Vince Breen

Vice President - Townsend Office S.F. Guarantee Mortgage NMLS #238661 / 1850 - CA BRE #00923758 / 01215943
Vince has been one of the most highly regarded mortgage brokers on the San Francisco Peninsula for the last 25 years. Vince is currently a Vice President/Branch Manager of the San Francisco Townsend Street office.

Vince is a 5th generation San Franciscan, whose family has long ties to the real estate community throughout the Bay area. Vince's extensive network of satisfied clients, realtors, and escrow officers has fueled the basis of his success over the years. Vince's knowledge and expertise combined with his team's attention to detail are imperative in today's challenging lending environment.

Equal Housing Opportunity
NMLS #238661 / 1850
CA BRE #00923758 / 01215943


Jan 30, 2018
Vince has been able to get me loans for 3 different properties in the last year. He is simply amazing!
Nov 27, 2017
Vince is without a doubt the first person we would turn to and recommend in regards to his knowledge, experience and can do attitude with respect to the mortgage industry. From day one, Vince helped us through every single step of refinancing our mortgage and he made himself available 24/7, even when our busy schedules did not exactly sync up. Vince took our concerns and worries and turned them into very positive and attainable goals and he successfully helped us refinance our mortgage very quickly and efficiently. I would recommend Vince 100% to friends, family and all others who are looking for a mortgage broker who take personal pride in his/her work. Thank you, Vince!
Nov 15, 2017
Exec EA
I've worked with Vince for over 10 years and he's helped me with several re-fi's. Vince is straight-forward, honest and always available for my questions and very good at keeping me updated during the loan process. I trust Vince on his recommendations and I would recommend Vince (and Scarlet) highly. They are a great team. A+ all around.
Aug 30, 2017
Wish I had a Vince Breen for all work tasks!! Done several transactions with Vince over decades, I've always gotten such good deals and great service that would never consider using anyone else. Family and friends have been referred and they all say they have had the same experience. Vince gets it done, makes it easy, and very competitive. Thanks Vince and I still got a deal or two left, looking forward to the next one.
Aug 16, 2017
I have worked with Vince Breen on new mortgage loans and refinancing transactions for 20+ years. I always go back to Vince when the need arises, because he and his team are the most efficient, courteous and communicative people in the mortgage business that I have ever met. Their personal assistance in all matters related to loan applications, including impeccable follow-up on every last detail required to ensure on-time approvals and funding, are incredibly professional and first-class from start to finish. I can't think of anybody I'd recommend more highly Vince Breen. My partner and I are nothing but grateful for his superb efforts on our behalf. Thank you, Vince Breen -- you are the best!
Aug 9, 2017
Vince is the real deal. He is in a league of his own with respect to his knowledge of his industry and display of professionalism. From the moment I met him, I knew I was dealing with a true professional and he did not disappoint in the nine months it took to put our deal together. We had a very challenging project here and I sincerely doubt we would have had success without Vince on our team. It's chilling to think what the outcome could have been. Vince's contact info will remain at close hand because I know I will have friends and associates who will need his service and I will not hesitate to refer. It's very tricky navigating the world of real estate finance and Vince is the perfect guide!!

We remain forever grateful for Vince's genius and that we are acquainted with him.

Thank you,

Mike Droese
Jul 13, 2017
My husband and I would highly recommend Vince Breen!! He was able to secure us a loan in a very short window and now we own our dream home. He makes it easy for you and is wonderful to work with.
May 25, 2017
Owner California Cranial Institute
I wish I had a 1/4 of the energy this man has. Everyone involved in my purchase of my new home said he was incredible, timely,and a pleasure to work with. Vince found issues in my credit rating that went back for years that my previous brokers did not bring to my attention. I would recommend Vince to anyone.
May 25, 2017
Owner California Cranial Institute
I wish I had a 1/4 of the energy this man has. Everyone involved in my purchase of my new home said he was incredible, timely,and a pleasure to work with. Vince found issues in my credit rating that went back for years that my previous brokers did not bring to my attention. I would recommend Vince to anyone.
May 25, 2017
VP California Cranial Institute, Inc.
Vince is by far the best mortgage broker we have ever worked with.
He knows what he is talking about and is on it. I was continually impressed with his ability to keep several balls in the air and still stay on target. I trust him implicitly.

