Anita Aguilar

Area Sales Manager | Mortgage Advisor Cardinal Financial | NMLS #66247 NMLS #498749
Clients have said that Anita Aguilar epitomizes integrity, energy, hard work and expert knowledge in every aspect of her profession. Anita entered the Real Estate Financing industry in 2005 after attending Loyola Marymount University and graduated Magna Cume Laude with a B.A. in Business Administration and Spanish. As a native San Diegan, the city of SD is near and dear to her heart. In 2020, Anita Aguilar personally helped 415 families become homeowners or take advantage of historically low rates through refinancing, which added to a total of $169 million in funding given to assist her clients in their dream of owning a home.

About Anita’s Team
As a branch manager, Anita understands that she is only one person and that having a stellar team to back her is an integral part of providing specialized service to each and every client. Considering their volume, you might be shocked to hear that her team can close a loan in as few as 7 days. Know you're in good hands with anyone from Anita's team. Together, her team has over 70 years of combined industry experience.

Recent Accolades
#106 Top U.S. Women's Loan Originator - 2020
Top 500 U.S. Mortgage Loan Originator - 2020
CalHFA Preferred Lender for 2020 & 2021
Named one of GSFA's top loan officers 2017- 2020
Named one of's top mortgage lenders in California for 2018
Top 100 Loan Officer - National Association of Minority Mortgage Bankers of America (NAMMBA)
Featured in El Latino Magazine
Featured on
Featured in San Diego Voyager Magazine
Company President's Club Inductee for top Loan Dollar Fundings Allocated to Clients 2015-2019
Nov 24, 2021
I want to personal say that Cardinal Financial is the best I have ever used. The staff is very professional, loving and sensitive to your needs. They are very knowledgeable and prompt. I highly recommend you to stop looking and get on the right team with Anita Aguilar and her staff. I appreciate all they have did for my family.
Nov 18, 2021
Words can not describe how amazing Anita and her team are. We have worked with Anita several times for the past four years. Her team and her always go above and beyond to make the process as fluid as possible, even when challenges are thrown their way. While completing our refinance my family and I were out of town. Anita and her team were able to accommodate us in ways that only her and her team can. We highly recommend them to family, friends and at times strangers. We know we are working with a team that is knowledgeable, honest and friendly. Thanks again Anita for being the best at what you do.
Nov 17, 2021
Anita is absolutely amazing. The fact we never were able to meet face to face (because of COVID) never phased her and her team’s excellent service. I felt as if we had know Anita for years. She has a welcoming and warming personality that makes you know from day 1 you are in the best hands! Her knowledge and drive to help and get you the best experience in such a life changing experience is second to no one. She makes you feel like family right away. Her and her team a the best and made our first time home buying experience better than we could have imagined. This team has my business for many years to come. Thank you Anita and Team for this wonderful experience.

