over-promise, and always delivers! 🙌
GW
Working with Anita and her team at Cardinal Financial was an absolute blessing during our first home buying journey. From the outset, Anita's care, dedication, and meticulous attention to detail shone through. She took the time to patiently guide us through every step of the process, ensuring we fully understood our options and the implications of each decision.
Anita's expertise was evident in her thorough explanations of mortgage terms, interest rates, and escrow practices, as well as in her proactive management of closing activities and post-purchase responsibilities. Thanks to her and her team, what could have been a daunting experience was remarkably smooth and stress-free.
For anyone navigating the significant decision of purchasing a home, we wholeheartedly recommend Anita and Cardinal Financial. Their commitment to their clients and depth of knowledge make them the ideal partner for such an important milestone in life.
Anita's expertise was evident in her thorough explanations of mortgage terms, interest rates, and escrow practices, as well as in her proactive management of closing activities and post-purchase responsibilities. Thanks to her and her team, what could have been a daunting experience was remarkably smooth and stress-free.
For anyone navigating the significant decision of purchasing a home, we wholeheartedly recommend Anita and Cardinal Financial. Their commitment to their clients and depth of knowledge make them the ideal partner for such an important milestone in life.
TM
One of the most impressive escrows I've been a part of thanks to Anita and her team. Super fast timelines to start with on a very large loan that ended up being sped up, somehow. She simply over-delivers incredibly. Constant communication, we never felt in the dark or out of the loop. Thank you Anita!
Anita and her team are very professional and easy to work with. Always helpful and on top of their game. This is my second time working with them and hopefully we will continue doing business for many more real estate transactions to come. Thank you!
ER
I recently had the pleasure of working with Anita and her team to secure a mortgage for my new home while I was deployed, and I am thrilled with the experience. From beginning to end, Anita exemplified exceptional professionalism, expertise, and unwavering dedication. She patiently addressed all my questions, provided clear and concise explanations, and guided me through each step of the process with remarkable clarity.
Anita's team was equally outstanding, consistently responsive and helpful, ensuring that all paperwork was handled promptly and accurately. Their meticulous attention to detail and unwavering commitment to customer satisfaction made the entire process smooth and stress-free, even with the added challenges of my deployment.
I wholeheartedly recommend Anita and her team to anyone seeking mortgage services. Their extensive knowledge, integrity, and exemplary customer service truly set them apart. I am deeply grateful for their hard work and support in helping me secure my dream home.
Anita's team was equally outstanding, consistently responsive and helpful, ensuring that all paperwork was handled promptly and accurately. Their meticulous attention to detail and unwavering commitment to customer satisfaction made the entire process smooth and stress-free, even with the added challenges of my deployment.
I wholeheartedly recommend Anita and her team to anyone seeking mortgage services. Their extensive knowledge, integrity, and exemplary customer service truly set them apart. I am deeply grateful for their hard work and support in helping me secure my dream home.
MS
I cannot thank Anita and her team enough for holding my hand through out the process of purchasing a condo in Charlotte, NC. Anita is an amazing communicator, full of energy and always one step ahead of things that needed to be done. She and her team made me feel as though I was a part of their family! I feel very fortunate to have been referred to Anita; she and her team are stuck with me for life!
RA
We wanted to take a moment to express our heartfelt gratitude for the exceptional service we received from Anita and the Cardinal Financial team during the process of purchasing our home. From start to finish, the experience was nothing short of remarkable.
Your team’s commitment to keeping us informed at every step was truly commendable. We never felt left in the dark, and the entire process seemed seamless. The attention to detail, prompt communication, and genuine care made all the difference.
Purchasing a home is a significant decision, and it’s true that there’s never a “perfect” time. However, working with your team made the journey enjoyable and stress-free. We appreciate your expertise, professionalism, and dedication.
To anyone contemplating buying a home, I wholeheartedly recommend reaching out to this awesome team. They go above and beyond to ensure a smooth and successful home-buying experience.
Thank you once again for making our dream of homeownership a reality!
Your team’s commitment to keeping us informed at every step was truly commendable. We never felt left in the dark, and the entire process seemed seamless. The attention to detail, prompt communication, and genuine care made all the difference.
Purchasing a home is a significant decision, and it’s true that there’s never a “perfect” time. However, working with your team made the journey enjoyable and stress-free. We appreciate your expertise, professionalism, and dedication.
To anyone contemplating buying a home, I wholeheartedly recommend reaching out to this awesome team. They go above and beyond to ensure a smooth and successful home-buying experience.
Thank you once again for making our dream of homeownership a reality!
