Annie Au-Yeung

Loan Consultant-San Francisco-Montgomery St. Guarantee Mortgage NMLS # 291529 / 1850 - APMC CA BRE #01215943
Annie has been in the mortgage industry since 2005. She has helped hundreds of families to achieve their American Dream and enjoy the home-ownership experience. She always treats her clients like her family and friends. She is very knowledgeable with plenty of patient to guide you through the whole loan process. Whether you are a first-time home buyer or a savvy buyer, she is here to help.

Annie now lives in South San Francisco, California and has lived in Hong Kong when she was young. She speaks both Mandarin and Cantonese.

Equal Housing Opportunity
NMLS # 291529 / 1850
APMC CA BRE #01215943
Dec 24, 2020
★ ★ ★ ★ ★
Annie is professional and thoughtful. She was quick to respond and gave me all the information I asked for, the whole process of getting a loan for my house was smooth, we even closed the escrow earlier than expected. Thanks!
Dec 18, 2020
★ ★ ★ ★ ★
Annie helped me with refinancing my house. She was very friendly, informative, helpful, professional and responsive. Strongly recommended!
Dec 16, 2020
Client
★ ★ ★ ★ ★
Annie is a true people person who loves speaking with customers and resolving their questions and concerns. She truly put the customer first and help solve issues in any way she can.
Dec 14, 2020
Retired
★ ★ ★ ★ ★
Annie is a good Worker. Between our e-mail conversation that I can feel she loves her job a lot. She did her job careful and detail. She knew what client's worry and what client's need. We trusted her with her work results.
Dec 12, 2020
★ ★ ★ ★ ★
Annie is very helpful, efficient, and responsive!!

I came to know Annie through our real estate agent. She has helped us with getting a good rate and helped us to get the process done in a timely manner. I am the type of person who can be busy and forget to get my respond to her and tam, and he was super patient, but she knows how to stay on top of things and her gentle follow-up emails were helpful to keep me focused and completed the loan in the most simple way possible. Highly recommend Annie.
Dec 12, 2020
★ ★ ★ ★ ★
Annie is very helpful, efficient, and responsive!!

I came to know Annie through our real estate agent. She has helped us with getting a good rate and helped us to get the process done in a timely manner. I am the type of person who can be busy and forget to get my respond to her and tam, and he was super patient, but she knows how to stay on top of things and her gentle follow-up emails were helpful to keep me focused and completed the loan in the most simple way possible. Highly recommend Annie.
Dec 8, 2020
★ ★ ★ ★ ★
Annie was recommended by our realtor. She did a very professional job in helping us in Mortgage loan. Since we are retired, our situation is a little different from the majority home buyers. It naturally cause more work for Annie. She is always on top of the process, helped us step by step to submit supporting documents and kept us informed. We strongly recommend her.
Nov 23, 2020
★ ★ ★ ★ ★
Annie was recommended by our realtor friend to refinance our loan. The rate that she provided was very competitive. She was professional and knowledgeable, and made the refi process easy and seamless. She provided updates during the entire process and provided extensions on our rate due to the time it took to close. We didn't have any worries at all. Annie worked around the schedule and was available to answer any questions immediately, even on the weekends. We couldn't have asked for a better loan manager, thanks Annie!
Nov 23, 2020
★ ★ ★ ★ ★
Annie has been professional and wonderful throughout my refinance process. She was very patient and knowledgeable, and walked me through every step. The refinance rate was also unbeatable with the exceptional service provided by Annie. Thank you, Annie!
Nov 23, 2020
Sales
★ ★ ★ ★ ★
Annie helped me with my refi., she locked me with a really good rate. She is very patient and has always been there for me. I appreciate her help and have enjoyed working with her a lot. Thank you, Annie.
Nov 19, 2020
★ ★ ★ ★ ★
Annie has been professional and wonderful throughout my refinance process. She was very patient and knowledgeable, and walked me through every step. The refinance rate was also unbeatable with the exceptional service provided by Annie. Thank you, Annie!
Nov 19, 2020
★ ★ ★ ★ ★
Annie was recommended by our realtor friend to refinance our loan. The rate that she provided was very competitive. She was professional and knowledgeable, and made the refi process easy and seamless. She provided updates during the entire process and provided extensions on our rate due to the time it took to close. We didn't have any worries at all. Annie worked around the schedule and was available to answer any questions immediately, even on the weekends. We couldn't have asked for a better loan manager, thanks Annie!
Nov 17, 2020
★ ★ ★ ★ ★
Annie provided us with very professional consultation regarding the loan refinancing. She walked us through every step that was needed and explained to us the things to pay attention to. She worked very hard to push forward the loan, and provided very professional service. Every step we were in good hands and we didn't need to worry at all. It was very nice doing business with her, and I have referred her to my friends as well. I'll continue to recommend Annie's service in the future. Thank you Annie!
Nov 8, 2020
★ ★ ★ ★ ★
Annie has been so wonderful throughout my whole refinancing process and I would give her more than 5 stars if I could! :) She is very knowledgeable, helpful and professional. She always responded to my many questions so fast (often within a few minutes!) with the exact information I needed from her and in a  very kind and professional manner.  Annie was highly recommended to me by a friend of mine and I am so glad that I got the opportunity to work with her.

