Tom has been working in the real estate and financing fields for over 17 years. In initial meetings he takes his clients through the entire financing process so they know what to expect and how much it will cost. He runs analyses to make sure they know for how much they could qualify. During these meetings he explores all available options available to help them purchase their new home. He enjoys working as a team with his clients and their realtors to make sure escrow timelines are met and the transactions flow as smoothly as possible. His goal is to build lifelong relationships with his clients so he can assist them with future financing as their life situations change.
About Me
Mortgage Advisor
Opes Advisors
MS
Pete and Tom went above and beyond the call of duty for me recently! I had used Pete before for a simpler transaction when I purchased a building with a friend in 2004, and that was great. So I called him again on this one.
I have learned the hard way over the years that not all friends make good TIC partners. The time had come to buy out the partner, but that meant refinancing the whole building with just me on title. That made it a bit risky for several banks, but Tom and Pete manged the whole process, and knew which banks to go to and which were a waste of time. This was a new and scary process for me, but they were terrific. They kept me calm and managed the transaction with flexibility and creativity. I'd use them again in a heartbeat!
I have learned the hard way over the years that not all friends make good TIC partners. The time had come to buy out the partner, but that meant refinancing the whole building with just me on title. That made it a bit risky for several banks, but Tom and Pete manged the whole process, and knew which banks to go to and which were a waste of time. This was a new and scary process for me, but they were terrific. They kept me calm and managed the transaction with flexibility and creativity. I'd use them again in a heartbeat!
Recommendation received while at Guarantee Mortgage
MG
I have been working with Pete and now Pete & Tom for the last six+ years. They have helped me finance two home purchases and refinance another. Not only were the rates they were able to get me better than anywhere I could find (and, believe me, I shopped around), they made the process as easy as it could be, which is saying a lot given that my work with them started at the beginning of the mortgage crisis and has continued during a time when banks are very restrictive and demanding in the type of documentation they require.
Over the years, I have recommended Pete and Tom to a number of friends and I believe every single one of them who met Pete & Tom and who ended up buying a home, went with them and were happy with the results.
Over the years, I have recommended Pete and Tom to a number of friends and I believe every single one of them who met Pete & Tom and who ended up buying a home, went with them and were happy with the results.
Recommendation received while at Guarantee Mortgage
UB
We used Pete's services when we refinanced our property. His expertise and professionalism was superb. He made the process easy and simple and painless.
Recommendation received while at Guarantee Mortgage
MG
Pete is very detail oriented and made me feel extremely comfortable with our loan process. It was our first purchase and we had lots of questions. Pete was patient and took all the time I needed to feel good about our decision.
Recommendation received while at Guarantee Mortgage
When purchasing a home and going through the loan application you often hear horror stories. After working with Pete that completely changed. It was a seamless and stress free experience. Pete was always available for any questions we had, and responsive at all times in a prompt manner. He guided us patiently through the whole process. Pete is a true pleasure to work with.
Recommendation received while at Guarantee Mortgage
JT
We've worked with Pete Elting & Tom Barnes for many years now - both as first time home buyers 11 years ago and most recently when we bought and sold homes again. Pete and Tom are great to work with! They both know the industry very well, and offered good advice during a stressful time. They always have your best interest at heart and operate with a high level of integrity. They are both very responsive, and guided us through the sale and purchase of our home with success. We wouldn't think of working with anyone else! We'd highly recommend both Pete & Tom!
Recommendation received while at Guarantee Mortgage
SF
Pete is always great to work with. His dependability, candor, honesty and long term integrity have always impressed me. He has done multiple loans and refinances.
He is also a great asset to have in terms of reference and good information on the market and industry.
He is also a great asset to have in terms of reference and good information on the market and industry.
Recommendation received while at Guarantee Mortgage
DC
Pete Elting is the only reason we were ever able to purchase our first home in San Francisco. Pete is experienced, professional and he has an incredible attention to detail, which is essential for today's Bay Area home buyers. If you want the best mortgage options, Pete Elting is the person to work with!
Recommendation received while at Guarantee Mortgage
I have worked with several mortgage professionals over the past 20 or more years and none has been as helpful as Pete Elting. From the start he was very clear about each step of the process, did not use jargon, was patient with questions, and made the entire process straightforward. He delivered every step of the way. I highly recommend him and his team.
Recommendation received while at Guarantee Mortgage
GH
As first time buyers Pete was wonderful to work with. He walked us through the process and was extremely accommodating to our schedule. We were so pleased with the process, we used him to refinance our home. Pete has an extremely professional staff that he works with. Pete is highly recommended.
