Carmelita Carder

Mortgage Consultant Fairway Independent Mortgage Corporation NMLS# 619944
Carmelita Carder has a passion for helping families achieve financial stability. As a Mortgage Consultant, Carmelita helps clients with all of their refinancing and purchase needs. She brings to Fairway Independent Mortgage Corporation a proven track-record of success as a mortgage originator.
Rogers Real Estate
I've worked with Carmelita for 3 years now, I'm impressed with her constant follow up and professionalism. I would recommend her highly.
Real Estate Agent
Carmelita is the amazing. I sent her a client and they absolutely
loved her service. In fact, when everything was said and done, they told me not to send my clients to anyone else. Enough said! Carmelita will continue to get my business!
Jan 19, 2018

Market's in a Minute!

Happy Friday! Here's a quick recap of this weeks economy and housing market. Take a minute to read and let me know what you think!
Jan 9, 2018

Market's in a Minute!

Here's a quick recap of the economy and housing market!
I can't say enough good things about Carmelita and her team! Communication was excellent, they kept us in the loop the entire time. We closed early, and each milestone was met with ease. I couldn't have asked for a smoother, or easier escrow. Thank you!
Norcalwest Realty Broker/Owner
Just closed escrow with Carmelita....and would definitely always highly recommend her not only because of her professionalism, but because she doesn't disappear after the loan application. What a fantastic job...had to change loan program mid escrow and did so without a hitch!!! Don't worry, she doesn't get her feathers ruffled easily...she can handle whatever possible roadblocks that pop up. Audrey was also on top of the file!
I had a wonderful experience for having refinance of my house, no hustle and it was very fast for the job well done. Thanks to her (Carmelita).
Vice President
We wanted to refinance our home to get a lower interest rate. Carmelita's staff was very helpful. They were in contact often, with emails and phone calls in order to follow up and ensure our application was processed quickly. I must say they were very friendly and always returned calls and emails.

If future needs arise I will reach out to them again.
Carmelita and Ashley were great. Always available with prompt updates and answers to emails. They are a great lender and team
I am delighted to provide this recommendation to anyone who is seeking a professional, thoughtful, responsive, and exceptionally talented and knowledgeable Mortgage Consultant. Carmelita Carder, and her staff, were prompt and responsive following the first introduction. There was no moment throughout the mortgage application and approval/review process that I had a second's hesitation about choosing Paramount Equity Mortgage BECAUSE of Carmelita Carder and her exceptional team, Ashley, etc.

While one always tries to select a mortgage company that will provide an optimal financing arrangement and package, one also must seek to ensure that you have faith, trust, and confidence in a process that can be challenging. In short, my choice was made BECAUSE of Carmelita. Her poise, sensitive, and an immediate feeling that I could trust her and her team, without question was present. Period.

Throughout the process we have grown in the professional and business relationship and I look forward to continuing my friendship with them for years to come.

It's not just numbers and business. They are true professionals and partners!

Home Owners
Carmelita was an absolute pleasure to work with. She helped us navigate our refinance with ease and her professionalism and friendliness are greatly appreciated. Her knowledge and willingness to answer all our questions no matter how many, was great. She always returned calls and emails promptly. We would recommend Carmelita highly to anyone wanting to refinance their home.
Escrow Officer
Carmelita has been wonderful to work with. She kept everyone up to date on the Lender's progress and was a great partner to work with to close escrow!
Happy Homeowner
For our first home, I honestly could not believe this went as smooth as it did. Carmelita and her team were friendly, knowledgable, and so easy to work with. I could recommend her to anyone and feel confident they were getting nothing but the best care! Thanks for everything :)
I highly recommend Carmelita and her team at Paramount. They made the home loan process stress free and easy. Thank you for all of your time and effort in making our home buying dreams a reality!
Happy Homeowner
Carmelita and her team were amazing to work with. From pre-approval to closing we were in constant communication. Once we finally found our home I was happy but also dreading the closing process because I know from being in the business myself that the closing process can be the most stressful. Amazingly enough it was the smoothest part of buying my home. We closed ahead of scheduled without any issues at all. I highly recommend Carmelita and her team (Ashley squared) :) You ladies rock!
I highly recommend Carmelita and her team. They made the transaction look easy even though they rarely are. You will find them friendly, responsive, knowledgeable, professional and fast, among their many attributes.
Mar 13, 2017

Lunch & Learn tips and tricks

to improve your business! email to RSVP and receive a questionnaire print out before first class!
Happy client
When we decided to refinance our home we were recommended to talk to Carmelita, and I am so greatful we did! This whole process has been stress free thanks to Carmelita and her team. They are all so helpful and friendly! We called Feb. 11 and by Mar. 09, the whole process was complete. I highly suggest calling Carmelita if you are considering purchasing or refinancing your home, I couldn't have asked for a better experience!
Carmelita and Ashley did a great job. I was kept informed of the loan status during the whole process and there were no surprises.
Khrystyne Moomau
Carmelita and her team did a great job of taking care of us through the whole process of purchasing our new home. Answering my million of questions, calmly explaining each step when I called panicking and helped me understand how the process was moving along and that I really had nothing to worry about. They all really had our back. Carmelita is amazing and she has trained the team around her to be just as great!!

Thank you!
Feb 27, 2017

Back on the Market!!

6017 Opera Way in Roseville!
Call Lynda to see this property!
Feb 24, 2017

First-time home buyers!

1704 Chilton Drive in Roseville!
Feb 17, 2017

Check out this new listing!

For info about this home, please contact Darla Lyons 916-705-5054
For home loan info, please contact Carmelita Carder 916-295-8140
Carmelita and the Ashley's did an amazing job! They are my preferred lender and I greatly appreciate the customer service they provide to my clients as well as continued communication to me and the other agent to keep us informed. They are quick to respond, they process very thoroughly and always close on time!! Thank you ladies, you do an amazing job!!
Carmelita and her team did an amazing job! They were always just a phone call away. Always Ready to answer any questions and concerns. Love how they were always very prepare and organized. Carmelita didn't just help us get a house, she did more. She was able to make it a smooth process and made a dream come true!! So thank you so much for being with us in this journey!!

Partner Network

Carmelita Carder is in Terri Dace's Network