Anita Aguilar

Branch Manager Cardinal Financial | NMLS #66247 NMLS #498749
Clients have said that Anita Aguilar epitomizes integrity, energy, hard work and expert knowledge in every aspect of her profession. Anita entered the Real Estate Financing industry in 2005 after attending Loyola Marymount University and graduated Magna Cume Laude with a B.A. in Business Administration and Spanish. As a native San Diegan, the city of SD is near and dear to her heart. In 2022, Anita Aguilar personally helped over 300 families nationwide become homeowners or helped families through refinancing.

About Anita’s Team
As a branch manager, Anita understands that she is only one person and that having a stellar team to back her is an integral part of providing specialized service to each and every client. Considering their volume, you might be shocked to hear that her team can close a loan in as few as 7 days. Know you're in good hands with anyone from Anita's team. Together, her team has over 70 years of combined industry experience.

Recent Accolades
#189 Top U.S. Women's Loan Originator - 2022
Top 1000 U.S. Mortgage Loan Originator - 2022
Nahrep’s Top 250 Latino Mortgage Loan Originators - 2023
Featured in El Latino Magazine
Featured on
Featured in San Diego Voyager Magazine

Anita G. Aguilar NMLS#498749
Licensed Branch Address: 2727 Shelter Island Drive #103, San Diego, CA 92106
Cardinal Financial Company, Limited Partnership NMLS 66247
3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273
Equal Housing Opportunity:
For licensing information, go to:
Nov 13, 2023
Anita did a fantastic job helping me purchase and finance my first home. Very knowledgeable and helpful throughout the whole process.
Nov 8, 2023
Anita and her team make dreams come true. The process was so easy. They are friendly and professional with impressive knowledge and experience. Top-notch communicators with total transparency throughout the process. Excellent experience.
Oct 27, 2023
It is a pleasure to be able to work with such a professional company that takes you step by step and takes care of your interests.

100% recommend.
Oct 26, 2023
I was surprised by how fast Anita and her team worked. She gave some very valuable advice that made our purchase happen. Thank you!
Oct 17, 2023
Thank you Anita and Edgar for continually reaching out and for the great customer service you provided. For sure we will be in touch in the future, when we are ready to move forward with another project!
Sep 5, 2023
Anita and her team were excellent in my process. They work very fast and get things done without any problems to get your offer approved by a seller.
Aug 24, 2023
Anita and the rest of the Cardinal Financial team were amazing! I was extremely scared of purchasing my first home, however, the team went through every step of the way easing my worries and doubts.

