Vince Breen

Vice President - Townsend Office S.F. Guarantee Mortgage NMLS #238661 / 1850 - CA BRE #00923758 / 01215943
Vince has been one of the most highly regarded mortgage brokers on the San Francisco Peninsula for the last 25 years. Vince is currently a Vice President/Branch Manager of the San Francisco Townsend Street office.

Vince is a 5th generation San Franciscan, whose family has long ties to the real estate community throughout the Bay area. Vince's extensive network of satisfied clients, realtors, and escrow officers has fueled the basis of his success over the years. Vince's knowledge and expertise combined with his team's attention to detail are imperative in today's challenging lending environment.

Equal Housing Opportunity
NMLS #238661 / 1850
CA BRE #00923758 / 01215943


May 25, 2017
Owner California Cranial Institute
I wish I had a 1/4 of the energy this man has. Everyone involved in my purchase of my new home said he was incredible, timely,and a pleasure to work with. Vince found issues in my credit rating that went back for years that my previous brokers did not bring to my attention. I would recommend Vince to anyone.
May 25, 2017
Owner California Cranial Institute
I wish I had a 1/4 of the energy this man has. Everyone involved in my purchase of my new home said he was incredible, timely,and a pleasure to work with. Vince found issues in my credit rating that went back for years that my previous brokers did not bring to my attention. I would recommend Vince to anyone.
May 25, 2017
VP California Cranial Institute, Inc.
Vince is by far the best mortgage broker we have ever worked with.
He knows what he is talking about and is on it. I was continually impressed with his ability to keep several balls in the air and still stay on target. I trust him implicitly.

Thanks, Vince!
May 25, 2017
My husband and I had a fabulous experience working with Vince. He always made us feel like his top priority and we especially appreciated his excellent communication and frequent updates. He is professional, dedicated, and very thorough. We truly enjoyed working with Vince and can't thank him enough!
Feb 23, 2017
Vince has done an amazing job securing a loan for me. Persuing every avenue to get me a loan. I can't say enough good things about him and how hard he worked to make it happen. I highly recommend him and will always use his services in the future!
Jan 26, 2015
Vince and his team were so helpful in the home buying process. They really took a lot of the stress off our plates and worked tirelessly under tight deadlines to get the job done.
Jan 26, 2015
Great service and care. This team goes above and beyond to take of all matters in a timely fashion. Highly recommended.
Jan 20, 2015
I am happy to recommend the services of the Vince Breen and his Guarantee Mortgage team. We have been working with Vince for over 20 years and have always been completely satisfied. He does an excellent job, is enthusiastic, reliable and dedicated.

Vince has our highest recommendation, and I am happy to furnish more details if you would like additional information. Feel free to contact me.
Jan 20, 2015
Home owners
After living in our house 12 years, it was time to do some necessary upgrading and remodeling, and we wanted to take advantage of the excellent rates and refinance. Vince Breen of Guarantee Mortgage and his staff made the process simple. The people at Guarantee Mortgage are thorough, thoughtful, and pleasant to work with. They explained every step and kept on top of all deadlines, allowing us to close on-time. I would recommend them to anyone who needs to refinance.
Jan 5, 2015
Vince did a great job helping us get financing for our new home. Thank you Vince and we'd love to recommend you to all our friends.
Sep 11, 2014
By far the best loan broker I have ever worked with. He is efficient, professional and reliable. Thank you for help over the years!
Aug 14, 2014
homebuyer, Redwood City
I am a repeat customer of Vince's - he and his team have always delivered. Vince is a great communicator, extremely responsive and a terrific advocate. I strongly recommend Vince and the Guarantee Mortgage team.
May 8, 2014
I have used Vince Breen a few times and continue to be very pleased at his professionalism, diligence and patience. He made the loan process as easy as possible, explaining every detail in layman terms.

I highly recommend Vince and his team and will continue to use him in the future.
Apr 24, 2014
Home Buyer
This was our first home buying experience, and Vince was there to explain every step of the process. I've never worked with someone who provides such rapid responses to questions and action items. Vince will be my first option when the time comes to do this again. I highly recommend him.
Apr 18, 2014
Vince was wonderful to work with on our recent home mortgage. He kept us fully informed throughout the process and was always available and happy to answer our questions. He ensured that things went smoothly, and we were especially appreciative of his team's extra effort to help us close a couple days early. We've done several mortgages and refinances through Vince and confidently recommend him to our friends and family.
Apr 16, 2014
Contract Manager
Vince is an experienced and professional loan expert that made our loan process seamless. It was unbelievably effortless and extremely quick. Since Vince is an experienced loan officer he has a network of professionals that he has built a strong relationship with over the years. From the title company to the real estate appraiser, we received world class service. Without hesitation, I would recommend Vince for your mortgage needs.
Mar 6, 2014
My husband and I have worked with Vince and his team on several home loans over the past 5+ years. Vince makes the mortgage process easy to understand, easy to execute and we have never questioned the value in the decisions he helps us to make. We trust Vince and his team 100% and love working with him. He is proactive, efficient and very knowledgable. We have referred family and friends in his direction, and would highly recommend him to anyone looking for a trusted advisor in their mortgage financing.
Mar 2, 2014
Vince Breen is far and away the best in the business. He's always keeping an eye on the market for his clients and making sure we're aware of the products that are out there that match our situation. I couldn't imagine navigating through this market over the past 10 years without Vince leading the charge.
Feb 11, 2014
Vince was very helpful getting us a loan on our investment property. He was extremely detailed, and kept us informed during the entire process. He is very organized and knowledgeable, I would recommend Vince to anyone!
Nov 22, 2013
I have used Vince's services many times for my financing needs. He is professional, friendly, and explains things in a way i can easily understand. I have recommended him to many friends, and will continue to do so. He helped make buying my home, and re-financing my home, easy and painless.
Nov 3, 2013
Senior Director, Corporate Public Relations
We were very fortunate to work with Vince Breen on our recent mortgage transaction. He was diligent, knowledgeable, and responsive. He made a potentially complex loan process smooth and was willing and available to answer all of our questions along the way. He also maintained ongoing communication with our real estate agent which made things even easier for us. We couldn't have been more pleased with our experience working with Vince and would recommend him to anyone looking for an experience and highly professional mortgage broker.
Oct 28, 2013
I have known Vince for over 25 years and knew his parents as patients in my practice.
Vince will get things done , never mind his type AA personality, that is the reason why he will get it done. He has closed several mortgages for me and for some of my best friends.
The process has gotten very complex and demanding since the mortgage fall out but Vince guided us successfully through a 30 day close . First Republic could not beat the rate and terms he was able to procure for us.
Best regards,
Oct 17, 2013
VP Engineering
Vince and his team were fantastic. We gave them a very short window of time period of time with some tricky problems, but they were able to get us a great mortgage in record time! And, the team that I worked with were fast, nice to work with, and know the mortgage business. I could not recommend Vince and his team more highly.
Oct 16, 2013
I recently had Vince help me with a refinance and a purchase of a new home. He was always available to answer any of my questions and worked closely with my real estate agent so that we could have a quick close of escrow. He and his staff removed as much stress as possible in the loan application process. Highly recommended.
Oct 15, 2013
Escrow Advisory
I have worked with Vince and his team on many occassions, he is one of the best, he knows the market and the lenders he is working with. He and his team get the job done efficiently and without uneccessary delays and aggrevation. Anyone lucky enough to have Vince as a loan agent can count on the job getting done right and on time.