Alan Kirth

Sales Manager - Burlingame Office Guarantee Mortgage NMLS #238808 / 1850 - CA BRE #00848621 / 01215943
With 35+ years of experience in commercial & residential financing, Alan has helped countless clients attain their financial wealth building goals through real estate. Alan is committed to creating positive outcomes for his clients. He brings his expertise to find the best financing terms possible and working tirelessly to get the loan funded.
Recognized as "Millbrae's Man of the Year for 2010" by US Senator Dianne Feinstein among others, Alan is very active within his local community. He founded Relay For Life of Millbrae in 2010. He is a 3 time past president of the Millbrae Rotary Club, served as the Rotary District 5150 Interact Chairman, and an Advisor to the Interact Club of Mills HS.

Equal Housing Opportunity
NMLS #238808 / 1850
CA BRE #00848621 / 01215943
Dec 31, 2021
My wife and I are 37 and we have worked with several mortgage professionals for home purchases and refinances, but from now on we will stick with Alan. Refinancing with Alan was far easier than earlier experiences for two main reasons:
(1)Alan gives you his time and attention and does not make you feel pressured to make decisions quickly. Other agents I have worked with are busy and have their own time constraints, and they tend to pass that pressure and pace onto you. I have always dreaded refinancing because I don't like that frenetic feeling. Alan, on the other hand, is calm, friendly and easy-going while still being attentive and responsive.
(2) There were far fewer tasks on my end while working with Alan. With previous purchases and refinances, I submitted an endless amount of financial documents multiple times, accompanied by written clarifications of transfers and deposits. Alan gave me one short list of documents at the beginning of the process, and nothing after that. I found this to be the most surprising part of working with Alan because I had become so accustomed to scanning and downloading statement after statement.
Dec 28, 2021
Alan, is thorough, detailed and timely. This is our 7th or 8th time working with Alan and he has never failed to deliver as promised. Alan explains the process and stays with you every step of the way. I would highly recommend Alan to provide the best possible financing. Alan has the resources and got the job done in a time frame that suited our needs. He is a true professional!
Dec 23, 2021
Alan is always such a pleasure to work with. He is knowledgeable, caring and ensures his clients get the best treatment during what can be a somewhat chaotic process. He never stresses his clients out and is quick to make them feel like they are completely in charge when In actuality he is tirelessly working behind the scenes to get the job done!
Dec 23, 2021
Alan is someone you can trust.
Dec 2, 2021
Working with Alan is always a pleasure. He is efficient, detail-oriented, operates with integrity, knowledgeable, is always available and has effective communication. Most importantly he always keeps his clients best interests at heart. He is hands down the best!
Nov 23, 2021
The complete customer service experience along with years of confidence building experience make Alan a one of a kind and superb professional who I would recommend to anyone without hesitation.

His focus on the client and knowledge makes him a true talent. He made us feel comfortable and reassured that he was the right person to help my wife and I in this huge life decision of a home purchase. We can not be thankful enough.
Oct 26, 2021
Our family has worked with Alan for over 30 years. He is an excellent loan broker,
very efficient, and always available. He recently helped us get the best refi rate for my mom. Alan is a pleasure to work with and we are fortunate to know him and use his services all these years. He’s the best!
Oct 21, 2021
After more than a month of contacting my bank to re-finance my mortgage and not receiving any help, I learned of Alan through a friend of mine.
Alan responded quickly and got the ball rolling. He is very much a detail oriented broker and explained to me thoroughly step by step the entire process, always having my best interest in mind. Even when having technical issues, Alan went above and beyond to help me get my paperwork in on time.
I cannot say enough about Alan, his integrity, honesty and highly recommend him.
Aug 31, 2021
I highly recommend Alan!!!
He is an expert loan broker & very professional. He helped me buy my first home and now made my first refi easy. His Customer Service is excellent and he is always available to answer ALL MY questions.
Aug 17, 2021
Alan is very knowledgeable and trustworthy. The entire process was smooth easy. I highly recommend!
Jul 11, 2021
Let me start by saying, Mr. Alan Kirth is the best in the business as a Mortgage Loan Advisor. He is an expert at what he do. He explained the loan process thoroughly and provided us with a "Rate Grid" that help me and my wife decide confidently to proceed with our refinance mortgage loan. His customer service is excellent and he is always available to answer questions. Our experience with him, including the number of days our loan was approved and funded exceeded our expectations.