Annie went above and beyond and got me the best rate that no-one else could get! When I told my coworkers about my rate, they were so impressed!  She also always made me feel like a family friend which I really appreciated.  Annie is an excellent, talented and a very smart loan consultant, and also at the same time she is truly an amazing human being.  

I feel so grateful to have the chance to know Annie. People like Annie make this world a better place and make a big positive impact in the lives of others.  I will always consult her in the future and I highly recommend her!  

Dear Annie, your dedication and hard work has immensely helped me and so many people!  Thank you so much for all that you do! 
Oct 15, 2020
★ ★ ★ ★ ★
Everything was well explained in an extremely prompt manner. I will not use any other loan consultant and I highly recommend her.
Oct 10, 2020
★ ★ ★ ★ ★
Annie did a wonderful job assisting me and wife close our first house. She is very professional and patient the whole process ans was able to turn things around within a very short period of time. I would definitely recommend her to other people who is considering buying houses or properties.
Sep 5, 2020
★ ★ ★ ★ ★
Annie provided excellent service from start to finish. She made the whole process seamless. She was always available to answer our questions and answered the phone anytime the seller's agent called, which was crucial. Her attention to detail was top notch. She went over all of our options with us and even made great suggestions. She did all this while being friendly and professional. I would highly recommend.
Jul 31, 2020
Broker Associate
★ ★ ★ ★ ★
Annie is wonderful. She is courteous, prompt to action and respond quickly to inquiry. She helps our client achieve his goal to become a homeowner. I would recommend her service to others and refer clients to her in the future.
Jul 1, 2020
★ ★ ★ ★ ★
I met Annie in 2016 and since then she helped me close 3 houses and 2 refinance with 100% successes rate. She answer my call during weekend and after hour no matter what time. I feel much better knowing that I have such a valuable and capable resource at a phone call away.
Jul 1, 2020
★ ★ ★ ★ ★
The loan process was really smooth, everything was well explained, I would highly recommend her.
Jun 3, 2020
Project Manager
★ ★ ★ ★ ★
I have met Annie at various times, usually at Homeowner seminars or Open Houses. Annie is very informative and very clearly experienced so it was easy for me as a real estate investor to utilize her services. When I needed a refi for my house, I was pleasantly surprised to find that Annie was able to give me competitive rate. She was able too help work with me on this sometimes complicated process and make it smooth transition. And Annie was always very responsive if I need to call or text her. Happy to refer her to my friends and utilize her services for future projects!
May 12, 2020
★ ★ ★ ★ ★
Annie is a very professional loan officer. She walks us through the whole refinance process and answers our questions promptly. She also keeps us updated during the process. Highly recommended!
May 8, 2020
Branch Manager
★ ★ ★ ★ ★
Annie communicated all the required documents in a timely manner Annie was patient in dealing with us and keeps us informed of the status of the loan
Mar 31, 2020
★ ★ ★ ★ ★
Annie helped us with our re-financing. She was responsive, courteous, knowledgable and professional. She kept checking the rate for us in a daily basis and ensure we got the best deal out of the market. We have worked with other loan brokers and couldn't even get the rate she got us. We highly recommend her to everyone we know.
Mar 18, 2020
★ ★ ★ ★ ★
Annie works relentlessly to deliver great service. She is willing to work around my schedule and is always prompt and responsive. Her Cantonese was especially helpful for me, as she perfectly led me through every step of the process.
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My Associations

Equal Housing Opportunity | NMLS #1850