Nov 17, 2021
I cannot even begin to say how happy we are with Anita and her teams exceptional service! From start to finish the team made our home buying process painless and answered all of our questions (even when I asked the same question more than once). The team is knowledgeable, transparent and kept regular communication with us very step of the way! I am glad we had Anita and her team behind us when buying our first home!
Nov 12, 2021
It was great working with Edgar, Anita, and their team. They are extremely professional, and the level of service was exceptional. We could not have picked a better Home loan company to help us purchase our new home. We will definitely use them in the future for any purchases or refinancing.
Nov 9, 2021
Edgar Aranda and Anita Aguilar have put together an awesome team of professionals who worked with Sam and I consistently through-out the intimidating home purchase experience. Edgar started the ball rolling working with us to get pre-qualified for a home loan. Their team kept in regular contact with us and assisted in getting questions answered by Anita and Edgar in regard to our home search with our realtor, who referred them, Edna Mitchell. A mortgage is a banking process, however, NONE of the TEAM players, from Edgar, Anita, and associates in our search kept Banker Hours! Each and every one of them were available to us nights and weekends too! They are a team of positive thinking individuals who made our home purchase a smooth and happy experience. Sam and I are very glad to be able to recommend them and Cardinal Financial to help other people seeking to accomplish the goal of home ownership. Thank you so much for everything!
Nov 9, 2021
Anita and her team are the epitome of professionalism, I cannot praise them enough! Anita is such a wealth of knowledge and her team is such a pleasure to work with. Thank you for making our home buying experience as seamless as possible. You will ALWAYS be our go-to!!
Nov 3, 2021
Anita and her team are fantastic. Providing constant updates and great service during the whole process.
Oct 24, 2021
I had an absolutely fantastic and stress free experience with Anita and her team! I got my mortgage through Anita and it was the easiest part of buying a condo. When I wanted to re-finance, it was the same easy process. I emailed them the needed documents, they found me a really good rate, they called me with updates, and let me know everything that was happening and why. They're great and I would recommend them to any and all. The experience was really stress-free and easy. Thank you!!
Oct 22, 2021
Anita and her team always deliver. Expect nothing but excellence when working with her!
Oct 21, 2021
I can't describe how much the extra effort and comfort Anita and her team provided us during this whole process. I couldn't imagine going through this with anyone else!
Oct 20, 2021
Edgar, Anita & their team are such an amazing team to work with! They truly are on top of it and make sure we are understanding every step of the process. They are always available to answer any questions you may have. I truly recommend working with their them as they go above and beyond! Truly grateful for each and every one of you and how easy you have made this transition be!
Oct 11, 2021
Anita and her team were all so kind, positive, and informative. They were so helpful and attentive every step of the way. My fiancé and I are first time home buyers and had no clue where to begin but Anita and her team worked with us as well as with our realtor to make the process easy and quick. Our realtor was amazed at how easy and efficient it was to work with Anita and her finance team. I can’t imagine going with any other team for future needs. I highly recommend Anita and her team.
Oct 7, 2021
We had a great refinance process. Anita was very helpful in assisting us to completion. This was our second refinance with Anita (after our original mortgage - also with Anita). We would highly recommend Anita to anyone looking to either get an initial mortgage or refinance.
Sep 30, 2021
Anita, Edgar, and their team are always on top of everything. If you have a question, they respond right away. They are professional, they close loans and they close them on time!! I highly recommend Anita, Edgar, and their team!
Sep 29, 2021
Anita and her team took great care of my husband and I after we made an offer on a San Diego condo. We are first time home buyers and were constantly grateful to have such a professional and compassionate team around us. They communicated with us daily and allowed us to close within 30 days from offer!
Sep 28, 2021
Business Owner
Anita and her team stuck with us during a really tough escrow (the seller had some title issues) and she was ALWAYS making sure our ducks were in a row so when it came to closing it was a breeze! It can be really stressful coming up with all the documents and needed paperwork, but they made it easy to submit and easy to close on our beautiful home.
Sep 28, 2021
Anita and her team were on top of their game in every aspect. Great service!
Sep 21, 2021
Business Owner
Anita and her team made the impossible possible! Long story short, I have been trying to refinance my condo that is in my daughters name to get it into my name. No other lender or team could make it happen until now! Fast forward 1.5 months and we just funded. A lot of work and effort went into this and I didn’t think it was going to happen like so many times before but somehow Anita worked her magic and just like that we are done! Thank you everyone for all the countless time and effort that went into making this possible!!
Sep 21, 2021
Production System Analyst
Anita and her team made the impossible possible! They navigated through an unconventional and complex situation, that I have been working on for years (Yes! Years!!), with professionalism and determination and we’re able to come up with a successful outcome when it seemed no one else could. Anita and her team were in constant communication, giving updates and never leaving me wondering where we were in the process. Anita’s positive and friendly vibe made refinancing a less stressful experience. Her hard work and dedication not only resulted in a completed refi and happy client but also made me feel like I wasn’t just a number and that she truly had my and my family’s best interest at heart. Thank you Anita (and team)! I appreciate you!!
Sep 17, 2021
Anita and Edgar did a fantastic job!! This transaction was smooth and as a seller’s agent, that’s not always the case. I look forward to working with them again.
Sep 9, 2021
Anita Aguilar and her team were excellent. They took care of all details and kept us well informed. We are very pleased and will always use her service for real estate finances and investment.
Sep 4, 2021
We don’t need a tone of words to tell everyone how great of an experience it was working with Anita and her team. Even in a tough market they were able to get us a competitive loan easy and simple. If you’re looking around look no further.. Anita & her team are the best !!!
Aug 30, 2021
Anita and her team are amazing! I could not praise them enough. Not only did she help us with purchasing our very first home but she also helped us refinance (which dropped our mortgage payments significantly). Anita and her team are experts and will help you throughout the entire process and answer any questions you have. We are extremely happy and would recommend her to all of our friends and family. The entire process was speedy and stress-free. Thank you Anita and team!
Aug 25, 2021
Anita and her team are amazing! Look no further; they are the real deal! I was a first-time homebuyer, and they gave me everything that I needed to know upfront. They explained the process very clearly and explained any caveats that may arise during the home-buying process. I shopped around with different lenders, but hands-down, Anita was the best. The other lenders were very cold and not invested in helping me purchase my new home. Anita was different, her attentiveness and cheerful attitude won me over, and I am glad I chose Anita and her team over the other lenders. I have mentioned my home-buying story to friends and family that have purchased a home in the past and they always tell me how lucky I am to have found a lender like Anita and her team! My realtor said the same thing, especially after our 16-day escrow. For this, I am very grateful and cannot thank Anita enough. I will definitely recommend Anita and her outstanding team to friends and family. If you are reading this, don't look anywhere else. Anita and her team are rockstars! No regrets on my behalf, and I am very grateful that she was on my side during my home-buying process.