Thank you Anita and team for getting me into my first home.
Aug 24, 2023
Anita and her team always give 100% in everything they do and it shows! We have worked with them for 3 different home transactions and they were always clear with instructions and goals which is such a big deal when you are trying to gather documents and get your finances in order. I cannot recommend them enough!!
Aug 18, 2023
Anita was extremely helpful. She and her staff are knowledgeable, available and go above and beyond when assisting us. Would use Anita and her team for any future real estate work.
Aug 18, 2023
I found Anita to be personable, very helpful, highly knowledgeable, and caring. She made the home purchase as pleasant as is possible during a very stressful period. Thank you, Anita!
Aug 9, 2023
The team helped me for over 9 months through the house hunting process. They helped get a great realtor and made the process super easy.
Jul 28, 2023
Anita and her team are actual rockstars! We reached out just to see where we could get preapproved. As people who have never bought a home before, they made it super easy and seamless! They answered all of our questions, we had a ton, and they helped guide us in the right direction to get where we needed to be. There was a waiting period before we could afford our house and Anita and her team still checked in with us every week to make sure we were comfortable and didn’t have any questions. Once we finally found our dream home they made a very long and confusing process super quick and easy. There was constant communication to make sure we were comfortable. Choosing Anita and her team to help guide you through the homebuying process is the best decision you can make!
Jul 21, 2023
Happy Repeat Client!
Amazing team, this is my third time working Anita and her team and they are the "Absolute Best". Lightning fast, always kept me up to date every step of the way, and could not be more satisfied !!!
Jul 12, 2023
Accounting Mgr.
I had a great experience working with Cardinal Financial, Anita, and her team. Very professional, quick, responsive and nice :)
Jun 27, 2023
Thanks to Anita and her team we were able to get our offer accepted on a beautiful home which had multiple competitive offers! We appreciate the teams endless and dedicated efforts to get my husband and I a good home, and felt their sincerity and care! We are amazed at their tenacity, endurance, and fervor it took to ensure we could contend and compete with other offers! Will definitely use and recommend the Anita Aguilar team hands down!
Jun 12, 2023
Anita and her team helped me purchase my first Condo. What typically is a frustrating and confusing process seemed like a breeze due to the dedication of her and her entire team. Everyone in their organization was extremely helpful and patience with a potential new homeowner such as myself. They were always timely with their communication and instructions throughout the entire experience. I couldn't recommend any other organization to work with!
Jun 9, 2023
Huge shout out to Anita and her team. They were always organized, thorough, professional. They had a lot of patience and knowledge with us and definitely came through. I would recommend time and time again for any new clients. This is an amazing team. Extremely responsive and quick. Thank you so much!
Jun 8, 2023
9 year adventure
I first met Anita 9 years ago. She was recommended to me by my realtor. Unfortunately back then my wife and I were not on the same page and we could not get a deal done. Fast forward to now, I reached out to Anita and she remembered us. She treated us like long lost family. The feeling made us more comfortable and helped with getting through the loan process. Anita and her team are just amazing. I have nothing bad to say about them. I highly recommend them if you are reading this review!
May 16, 2023
I first reached out to Anita regarding the Dream for All program, and she was very efficient and responsive in getting everything squared away. Unfortunately, even with her quick efforts, I did not end up getting the funds (the program ran out of funds the same day within hours that I got my offer accepted), but Anita was yet again quick and efficient with identifying another program that would fit my needs to close on the house I put an offer on. Her team was extremely friendly and communicative every step of the way. I’ve already recommended her to a few folks. Anita is the best!
May 4, 2023
We just closed escrow 6 days ago and although we are not moving to our home for another month, I still can't believe how quick the entire process was to get us back into homeownership. I initially reached out to Anita because I had read some of her stellar reviews and I felt she was the right person to seek advice from regarding potentially buying within the next 6 months to a year. I had no idea that this superwoman would have us fully approved so quickly, that in less than 1 month we had already found a place to call home and felt confident in making an offer. Anita is very straightforward and that is something I admire because home buying is a serious matter. Her entire team is amazing and always willing to answer questions. I highly recommend Anita and her team when looking for a serious lender.
May 4, 2023
Anita and her team were amazing! Prompt, Responsive, Patient, and Knowledgable.

Explained every step of the way which as a first time home buyer was very much appreciated.

No surprises! Thank you again and would recommend !
Apr 24, 2023
We recommend Anita and her team for the excellent job they did helping us and guiding us throughout the process of refinancing our home. They had impeccable service from the beginning to the end. There was great communication, guidance, and our closing timing was always on schedule. The care they treat you with is priceless!
Apr 21, 2023
Amazing experience working with Anita and her team on my home loan!

Buying a home can be stressful and overwhelming, but Anita and her team made it a breeze. They were attentive, proactive, and incredibly responsive, keeping us informed every step of the way with timely updates that made us feel secure and informed.

Being backed by a reputable lender like Anita with such an incredible track record definitely worked to our advantage in this competitive market, particularly when submitting an offer on a home. I highly recommend Anita Aguilar Home Loans to anyone looking for a stress-free home buying experience.

Thank you, Anita and team, for your hard work and dedication!
Mar 21, 2023
This was my first time buying a home and Anita and her team not only made it easy, but enjoyable! Anita and her team recognize that delay kills deals in real estate and they were so proactive in making sure we understood the process fully and stayed on track timely. The personal touch Anita and her team offer is above and beyond. I could text or call them anytime and with any (seemingly silly) question and they'd be there for me. The sweet cards/gifts from them were the cherry on top of a great experience. 10/10 recommend.
Dec 29, 2022
Anita and Edgar’s team is amazing! They are extremely helpful and patient and you can count on them to consistently check in and update you through the entire process. This was my first time purchasing a time and they have taught me so much and has been amazing the entire time. I definitely recommend their team to anyone who’s a first homebuyer.