Fellow California residents, if you are thinking of refinance or first time buyers, don't waste time shopping around, contact Mr. Alan Kirth at Guarantee Mortgage.
Jun 22, 2021
I was referred to Alan because financing my new home loan was complicated, to say the least. Other institutions could not come up with a solution, but Alan had the answers in a matter of minutes. He worked tirelessly to address every issue I had, was always available, and guided me through every step. I would absolutely recommend him, especially if your financing is complicated.
Jun 17, 2021
Alan is an excellent loan broker. He provided us outstanding service and was highly professional throughout the entire process. We highly recommend Alan.
Jun 17, 2021
Alan helped us get the best interest rate on our new home. He was always available, extremely professional, managing the entire mortgage process from application through escrow. His communication with the team of realtors, mortgage company, escrow staff and us made the process efficient and timely. A pleasure to work with and I would definitely use him again.
Jun 1, 2021
Senior Manager
Working with Alan is always seamless, and I cannot recommend him enough. Alan takes the time to understand your scenario and works with you based on what you need. He will also go above and beyond in making himself available to ensure you feel comfortable and informed during every step of the process.
May 6, 2021
Alan made a stressful situation pleasant, I would recommend him, he’s very patient, returns all calls, texts and emails, even on the weekends.
May 6, 2021
I would recommend Alan, he was very patient with all of my questions. I’m not computer savvy but he patiently helped me. He returned all my calls, texts and emails in a timely fashion.
Apr 29, 2021
Alan was very patient and took his time explaining everything to me. He answered all my questions and didn’t move on until he was sure I understood. He always returns calls and emails. He made my first home buying experience very smooth. I highly recommend him and will use him again in the future.
Apr 24, 2021
We were thinking of refinancing our home and thought of our friend, Alan. We had used him the last time we refinanced and we knew he would be thorough and make the experience as seamless as possible. This time, with all the Covid guidelines and "rule overlays" for people such as us (we are self-employed), the process required many more documents than we had experienced in the past. But Alan guided us and helped us "jump through the hoops" required to make it all happen. Thank you, Alan, for your patience with us and for knowing everything that would be required for the loan to be approved.
Apr 22, 2021
I found Alan online and it’s been a wonderful experience. From the start, he was open and honest about my refi situation. He gave me a good education and at the end we found a product that made sense for my position.
Alan is very attentive and very thorough. He also treats you like a friend and after a short while on the phone, you can feel confident that he has your best interest at heart.
I recommended Alan to a friend and he was very straight forward in showing my friend that a refi was not beneficial. It means a lot to find someone with that much integrity. I highly recommend Alan for all your mortgage needs!
Apr 15, 2021
Office Manager/Bookkeeper
Alan was great to work with. As it turned out this was the quickest and easiest loan I have ever obtained. I would use Alan's services again. Keep up the good work!
Apr 9, 2021
He is amazing, personally walks us through the entire process. No doubt answers his phone 24 hours a day. Were very grateful for him. All my family now uses his services, that says a lot.
Apr 9, 2021
Real estate investor
We have worked with Alan for over 25 years. He is amazing. Always available and does a great job of educating, not only us, but now our kids who have closed multiple properties with him. Can't imagine working with anyone else.
Apr 8, 2021
I had retired recently, and was watching interest rate plummeting, but thought it would be impossible for us to refinance. And it was difficult. Quicken Loans would not do it; our bank was too slow to respond. Our friends recommended Alan, and he made it happens! It does take time, and one needs to provide a lot of papers. Alan was good on minimizing the pain of going through the process, and we did refinance! He is very professional and explains all the steps in the process, gives very good advices, and just nice person to talk to. I highly recommend Alan for all your mortgage needs.
Apr 1, 2021
Broker/Owner - Real Estate and FInance
As a self-employed professional and real estate investor, I was hesitant in starting the laborious process of providing tons of documentation to satisfy a lender. I avoided it for years, but after talking with Alan (he and I co-broker business) he convinced me to take the step in increments and skillfully walked me through the process. It took many weeks, but we finally closed two refinances which paid off some of our loans, increased our cashflow and left us with only two very low fixed rate interest loans. Alan is a real pro and fun to work with. One of the most knowledgeable loan agents I have ever known. Give him a will be glad you did.

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