Thanks, Vince!
May 25, 2017
My husband and I had a fabulous experience working with Vince. He always made us feel like his top priority and we especially appreciated his excellent communication and frequent updates. He is professional, dedicated, and very thorough. We truly enjoyed working with Vince and can't thank him enough!
Feb 23, 2017
Vince has done an amazing job securing a loan for me. Persuing every avenue to get me a loan. I can't say enough good things about him and how hard he worked to make it happen. I highly recommend him and will always use his services in the future!
Jan 26, 2015
Vince and his team were so helpful in the home buying process. They really took a lot of the stress off our plates and worked tirelessly under tight deadlines to get the job done.
Jan 26, 2015
Great service and care. This team goes above and beyond to take of all matters in a timely fashion. Highly recommended.
Jan 20, 2015
I am happy to recommend the services of the Vince Breen and his Guarantee Mortgage team. We have been working with Vince for over 20 years and have always been completely satisfied. He does an excellent job, is enthusiastic, reliable and dedicated.

Vince has our highest recommendation, and I am happy to furnish more details if you would like additional information. Feel free to contact me.
Jan 20, 2015
Home owners
After living in our house 12 years, it was time to do some necessary upgrading and remodeling, and we wanted to take advantage of the excellent rates and refinance. Vince Breen of Guarantee Mortgage and his staff made the process simple. The people at Guarantee Mortgage are thorough, thoughtful, and pleasant to work with. They explained every step and kept on top of all deadlines, allowing us to close on-time. I would recommend them to anyone who needs to refinance.
Jan 5, 2015
Vince did a great job helping us get financing for our new home. Thank you Vince and we'd love to recommend you to all our friends.
Sep 11, 2014
By far the best loan broker I have ever worked with. He is efficient, professional and reliable. Thank you for help over the years!
Aug 14, 2014
homebuyer, Redwood City
I am a repeat customer of Vince's - he and his team have always delivered. Vince is a great communicator, extremely responsive and a terrific advocate. I strongly recommend Vince and the Guarantee Mortgage team.
May 8, 2014
I have used Vince Breen a few times and continue to be very pleased at his professionalism, diligence and patience. He made the loan process as easy as possible, explaining every detail in layman terms.

I highly recommend Vince and his team and will continue to use him in the future.
Apr 24, 2014
Home Buyer
This was our first home buying experience, and Vince was there to explain every step of the process. I've never worked with someone who provides such rapid responses to questions and action items. Vince will be my first option when the time comes to do this again. I highly recommend him.
Apr 18, 2014
Vince was wonderful to work with on our recent home mortgage. He kept us fully informed throughout the process and was always available and happy to answer our questions. He ensured that things went smoothly, and we were especially appreciative of his team's extra effort to help us close a couple days early. We've done several mortgages and refinances through Vince and confidently recommend him to our friends and family.
Apr 16, 2014
Contract Manager
Vince is an experienced and professional loan expert that made our loan process seamless. It was unbelievably effortless and extremely quick. Since Vince is an experienced loan officer he has a network of professionals that he has built a strong relationship with over the years. From the title company to the real estate appraiser, we received world class service. Without hesitation, I would recommend Vince for your mortgage needs.
Mar 6, 2014
My husband and I have worked with Vince and his team on several home loans over the past 5+ years. Vince makes the mortgage process easy to understand, easy to execute and we have never questioned the value in the decisions he helps us to make. We trust Vince and his team 100% and love working with him. He is proactive, efficient and very knowledgable. We have referred family and friends in his direction, and would highly recommend him to anyone looking for a trusted advisor in their mortgage financing.
Mar 2, 2014
Vince Breen is far and away the best in the business. He's always keeping an eye on the market for his clients and making sure we're aware of the products that are out there that match our situation. I couldn't imagine navigating through this market over the past 10 years without Vince leading the charge.