Jihad "Jay" Totah

Loan Advisor - Burlingame Office Guarantee Mortgage NMLS #298898 / 1850 - CA BRE #01170254 / 01215943
Jay has 20 years of experience in the mortgage and real estate industry, specializing in mortgage financing. He graduated from San Francisco State University with a Bachelor of Science Degree with an emphasis in Marketing. Since then he has been licensed as both a real estate sales agent and, starting in 1997, as a mortgage broker.

Jay prides himself on his dedication to client service and his attention to detail. He is knowledgeable about all aspects of home and commercial financing. You can count on his efficiency and expertise.

Jay grew up in San Francisco, is married with two adult sons, and enjoys hiking, being out in nature, and staying fit.

Equal Housing Opportunity
NMLS #298898 / 1850
CA BRE #01170254 / 01215943
Apr 18, 2014
I have worked with Jay Totah for the past 16 yrs in either re-financing or obtaining a new loan. He has always made the process easy for me and my family, and he was fully transparent about the process which speaks to his character. I have used other lenders as well but always come back to Jay for his efficiency and attention to detail. I highly recommend Jay who is an honest hardworking lender. A rarity in this industry.
Apr 1, 2014
Jay stays on top of the loan process for you. We have used Jay several times over the past years for loans to purchase new commercial properties and to refinance commercial and personal properties.

With our latest loan poor Jay had to really stay on top of the loan processing people. The appraisal was turned in to the loan officer late, and had inaccurate content, this caused delay in the closing of the loan. We were worried about loosing our interest lock. Jay was able to work with the processor at the loan company to get outstanding questions answered quickly which allowed them to closed within the interest lock time frame.

I would recommend Jay Totah to anyone looking for a loan broker for commercial or personal properties.
Mar 16, 2014
Fitness Professional
I highly recommend Jay as an excellent professional, very detail minded, honest, punctual
I have used his services in different fields often and I was very pleased with his work.
Jay has an engaging personality and will always take the time to take care of your business and make you feel that you are important to him, I am honored to be his friend.

Joseph Solari
Mar 13, 2014
Doctor of Chiropractic
My wife and I have known Jihad for almost twenty years now. He has helped us twice to refinance and numerous times with various types of advice. Jihad not only is extremely knowledgeable in his field of expertise but he's as honest and hardworking as the day is long ! We've had to work a few times with other loan advisors and mortgage brokers and that's when we absolutely realized how wonderful working with Jihad really is. Why ?
Because he believes in giving you the best possible service he possibly can- and it really shows ! He was very timely in providing the information we needed as well as very thorough. In addition, he's a really likeable guy, which makes dealing with the stress and complexities of dealing with refinancing that much easier. I highly recommend Jihad and his services. He will take great care of you !!
Mar 6, 2014
EVP/Legal Development Lennar Urban
Jay was very diligent and responsive with my refinancing. He is very knowledgeable and efficient and secured a loan on very favorable terms. I will definately use Jay for my future loan needs.
Mar 4, 2014
Client / Family
Jihad's business professionalism has been nothing less than great. He is responsive, knowledgeable and easy to deal with. Working with Jihad has not just helped us on our loan but other areas affecting our loan. He provides quick and honest answers.

Really feel if you are looking for a lender Jihad would be a great lender to use.
Mar 3, 2014
Real Estate Broker
Jihad Totah is a very experienced professional in the loan industry. He has proven performance time and time again, in my over a decade relationship with him as a loan broker. Jihad is service oriented and genuinely takes care of his clients with their best interest at heart. His business model of service for the client creates long lasting relationships, and benefits him with quality recommendations. Quality, Experience and Performance best describe his work.
Mar 3, 2014
Self-employed business owner
We have used Jihad's services for our home purchase and three refinancings
and would recommend him enthusiastically and without reservation.

Jihad is extremely patient -- even with people who are newcomers to the whole process.
In addition, he is responsive, thorough, ethical, and willing to "go the extra mile"
to find the best deal and to make it happen. Plus, he is a really nice person.
We could not ask for more!

We have referred several friends to him and will certainly use his services again in