Recommendation received while at Guarantee Mortgage
AB
If you are planning on buying a house, you need to buy one with Pete Elting and Tom Barnes at Guarantee Mortgage. "Dream Team" is an understatement...
We were referred to Guarantee Mortgage back in November when we started the process of buying our first home in San Francisco. My husband and I both work full-time jobs with demanding hours, so Pete Elting graciously met us on a Saturday morning and spent almost 3 hours going over the ins and outs of buying a home. He was incredibly patient, thorough, and kind explaining the basics which I would imagine most brokers would find annoying. His transparency about the entire process really put us at ease. We were pre-approved that day and the house-hunting began.
Once we got the process going, we were introduced to Tom Barnes who was our account manager. We instantly felt comfortable with Tom, like we had known him for years. He answered a ton of questions for us along the way and never made us feel like we were bothering him. He, too, had incredible patience. Once we started putting offers in, Pete and Tom were available pretty much 24-hours a day to write pre-approval letters for us. They responded promptly and were very honest with us about everything, we really appreciated that about them.
The entire home-buying process can be really stressful, but having a team that was honest, open, and responsive was absolutely critical. I don't think my emails ever went more than an hour or two without a response from Pete or Tom.
I can't say enough great things about this team. I also have to mention Shawn Leonard who helped with escrow, and he pretty much rounded out the perfect mortgage team. I would never buy a house from anyone else. THANK YOU Pete, Tom, and Shawn for helping us buy our first home!
We were referred to Guarantee Mortgage back in November when we started the process of buying our first home in San Francisco. My husband and I both work full-time jobs with demanding hours, so Pete Elting graciously met us on a Saturday morning and spent almost 3 hours going over the ins and outs of buying a home. He was incredibly patient, thorough, and kind explaining the basics which I would imagine most brokers would find annoying. His transparency about the entire process really put us at ease. We were pre-approved that day and the house-hunting began.
Once we got the process going, we were introduced to Tom Barnes who was our account manager. We instantly felt comfortable with Tom, like we had known him for years. He answered a ton of questions for us along the way and never made us feel like we were bothering him. He, too, had incredible patience. Once we started putting offers in, Pete and Tom were available pretty much 24-hours a day to write pre-approval letters for us. They responded promptly and were very honest with us about everything, we really appreciated that about them.
The entire home-buying process can be really stressful, but having a team that was honest, open, and responsive was absolutely critical. I don't think my emails ever went more than an hour or two without a response from Pete or Tom.
I can't say enough great things about this team. I also have to mention Shawn Leonard who helped with escrow, and he pretty much rounded out the perfect mortgage team. I would never buy a house from anyone else. THANK YOU Pete, Tom, and Shawn for helping us buy our first home!
Recommendation received while at Guarantee Mortgage
N
It is Thanksgiving, and I have one person I would especially like to thank: Peter Elting. He is a refined professional: crisp, hardworking, meticulous, conscientious, highly dependable. Peter is the kind of professional who makes things happen and turns the impossible into possible! This was my and my husband's experience with Peter whose brokerage turned our dream of obtaining the much coveted home into reality. In addition, Peter happens to be a wonderful human being and interfacing with him has been most delightful. Happy Thanksgiving, Peter, many thanks to you!
Recommendation received while at Guarantee Mortgage
JS
Pete worked with us to select the best mortgage for our needs and patiently explained the steps in the process to us.
Recommendation received while at Guarantee Mortgage
Pete Elting has given me wonderful service as a mortgage broker. He went above and beyond the call of duty when it came to helping me strategize about mortgage options, and offered great advice. I'd recommend him without hesitation.
Recommendation received while at Guarantee Mortgage
DA
We are pleased to highly recommend Pete who assisted us when we bought our condo in San Francisco. Our experience with Pete was so positive as compared with some of our recent transactions refinancing a rental property outside of San Francisco. Unfortunately we can't use Pete. Besides being fully knowledgeable in all aspects of real estate finance, as well as in refinancing, he is able to explain difficult financial matters in understandable terms. He follows through and keeps you in the loop throughout the financing process. When he establishes a deadline, it is met and if not, keeps you fully apprised. Pete has an easy going manner; he communicates clearly and ensures what he says is compredended. Pete is a good, attentive listener. We appreciate his professional work, continuous support, and unquestioned integrity.
Recommendation received while at Guarantee Mortgage
