Kathy Derangi

Loan Consultant - San Francisco - Montgomery St. Guarantee Mortgage NMLS #1151839 / 1850
Equal Housing Opportunity
NMLS #1151839 / 1850


Jun 23, 2018
If I could give her 10 gold stars, I would!
May 15, 2018
I feel so lucky to have found Kathy! She has been the penultimate professional having guided me through the entire process, communicating very clearly on what was needed, extremely helpful and friendly. She was always quick to reply with an answer or offer a solution.
I highly recommend her and am thrilled i never have to look any where else for my loan needs.
Thank you Kathy!
Apr 23, 2018
Kathy was very responsive and attentive during our refinance. She gave us advice to improve our credit rating so we could get a better rate. Truly appreciate her expertise.
Apr 2, 2018
Kathy was amazingly responsive and thorough and helped me get through my first home purchase. I imagine that some of my requests may have seemed unnecessary or nit-picky but they felt important to me at the time. Kathy was always available and prompt in getting back to me. I'm so happy to have gotten to work with her and if/when I buy a new home in the future, I'll definitely be contacting her again.
Mar 23, 2018
Digital Science Publisher
Kathy did a stellar job pushing through a loan on a very tight deadline. Her competence and professionalism are clear, but I recommend her for also being personable and patient, and that goes a long way in a transaction like a house purchase that can sometimes get stressful.
Mar 19, 2018
Community college counselor
I wholeheartedly recommend Kathy. She acted quickly, decisively and expertly on my behalf. Not only is Kathy a prime example of an above and beyond professional, but she is very personable. I consider myself extremely fortunate to be her client. If you need to close quickly, You want Kathy on your team!
Mar 14, 2018
Kathy did a great job. I had to do very little, and that is a good thing!
Mar 6, 2018
Nick E
Kathy did a fantastic job with our re-finance she provided us with constant updates and helped us get our loan done.

I highly recommend her!
Jan 19, 2018
Real Estate Broker
Kathy did a great job on a recent refinance for me which had many moving parts.
She has wonderful patience and tenacity.
I highly recommend Kathy!
Jan 3, 2018
Joshua Davis
Kathy was great with our refinance - super responsive and always did exactly what she said she would. Without any hesitation, I would send others her way.
Jan 1, 2018
Kathy was great to work with. She was very responsive and made sure we had all our paperwork in time so that there were no delays. She helped us get the best deal with minimum inconvenience. Thanks for a job well done!
Dec 20, 2017
First-Time Home Buyer
Kathy is incredibly personal, informative, and responsive. Before we met, I couldn't wrap my head around the entire home-loan process; Kathy broke it down into digestible pieces and was available for all of my questions.
Dec 4, 2017
Kathy was excellent from day one through closing, and continues to make herself available to answer my questions. Kathy worked very closely with us in determining exactly what we could afford, including helping us with strategies to maximize our financial profile. She educated us about different mortgage / loan products and the options that we would qualify for. And, I am 100% confident that Kathy found us the best possible deal. I never once doubted that Kathy placed our interests above everything else.
Nov 12, 2017
Kathy really went the extra mile, and was available whenever we needed her, especially in the last few days before we closed. Highly recommended.
Nov 7, 2017
Kathy was conscientious, communicative and easy to work with during both the pre-approval process and putting offers on multiple properties until finally supporting my husband and I to get our home loan funded in time for a 21 day close. Highly recommend working with her! Thank you, Kathy!
Oct 22, 2017
Oct 19, 2017
First time home buyer
Great experience. Kathy held our hands through the whole process with valuable insight and absolutely no pressure.

Incredible broker.
Oct 16, 2017
Kathy was very professional, patient, and helped us through every step. Excellent experience overall.
Oct 16, 2017
It was great working with Kathy Derangi. She was very communicative and always happy to answer my questions. She made the refinancing process much more managable than we thought it was going to be and helped us get a rate we wanted. Recommend!
Oct 12, 2017
Kathy was extremely helpful, always on top of everything that we needed to secure our loan. She was always reachable and returned our calls and emails immediately. I'd highly recommend her to anyone in the process of buying a home.
Sep 12, 2017
Buyers of our first investment home
Kathy was amazing! She worked hard to find us the best rate, and even harder to make sure we closed escrow on time and without complications. Our purchase was of a home for investment, and the bank's requests for more information and documentation seemed to come in a daily stream. Kathy was always right on top of it, so there was never a hold up. And she gave us all kinds of information and assistance with our own issues. We highly recommend her!
Sep 11, 2017
Senior Escrow Officer
I wasn't sure how busy Kathy was, but she took the time to explain a few different rates and fees and closed my refinance in less than 30 days. She took all of the stress off me. (it's so different when its your own property). I have used Kathy a couple of times now and I wouldn't go anywhere else.
Aug 29, 2017
Kathy was great to work with, responsive and able to talk through the nuances of my mortgage as needed. Communication was timely and appropriate at different stages of the process. Would highly recommend her to future home buyers.
Aug 24, 2017
Clinical pharmacist
Kathy was wonderful right from the start! We own multiple properties in San Francisco. Other lenders were not willing to work with us on financing to acquire another property. I explained our situation to Kathy, and right from the start she gave me a plan for us to obtain the financing we need. The entire process was very smooth and communication with Kathy was great. I have worked with many other loan agents and I can say without a doubt this was the easiest and smoothest experience I have had. No surprises, great communication, top-notch customer service. What more could you ask for? Plan to always use Kathy and GM from this point forward.
Jul 30, 2017
Senior Director, Digital Strategy
Kathy was tremendous from the very start, we walked us through all the nuances of the process, and how it would work once we did get into contract. She made sure we were completely educated in the process, from the very start, and worked with us closely to make sure we had all the advantages going into close. I would recommend her highly for anyone looking for a trustworthy loan officer who will make sure you are taken care of.